The Cheapest Auto Insurance Companies in Denver, Colorado in 2026
State Farm offers the lowest car insurance rates in Denver, with rates averaging $65 per month.
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Written byKat Tretina
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Kat TretinaInsurance Writer
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Edited byBecky Helzer
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Becky HelzerEditor
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Reviewed byJohn Leach
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John LeachLicensed P&C Insurance Agent and Expert Reviewer
Licensed property and casualty insurance agent
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Denver is the largest city in Colorado based on population, so it’s no surprise that Denver drivers pay higher rates than drivers in other parts of the state. Drivers in the Mile-High City pay an average of $163 per month for auto insurance, according to Compare.com data.
One reason for these higher rates is that Denver has the highest auto-theft rate in the state.[1] Colorado also has a high percentage of uninsured drivers, which increases the risk of expensive claims.[2]
But you can save money by shopping around and comparing rates. We found that State Farm and Sun Coast are among the companies with the cheapest insurance for Denver drivers.
Below, we’ll explain everything you need to know to choose the right auto insurance policy, as well as how to reduce your premiums in Denver.
Key Takeaways
The cheapest car insurance company in Denver is State Farm, with an average monthly rate of $65 for liability insurance.
Denver drivers pay an average of $108 per month for liability-only insurance and $218 per month for full coverage.
Our top picks for car insurance in Denver include USAA, Country Financial, and Travelers.
The Best Auto Insurance Companies in Denver
Denver drivers have many car insurance options, including large national brands and smaller, regional insurers. Although no single company is best for everyone, we found the following companies are among the best auto insurers in Denver based on rates, coverage, and customer satisfaction.
| User Reviews | 4.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $83/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $188/mo |
4.2
Best choice in Denver, COBased on 182 verified guest reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.8 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 71 USAA reviews
Verified Review
Reviewed in Arizona on June 16, 2026
I have had USAA insurance policies since 1967 and continue to have USAA insurance because it has been there for me for all these years. USAA stood by me and my family in 1992 when I lost my car and home to Hurricane Andrew. USAA has always been there for me in my moments of need.
Verified Review
Reviewed in Arizona on May 22, 2026
The prices are higher than others I have checked.
Verified Review
Reviewed in Maryland on April 3, 2026
USAA claims that they are all about the service members, but they bank on that being the reason you pay for their overpriced insurance.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
733
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Colorado is home to nearly 370,000 veterans, according to the U.S. Department of Veterans Affairs. If you’re a military veteran or active-duty service member, USAA could be a great choice for car insurance.
USAA often offers lower rates than many competitors, and service members can qualify for extra perks, such as on-base discounts.
Pros
Cheaper-than-average rates
Perks and benefits for military members
Great telematics program
Cons
Limited to military members and their families
Low Trustpilot rating
Fewer available discounts than some competitors
| User Reviews | 3.8 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $161/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $366/mo |
3.8
A solid option in Denver, COBased on 72 verified guest reviews and ratings
Travelers's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.4 | 2.9 |
| Policy transparency | 4.2 | 3.1 |
| Value | 4.3 | 2.9 |
How drivers feel about Travelers
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 27 Travelers reviews
Verified Review
Reviewed in Georgia on January 8, 2026
I have only experienced the renewal costs since I have not had any claims or extensive coverage changes. The agent is okay, but there's not much contact, either verbally or in writing.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
565
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Travelers may be a good choice if you have a newer vehicle or plan to buy one soon. Along with standard coverage options, it offers gap insurance and new car replacement insurance to protect your vehicle.
You can also add on Premier Roadside Assistance for perks like towing up to 100 miles, vehicle jump-starts, fuel delivery, and flat tire changes.
Pros
Gap insurance and new car replacement
Rideshare insurance available
Many available discounts
Cons
Below-average J.D. Power customer satisfaction
Higher-than-average rates for some drivers
Telematics rates based on first 90 days
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 665 |
|---|---|
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $44/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $89/mo |
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
COUNTRY Financial is a smaller insurer that operates in only 19 states but offers below-average rates in Colorado. It also offers an extensive discount program.
You can lower your premium by completing a defensive driving course or by bundling car insurance with other insurance products. Teachers and first responders may also qualify for occupation-based discounts.
