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How much is car insurance in Eustis?
|Area||Average Monthly Car Insurance Premium|
Compared to the rest of the Florida, coverage in Eustis is about $24 a month cheaper.
Compared to the national average cost of auto coverage, Eustis has higher rates. It's about $19 more for coverage in Eustis than in the rest of the U.S.
Although these are the average rates for auto insurance in Eustis, it's important to remember that you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
But don't worry, we've broken down the average rates for Eustis residents based on several different factors so that you can get a more accurate idea of what you might pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!
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Eustis Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel. When it comes to your monthly premium, that experience can really pay off. As you can see, 18-24-year-olds pay significantly more than someone who is retirement aged.
As you get older, you can expect to see a drop in your monthly premium every 10 years. Drivers in Eustis may see their rates climb back up once they hit retirement age.
Eustis Car Insurance Rates by Gender
Car insurance rates for men are usually slightly more expensive than they are for women. In Eustis, the difference comes out to about $15 per month. As illustrated in the table above, male drivers in the area pay about $107 on average, while female drivers pay around $92 each month.
Eustis Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|Multiple Tickets||Not Enough Data|
One of the key factors in determining your car insurance rates is your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Eustis, a driving record with a single accident will usually get you a rate around $132 a month. In addition, drivers with a single ticket on their record can expect to pay around $104 a month on average.
Eustis Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$76|
|15 Years or Older||$97|
The cheapest vehicles to insure in Eustis are by and large trucks and vans, with each type typically costing about $71 per month.
SUV drivers will see rates of about $107, while the rates for car owners average out to about $100 a month.
Your rates can also vary depending on your vehicle's age. Generally, the most expensive vehicles to insure are going to be newer ones. Once your car is a few years old however, your rates may start to dip back down a bit. In Eustis, the most expensive vehicles to insure are vehicles two-to -three years old.
Eustis Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$105|
On average, those who are currently married will pay slightly less to insure their car. This usually boils down to owners having multiple vehicles on the same policy, something many companies extend special discounts for.
In Eustis, the difference in rates based on relationship status can be as much as $34 a month.
Eustis Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$79|
Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $26 a month more than homeowners in Eustis. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Eustis, FL
Recent trends in car insurance for Eustis drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when selecting an auto insurance policy.
The rates for auto insurance in Eustis rose from 2017-2020, but began to turn downward in 2021. This pattern has continued through 2022 when rates have most recently hit $80.
How does Eustis compare to neighboring areas?
Why are car insurance rates in Eustis different from other areas?
Car insurance companies will take into account a variety of factors when they're deciding how much to charge for a policy. Many factors affecting your policy are based around where you call home. These factors include things like:
- Regional crime rates
- Total number of drivers in the community
- Road Safety (frequency of local car accidents)
- Off-street parking accessibility
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Eustis?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Don't worry, Compare.com does all of that work for you. Enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering auto coverage in Eustis.
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Eustis Auto Insurance FAQs
What factors affect car insurance quotes in Eustis?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Eustis different from other neighboring cities?
Things like parking situations, local laws, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Eustis?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Eustis?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Eustis or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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