Table of contents
How much is car insurance in Uniontown?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that coverage in Uniontown typically costs about $10 a month less than it does in the rest of Pennsylvania.
If you're thinking of moving to Uniontown from out of state, you may still be in luck. Car insurance rates for the United States as a whole are, on average, $19 more expensive than the rates you'd pay in Uniontown.
Although these are the average rates for auto insurance in Uniontown, that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in figuring out your monthly premium.
Don't worry, we've done the work for you and broken down average rates for Uniontown to help you get a more accurate idea of what you'll be charged for your policy. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel. When it comes to auto insurance premiums, that experience pays off. According to the table above, you can see that 18-24-year-olds pay $84 more than drivers 65 and older.
As you get older, you can expect to see a drop in your monthly premium every 10 years. Having said that, once you approach retirement age your rates may creep back up in Uniontown.
Average Car Insurance Rates by Gender
While women typically pay less than men do for auto insurance, Uniontown defies this trend. Female drivers typically pay around $23 more per month for auto insurance coverage than their male counterparts.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|1 Ticket||Not Enough Data|
|Multiple Tickets||Not Enough Data|
One of the key factors in determining your car insurance rates is your driving record. Those with clean records can expect to pay much less than those with infractions. In Uniontown, drivers with one accident on their record will experience rates around $104 a month.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$40|
|15 Years or Older||$67|
As you can see in the first table above, the cheapest vehicles to insure in Uniontown are usually SUVs, which run about $39 per month.
Truck and van drivers will see rates of about $55 for car insurance, while car owners by and large pay around $66 a month.
In addition to vehicle type, you can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. Once your car is about 5 years old, however, you may see your bill start to shrink a bit. In Uniontown, vehicles fifteen years and older are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$70|
According to the table above, the difference in rates based on relationship status in Uniontown can be as much as $32 a month, so it's worth taking into consideration.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$140|
Your living situation is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $16 a month more than those who own their own home in Uniontown. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Uniontown, PA
Recent trends in car insurance for Uniontown drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.
The cost of car insurance coverage in Uniontown went up from 2016-2017, before steadying out in 2018. They increased again, hitting a high of $67 in 2020, and finished down at $50 in 2021.
How does Uniontown compare to neighboring areas?
Why are car insurance rates in Uniontown different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate a number of factors. While we already mentioned the ones that affect your personal policy, others are influenced by where you call home. These include things like:
- Total number of drivers
- Area crime rates
- Off-street parking accessibility
- Community laws
- General road safety (how many accidents each locality has)
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Uniontown?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.
Don't worry, Compare.com will handle the heavy lifting for you. Just type in your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies offering plans in Uniontown.
Uniontown Insurance FAQs
What factors affect car insurance quotes in Uniontown?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Uniontown different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Uniontown?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Uniontown?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Uniontown or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.