The Cheapest Auto Insurance Companies in Denver, Colorado in 2026

State Farm offers the lowest car insurance rates in Denver, with rates averaging $63 per month.

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Kat Tretina
Written byKat Tretina
Kat Tretina
Kat TretinaInsurance Writer

Kat Tretina is a personal finance writer for Compare.com, specializing in insurance and debt management. For the past seven years, she’s been writing for several notable personal finance publications, including U.S News & World Report, NerdWallet, Forbes, Yahoo! Finance, Fortune, and more. She’s passionate about using her expertise to help people understand their financial options.

Kat earned her bachelor’s degree in English and Communications from Elizabethtown College and her master’s from West Chester University. She also holds certifications in financial education and student loan counseling.

Kat has been writing for Compare.com since 2025.

Becky Helzer
Edited byBecky Helzer
Becky Helzer
Becky HelzerEditor

Becky Helzer is an insurance and personal finance editor who has worked with Compare.com since 2025. A seasoned editor, Becky has experience working with content across several industries, including P&C insurance, home finance, technology, and home improvement. She has a passion for breaking down complex topics into clear, easy-to-understand copy.

Becky earned a bachelor’s degree in technical journalism from Colorado State University.

John Leach
Reviewed byJohn Leach
John Leach
John LeachLicensed P&C Insurance Agent and Expert Reviewer
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).

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Denver is the largest city in Colorado based on population, so it’s no surprise that Denver drivers pay higher rates than drivers in other parts of the state. Drivers in the Mile-High City pay an average of $162 per month for auto insurance, according to Compare.com data.

One reason for these higher rates is that Denver has the highest auto-theft rate in the state.[1] Colorado also has a high percentage of uninsured drivers, which increases the risk of expensive claims.[2]

But you can save money by shopping around and comparing rates. We found that State Farm and Sun Coast are among the companies with the cheapest insurance for Denver drivers.

Below, we’ll explain everything you need to know to choose the right auto insurance policy, as well as how to reduce your premiums in Denver.

Key Takeaways
  • The cheapest car insurance company in Denver is State Farm, with an average monthly rate of $63 for liability insurance.

  • Denver drivers pay an average of $106 per month for liability-only insurance and $218 per month for full coverage.

  • Our top picks for car insurance in Denver include USAA, Country Financial, and Travelers.

The Best Auto Insurance Companies in Denver

Denver drivers have many car insurance options, including large national brands and smaller, regional insurers. Although no single company is best for everyone, we found the following companies are among the best auto insurers in Denver based on rates, coverage, and customer satisfaction.

USAA logo
User Reviews
4.3
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.5 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$82/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$190/mo
4.3
Best choiceBased on 153 verified guest reviews and ratings
USAA's score
Industry average
Coverage options4.83.2
Customer service4.43.6
Discounts4.92.9
Policy transparency4.93.1
Value4.92.9
How drivers feel about USAA

Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.

AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 69 USAA reviews
Jeremy
Verified Review
USAA will increase your premium every 6 months.
USAA claims that they are all about the service members, but they bank on that being the reason you pay for their overpriced insurance.
Robin
Verified Review
Good Service
Fair price.
Catherine
Verified Review
Top Drawer
Very good. Reliable. Comprehensive.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
733
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Colorado is home to nearly 370,000 veterans, according to the U.S. Department of Veterans Affairs. If you’re a military veteran or active-duty service member, USAA could be a great choice for car insurance.

USAA often offers lower rates than many competitors, and service members can qualify for extra perks, such as on-base discounts.

Pros
  • Cheaper-than-average rates

  • Perks and benefits for military members

  • Great telematics program

Cons
  • Limited to military members and their families

  • Low Trustpilot rating

  • Fewer available discounts than some competitors

Travelers logo
User Reviews
4.1
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.3 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$160/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$370/mo
4.1
Best choiceBased on 67 verified guest reviews and ratings
Travelers's score
Industry average
Coverage options4.53.2
Customer service4.53.6
Discounts4.62.9
Policy transparency4.43.1
Value4.42.9
How drivers feel about Travelers

Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.

AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 27 Travelers reviews
Philip
Verified Review
Mediocre to Good
I have only experienced the renewal costs since I have not had any claims or extensive coverage changes. The agent is okay, but there's not much contact, either verbally or in writing.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
565
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Travelers may be a good choice if you have a newer vehicle or plan to buy one soon. Along with standard coverage options, it offers gap insurance and new car replacement insurance to protect your vehicle.

You can also add on Premier Roadside Assistance for perks like towing up to 100 miles, vehicle jump-starts, fuel delivery, and flat tire changes.

Pros
  • Gap insurance and new car replacement

  • Rideshare insurance available

  • Many available discounts

Cons
  • Below-average J.D. Power customer satisfaction

  • Higher-than-average rates for some drivers

  • Telematics rates based on first 90 days

COUNTRY Financial logo
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.5 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$43/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$90/mo
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

COUNTRY Financial is a smaller insurer that operates in only 19 states but offers below-average rates in Colorado. It also offers an extensive discount program.

You can lower your premium by completing a defensive driving course or by bundling car insurance with other insurance products. Teachers and first responders may also qualify for occupation-based discounts.

Pros
  • Lower-than-average rates

  • Defensive driver discount

  • Large network of local insurance agents

Cons
  • No gap insurance

  • Can’t buy a policy online

  • Poor mobile app reviews[3]

The Cheapest Car Insurance Quotes in Denver

In Denver, your age, gender, ZIP code, and driving record can affect your premiums. The car you drive and your selected coverages also factor in.

The table below highlights the companies with the cheapest average rates in Denver, based on Compare.com data.

We sourced the data in this table from Compare.com users who indicated they're existing customers of the insurers you see here.

How Much Car Insurance Do You Need In Denver?

Aerial view of a city skyline at sunset, with colorful clouds, modern buildings, and a park in the foreground.

Like nearly every other state, Colorado requires drivers to have car insurance. Your policy must meet the following coverage minimums:[4]

Should you buy full-coverage insurance in Denver?

A full-coverage policy includes higher liability insurance limits, collision coverage, and comprehensive insurance. If you have an older or high-mileage vehicle, full coverage may not be essential.

But a full-coverage policy provides additional protection, especially if:

  • You finance or lease your car

  • You need higher liability limits to protect your assets

  • It would cost too much to repair or replace your car out of pocket

  • Besides the state-required liability coverage, Denver drivers may benefit from adding one or more of the following types of insurance to their policy:

    • Collision coverage pays to repair or replace your vehicle.

    • Comprehensive insurance covers non-collision events, such as hail or wind damage, theft, vandalism, or vehicle break-ins.

    • Uninsured/underinsured motorist pays for medical expenses and property damage if an uninsured or underinsured driver hits you.

    • Gap insurance covers the difference between what you owe on a car loan or lease and the car’s value if it’s stolen or totaled in an accident.

Estimated Cost: $183 per month
Category
Price
$773.7%
$965.6%
$1147.0%
$1337.5%
$1528.4%
$1708.4%
$1897.6%
$2087.5%
$2266.5%
$2456.2%
$2645.5%
$2824.6%
$3014.2%
$3203.7%
$3383.1%
$3572.8%
$3752.4%
$3942.0%
$4131.8%
$4311.5%
40.5% of drivers like you pay less for car insurance. Compare quotes to save up to $1272 per year.
We sourced the figures you see here from Compare.com's database of more than 58 million real-life car insurance quotes. Actual rates may vary based on your unique driver profile.

Cheapest Car Insurance in Denver by Driver and Coverage Type

Whether you have a clean driving record or an at-fault accident, your driving history, age, and credit can affect your car insurance rates. When you shop for coverage, look at car insurance rates for drivers with similar profiles to make the most informed choice.

The table below highlights the cheapest car insurance companies for different driver profiles and coverage options, according to Compare.com data.

Driver or Coverage Type
sort ascsort desc
Cheapest Insurer
sort ascsort desc
State-minimum coverageState Farm
Full coverageState Farm
Drivers with a speeding ticketState Farm
Drivers with an at-fault accidentState Farm
Drivers with a DUIState Farm
TeensState Farm
SeniorsState Farm
Drivers with excellent creditState Farm
Drivers with poor creditState Farm
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .

Cheapest liability-only coverage in Denver: State Farm

Drivers in Denver must have coverage that meets the state’s liability insurance requirements. Liability-only policies tend to be the cheapest option, but they only cover the other driver’s property damage and injuries if you’re at fault. They don’t pay for your medical expenses or vehicle repairs after an accident.

In Denver, drivers pay an average of $106 per month for liability-only coverage.

Below we highlight companies with the lowest average liability-only insurance premiums in Denver, according to Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Liability Rates by Company

Company
Average Monthly Premium
State Farm$63
Sun Coast$79
USAA$82
Progressive$84
The General$84
American Family$87
Root$91
Mile Auto$92
GEICO$97
Allstate$99
Bristol West$102
Nationwide$105
Auto-Owners$113
Mendota$127
Foremost$128
Safeco$133
Trexis$134
National General$142
Dairyland$147
Direct Auto$148
Travelers$160
Farmers$167
Liberty Mutual$216

Cheapest full coverage: State Farm

Full-coverage insurance combine higher liability limits with collision and comprehensive coverage. If you purchase a car with a loan, your lender will likely require you to have a full-coverage policy.

A full coverage policy also makes sense if you can’t afford to repair or replace your car out of pocket after an accident.

In Denver, drivers pay an average of $218 per month for full coverage.

Check out the chart below to see companies with the cheapest average rates for full-coverage policies in Denver, according Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Full-Coverage Rates by Company

Company
Average Monthly Premium
State Farm$147
Root$179
Progressive$190
USAA$190
American Family$204
Mile Auto$223
Bristol West$225
GEICO$225
Allstate$229
Safeco$230
Sun Coast$242
The General$244
Nationwide$245
Auto-Owners$263
National General$301
Mendota$302
Direct Auto$313
Dairyland$326
Trexis$339
Liberty Mutual$355
Travelers$370
Farmers$387
Foremost$395

Compare Real-Time Car Insurance Quotes in Denver

Rates in Denver start at $63 per month.

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ProgressiveLiberty MutualAllstate

Cheapest after a speeding ticket: State Farm

Speeding increases the risk of serious accidents, so getting a ticket can raise your rates. On average, drivers in Denver with speeding tickets on their records pay $213 per month for coverage.

Shopping around may help you get a lower rate after you’ve had a speeding ticket. The chart below shows the companies with the cheapest rates for drivers with speeding tickets in Denver, according to Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates With a Ticket

Company
Average Monthly Premium
State Farm$82
Sun Coast$104
USAA$109
Progressive$111
The General$115
Mile Auto$115
American Family$116
Root$124
GEICO$130
Bristol West$132
Allstate$132
Nationwide$140
Auto-Owners$151
Mendota$167
Trexis$177
Safeco$179
Dairyland$188
Direct Auto$191
Travelers$213
Farmers$220
Liberty Mutual$282

Cheapest after an accident: State Farm

If you’ve been in an at-fault accident in the past, insurers see you as a higher risk for future claims, leading to higher insurance rates. In Denver, drivers with an at-fault accident on their record pay an average of $215 per month for insurance.

Some companies offer lower rates to drivers who’ve had an at-fault accident, so requesting quotes from multiple insurers could help you save money.

