Massillon, OH Car Insurance

Massillon drivers pay, on average, around $62 a month for their car insurance. Read our guide below to learn more about your specific rates.
Compared to their surrounding area, how do rates in Massillon stack up? What about against the rest of Ohio? What rates should residents of Massillon expect to pay for their car insurance? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Massillon?

Area Average Monthly Car Insurance Premium
Massillon$62
OH$59
United States$80

Based on the chart above, you can see that the costs for coverage in Massillon are in line with rates across the rest of Ohio.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Massillon is rather affordable. The average monthly payment in Massillon is about $18 cheaper than the rate for the rest of the U.S.

Bear in mind that while these rates represent the expected monthly payments for Massillon drivers, it doesn't mean that's what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.

We've done the heavy lifting for you and broken down the average rate for Massillon so that you can get a more accurate idea of what your policy will cost you. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18$250
18-24$102
25-34$55
35-44$38
45-54$43
55-64$38
65+$34

It's pretty safe to assume that the older you are, the more experience you have as a driver. That experience can turn into some real savings when it comes to auto insurance rates. As you can see, 18-24-year-olds pay $68 more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. As you get closer to retirement, however, you may see your rates rise again in Massillon.

Average Car Insurance Rates by Gender

Gender Average
Male$64
Female$60

Male drivers pay, on average. slightly more than female drivers for auto insurance. In Massillon, the difference comes out to about $4 a month. Looking at the table above, you can see that female drivers pay around $60 on average, while male drivers typically pay $64 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$94
Multiple Accidents$60
1 Ticket$92
Multiple Tickets$33

Depending on your driving record, your rates can vary wildly. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions, while those with clean driving records will obviously pay the least. In Massillon, a driving record with one accident will usually get you a rate around $94 a month. Similarly, drivers with one ticket will typically pay around $92 on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$51
2-3 Years$57
4-5 Years$50
6-7 Years$48
8-10 Years$70
11-14 Years$68
15 Years or Older$57

As you can see in the first table above, the cheapest vehicles to insure in Massillon are usually trucks and vans, which run about $44 per month.

SUV drivers will see rates of about $46 for car insurance coverage, while car owners by and large pay around $69 per month.

Vehicle age can also affect your monthly bill. Generally, newer vehicles are going to cost the most to insure. Once your car is close to 5 years old, however, you may see your bill start to shrink a bit. In Massillon, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$69
Married$49
Divorced$39
Widowed$38

Generally speaking, people who are married will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor many companies extend special discounts for.

At a national level, single drivers usually pay more than married couples do for auto insurance. Massillon follows that pattern, with the difference totaling to around $20 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$41
Rent$60
Live with parents$98

Another factor that comes into play is your housing status. If you rent your home or apartment, expect to pay around $19 a month more than if you own your own home in Massillon. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance costs, depending on your insurance company.

Car Insurance Companies in Massillon, OH

Recent trends in car insurance for Massillon drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

In Massillon, auto insurance rates rose from 2016-2018, when they reached a high of $74. This changed in 2019, when policy premiums began to decrease. They hit a low of $48 in 2020, and finished at $63 in 2021.

How does Massillon compare to neighboring areas?

Why are car insurance rates in Massillon different from other areas?

When considering how much to charge for a monthly rate, car insurance companies will consider numerous factors. Where you live will also have a significant impact on your personal policy. This may include things like:

  • Community laws
  • Road Safety (frequency of local car accidents)
  • Off-street parking access
  • Total amount of drivers in the community
  • Regional crime rates

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Massillon?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com can handle all of this for you. Put in your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be quickly comparing the cheapest quotes from a number of the car insurance companies offering plans in Massillon.

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Massillon Insurance FAQs

What factors affect car insurance quotes in Massillon?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your marital status, credit score, address, and driving record.

Why is the cost of car insurance in Massillon different from other neighboring cities?

Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Massillon?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Massillon?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Massillon or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

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