Strongsville, OH Car Insurance

The average cost for car insurance in Strongsville is about $53 a month. For information on policy rates, coverage, and more check out our guide below.
How does Strongsville stack up to the rest of the area, or even Ohio as a whole? How much can residents of Strongsville expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Strongsville?

Area Average Monthly Car Insurance Premium
Strongsville$53
OH$59
United States$80

Based on the above chart, auto insurance policies in Strongsville are about $6 a month cheaper than in the rest of Ohio.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Strongsville is rather affordable. On average, it's about $27 less to insure your vehicle in Strongsville than it is in the rest of the U.S.

While these are the average car insurance rates for Strongsville, you could end up paying something different. Insurance companies weigh a variety of factors when determining how much to charge you to get auto insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

Don't sweat it however, we've broken down average rates for Strongsville residents based on several different factors so that you can get a more accurate idea of what it might cost to insure your vehicle. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$83
25-34$45
35-44$40
45-54$43
55-64$42
65+$38

The more time you've spent on the road, the more experience you have. When it comes to car insurance bills, that experience can help put some change back into your pocket. In this case, 18-24-year-olds pay twice as much as drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. Drivers in Strongsville may see their rates climb back up a bit once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$53
Female$54

Car insurance rates for women are generally cheaper than they are for men. In Strongsville, although men do pay a little bit less on their monthly premiums, the price is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$62
Multiple Accidents$137
1 Ticket$70
Multiple Tickets$83

Your rates can change quite drastically depending on your driving record. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. In Strongsville, a driving record with one accident will usually get you a rate around $62 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $70.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$47
2-3 Years$51
4-5 Years$34
6-7 Years$59
8-10 Years$50
11-14 Years$61
15 Years or Older$51

In terms of affordable coverage, the cheapest vehicles to insure in Strongsville are typically SUVs, at $36 per month.

Car owners can expect to pay an average of around $57 a month for their policy, while truck and van drivers are usually around $41 to insure each month.

In addition to vehicle type, you can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to drop back down once your car is a few years old. In Strongsville, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$57
Married$44
Divorced$42
Widowed$39

Generally, people who are married will pay slightly less for auto insurance. This can usually be attributed to their policies having multiple vehicles, a factor many companies award special discounts for.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Strongsville, with married couples paying about $13 less per month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$53
Rent$48
Live with parents$59

Your housing situation is another factor that affects your monthly rate. Renters can expect to pay around $5 a month less than homeowners in Strongsville. But if you live with your parents, you can expect to pay a lot more.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Car Insurance Companies in Strongsville, OH

Recent trends in car insurance for Strongsville drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

The cost of auto insurance coverage in Strongsville increased from 2016-2017, before leveling out in 2018. Car insurance rates finished up in 2021, at $43 a month

How does Strongsville compare to neighboring areas?

Why are car insurance rates in Strongsville different from other areas?

When considering how much to charge for coverage, car insurance companies will review a lot of factors. The specifics of where you live will have an impact on your personal policy. This might include things like:

  • Crime levels
  • Area regulations
  • Total number of drivers in the region
  • Availability of off-street parking
  • Number of car accidents

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Strongsville?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Don't worry, Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies offering policies in Strongsville.

Compare the cheapest quotes from dozens of insurance companies

Strongsville Insurance FAQs

What factors affect car insurance quotes in Strongsville?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your address, credit score, driving record, and marital status.

Why is the cost of car insurance in Strongsville different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Strongsville?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Strongsville?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Strongsville or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?

Find your best rate in just a few minutes