Red Lion, PA Car Insurance

Drivers in Red Lion pay around $55 a month for their car insurance. For information on policy rates, coverage, and more check out our guide below.
How does Red Lion stack up to the rest of the area, or even Pennsylvania as a whole? What can Red Lion residents expect to pay for their car insurance? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Red Lion?

Area Average Monthly Car Insurance Premium
Red Lion$55
PA$71
United States$81

The cost of coverage in Red Lion is about $16 a month cheaper than it is for the rest of Pennsylvania.

Likewise, when compared to the national average, the cost for auto insurance in Red Lion is lower. Car insurance rates for the United States as a whole are, on average, $26 more expensive than the rates you'd pay in Red Lion.

While these are the average car insurance rates for Red Lion, keep in mind that you could end up paying a different amount. There are a variety of factors that car insurance companies assess when determining how much to charge you to get your vehicle insured. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly payment amount.

Don't sweat it however, we've broken down average rates for Red Lion residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$79
25-34$55
35-44$42
45-54Not Enough Data
55-64$38
65+$35

It would make sense that older drivers have more driving experience, right? When it comes to car insurance premiums, that experience can really pay off. According to the table above, you can see that 18-24-year-olds pay $44 more than someone who is at retirement age.

You can expect to see your monthly premium drop about once a decade or so. As you get closer to retirement age, however, you may see your rates creep back up in Red Lion.

Average Car Insurance Rates by Gender

Gender Average
Male$62
Female$48

In general, car insurance rates for women are usually cheaper than they are for men. The difference in Red Lion is about $14 per month. As illustrated in the table above, female drivers in the area pay about $48 on average, while male drivers pay around $62 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$65
Multiple Accidents$90
1 Ticket$76
Multiple Tickets$44

Your rates can vary wildly depending on your driving record. Those with clean records can expect to pay much less than those with infractions. In Red Lion, a driving record with one accident will usually get you a rate around $65 a month. In addition, drivers with one ticket can expect to pay around $76 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$31
2-3 Years$66
4-5 Years$56
6-7 Years$49
8-10 Years$58
11-14 Years$51
15 Years or Older$62

The most affordable vehicles to insure in Red Lion are usually trucks and vans, which run about $48 per month.

Car owners can expect to pay an average of around $53 a month for their policy, while SUVs usually cost around $63 a month to insure.

In addition to vehicle type, you can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. Once your car is around 5 years old, however, you may see your rates begin to drop back down. The most expensive vehicles to insure in Red Lion are vehicles two-to -three years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$57
Married$60
Divorced$36
Widowed$32

Generally, those who are currently married will pay slightly less to insure their vehicle. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.

While single drivers normally pay more for auto insurance than married drivers do, both groups pay about the same rate in Red Lion.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$54
Rent$55
Live with parents$52

Another factor that comes into play is your living accommodations. Those who own their own home in Red Lion can expect to pay around $1 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your overall costs, depending on your insurance company.

Car Insurance Companies in Red Lion, PA

Recent trends in car insurance for Red Lion drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

The rates for car insurance in Red Lion had been increasing from 2017-2018, when they hit a high of $75. This shifted in 2021, when rates started to turn downward. This pattern has continued through the present, where rates recently reached $47.

How does Red Lion compare to neighboring areas?

Why are car insurance rates in Red Lion different from other areas?

Car insurance companies take in several factors when figuring out how much individual insurance policies will cost. Your insurance policy will depend largely on where you live and will be influenced by things such as:

  • Number of car accidents
  • Regional laws
  • Total number of drivers in the region
  • Regional crime rates
  • Access to off-street parking

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Red Lion?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com does all of that work for you. Just punch in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from loads of the car insurance companies offering plans in Red Lion.

Compare the cheapest quotes from dozens of insurance companies

Red Lion Insurance FAQs

What factors affect car insurance quotes in Red Lion?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, address, and marital status.

Why is the cost of car insurance in Red Lion different from other neighboring cities?

Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Red Lion?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Red Lion?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Red Lion or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes