Nissan Quest Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Nissan Quest is more expensive to insure compared to the average truck.

• Full coverage auto insurance for a Quest runs about $134 a month, on average, while liability only insurance generally averages around $73 per month.

• The most affordable insurance company for a Quest is Workmens.

Quest Overview

The Nissan Quest is a great truck for all budgets, with 2017 models starting at $26,580.

Based on thousands of car insurance quotes from Compare.com, we've found that Nissan Quest auto insurance rates run about $138 monthly, on average. But compared to other vehicles in the market, are Quest insurance premiums higher or lower than those of similar trucks?

How Much is Car Insurance for a Nissan Quest?

If you look at the table above, you'll find that Nissan Quest insurance prices are below average. Quest owners normally pay around $73 a month for liability insurance, and about $134 per month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).

Comparing it to other Nissan models, the Quest is more affordable, with rates around 26% lower than the rest of the manufacturer's vehicle lineup. Compared to truck offerings from other brands, auto insurance for a Quest is similarly on the expensive side, with full coverage insurance prices coming in about 5% more and 4% more for liability only insurance.

When compared to all vehicles, regardless of make, body style, or model, the Quest has higher premiums than average for both full coverage and liability only car insurance.

Who has the Cheapest Car Insurance for a Nissan Quest?

If you're searching for a car insurance policy for a Nissan Quest, you're likely interested in which carrier offers the cheapest rates. Although costs will usually be pretty different from driver to driver, MetroMile provides the cheapest average rates for liability only coverage, with rates as low as $22 monthly. The runner up for lowest rates is Ohio Mutual, with insurance policies starting sometimes as low as $30 per month.

Shelter Mutual, Foremost, and Commonwealth Casualty finish off the rest of the top 5. However, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since auto insurance companies look at many variables when calculating rates. By checking quotes from many car insurance carriers at once, you can be confident you're finding the most affordable rate.

What Factors Affect Car Insurance Rates for a Nissan Quest?

There are lots of pieces that insurance companies take into account to determine how much they charge you for a policy -- and each company uses a different algorithm, so there's not one carrier that's the lowest for every Quest driver.

Keep reading to learn which factors auto insurance carriers look at and how they affect your final rate:

Vehicle Age

The Nissan Quest has been around for a while, so vehicle age may play a big role in what you end up paying for car insurance. Usually, it costs less to insure older cars because they're worth less than newer models, and as cars get older, insurance costs will gradually decrease.

Based on the above table, the Nissan Quest is inline with this trend, as the cheapest models to insure are those that are 2 to 3 years old, while the most expensive models are Quests that are 1 year old or less, on average.

Your Age

Age is another factor that plays a role in how much insurance companies will charge you for car insurance. As you can see in the table above, drivers who are under 24 have more expensive rates than those with more experience on the road. In this case, drivers 18 to 24 pay $39 more than those 25 or older.

Insurance prices continue to go lower as you get older, with the cheapest age group being 55-64 for Quest drivers.

Your Gender

Men typically pay more for auto insurance than women. This is because men are more likely to get speeding tickets and get into accidents, which increases the chances of an insurance claim. Surprisingly, when it comes to Quest drivers specifically, women and men pay around the same rates a month for car insurance.

Where You Live

You were probably already aware that things such as what vehicle you drive and how old you are play a role in your auto insurance premiums, but you may not realize that where you live can be just as important. Since insurance is regulated on the state level and not nationally, prices can fluctuate quite a bit from state to state.

For example, the average Nissan Quest owner in New York pays about $178 per month for liability coverage. Meanwhile, on average, the same Californian driver will pay only a quarter of that price. The chart above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change across states.

Nissan Quest Car Insurance Discounts

Whatever where you live, which car you drive, or how old you are, using as many discounts as possible when it comes to your auto insurance policy is always important.