Pros
Lower-than-average rates
Defensive driver discount
Large network of local insurance agents
Cons
No gap insurance
Can’t buy a policy online
Poor mobile app reviews[3]
The Cheapest Car Insurance Quotes in Denver
In Denver, your age, gender, ZIP code, and driving record can affect your premiums. The car you drive and your selected coverages also factor in.
The table below highlights the companies with the cheapest average rates in Denver, based on Compare.com data.
We sourced the data in this table from Compare.com users who indicated they're existing customers of the insurers you see here.
How Much Car Insurance Do You Need In Denver?
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Like nearly every other state, Colorado requires drivers to have car insurance. Your policy must meet the following coverage minimums:[4]
$25,000 in bodily injury liability coverage for one person
$50,000 in bodily injury liability coverage for two or more people
$15,000 in property damage liability coverage
Should you buy full-coverage insurance in Denver?
A full-coverage policy includes higher liability insurance limits, collision coverage, and comprehensive insurance. If you have an older or high-mileage vehicle, full coverage may not be essential.
But a full-coverage policy provides additional protection, especially if:
You finance or lease your car
You need higher liability limits to protect your assets
It would cost too much to repair or replace your car out of pocket
Besides the state-required liability coverage, Denver drivers may benefit from adding one or more of the following types of insurance to their policy:
Collision coverage pays to repair or replace your vehicle.
Comprehensive insurance covers non-collision events, such as hail or wind damage, theft, vandalism, or vehicle break-ins.
Uninsured/underinsured motorist pays for medical expenses and property damage if an uninsured or underinsured driver hits you.
Gap insurance covers the difference between what you owe on a car loan or lease and the car’s value if it’s stolen or totaled in an accident.
Estimated Cost: $186 per month
Category | Price |
|---|---|
| $78 | 3.8% |
| $96 | 5.3% |
| $115 | 7.0% |
| $134 | 7.9% |
| $152 | 7.9% |
| $171 | 8.4% |
| $189 | 7.6% |
| $208 | 7.5% |
| $227 | 6.8% |
| $245 | 5.8% |
| $264 | 5.5% |
| $282 | 4.8% |
| $301 | 4.0% |
| $320 | 3.7% |
| $338 | 3.1% |
| $357 | 2.8% |
| $376 | 2.4% |
| $394 | 2.0% |
| $413 | 1.9% |
| $431 | 1.6% |
40.3% of drivers like you pay less for car insurance. Compare quotes to save up to $1296 per year.
We sourced the figures you see here from Compare.com's database of more than 58 million real-life car insurance quotes. Actual rates may vary based on your unique driver profile.
Cheapest Car Insurance in Denver by Driver and Coverage Type
Whether you have a clean driving record or an at-fault accident, your driving history, age, and credit can affect your car insurance rates. When you shop for coverage, look at car insurance rates for drivers with similar profiles to make the most informed choice.
The table below highlights the cheapest car insurance companies for different driver profiles and coverage options, according to Compare.com data.
Driver or Coverage Type  | Cheapest Insurer |
|---|---|
| State-minimum coverage | State Farm |
| Full coverage | State Farm |
| Drivers with a speeding ticket | State Farm |
| Drivers with an at-fault accident | State Farm |
| Drivers with a DUI | State Farm |
| Teens | State Farm |
| Seniors | State Farm |
| Drivers with excellent credit | State Farm |
| Drivers with poor credit | State Farm |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .
Cheapest liability-only coverage in Denver: State Farm
Drivers in Denver must have coverage that meets the state’s liability insurance requirements. Liability-only policies tend to be the cheapest option, but they only cover the other driver’s property damage and injuries if you’re at fault. They don’t pay for your medical expenses or vehicle repairs after an accident.
In Denver, drivers pay an average of $108 per month for liability-only coverage.
