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How much is car insurance in Pompano Beach?
|Area||Average Monthly Car Insurance Premium|
As you can see, car insurance policies across the rest of Florida are about $29 a month cheaper than the rates drivers pay in Pompano Beach.
Drivers relocating the Pompano Beach should take note of the differences in average rates. It's about $72 more for coverage in Pompano Beach than in the rest of the U.S.
These rates provide a great starting point for understanding what to expect for your monthly payment, but there's no guarantee that this is what you will end up paying. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.
We've analyzed the average rate for Pompano Beach and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP below and find out!
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Pompano Beach Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The more time you have behind the wheel, the more experienced of a driver you should be. When it comes to car insurance bills, that experience pays off. As you can see, 18-24-year-olds pay a lot more than drivers 65 and older.
For every ten years older you get, you can expect to see a drop in your monthly premium. Once you hit retirement, however, you may see your rates rise again in Pompano Beach.
Pompano Beach Car Insurance Rates by Gender
Although female drivers pay, on average, less than male drivers for insurance coverage, Pompano Beach actually bucks this trend. While female drivers pay $157 a month for car insurance, males only pay about $149.
Pompano Beach Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Pompano Beach, a driving record with one accident will usually get you a rate around $193 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $175.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.
Pompano Beach Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$178|
|15 Years or Older||$147|
The cheapest vehicles to insure in Pompano Beach are typically trucks and vans, with each type typically costing about $133 per month.
Car owners can expect to pay an average of around $159 a month for their policy, while SUVs usually cost around $137 a month to insure.
Your vehicle's age has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Pompano Beach, vehicles less than one year old are the most expensive to insure.
Pompano Beach Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$159|
Generally speaking, married policyholders will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Pompano Beach, with married couples paying about $16 less per month.
Pompano Beach Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$187|
Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $28 a month more than homeowners in Pompano Beach. But if you live with your parents, you can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in Pompano Beach, FL
Recent trends in car insurance for Pompano Beach drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
The rates for car insurance in Pompano Beach had been decreasing from 2017-2018, but began to increase in 2020. This trend has continued through 2022 when rates have most recently reached $171 per month.
How does Pompano Beach compare to neighboring areas?
Why are car insurance rates in Pompano Beach different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate several factors. While we mentioned the factors that affect your personal policy, others are based around where you park your car. These include things like:
- Community laws
- Road safety
- Availability of off-street parking
- Crime rates
- Amount of drivers in the region
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.
How can I find the cheapest car insurance in Pompano Beach?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Don't worry, Compare.com can handle all of this for you. Just punch in your ZIP Code below, answer a few questions about your driving profile, and you'll be quickly comparing the cheapest quotes from many of the car insurance companies that offer coverage in Pompano Beach.
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Pompano Beach Auto Insurance FAQs
What factors affect car insurance quotes in Pompano Beach?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's year, make and model, plus your address, credit score, marital status, and driving record.
Why is the cost of car insurance in Pompano Beach different from other neighboring cities?
Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Pompano Beach?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Pompano Beach?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Pompano Beach or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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