Even though all car insurance carriers offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:

• Pay-in-full discounts for drivers who agree to pay their entire policy premium at once, rather than in monthly installments
• Multi-policy discounts for getting both your home and auto policies from the same company
• Multi-vehicle discounts for adding more than one car to your auto policy
• Defensive driving discounts for drivers who take a defensive driving class from an accredited school or institution

But these aren't the only discounts insurance companies offer to their customers. Sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

While you may not have control of every variable auto insurance carriers examine to calculate premiums (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your advantage in order to save on insurance:

Your Driving Record

You've almost certainly heard ads from car insurance companies promoting large discounts for safe drivers. It follows that if you get into a collision or get a ticket for speeding, auto insurance prices will increase. But you're probably wondering exactly how much these infractions will cost you.

As you can tell, accidents will usually cost Quest drivers more than tickets, but both will cause a significant increase in rates. Nissan Quest drivers with a single accident on their record pay an average of $94 per month (up $21 from the $73/mo. overall average), while drivers with one ticket will pay about $87 a month. Those with multiple kinds of either violation will end up paying even more.

How Much You Drive

Another factor that affects your car insurance premiums is the total amount of miles you drive. Those who drive less often have fewer opportunities to get into an accident, so they'll usually get less expensive rates. In the table above, you can see that Nissan Quest owners who drive fewer than 2,500 miles each year pay an average of $61 monthly for insurance, while those who put 10,000 miles or more on their cars pay $72.

If you're one of those drivers who don't put very many miles on your Nissan Quest each year, it may be worth considering pay-per-mile or usage-based auto insurance. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Nissan Quests Compare to Other Vehicles?

If you're thinking about making a Nissan Quest your next purchase, you might be wondering how it compares to other cars. Car insurance is just one cost that comes with a new car purchase, but it's guaranteed to be one that's worth taking into consideration.

Take a look at the table below to see how the Nissan Quest stacks up:

As you can see, a Nissan Quest is a great value when it comes to overall price tag. While the national average vehicle MSRP is $41,931, the Quest starts at just $26,580.

Likewise, insurance prices run below average when compared to the rest of the vehicle market. Liability insurance for a Nissan Quest is around $32 per month less than average, while full coverage is more than $20 cheaper a month.

However, it is worth noting that the Quest drivers tend to use their cars less than the average American driver, with only 10,530 annual miles for the average owner.

Nissan Quest Car Insurance Costs by Model Year

You've seen how different variables can have an impact on how much the average driver pays for car insurance. But if you're considering purchasing a new Quest, knowing what you can expect to pay can be extremely helpful as you weigh your choices.

For this reason, we've broken down Nissan Quest insurance premiums by model year. Simply choose a specific Quest model year in the dropdown below and see average rates for both liability only and full coverage. You'll also find some other helpful info, like the base MSRP, who offers the cheapest policies, which trim levels are offered for each Quest model year.

2017 Nissan Quest Car Insurance

You can expect full coverage for a 2017 Nissan Quest to run about $146 per month, while liability only coverage will average around $49 monthly.

We found MetroMile offered the most affordable policy, with rates sometimes as little as $26 a month.

If you want to know just how much your rate will be, just enter your ZIP code below and get free quotes in minutes.

2016 Nissan Quest Car Insurance

The average cost to insure a 2016 Quest with liability only coverage is $58 monthly, while full coverage runs about $141 per month.

With rates as low as just $31 a month, Hallmark offered the lowest policy we found for the 2016 Nissan Quest.

Want to know just how much you'll pay? Just enter your ZIP code below to get several customized quotes for free.

2015 Nissan Quest Car Insurance

On average, drivers who own a 2015 Nissan Quest can expect to pay $89 to $148 per month for liability only and full coverage car insurance, respectively.

With prices as cheap as $34 monthly, Foremost offered the cheapest policy we found.

If you want to know exactly how much you can expect to pay for your Quest, just enter your ZIP code below and get several free quotes in minutes.

2014 Nissan Quest Car Insurance

2014 Quest drivers can expect to pay an average of $83 a month for liability or $171 for full coverage.

Looking for the most affordable policy? Commonwealth Casualty offered liability only coverage for as cheap as just $23 monthly.

While these are good estimates of what the average driver might pay to insure a 2014 Nissan Quest, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

2013 Nissan Quest Car Insurance

It costs around $87 per month for liability or $148 for a full coverage policy for the 2013 Nissan Quest.

Commonwealth Casualty offered the lowest policy we found, with rates as little as $30 monthly.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

2012 Nissan Quest Car Insurance

On average, drivers who own a 2012 Quest can expect to pay $75 to $150 per month for liability only and full coverage auto insurance, respectively.

If you're looking for the lowest possible 2012 Nissan Quest insurance policy, MetroMile offered the cheapest policy we found, with rates as little as just $19 a month.

What could your insurance price look like? Get a variety of free personalized quotes by just entering your ZIP code below.

2011 Nissan Quest Car Insurance

2011 Nissan Quest drivers can expect to pay an average of $69 monthly for liability or $133 for full coverage.

MetLife has premiums sometimes as cheap as $23 per month for the 2011 Nissan Quest.

If you're looking for a more exact figure on what you should pay for car insurance for a 2011 Nissan Quest, you can get free quotes in minutes by just entering your ZIP code below.

2009 Nissan Quest Car Insurance

The average cost to insure a 2009 Quest with liability only coverage is $80 a month, while full coverage runs about $111 monthly.

With prices as low as just $23 a month, Commonwealth Casualty offered the most affordable policy we found.

Interested in what your auto insurance rate could look like? Just enter your ZIP code below to get lots of free personalized quotes.

2008 Nissan Quest Car Insurance

It costs around $79 per month for liability or $130 for a full coverage policy for the 2008 Nissan Quest.

Liberty Mutual offered the cheapest policy we found, with rates sometimes as little as $17 monthly.

While these are good estimates of what the average driver might pay to insure a 2008 Nissan Quest, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

2007 Nissan Quest Car Insurance

You can expect full coverage for a 2007 Quest to run about $143 a month, while liability only coverage will average around $89 per month.

We found AssuranceAmerica offered the lowest policy, with rates sometimes as cheap as $19 monthly.

If you want to find the best premiums for insurance for a 2007 Nissan Quest, enter your ZIP code below and compare several personalized quotes in just a few minutes.

2006 Nissan Quest Car Insurance

2006 Nissan Quest drivers can expect to pay an average of $76 a month for liability or $123 for full coverage.

Looking for the cheapest policy? Aspire offered liability only coverage for as cheap as just $21 per month.

If you want to find the best prices for auto insurance for a 2006 Nissan Quest, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

2005 Nissan Quest Car Insurance

On average, drivers who own a 2005 Quest can expect to pay $70 to $119 monthly for liability only and full coverage car insurance, respectively.

If you're looking for the most affordable 2005 Nissan Quest insurance policy, MetLife offered the lowest policy we found, with rates as little as $21 per month.

Want to know exactly what your insurance premium will be? Get multiple free customized quotes by just entering your ZIP code below.

Nissan Quest Insurance FAQs

Is a Nissan Quest expensive to insure?

The Nissan Quest is relatively expensive to insure compared to the average truck. Liability insurance runs an average of $73 a month, while full coverage will cost you around $134.

How can I get the best price on car insurance for my Nissan Quest?

There's only one way to be sure you're getting the most affordable rates -- regularly shopping around and comparing quotes from a range of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a whole range of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Nissan Quest affect my insurance premiums?

You've probably heard the old adage that red cars cost more to insure than cars of other colors, but that's just a myth. Even though there are many factors auto insurance carriers think about when they decide how much your policy will be, your car's color is not on that list.

Do I need to have insurance before I buy a Nissan Quest?

You'll need to have valid car insurance for your Quest before you can legally drive your it off the dealership lot. Some dealerships will offer you an insurance policy as part of the buying process, but the best thing to do when buying a a new truck is to talk with your insurance carrier before you buy.

What car insurance discounts can I get for my Nissan Quest?

There are a range of different discounts out there when it comes to auto insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are more based on you than the Nissan Quest you drive, but if your Quest has safety features like anti-theft systems, airbags, anti-lock brakes, and other features, it may qualify for certain discounts. The only way to know for sure is to contact your insurance company and ask about their list of discounts, since they vary quite a bit from carrier to carrier.