Nissan Juke Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• Insuring a Nissan Juke costs about the same as insuring the average SUV.

• Liability car insurance for a Juke averages about $83 monthly, while full coverage typically tends to be around $152 per month.

• The most affordable insurance company for a Juke is AmericanAlliance, who offers liability only coverage for as cheap as $40 a month, on average.

Juke Overview

With base prices starting at just $20,250 for 2017 models, the Nissan Juke is a great car for drivers on a budget. While it is on the affordable end of the spectrum when it comes to overall price point, it's also a great choice for your budget when taking auto insurance prices into consideration.

Based on reviewing thousands of insurance quotes from Compare.com, we've found that Nissan Juke car insurance rates run about $142 monthly, on average. But how does that stack up to other similar SUVs out there on the market?

How Much is Car Insurance for a Nissan Juke?

In the table above, you'll see that Nissan Juke insurance prices are less expensive than average compared to other vehicles. Juke owners normally pay around $83 per month for liability insurance, and about $152 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference between these types of insurance).

Comparing it to other Nissan models, the Juke is more affordable, with rates around 16% lower than the rest of the automaker's vehicle lineup. Compared to SUV offerings from other brands, auto insurance for a Juke is more expensive than average, with liability insurance premiums coming in at 2% higher than other SUVs and full coverage insurance rates averaging exactly the same rates.

When compared to all vehicles, regardless of make, model, or body style, liability only prices are slightly more expensive than average, but run about the same for full coverage policies.

Who has the Cheapest Car Insurance for a Nissan Juke?

If you're in the market for a new car insurance policy for your Nissan Juke, you might be wondering which carrier offers the most affordable prices. While there will never be one company that offers the cheapest rates for everyone, the lowest average rates for liability only insurance are sometimes just $33 a month from Hugo. With car insurance sometimes as little as $40 per month, StateAuto is the next lowest car insurance carrier.

Finishing off the rest of the top 5 are AmericanAlliance, Aspire, and MetroMile. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Car insurance carriers use a range of different things and complex formulas to calculate rates. Because every driver is different, there's only one way to ensure you get the cheapest prices, and that's by getting personalized quotes and comparing rates from a lot of insurance companies.

What Factors Affect Car Insurance Rates for a Nissan Juke?

As we mentioned above, there are quite a few variables that auto insurance carriers take a look at to calculate how much they charge you for insurance -- and each company weighs certain factors more than others, so there's not just one carrier that's the most affordable for everyone.

Below are just a few of the factors auto insurance companies look at and how each one affects your final rate:

Vehicle Age

Nissan has been making the Juke for quite some time -- and that means the car's age may make a big difference in how much you'll pay for car insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as cars get older, insurance costs will gradually go lower.

As you can see in the table above, the Nissan Juke bucks the trend, as the cheapest models to insure are those that are 1 year old or less, while on average, the most expensive Jukes are 8 to 10 years old.

Your Age

Age is another factor that makes a significant difference in how much auto insurance carriers will charge for insurance. In the table above, you'll see that younger drivers have more expensive premiums than older drivers. In this case, drivers under 18 pay more than twice as much as those 25 or older.

Insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the Juke.

Your Gender

You may not know, but car insurance is generally more expensive for men than for women. This is because men are more likely to get tickets and get into accidents, which increases the chances of an insurance claim. The Nissan Juke follows this convention, and women pay around 10% less than men a month for auto insurance.

Where You Live

It may be obvious that variables such as how old you are and what vehicle you drive play a role in your car insurance rates, but did you know that where you live is equally important? Because insurance is regulated on the state level and not nationally, premiums change quite a bit depending on which state you call home.

For example, the average Nissan Juke driver in New York pays about $210 per month for liability coverage, while the same owner from California will pay less than half of that price, on average. The chart above shows average prices for the 10 largest states by population, just to give you a good idea of how much rates can change between states.

Nissan Juke Car Insurance Discounts

No matter your home state, your age, or your car, it's always a smart move to take advantage of as many auto insurance discounts as possible when shopping around for a new policy.

Not every car insurance company will offer the same discounts, but there are a few that are relatively common. These include things like:

• Multi-car discounts for adding more than one vehicle to your auto policy
• Pay-in-full discounts for drivers who choose to pay their entire policy rate at once, rather than by monthly payments
• Defensive driving discounts for taking a defensive driving class from an accredited school or institution
• Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like anti-lock brakes or air bags)

These are just a few of the discounts out there. Often, the best way to get great rates is to work on your overall insurance profile.

Although you may not be able to control every variable insurance companies examine to calculate premiums (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the factors you can use to your advantage in order to save money on car insurance:

Your Driving Record

It's no secret that auto insurance carriers offer the lowest prices to drivers with clean records. And you're probably not surprised to hear that your insurance premiums will get higher if you get into a collision or get a ticket for speeding. But exactly how much will these infractions cost you?

Looking at the table above, you'll see that accidents will usually cost Juke drivers more than tickets, but both will result in higher than normal rates. Nissan Juke drivers with a single accident on their record pay an average of $100 per month (up $17 from the $83/mo. overall average), while drivers with one ticket will pay about $80 monthly. Drivers who have multiple kinds of either violation will end up paying even more.