Below we highlight companies with the lowest average liability-only insurance premiums in Denver, according to Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Liability Rates by Company
Company | Average Monthly Premium |
|---|---|
| State Farm | $65 |
| Sun Coast | $78 |
| The General | $83 |
| USAA | $83 |
| American Family | $88 |
| Progressive | $88 |
| Root | $91 |
| Mile Auto | $95 |
| GEICO | $98 |
| Allstate | $100 |
| Bristol West | $106 |
| Nationwide | $106 |
| Auto-Owners | $114 |
| Foremost | $126 |
| Mendota | $130 |
| Trexis | $131 |
| Safeco | $134 |
| National General | $138 |
| Dairyland | $148 |
| Direct Auto | $149 |
| Insurify Car | $151 |
| Travelers | $161 |
| Farmers | $169 |
| Liberty Mutual | $216 |
Cheapest full coverage: State Farm
Full-coverage insurance combine higher liability limits with collision and comprehensive coverage. If you purchase a car with a loan, your lender will likely require you to have a full-coverage policy.
A full coverage policy also makes sense if you can’t afford to repair or replace your car out of pocket after an accident.
In Denver, drivers pay an average of $218 per month for full coverage.
Check out the chart below to see companies with the cheapest average rates for full-coverage policies in Denver, according Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Full-Coverage Rates by Company
Company | Average Monthly Premium |
|---|---|
| State Farm | $145 |
| Progressive | $166 |
| Root | $183 |
| USAA | $188 |
| American Family | $200 |
| GEICO | $222 |
| Allstate | $225 |
| Mile Auto | $226 |
| Safeco | $229 |
| Bristol West | $231 |
| The General | $240 |
| Nationwide | $241 |
| Sun Coast | $246 |
| Auto-Owners | $259 |
| National General | $294 |
| Mendota | $307 |
| Direct Auto | $311 |
| Trexis | $326 |
| Dairyland | $332 |
| Liberty Mutual | $352 |
| Travelers | $366 |
| Farmers | $381 |
| Foremost | $417 |
Compare Real-Time Car Insurance Quotes in Denver
Rates in Denver start at $65 per month.
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Cheapest after a speeding ticket: State Farm
Speeding increases the risk of serious accidents, so getting a ticket can raise your rates. On average, drivers in Denver with speeding tickets on their records pay $213 per month for coverage.
Shopping around may help you get a lower rate after you’ve had a speeding ticket. The chart below shows the companies with the cheapest rates for drivers with speeding tickets in Denver, according to Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates With a Ticket
Company | Average Monthly Premium |
|---|---|
| State Farm | $84 |
| Sun Coast | $102 |
| USAA | $109 |
| Root | $111 |
| The General | $113 |
| Progressive | $115 |
| American Family | $116 |
| Mile Auto | $118 |
| GEICO | $131 |
| Allstate | $132 |
| Bristol West | $137 |
| Nationwide | $140 |
| Auto-Owners | $151 |
| Mendota | $170 |
| Trexis | $171 |
| National General | $176 |
| Safeco | $179 |
| Dairyland | $188 |
| Direct Auto | $191 |
| Insurify Car | $197 |
| Travelers | $213 |
| Farmers | $221 |
| Liberty Mutual | $281 |
Cheapest after an accident: State Farm
If you’ve been in an at-fault accident in the past, insurers see you as a higher risk for future claims, leading to higher insurance rates. In Denver, drivers with an at-fault accident on their record pay an average of $217 per month for insurance.
Some companies offer lower rates to drivers who’ve had an at-fault accident, so requesting quotes from multiple insurers could help you save money.
The following chart shows the cheapest insurers for Denver drivers after an accident, based on Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates With an Accident
Company | Average Monthly Premium |
|---|---|
| State Farm | $87 |
| Sun Coast | $104 |
| USAA | $112 |
| The General | $115 |
| Root | $115 |
| Progressive | $117 |
| American Family | $119 |
| Mile Auto | $129 |
| GEICO | $130 |
| Allstate | $135 |
| Bristol West | $141 |
| Nationwide | $144 |
| Auto-Owners | $152 |
| Mendota | $173 |
| Trexis | $175 |
| National General | $185 |
| Safeco | $187 |
| Dairyland | $197 |
| Insurify Car | $201 |
| Direct Auto | $204 |
| Travelers | $219 |
| Farmers | $228 |
| Liberty Mutual | $288 |
Cheapest after a DUI: State Farm
Colorado has a higher-than-usual rate of fatalities related to driving under the influence (DUI), according to the Foundation for Advancing Alcohol Responsibility.[5] As a result, the state has ramped up its police efforts to address this problem. In 2025, police completed more than 16,000 DUI arrests.[6]
Insurers view you as a much higher risk after a DUI conviction, which means you’ll pay significantly higher insurance rates. On average, Denver drivers with a DUI on their record pay $225 per month.
