Glasgow, KY Car Insurance

On average, drivers in Glasgow pay around $113 per month for their car insurance. Learn more in our handy guide below.
What should residents of Glasgow expect to pay for their car insurance? How does Glasgow stack up to the rest of the area, or even Kentucky as a whole? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Glasgow?

Area Average Monthly Car Insurance Premium
Glasgow$113
KY$132
United States$80

Car insurance coverage in Glasgow is about $19 cheaper than it is in the rest of Kentucky.

On the other hand, the expected monthly payments for an auto insurance policy in Glasgow are above the national average. The cost of insuring a vehicle in Glasgow is about $33 more expensive than the average rate for the rest of the U.S.

These rates may be the average amount residents of Glasgow pay for their insurance policy, but that doesn't mean it's exactly what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for coverage. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining the bill you'll see each month.

Don't sweat it however, we've broken down average rates for Glasgow residents so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$169
25-34$97
35-44$91
45-54$79
55-64$77
65+$75

Generally, the older you are, the more experienced you are on the roads, right? That experience pays off when it comes to auto insurance. As you can see, 18-24-year-olds pay twice as much as someone who is retirement aged.

For every ten years older you get, you can expect to see a drop in your monthly premium. As you get closer to retirement, however, you may see your rates start to rise again in Glasgow.

Average Car Insurance Rates by Gender

Gender Average
Male$120
Female$107

In general, car insurance rates for women are usually cheaper than they are for men. The difference in Glasgow is about $13 a month. As you can see in the table above, female drivers in the area typically pay $107 on average, while female drivers typically pay $120 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$152
Multiple Accidents$147
1 Ticket$275
Multiple Tickets$171

Your rates can vary wildly depending on your driving record. Those with clean records will obviously pay a lot less than those with infractions. In Glasgow, drivers with one accident on their record will experience rates around $152 a month. In addition, drivers with a single ticket on their record can expect to pay around $275 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$80
2-3 Years$115
4-5 Years$132
6-7 Years$114
8-10 Years$105
11-14 Years$110
15 Years or Older$117

According to the first table above, trucks and vans are typically the cheapest vehicles to insure in Glasgow, with drivers paying around $99 per month for auto insurance.

SUV drivers will see rates of about $115 for insurance coverage, while car owners by and large pay around $114 per month.

Your rates can also vary depending on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Glasgow, the most expensive vehicles to insure are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$119
Married$94
Divorced$99

More often than not, people who are married will pay slightly less for car insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.

The difference in rates based on relationship status in Glasgow is about $25 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$86
Rent$115
Live with parents$198

One other element taken into consideration is your living situation. Drivers who own property in Glasgow can expect to pay around $29 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.

Car Insurance Companies in Glasgow, KY

Recent trends in car insurance for Glasgow drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

Auto insurance rates in Glasgow decreased from 2018-2019, before leveling out in 2020. They finished down in 2021, at $106 a month

How does Glasgow compare to neighboring areas?

Why are car insurance rates in Glasgow different from other areas?

Car insurance companies look at many factors when they're deciding how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:

  • Crime
  • Off-street parking availability
  • Local laws
  • Number of car accidents
  • Total amount of drivers in the community

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Glasgow?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

But hold on! Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies offering policies in Glasgow in no time.

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Glasgow Insurance FAQs

What factors affect car insurance quotes in Glasgow?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your credit score, driving record, address, and marital status.

Why is the cost of car insurance in Glasgow different from other neighboring cities?

Crime rates, parking situations, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Glasgow?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Glasgow?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Glasgow or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes