Table of contents
How much is car insurance in Red Lion?
|Area||Average Monthly Car Insurance Premium|
Car insurance coverage in Red Lion is about $13 cheaper than it is in the rest of Pennsylvania.
Compared to the national average cost of auto insurance coverage, Red Lion has lower rates. Car insurance rates for the U.S. as a whole are, on average, $22 more expensive than the rates you'd pay in Red Lion.
While these are the average monthly costs for auto insurance coverage in Red Lion, you could end up paying something different. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
But don't worry, we've broken down the average rates for Red Lion residents based on several different factors so that you can get a more accurate idea of what you might pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It would make sense that older drivers have more driving experience, right? That experience can turn into some real savings when it comes to auto insurance rates. As you can see, 18-24-year-olds pay two times as much as drivers of retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. You may see your rates begin to go back up once you hit retirement in Red Lion.
Average Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. This is true in Red Lion, where women pay around $12 less a month. As illustrated in the table above, female drivers in the area pay about $51 on average, while male drivers pay around $63 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|Multiple Tickets||Not Enough Data|
Depending on your driving record, your rates can vary quite a lot. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. Drivers in Red Lion with a single accident on their record will usually see rates around $65 a month. In addition, drivers with a single ticket on their record can expect to pay around $97 a month on average.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$34|
|15 Years or Older||$69|
If you look at the first table above, the cheapest vehicles to insure in Red Lion are by and large trucks and vans, at $49 per month.
SUV drivers will see rates of about $71 to insure their car, while car owners usually pay around $55 per month.
The age of your vehicle also plays a role in your monthly payment. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is a few years old. In Red Lion, the most expensive vehicles to insure are vehicles fifteen years and older.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$60|
On average, those who are currently married will pay slightly less to insure their vehicle. This usually boils down to owners having multiple vehicles on the same policy, something many companies award special discounts for.
As you can see in the table above, married couples pay about the same rate as single drivers in Red Lion.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$64|
One other element taken into consideration is your housing status. Renters can expect to pay around $1 a month less than drivers who own property in Red Lion. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in Red Lion, PA
Recent trends in car insurance for Red Lion drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.
The rates for auto insurance in Red Lion went up from 2016-2018, before leveling out in 2019. They finished down in 2021, at $56 a month
How does Red Lion compare to neighboring areas?
Why are car insurance rates in Red Lion different from other areas?
Car insurance companies take in a lot of factors when deciding how much individual insurance policies will cost. Many factors affecting your policy are based around where you live and drive. These factors include things like:
- Number of drivers in the area
- Off-street parking availability
- Frequency of car accidents
- Crime rates
- Regional regulations
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.
How can I find the cheapest car insurance in Red Lion?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Don't worry, Compare.com can handle all of this for you. Just put in your ZIP Code below, answer a few questions regarding the factors mentioned above, and you'll be quickly comparing the cheapest quotes from the many car insurance companies providing policies in Red Lion.
Red Lion Insurance FAQs
What factors affect car insurance quotes in Red Lion?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's make and model, year, driving record, credit score, as well as your marital status and address.
Why is the cost of car insurance in Red Lion different from other neighboring cities?
Parking situations, crime rates, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Red Lion?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Red Lion?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Red Lion or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?