You may be able to limit rate hikes by switching to an insurer that specializes in high-risk drivers. Let’s look at the cheapest insurers for drivers with DUIs in Denver, according to Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates With a DUI
Company | Average Monthly Premium |
|---|---|
| State Farm | $92 |
| Sun Coast | $108 |
| The General | $114 |
| USAA | $117 |
| American Family | $119 |
| Progressive | $122 |
| Root | $129 |
| Mile Auto | $134 |
| GEICO | $138 |
| Allstate | $141 |
| Bristol West | $150 |
| Nationwide | $150 |
| Auto-Owners | $153 |
| Mendota | $180 |
| Trexis | $181 |
| National General | $195 |
| Safeco | $202 |
| Insurify Car | $209 |
| Dairyland | $209 |
| Direct Auto | $211 |
| Travelers | $228 |
| Farmers | $239 |
| Liberty Mutual | $305 |
Cheapest for teens: State Farm
Denver is a “young” city, with 21% of its population between the ages of 15 and 29, according to the Metro Denver Economic Development Corporation.[7]
Because teen drivers have less experience behind the wheel, they’re more likely to be in accidents than other age groups.[8] For this reason, teen drivers have the most expensive car insurance rates of any age group.
In Denver, teen drivers pay an average of $300 per month for auto coverage.
Even with a teen on your policy, you may not have to settle for high insurance rates. Take a look at the chart to see the cheapest insurers for Denver teens, according to Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates for Teens
Company | Average Monthly Premium |
|---|---|
| State Farm | $127 |
| Root | $138 |
| Sun Coast | $144 |
| The General | $151 |
| USAA | $154 |
| Progressive | $162 |
| American Family | $167 |
| GEICO | $178 |
| Bristol West | $189 |
| Mile Auto | $196 |
| Allstate | $198 |
| Nationwide | $207 |
| Auto-Owners | $232 |
| Mendota | $240 |
| Trexis | $241 |
| Dairyland | $259 |
| Safeco | $273 |
| National General | $276 |
| Insurify Car | $278 |
| Direct Auto | $292 |
| Travelers | $336 |
| Farmers | $339 |
| Liberty Mutual | $380 |
Cheapest for seniors: State Farm
Just 13% of Denver’s population is older than 65, according to data from the U.S. Census Bureau. Seniors tend to drive fewer miles and have more experience behind the wheel, so they typically have the lowest car insurance premiums of any age group.[9]
On average, Denver seniors pay $134 per month for insurance. The chart below shows the cheapest insurance companies for Denver seniors, according to Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates for Seniors
Company | Average Monthly Premium |
|---|---|
| State Farm | $50 |
| Sun Coast | $64 |
| USAA | $65 |
| American Family | $68 |
| The General | $69 |
| Progressive | $72 |
| Mile Auto | $72 |
| GEICO | $76 |
| Nationwide | $79 |
| Allstate | $79 |
| Root | $82 |
| Bristol West | $86 |
| Auto-Owners | $87 |
| National General | $105 |
| Mendota | $107 |
| Trexis | $107 |
| Safeco | $114 |
| Direct Auto | $119 |
| Dairyland | $122 |
| Insurify Car | $124 |
| Travelers | $125 |
| Farmers | $130 |
| Liberty Mutual | $175 |
Cheapest for bad credit: State Farm
In Colorado, the average credit score is 720, according to Equifax data, which is considered “good.” Insurers can use your credit-based insurance score when setting your rate. That means you drivers with blemishes on their credit history may pay higher car insurance premiums.[10]
In Denver, drivers with poor credit pay an average of $204 per month for insurance. But even with a troubled credit history, it’s possible to find cheaper coverage.
The chart below highlights the companies that offer the lowest rates for drivers with less-than-perfect credit, based on Compare.com data.
The below rates in Denver, CO, are estimated rates current as of: Wednesday, June 24 at 5:00 PM PDT.
