Perrysburg, OH Car Insurance

Residents of Perrysburg pay around $48 monthly for their car insurance coverage. For more information refer to our guide below.
Compared to their surrounding area, how do rates in Perrysburg stack up? What about against the rest of Ohio? What should residents of Perrysburg expect to pay for their car insurance? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Perrysburg?

Area Average Monthly Car Insurance Premium
Perrysburg$48
OH$58
United States$81

Based on the chart above, you can see that coverage in Perrysburg typically costs about $10 a month less than it does in the rest of Ohio.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Perrysburg is rather affordable. The average monthly payment for the U.S. as a whole is about $33 more expensive than in Perrysburg.

Bear in mind that while these are the average car insurance rates for Perrysburg, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Your monthly premium is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

Don't sweat it however, we've broken down average rates for Perrysburg residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$81
25-34$43
35-44$33
45-54$51
55-64$49
65+$43

The more time you've spent on the road, the more experience you have. When it comes to car insurance bills, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay significantly more than drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. That said, once you hit retirement, your rates may creep back up in Perrysburg.

Average Car Insurance Rates by Gender

Gender Average
Male$52
Female$45

On average, female drivers pay slightly less than male drivers for car insurance. The difference in average rates in Perrysburg totals about $7 a month. As illustrated in the table above, female drivers in the area pay about $45 on average, while male drivers pay around $52 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$84
Multiple Accidents$86
1 Ticket$80
Multiple Tickets$52

Depending on your driving record, your rates can vary wildly. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Perrysburg with one accident will pay around $84 a month. In addition, drivers with one ticket can expect to pay around $80 a month on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$48
2-3 Years$35
4-5 Years$45
6-7 Years$60
8-10 Years$49
11-14 Years$65
15 Years or Older$41

If you look at the first table above, the cheapest vehicles to insure in Perrysburg are by and large trucks and vans, at $32 per month.

SUV drivers will see rates of about $42, while the rates for car owners average out to about $60 per month.

You can also expect to see slightly different rates depending on the age of your vehicle. Newer vehicles are generally going to be the most expensive to insure. Once your car is a few years old, however, you may see your rates begin to drop back down. In Perrysburg, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$49
Married$46
Divorced$47
Widowed$47

Generally speaking, people who are married will pay slightly less to insure their car. This usually happens because companies will award special discounts to policyholders with multiple vehicles that are on the same policy.

Despite single drivers normally paying less for auto insurance than married drivers, both groups pay about the same for monthly coverage in Perrysburg.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$54
Rent$39
Live with parents$86

Your housing situation is another factor that affects your monthly rate. Renters can expect to pay around $15 a month less than drivers who own property in Perrysburg. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Perrysburg, OH

Recent trends in car insurance for Perrysburg drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before picking an insurance policy.

In Perrysburg, the rates for auto insurance rose from 2017-2019, when they reached a high of $61. This changed in 2020, when car insurance rates began to decrease. They hit a low of $29 in 2021, and finished up in 2022, at $31 a month.

How does Perrysburg compare to neighboring areas?

Why are car insurance rates in Perrysburg different from other areas?

Car insurance companies will take into account several factors when they're deciding how much to charge for a policy. The price of your insurance policy will depend largely on where you call home and will be influenced by things such as:

  • Total number of drivers in the community
  • Access to off-street parking
  • Crime rates
  • Community laws
  • Rate of car accidents

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Perrysburg?

In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.

Fortunately, Compare.com can handle all of this for you. Put in your ZIP Code below, answer a few questions on you and your vehicle, and you'll be quickly comparing the cheapest quotes from the many car insurance companies offering policies in Perrysburg.

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Perrysburg Insurance FAQs

What factors affect car insurance quotes in Perrysburg?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Perrysburg different from other neighboring cities?

Auto insurance companies consider regional factors, such as parking situations, crime rates, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Perrysburg?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Perrysburg?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Perrysburg or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

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