How Much You Drive

Another factor that plays a role in your auto insurance rates is the total amount of miles you drive each year. Those who are on the roads less often are less likely to get tickets, so they'll usually end up spending less on insurance. Based on the table above, you can see that Nissan Juke owners who drive between 7,500 and 10,000 miles pay $95 for car insurance, while those who drive between 2,500 and 5,000 miles every year pay an average of $67 a month.

If you don't use your Nissan Juke to travel or commute regularly, it may be worth reviewing usage-based or pay-per-mile auto insurance. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

How Do Nissan Jukes Compare to Other Vehicles?

If you're thinking about purchasing a new SUV and a Nissan Juke is on your shortlist, you might be wondering how it compares to other cars. Auto insurance is just one cost that comes with buying a new car, but it's definitely one that's worth thinking about carefully.

Review the table below to see how the Nissan Juke compares:

With an MSRP that's less than half of the going rate for a new vehicle, the Nissan Juke is a great value when it comes to price. While the national average vehicle MSRP is $41,931, the Juke starts at just $20,250.

Similarly, insurance prices are slightly lower when compared to other vehicles on the market. Liability insurance for a Nissan Juke is, while full coverage is $14 less monthly.

When it comes to usage, Nissan Juke owners drive about the same amount annually as the national average, with 12,088 miles each year compared to 11,660 for all vehicles.

Nissan Juke Car Insurance Costs by Model Year

So far, you've seen how different things have an impact on how much the average driver pays for car insurance. But if you're thinking about buying a new vehicle and the Juke is one you're considering, knowing what you can expect to pay for the specific vehicle you're looking at is extremely valuable as you weigh your choices.

For this reason, we've broken down Nissan Juke insurance rates by model year. Choose a model year from the dropdown below to see average rates for both full coverage and liability only options, as well as some other helpful info, such as the base MSRP, who offers the most affordable policies, which trim levels are offered for each year the Juke has been around.

2017 Nissan Juke Car Insurance

You can expect full coverage for a 2017 Nissan Juke to run around $155 per month, while liability only coverage will average about $81 a month.

With prices as cheap as just $33 per month, Gainsco offered the cheapest policy we found.

If you want to know exactly how much you can expect to pay for your Juke, just enter your ZIP code below and get free quotes in minutes.

2016 Nissan Juke Car Insurance

It costs around $82 monthly for liability or $156 for a full coverage policy for the 2016 Juke.

If you're looking for the lowest possible 2016 Nissan Juke insurance policy, MetLife offered the lowest policy we found, with rates as low as just $31 a month.

If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.

2015 Nissan Juke Car Insurance

2015 Nissan Juke drivers can expect to pay an average of $74 monthly for liability or $152 for full coverage.

MetLife offered the cheapest policy we found, with rates sometimes as low as $26 a month.

Want to know just how much you'll pay? Get lots of personalized quotes for free by just entering your ZIP code below.

2014 Nissan Juke Car Insurance

On average, drivers who own a 2014 Juke can expect to pay $82 to $154 per month for liability only and full coverage car insurance, respectively.

With premiums as little as $21 a month, StateAuto offered the most affordable policy we found for the 2014 Nissan Juke.

If you want to find the best rates for auto insurance for a 2014 Nissan Juke, enter your ZIP code below and compare numerous personalized quotes in just a few minutes.

2013 Nissan Juke Car Insurance

The average cost to insure a 2013 Nissan Juke with liability only coverage is $94 monthly, while full coverage runs about $152 per month.

Looking for the lowest policy? Clearcover offered liability only coverage for as low as $18 a month.

If you're looking for a more exact figure on what you should pay for car insurance for a 2013 Nissan Juke, you can get free quotes in minutes by just entering your ZIP code below.

2012 Nissan Juke Car Insurance

You can expect full coverage for a 2012 Juke to run around $148 per month, while liability only coverage will average about $75 monthly.

Safeco has prices as little as just $21 a month for the 2012 Nissan Juke.

Want to figure out exactly what you'll be asked to pay? Enter your ZIP code below to get multiple free personalized quotes.

2011 Nissan Juke Car Insurance

It costs around $83 per month for liability or $149 for a full coverage policy for the 2011 Nissan Juke.

We found Elephant offered the most affordable policy, with rates sometimes as cheap as $22 monthly.

These average premiums are a great starting point if you're in the market for a 2011 Nissan Juke, but there are a range of factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

Nissan Juke Insurance FAQs

Is a Nissan Juke expensive to insure?

It costs about the same to insure a Nissan Juke as insuring the average vehicle. SUV. Liability insurance runs an average of $83 per month, while full coverage will cost you around $152.

How can I get the best price on car insurance for my Nissan Juke?

There's only one way to make sure you're getting the lowest rates -- checking prices regularly and comparing quotes from a whole range of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from an array of carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Nissan Juke affect my insurance premiums?

Have you heard the old adage that it costs more to insure a red car than cars of other colors before? Well, that's actually a myth. There are a whole bunch of variables insurance companies look at when they offer rates, but the color of your Juke isn't one of them.

Do I need to have insurance before I buy a Nissan Juke?

You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) car off the dealership lot. Some dealerships may offer you an insurance policy as part of the car-buying process, but it's best to let your auto insurance carrier know beforehand.

What car insurance discounts can I get for my Nissan Juke?

You will find a variety of different discounts out there for insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are more based on you than the Nissan Juke you drive, but if your Juke has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may qualify for certain discounts. The only way to know is to reach out to your insurance company and ask about their discounts.