The following chart shows the cheapest insurers for Denver drivers after an accident, based on Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates With an Accident

Company
Average Monthly Premium
State Farm$84
Sun Coast$105
USAA$110
Progressive$112
The General$116
American Family$117
Root$123
Mile Auto$125
GEICO$128
Allstate$133
Bristol West$135
Nationwide$142
Auto-Owners$150
Mendota$169
Trexis$178
Safeco$186
Dairyland$195
Direct Auto$202
Travelers$216
Farmers$224
Liberty Mutual$288

Cheapest after a DUI: State Farm

Colorado has a higher-than-usual rate of fatalities related to driving under the influence (DUI), according to the Foundation for Advancing Alcohol Responsibility.[5] As a result, the state has ramped up its police efforts to address this problem. In 2025, police completed more than 16,000 DUI arrests.[6]

Insurers view you as a much higher risk after a DUI conviction, which means you’ll pay significantly higher insurance rates. On average, Denver drivers with a DUI on their record pay $227 per month.

You may be able to limit rate hikes by switching to an insurer that specializes in high-risk drivers. Let’s look at the cheapest insurers for drivers with DUIs in Denver, according to Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates With a DUI

Company
Average Monthly Premium
State Farm$90
Sun Coast$111
The General$115
USAA$116
Progressive$118
American Family$124
Root$130
Mile Auto$131
GEICO$137
Allstate$141
Bristol West$145
Nationwide$149
Auto-Owners$161
Mendota$178
Trexis$188
Safeco$200
Dairyland$209
Direct Auto$210
Travelers$227
Farmers$237
Liberty Mutual$307

Cheapest for teens: State Farm

Denver is a “young” city, with 21% of its population between the ages of 15 and 29, according to the Metro Denver Economic Development Corporation.[7]

Because teen drivers have less experience behind the wheel, they’re more likely to be in accidents than other age groups.[8] For this reason, teen drivers have the most expensive car insurance rates of any age group.

In Denver, teen drivers pay an average of $299 per month for auto coverage.

Even with a teen on your policy, you may not have to settle for high insurance rates. Take a look at the chart to see the cheapest insurers for Denver teens, according to Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates for Teens

Company
Average Monthly Premium
State Farm$123
Sun Coast$146
The General$152
USAA$153
Progressive$155
Root$160
American Family$166
GEICO$177
Bristol West$182
Mile Auto$191
Allstate$197
Nationwide$207
Auto-Owners$232
Mendota$234
Trexis$247
Dairyland$258
Safeco$272
Direct Auto$290
Travelers$336
Farmers$336
Liberty Mutual$382

Cheapest for seniors: State Farm

Just 13% of Denver’s population is older than 65, according to data from the U.S. Census Bureau. Seniors tend to drive fewer miles and have more experience behind the wheel, so they typically have the lowest car insurance premiums of any age group.[9]

On average, Denver seniors pay $133 per month for insurance. The chart below shows the cheapest insurance companies for Denver seniors, according to Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates for Seniors

Company
Average Monthly Premium
State Farm$48
USAA$65
Sun Coast$65
American Family$68
Progressive$69
The General$70
Mile Auto$71
Root$74
GEICO$75
Nationwide$78
Allstate$78
Bristol West$83
Auto-Owners$87
Mendota$104
Trexis$110
Safeco$113
Direct Auto$118
Dairyland$122
Travelers$125
Farmers$129
Liberty Mutual$175

Cheapest for bad credit: State Farm

In Colorado, the average credit score is 720, according to Equifax data, which is considered “good.” Insurers can use your credit-based insurance score when setting your rate. That means you drivers with blemishes on their credit history may pay higher car insurance premiums.[10]

In Denver, drivers with poor credit pay an average of $203 per month for insurance. But even with a troubled credit history, it’s possible to find cheaper coverage.

The chart below highlights the companies that offer the lowest rates for drivers with less-than-perfect credit, based on Compare.com data.

The below rates in Denver, CO, are estimated rates current as of: Monday, April 13 at 5:00 PM PDT. 

Cheapest Rates With Bad Credit

Company
Average Monthly Premium
State Farm$91
Sun Coast$99
USAA$100
The General$104
American Family$105
Progressive$105
Root$112
Mile Auto$113
GEICO$120
Allstate$122
Bristol West$126
Nationwide$129
Mendota$159
Safeco$164
Trexis$168
Auto-Owners$169
Dairyland$181
Direct Auto$182
Travelers$197
Farmers$206
Liberty Mutual$259

Find the Best Company for You

Local rates start as low as $63 per month.

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Denver Auto Insurance FAQs

For more information about buying auto insurance in Denver, see answers to the most common questions drivers ask.

  • How much is car insurance in Denver?

    In Denver, drivers pay an average of $162 per month for coverage. Liability-only coverage costs an average of $106 per month, and full-coverage policies average $218 per month, according to Compare.com data.

  • What’s the cheapest auto insurance company in Denver?

    We found that State Farm has the cheapest car insurance on average for Denver drivers at $63 per month.

  • What’s the best car insurance company in Denver?

    No insurance company is best for everyone. Our research found that USAA, Travelers, and COUNTRY Financial are among the best insurance companies in Denver thanks to affordable rates and strong coverage options.

  • Is car insurance in Denver expensive?

    Drivers in Denver tend to pay higher premiums than drivers in other areas of Colorado. On average, Denver drivers pay $162 per month for insurance. Statewide, Colorado drivers pay an average of $143. In comparison, the national average is $140 per month.

  • Is minimum coverage enough in Denver?

    It depends. Minimum coverage may be adequate for Denver drivers who own older or high-mileage vehicles outright and don’t have significant assets to protect. But if you finance or lease your vehicle, your lender will likely require a full-coverage policy.

    You may also choose full coverage if you can’t afford to repair or replace your vehicle out of pocket after an at-fault accident.

  • What factors affect car insurance rates in Denver?

    In Denver, your ZIP code, vehicle, annual mileage, driving history, and credit-based insurance score can affect your auto insurance rates.

Sources

  1. Colorado Auto Theft Prevention Authority. "Motor Vehicle Thefts in 2024."
  2. Insurance Information Institute (Triple-I). "Facts + Statistics: Uninsured motorists."
  3. Apps on Google Play. "COUNTRY Financial Mobile."
  4. Colorado General Assembly. "Mandatory Automobile Insurance in Colorado."
  5. Foundation for Advancing Alcohol Responsibility. "Drunk/Impaired Driving and Underage Drinking Data."
  6. Colorado Department of Transportation. "CDOT Announces New Year’s DUI Enforcement Period."
  7. Metro Denver Economic Development Corporation. "Population By Age."
  8. Centers for Disease Control and Prevention. "Distracted Driving Risk Factors."
  9. Dot.gov. "Average Annual Miles per Driver by Age Group."
  10. Colorado Division of Insurance. "Auto Insurance."

Methodology

Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.

All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Kat Tretina
Written byKat TretinaInsurance Writer
Kat Tretina
Kat TretinaInsurance Writer

Kat Tretina is a personal finance writer for Compare.com, specializing in insurance and debt management. For the past seven years, she’s been writing for several notable personal finance publications, including U.S News & World Report, NerdWallet, Forbes, Yahoo! Finance, Fortune, and more. She’s passionate about using her expertise to help people understand their financial options.

Kat earned her bachelor’s degree in English and Communications from Elizabethtown College and her master’s from West Chester University. She also holds certifications in financial education and student loan counseling.

Kat has been writing for Compare.com since 2025.

Becky Helzer
Edited byBecky HelzerEditor
Becky Helzer
Becky HelzerEditor

Becky Helzer is an insurance and personal finance editor who has worked with Compare.com since 2025. A seasoned editor, Becky has experience working with content across several industries, including P&C insurance, home finance, technology, and home improvement. She has a passion for breaking down complex topics into clear, easy-to-understand copy.

Becky earned a bachelor’s degree in technical journalism from Colorado State University.

John Leach
Reviewed byJohn LeachLicensed P&C Insurance Agent and Expert Reviewer
John Leach
John LeachLicensed P&C Insurance Agent and Expert Reviewer
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).

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