Lansdowne, PA Car Insurance

The average cost for car insurance in Lansdowne is about $104 a month. For information on policy rates, coverage, and more check out our guide below.
How does Lansdowne compare to the surrounding area and the rest of Pennsylvania? How much can residents of Lansdowne expect to pay for their car insurance? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Lansdowne?

Area Average Monthly Car Insurance Premium
Lansdowne$104
PA$71
United States$80

As you can see, car insurance policies across the rest of Pennsylvania are about $33 a month cheaper than the rates drivers pay in Lansdowne.

If you're considering relocating to Lansdowne from out of state, you may want to budget a little extra for your insurance. It's about $24 more for coverage in Lansdowne than in the rest of the U.S.

Although these are the average rates for auto insurance in Lansdowne, that doesn't mean it's exactly what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you to get auto insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in figuring out your monthly premium.

But don't worry, we've broken down the average rates for Lansdowne residents based on several different factors so that you can get a more accurate idea of what you might pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$139
25-34$111
35-44$83
45-54$73
55-64$99
65+$149

For every 10 years, you can expect to see a decrease in your monthly premium. Once you hit retirement, however, you may see your rates begin to go back up in Lansdowne.

Average Car Insurance Rates by Gender

Gender Average
Male$112
Female$94

Car insurance rates for women are generally cheaper than they are for men. In Lansdowne, the difference comes out to about $18 a month. As you can see in the table above, male drivers in the area typically pay $112 on average, while female drivers typically pay $94 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$135
Multiple Accidents$95
1 Ticket$132
Multiple TicketsNot Enough Data

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Lansdowne, drivers with one accident on their record will experience rates around $135 a month. In addition, drivers with one ticket can expect to pay around $132 a month on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$103
2-3 Years$157
4-5 Years$89
6-7 Years$89
8-10 Years$96
11-14 Years$105
15 Years or Older$109

If you look at the first table above, the cheapest vehicles to insure in Lansdowne are by and large SUVs, at $101 per month.

Truck and van drivers will see rates of about $158 for auto insurance coverage, while SUV owners usually pay around $101 per month.

Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to cost the most to insure. Once your car is about 5 years old, however, you may see your rates begin to drop back down. The most expensive vehicles to insure in Lansdowne are vehicles two-to -three years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$102
Married$122
Divorced$92
Widowed$85

On average, those who are currently married will pay slightly less to insure their vehicle. This usually boils down to owners having multiple vehicles on the same policy, something many companies extend special discounts for.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Lansdowne is no exception, with the difference totaling to around $20 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$111
Rent$103
Live with parents$109

Another factor taken into consideration is your living accommodations. Renters can expect to pay around $8 a month less than homeowners in Lansdowne. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Lansdowne, PA

Recent trends in car insurance for Lansdowne drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

Car insurance rates in Lansdowne went up from 2016-2017, before leveling out in 2018. They finished up in 2021, at $146 a month

How does Lansdowne compare to neighboring areas?

Why are car insurance rates in Lansdowne different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. While we've discussed the ones that affect your personal policy, others are based around where you live and drive. These include things like:

  • Crime
  • Rate of car accidents
  • Number of drivers in the area
  • Off-street parking access
  • Laws

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Lansdowne?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Good news! Compare.com will handle the heavy lifting for you. Put in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies that offer plans in Lansdowne.

Compare the cheapest quotes from dozens of insurance companies

Lansdowne Insurance FAQs

What factors affect car insurance quotes in Lansdowne?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your driving record, address, credit score, and marital status.

Why is the cost of car insurance in Lansdowne different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Lansdowne?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Lansdowne?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Lansdowne or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes