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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
In This Article
Shopping for car insurance can be a tedious process, especially when you’re bouncing from one company website to another just to get a few quotes. Insurance comparison sites simplify things by allowing you to compare personalized quotes from top insurers, all in one place.
But not all comparison sites are trustworthy. Some are focused more on selling your data than on helping you find a great deal, which can lead to spam calls, unwanted emails, or even sketchy offers.
To avoid these risks, it’s essential to use reputable platforms that provide real quotes, not just rough estimates. We’ll cover the best car insurance comparison sites and what you should look for when comparing quotes.
Compare.com and Insurify top our list as the best and most trustworthy car insurance comparison sites.
Lead-generation sites don’t typically provide personalized quotes — they can also be spammy and may sell your data to third parties.
Maximize your comparison site experience and savings by entering accurate information, reading the fine print, and being open to buying a policy with a smaller insurance company.
Types of Insurance Comparison Sites
While most comparison sites serve the same basic functions, they aren’t all created equally. Insurance comparison sites differ in several ways, including the number of insurers they work with and whether they show real quotes or just ads.
Sites that let you compare real quotes
The best insurance comparison sites have direct partnerships with many insurance companies. These sites can show you real quotes based on the information you provide. After seeing your quotes, you can usually sign up for a policy directly from the comparison site, or you’ll be redirected to sign up on the insurer’s website.
Even among these sites, there is still some difference in quality. For example, one comparison site might show quotes from a dozen insurers, while another might show you quotes from just a few.
Finally, these sites will differ based on the number of ads they show you and whether completing the quote form results in you getting spam emails, phone calls, and texts later on.
Lead-generation sites that show only ads
There’s a whole different category of car insurance comparison sites that are actually lead-generation sites. These sites don’t show real-time quotes like the sites we discussed above. Instead, they show ads and often sell the data you provide during the quote process. As a result, you can end up getting spam emails, phone calls, and text messages. You might even have to enter your information multiple times just to eventually see a quote.
Yes, these sites will sometimes show prices. However, they aren’t personalized quotes and aren’t likely to be accurate for your unique situation. Some popular lead-gen sites include EverQuote, QuoteWizard, and Otto. Popular personal finance websites like NerdWallet and ValuePenguin also offer lead-generation tools for customers to get auto insurance quotes.
Which Car Insurance Comparison Site Is Best?
At this point, you’re probably wondering which comparison site is best for getting and comparing quotes.
The table below shows how the most well-known insurance-comparison sites stack up in terms of online reviews and the number of real-time quotes each provides.
Comparison Site | Rank | Average Customer Rating* | Real-Time Quotes** | Spam Risk |
---|---|---|---|---|
Compare.com | #1 | 4.45/5 | 10 | None |
Insurify | #2 | 4.47/5 | 7 | None |
Jerry | #3 | 4.7/5 | 3 | None |
The Zebra | #4 | 4.42/5 | 0 | None |
Gabi | #5 | 3.5/5 | 5 | Low |
QuoteWizard | #6 | 4.18/5 | 0 | High |
EverQuote | #7 | 2.51/5 | 0 | High |
**We generated all quotes using the profile of a 30-year-old woman who lives in San Jose, CA, drives a 2020 Honda CR-V, and has had a speeding ticket in the past three years.
1. Compare.com
Compare.com is head and shoulders above the competition. With more real-time quotes than any other comparison site and extremely positive customer reviews across several well-known review platforms, it’s the best choice for easy, quick quote comparison.
Compare.com is an insurance comparison site that specializes in auto insurance. It was founded in 2013 by Andrew Rose with the goal of bringing insurance comparison to the United States (it’s been the most popular way to shop for insurance in Europe for years).[1]
The company believes shopping for car insurance should be quick, easy, and informative. Since its founding, the company has delivered nearly 60 million quotes and helped more than 8 million customers save on their insurance.
Compare.com is a user-friendly site with real-time integrations with over 120 top insurers, making it the most comprehensive comparison site in the industry. It provides more accurate quotes than any other comparison site.
Better yet, Compare.com isn’t a lead-generation site, so you don’t have to worry about seeing only ads or being spammed with emails, phone calls, and text messages after getting a quote.
How Compare.com works
Compare.com allows you to get real-time quotes from a variety of insurance companies by completing a short form. Here’s how to get started:
Enter your ZIP code.
Share information about your vehicle, where you live, your driving record, your past insurance, and more.
Opt in to receive emailed copies of your quotes, as well as occasional emails and text messages with updates (this step isn’t required).
Land on a result page that shows real-time, accurate quotes from top insurance companies.
You can adjust the quotes you see by choosing from four coverage options: minimum coverage, basic coverage, plus coverage, or premium coverage.
Once you select a quote, you can purchase and manage the policy through the insurer’s website.
Real-time quotes received: 10
We completed the quote process on Compare.com using the sample profile of a 30-year-old single female driver. Overall, the process was quick and straightforward — answering all the preliminary questions took five minutes or less.
Once we reached the results page, the site presented our driver with nine insurers offering standard coverage protection. Each showed a real quote with the monthly premium and amount due if you were to purchase the policy that day. You can click “View quote” to complete the purchase directly on the insurer’s website for any of the listed options.
At the top of the results page, Compare.com provides four coverage level options: minimum, basic, plus, and premium. If you click on each option, the quotes from each insurer change based on the chosen coverage level.
2. Insurify
Insurify is another solid choice if you’re looking to compare car insurance quotes, especially if you’re also interested in home insurance. It served up one fewer quote than Compare.com, but its multi-policy offerings and great customer reviews help close the gap.
Insurify was founded in 2013 by Snejina Zacharia and Tod Kiryazov. Zacharia was in an accident that spiked her insurance premiums, inspiring her to start Insurify after realizing how frustrating the insurance shopping process could be.
Like Compare.com, Insurify is an insurance comparison website that provides real-time quotes. It primarily provides auto and home insurance quotes, and while it also offers life insurance, those quotes are served through a third party.
After a decade in business, Insurify advertises more than 120 partner insurers. It has also provided more than 130 million quotes to help drivers save more than $44 million, according to its website.
How Insurify works
Getting quotes from Insurify is easy. Here’s how it works:
Enter your ZIP code.
Answer questions about your vehicle, yourself, your current insurance policy, your driving history, and more.
See your real-time, accurate insurance quotes from a variety of top insurance companies.
Adjust the quotes you see by choosing between different levels of liability protection.
Once you select a quote, you may either be redirected to the insurer’s website or instructed to speak with an agent by phone to complete your policy.
Real-time quotes received: 7
Insurify pros and cons
Partners with many top insurers
Offers home insurance in addition to auto
Easy-to-use mobile app
Quotes not as accurate as Compare.com
Results include ads
Requires email and phone number for quotes
3. Jerry
Jerry is a relative newcomer on the insurance comparison scene, but its slick interface and easy-to-answer questionnaire make it a solid contender. That said, you have to download a mobile app to view all of your quotes, so it may not be the best choice for everyone.
Jerry was founded in 2017 with the mission of redefining and improving how people manage owning a car. Jerry is unique among the companies on our list because it doesn’t just help you shop for car insurance. Instead, it helps you manage all areas of car ownership with features such as:
Insurance quote comparison tools
Auto refinancing
Repair estimates
Shop locator
Driving safety features
Maintenance reminders
DriveShield trip and family driving tracker
Jerry partners with more than 55 insurers to help you find the best car insurance rate. Like the previous two companies on this list, it also provides real-time quotes. The company has generated more than 175 million quotes and has helped more than 5 million people receive average savings of $600 or more per year on car insurance, according to Jerry’s website.
How Jerry works
Shopping for car insurance with Jerry requires just a few simple steps.
Provide your phone number. Enter the verification code you received by text message or phone to proceed.
Share information about your vehicle, yourself, your driving history, discounts that may apply to you, and more.
You’ll see your lowest quote amount, but you’ll be prompted to download the Jerry app to see the rest of your quotes.
Once you choose a policy, you’ll have to provide a bit more information to get your final quote, which can take up to 10 minutes.
Here’s where Jerry differs from other insurance comparison sites. It will automatically shop for quotes every six months. You can also set up alerts to be reminded to shop around when your credit score goes up, when Jerry offers a new insurance company, when your current insurer lowers its rates, and more.
Real-time quotes received: 3
Jerry pros and cons
Automatically shops for lower rates every six months
Offers other services like refinancing and repair estimates
Set up alerts to shop for new coverage
Must enter phone number and verification code to see quotes
App required to see quotes
Requires additional info to get accurate quotes
4. The Zebra
The Zebra is one of the more well-known comparison sites listed. It has a “no-spam” policy similar to Compare.com and Insurify, and its customers give it generally great ratings. But our sample profile didn’t receive any quotes — just two ads.
How The Zebra works
Shopping for an insurance policy on The Zebra takes just a few minutes. Here’s how to get started:
Enter your ZIP code.
Answer questions about yourself, your vehicle, your driving history, your current insurance coverage, and more.
Select your coverage package between minimum, better, and best.
Within just a couple of minutes, you’ll see any quotes that are available.
Real-time quotes received: 0
The Zebra pros and cons
More than 100 partner insurance companies
Quotes for a wide variety of insurance types
Speak to a licensed agent by phone
May only return a few (if any) quotes
Must restart application to change coverage limits
May need to complete quote on insurer’s website
5. Gabi
Experian recently acquired Gabi for more than $200 million, and the Experian name carries a lot of weight in the personal finance industry. Still, Gabi provides fewer quotes than other true comparison sites, which means it slots in at No. 5 on our list.
Gabi Personal Insurance Agency is an online insurance comparison site that offers quotes for auto, home, renters, umbrella, and landlord insurance. The company was founded in 2016 to help people shop for insurance. Experian acquired the company in 2021.[2]
Gabi hasn’t been in business as long as many of its competitors, nor does it have as many partners — it works with only around 40 insurance companies. But it still manages to save its customers an average of $800 per year by providing real-time quotes, according to its website.
How Gabi works
Getting car insurance quotes with Gabi takes just a few minutes. Here’s how to get started:
Provide information about your vehicle, yourself, discounts you may qualify for, your driving history, your current insurance policy, and more.
Decide whether to see quotes for only auto insurance or auto bundled with home insurance.
Land on a page where Gabi shows you real-time quotes.
Once you’ve chosen a quote, you’ll provide a few additional pieces of information before getting your final quote.
If you’re okay with the quote, you’ll have the opportunity to sign up on the insurer’s website.
Real-time quotes received: 5
Gabi pros and cons
Get quotes for various insurance types
Uses your current policy to get a quote for the same coverage
Advertises average savings of $800 per year
Must provide an email address and phone number to get quotes
Only returns a few quotes
Quote price is often different from the final price
6. QuoteWizard
QuoteWizard may advertise itself as a comparison site, but it really functions as a lead-generation site. Unless you’re willing to sift through ads and deal with the possibility of spam, you should look elsewhere.
QuoteWizard is an insurance comparison website that has been in business for more than 15 years, making it the oldest site on our list. While it was initially created as an independent company, LendingTree now owns it.
QuoteWizard allows you to gather information for auto, home, renters, health, and life insurance. That said, it doesn’t actually provide real-time quotes. Instead, it’s a lead-generation website that will sell your information to insurance companies.
How QuoteWizard works
Like the other websites on our list, QuoteWizard has a relatively simple process for completing the online form to get your quotes:
Enter your ZIP code.
Provide information about your vehicle, your insurance history, yourself, your driving history, and more.
Provide your contact information.
You’ll see a page with all of your results. Unfortunately, none of the results will show real quotes — just ads for companies that have bid for your potential business.
If you choose to follow up on any of the offerings, you’ll be redirected to the insurer’s website. Sometimes, these results will include other comparison websites, which means you’ll likely need to enter your information all over again.
Real-time quotes received: 0
QuoteWizard pros and cons
Offers one of the quickest online forms
Ability to get a quote over the phone
Shares reviews about top car insurance companies
Only shows ads
Requires email address and phone number to get results
Likely to get unsolicited communications from insurers
7. EverQuote
Like QuoteWizard, EverQuote is yet another lead-gen site masked as a place to compare insurance quotes. If you’re looking for real-time car insurance quotes, consider the companies mentioned above.
EverQuote is one of the oldest insurance comparison sites on our list. It was founded in 2010 with the mission to help people protect their most important assets and to make shopping for insurance easier and more affordable.
The company works with a “wide range” of insurance companies, according to its website. But it doesn’t list how many. It also doesn’t list any potential savings figures.
That’s likely because Everquote, like QuoteWizard, is a lead-generation site that shows only ads. For that reason, it closes out our list at No. 7.
How EverQuote works
The process of getting quotes from EverQuote is similar to all the other sites we’ve discussed, but with some slight differences:
Enter your ZIP code.
Answer questions about your vehicle, your current insurance coverage, your driving habits, yourself, your driving history, and more.
Choose whether you want to receive quotes via email or from licensed agents (this is optional and in addition to your online quotes).
You’ll arrive at a page where you’ll see ads disguised as “quotes.” No prices will be shown.
If you opted to receive quotes via email or from agents, you may get more quotes at a later time.
Real-time quotes received: 0
EverQuote pros and cons
Doesn’t require you to share contact information
Partners with more than 160 companies and 7,000 local agents
Offers multiple types of insurance
May not return any quotes
Advertised savings are lower than other companies
May be required to connect with an agent to get a quote or sign up for a policy
Why You Should Use a Comparison Site
The two key benefits of using a car insurance comparison site are that you’ll save time and save money.
First, these sites streamline the process of shopping for car insurance. Rather than having to visit multiple insurance company websites for quotes, you can get them all in one place quickly. Additionally, because you can see quotes from some of the top insurers all at once, you’re able to easily see which company is the most affordable.
Average Premium Prices based on average across state-minimum and full coverage car insurance $83/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $137/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $116/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $105/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $192/mo* |
Overall Rating 3.9 | Overall Rating 3.2 | Overall Rating 4.0 | Overall Rating 3.6 | Overall Rating 3.6 |
Value 4.0/5 | Value 3.3/5 | Value 4.2/5 | Value 3.8/5 | Value 3.8/5 |
Customer Service 4.4/5 | Customer Service 3.6/5 | Customer Service 4.3/5 | Customer Service 4.2/5 | Customer Service 4.2/5 |
Claims Handling 4.0/5 | Claims Handling 3.3/5 | Claims Handling 3.9/5 | Claims Handling 3.5/5 | Claims Handling 3.9/5 |
Special Highlight N/AAI-generated from 288 user reviews | Special Highlight N/AAI-generated from 266 user reviews | Special Highlight N/AAI-generated from 238 user reviews | Special Highlight N/AAI-generated from 159 user reviews | Special Highlight N/AAI-generated from 49 user reviews |
Our Top 5 Tips for Using Comparison Sites to Save Money
Insurance comparison sites can be an excellent way to save money on insurance if you use them correctly. Here are some additional tips to help you make the most of these sites.
1. Be honest when entering your information
The quotes you receive can only be as accurate as the information you provide. While it may be tempting to disregard past driving violations, your credit score, or other factors you think may raise your rates, doing so will only make your quotes less accurate. Insurance companies run your information through a universal insurance database before you purchase a policy, so they’ll find out about a previous claim or a bad credit score eventually.
2. Don’t rush through the quote process
Take your time when completing the online quote form. The more thoughtful you are and the more time you take to read each question carefully and answer completely, the more accurate your quotes will be.
3. Read the fine print
It’s important to understand what you’re getting yourself into when you use an insurance comparison website. Read the fine print about the accuracy of the quotes, how the site makes money, whether your information will be sold to third parties, and more. That way, you’ll ensure you end up with accurate quotes and aren’t bombarded by phone calls, emails, and text messages from third parties.
4. Be wary of sites that offer quotes with no personal information
If a comparison site provides quotes without you having to enter personal information, it’s likely not a reliable one. Insurance quotes are entirely based on your unique situation, so a quote that doesn’t take that information into account won’t be accurate.
5. Don’t be afraid to go with a lesser-known insurance company
You may feel inclined to sign up with a major insurance company simply because of the name recognition. However, you may find that a smaller or lesser-known insurer offers a better rate, better coverage options, or something else you need. And if you’re unsure about a company or haven’t heard of them before, don’t be afraid to read reviews.
Insurance Comparison Sites FAQ
Are you shopping for a new insurance policy? Here are the answers to some frequently asked questions about using insurance comparison websites.
What’s the best website for insurance comparison?
Our research found that Compare.com, Insurify, and Jerry are the three best car insurance comparison sites in 2025. Compare.com is our first pick because it offers the most real-time quotes and boasts great customer reviews.
Which insurance comparison sites have no spam?
Compare.com, Insurify, and The Zebra each advertise a no-spam policy. Jerry’s website states that customer data will remain secure and that it won’t sell your sensitive information to third parties.
What's the best app to compare car insurance?
Most of the companies we’ve discussed are websites rather than apps. However, both Insurify and Jerry have apps you can use to shop for insurance. Insurify’s app is an optional alternative to its website, while Jerry requires that you download the app as a part of the insurance shopping process.
How many car insurance quotes should you get?
You should get car insurance quotes from at least three insurance companies to get the best rate. Insurance companies look at different rating factors to determine rates, which means they can vary dramatically by insurer.
Are comparison sites cheaper for car insurance?
Generally, yes. Comparison sites don’t guarantee cheaper car insurance, but using one can help you find better deals faster. You can see multiple quotes side by side and pick the winner, instead of calling around town or visiting several different insurance company websites to check premiums.
Does comparing car insurance affect your credit?
No. Comparing car insurance won’t affect your credit score. Insurance companies do what’s called a “soft pull,” which lets insurers view your credit without leaving a mark.
Is getting too many insurance quotes bad?
Not at all. The Insurance Information Institute recommends getting quotes from at least three different companies to compare prices. Unlike applying for credit cards, insurance quotes don’t hurt your credit or count against you. The more you compare, the easier it is to spot the best value.
Can you negotiate your car insurance rate?
No. You can’t negotiate car insurance rates in the traditional sense, but you can lower your premium by tweaking your policy. You might shop around, bundle your policies, improve your credit, or ask about available discounts.
How do you find out why your car insurance is so expensive?
If you think your car insurance rates are too high, call your insurer and ask a representative to walk through your policy with you. You might be paying for coverage you don’t need or missing out on discounts that could lower your rate.
Which company typically has the cheapest car insurance?
In our latest pricing data, COUNTRY Financial, Auto-Owners, and USAA have quotes that fall below the industry average. But what you pay ultimately depends on things like where you live and how you drive.
Is The Zebra car insurance legit?
Yes. The Zebra is a legitimate site. It has a “no-spam” policy, so you can safely compare policies without worrying about compromising your data privacy. But it doesn’t provide as many quotes as Compare.com or Insurify, so you may miss some options.
What’s the easiest way to compare car insurance?
By far, the easiest way to compare car insurance is to use a reputable comparison site, like Compare.com or Insurify. You only enter your information once, and you get personalized quotes from some of the best car insurance companies.
Is it cheaper to buy car insurance online or through an agent?
Comparison sites let you view and compare your options all in one place. This saves you from having to contact each insurer separately to see which offers the best price. An agent may be able to do the comparisons for you, but some have contracts or other relationships that may steer them toward a specific company.
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
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Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
)
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.