Cheapest Rates With Bad Credit
Company | Average Monthly Premium |
|---|---|
| State Farm | $94 |
| Sun Coast | $98 |
| USAA | $102 |
| The General | $103 |
| American Family | $106 |
| Progressive | $110 |
| Root | $112 |
| Mile Auto | $117 |
| GEICO | $121 |
| Allstate | $124 |
| Bristol West | $131 |
| Nationwide | $131 |
| Mendota | $163 |
| Trexis | $164 |
| Safeco | $166 |
| Auto-Owners | $171 |
| National General | $171 |
| Dairyland | $183 |
| Direct Auto | $184 |
| Insurify Car | $189 |
| Travelers | $199 |
| Farmers | $209 |
| Liberty Mutual | $259 |
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Local rates start as low as $65 per month.
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Denver Auto Insurance FAQs
For more information about buying auto insurance in Denver, see answers to the most common questions drivers ask.
How much is car insurance in Denver?
In Denver, drivers pay an average of $163 per month for coverage. Liability-only coverage costs an average of $108 per month, and full-coverage policies average $218 per month, according to Compare.com data.
What’s the cheapest auto insurance company in Denver?
We found that State Farm has the cheapest car insurance on average for Denver drivers at $65 per month.
What’s the best car insurance company in Denver?
No insurance company is best for everyone. Our research found that USAA, Travelers, and COUNTRY Financial are among the best insurance companies in Denver thanks to affordable rates and strong coverage options.
Is car insurance in Denver expensive?
Drivers in Denver tend to pay higher premiums than drivers in other areas of Colorado. On average, Denver drivers pay $163 per month for insurance. Statewide, Colorado drivers pay an average of $144. In comparison, the national average is $140 per month.
Is minimum coverage enough in Denver?
It depends. Minimum coverage may be adequate for Denver drivers who own older or high-mileage vehicles outright and don’t have significant assets to protect. But if you finance or lease your vehicle, your lender will likely require a full-coverage policy.
You may also choose full coverage if you can’t afford to repair or replace your vehicle out of pocket after an at-fault accident.
What factors affect car insurance rates in Denver?
In Denver, your ZIP code, vehicle, annual mileage, driving history, and credit-based insurance score can affect your auto insurance rates.
Sources
- Colorado Auto Theft Prevention Authority. "Motor Vehicle Thefts in 2024."
- Insurance Information Institute (Triple-I). "Facts + Statistics: Uninsured motorists."
- Apps on Google Play. "COUNTRY Financial Mobile."
- Colorado General Assembly. "Mandatory Automobile Insurance in Colorado."
- Foundation for Advancing Alcohol Responsibility. "Drunk/Impaired Driving and Underage Drinking Data."
- Colorado Department of Transportation. "CDOT Announces New Year’s DUI Enforcement Period."
- Metro Denver Economic Development Corporation. "Population By Age."
- Centers for Disease Control and Prevention. "Distracted Driving Risk Factors."
- Dot.gov. "Average Annual Miles per Driver by Age Group."
- Colorado Division of Insurance. "Auto Insurance."
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Grand Junction, CO Car Insurance
Residents of Grand Junction pay around $58 monthly for their car insurance coverage. Check out our guide below to find out how much you'll pay.
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Broomfield, CO Car Insurance
The average monthly cost for car insurance in Broomfield is about $70. We cover plan rates, policies and more in our guide below.
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Englewood, CO Car Insurance
On average, Englewood drivers pay around $72 a month for their car insurance. Read our guide below to learn more about your specific rates.
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Castle Rock, CO Car Insurance
On average, Castle Rock drivers pay a monthly average rate of around $73 for their car insurance. For more information refer to our guide below.
Arvada, CO Car Insurance
The average monthly cost for car insurance in Arvada is about $73. Check out our guide below to find out how much you'll pay.
Boulder, CO Car Insurance
On average, Boulder drivers pay a monthly average rate of around $55 for their car insurance. To learn more about policy rates and coverage in the Boulder area, continue reading our guide below.
Parker, CO Car Insurance
The average cost for car insurance in Parker is about $74 a month. For more information refer to our guide below.
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The Cheapest Auto Insurance in Colorado Springs in 2026
State Farm offers the cheapest average rates in Colorado Springs, but your age, driving record, and other factors can influence how much you pay.
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Kat TretinaInsurance Writer
Becky HelzerEditor
John LeachLicensed P&C Insurance Agent and Expert Reviewer
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
