+120 more*These quotes are from Compare.com users within the last 10 days. Updated on May 13, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on May 13, 2026
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Licensed property and casualty insurance agent
NPN: 21630969
Updated
Alfa Romeo car insurance costs an average of $194 per month, which is higher than the national average of $137 per month for all cars.
USAA, GEICO, and State Farm have the lowest average monthly premiums for Alfa Romeo vehicles.
The Alfa Romeo Giulia is more expensive to insure than the Stelvio, at $266 per month for full coverage.
Car insurance rates for your Alfa Romeo can vary from one company to another. That’s because every car insurance company weighs factors like your driving history, age, location, and credit history differently. That’s why it’s so important to compare multiple insurance companies to find the best rate.
In the table below, you’ll find the average monthly premiums for some of the cheapest car insurance companies for Alfa Romeo drivers.
Company  | Average Monthly Premium |
|---|---|
| USAA | $96 |
| GEICO | $112 |
| State Farm | $113 |
| Allstate | $126 |
| American Family | $146 |
| Progressive | $164 |
| Nationwide | $175 |
| Travelers | $185 |
| Farmers | $224 |
| Liberty Mutual | $276 |
If you’re looking for an inexpensive insurance company for your Alfa Romeo, USAA, GEICO, and State Farm offer average monthly insurance rates that are significantly cheaper than the manufacturer’s average car insurance rates across all insurers.
But your insurance policy needs and costs can depend on which Alfa Romeo model you drive. Read on to see the average costs for Alfa Romeo Giulia insurance compared to insurance for the Alfa Romeo Stelvio.
Check quotes from 120+ top insurance companies.
In 2025, the top-selling Alfa Romeo models were the Giulia and the Stelvio. That said, the brand also offers several other models, including the Tonale and the high-end Giulia Quadrifoglio.
The table below shows the average insurance premium rates for the Giulia and the Stelvio for liability-only coverage and full coverage.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Giulia | $141 | $266 |
| Stelvio | $128 | $240 |
| All Alfa Romeo models | $135 | $253 |
Average Alfa Romeo Giulia insurance cost: $203 per month
2026 Alfa Romeo Giulia MSRP: Starting at $47,745
With the Alfa Romeo 4C engine and performance to match its sporty styling, the Giulia lives up to the brand’s Italian sports-car lineage while still offering the convenience of a four-door sedan.
The Giulia received good safety ratings (the highest level) from the Insurance Institute for Highway Safety (IIHS) for driver-side safety but scored only marginal ratings (the second-lowest level) for child safety-seat anchors.[1]
You can find the insurers with the cheapest car insurance rates for Alfa Romeo Giulia drivers in the table below, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $100 |
| GEICO | $118 |
| State Farm | $119 |
| Allstate | $132 |
| Progressive | $154 |
Average Alfa Romeo Stelvio insurance cost: $184 per month
2026 Alfa Romeo Stelvio MSRP: Starting at $52,745
The Alfa Romeo Stelvio is the brand’s SUV, offering a little more comfort and luxury than the Giulia while still providing the beloved Alfa Romeo 4C engine.
Despite the Stelvio’s higher price tag and its lack of safety ratings from the IIHS or National Highway Traffic Safety Administration, its average insurance quotes are lower than the cost of the Giulia. This may, in part, be because insurers consider it more of a family car than a sports car.
In the table below, you’ll find the cheapest car insurance rates for the Stelvio, according to our data.
Company | Average Monthly Premium |
|---|---|
| USAA | $91 |
| GEICO | $106 |
| State Farm | $108 |
| Allstate | $120 |
| American Family | $139 |
You won’t find a single best insurer for every Alfa Romeo driver, so it’s important to compare multiple options. The right insurance company will vary based on factors such as your driving history, deductible, whether you need collision and comprehensive coverage, and whether you’re insuring another car along with your Alfa Romeo.
To help you get started, we chose the following insurance companies based on average rates, available discounts, customer ratings and reviews, and coverages.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.8 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Coverage from USAA is limited to military members and their families, but the company offers flexible insurance policy options, renowned customer service, and superior financial strength.
USAA also offers solid discounts, optional accident forgiveness, and the option to bundle multiple types of coverage. As one of the cheapest car insurance companies for Alfa Romeo drivers, the insurer is an excellent choice if you’re eligible for coverage.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.4 | 2.9 |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
GEICO offers some of the lowest Alfa Romeo car insurance rates across all coverage levels, from property damage liability and bodily injury liability up to full-coverage insurance. In addition, GEICO also offers 23 separate discounts and outlines what percentage each may save you, making it easier to compare options before requesting quotes.
Highly rated mobile app
More than 20 available discounts
Below-average claims satisfaction rating[5]
Gap insurance not available
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.2 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
If you don’t have a clean driving record, State Farm may be the right insurance company for you. State Farm has strong customer satisfaction ratings and solid financial strength ratings from J.D. Power and AM Best.
State Farm’s rates go up less after a driving under the influence (DUI) conviction compared to other insurers, making it a good fit for Alfa Romeo drivers with an incident on their driving record.
Strong J.D. Power customer satisfaction rating
Strong financial strength rating[6]
Fewer available add-ons
Must work with an insurance agent
The state you call home can affect your car insurance rates. That’s because factors like traffic, crime, and weather can vary from one state, ZIP code, or neighborhood to another. An Alfa Romeo driver relocating from California to New York may find their insurance premiums go up even though they’re still driving the same Tonale.
Below, you’ll find the average monthly insurance premium for Alfa Romeo by state.
State | Average Monthly Premium |
|---|---|
| Alabama | $185 |
| Arizona | $226 |
| Arkansas | $333 |
| California | $313 |
| Colorado | $285 |
| Connecticut | $434 |
| Delaware | $320 |
| Florida | $298 |
| Georgia | $323 |
| Idaho | $162 |
| Illinois | $220 |
| Indiana | $187 |
| Iowa | $157 |
| Kansas | $214 |
| Kentucky | $281 |
| Louisiana | $288 |
| Maine | $195 |
| Maryland | $440 |
| Massachusetts | $231 |
| Michigan | $359 |
| Minnesota | $253 |
| Mississippi | $269 |
| Missouri | $251 |
| Montana | $215 |
| Nebraska | $227 |
| Nevada | $364 |
| New Hampshire | $147 |
| New Jersey | $231 |
| New Mexico | $206 |
| New York | $611 |
| North Carolina | $121 |
| North Dakota | $178 |
| Ohio | $168 |
| Oklahoma | $231 |
| Oregon | $209 |
| Pennsylvania | $224 |
| Rhode Island | $191 |
| South Carolina | $350 |
| South Dakota | $168 |
| Tennessee | $194 |
| Texas | $306 |
| Utah | $238 |
| Vermont | $197 |
| Virginia | $250 |
| Washington | $207 |
| District of Columbia | $446 |
| West Virginia | $203 |
| Wisconsin | $172 |
| Wyoming | $154 |
Compare rates from leading insurers.
Your age can affect the cost of your Alfa Romeo insurance premium. Drivers younger than 25 have less experience behind the wheel, which is why they pay the highest insurance rates of any age demographic. As drivers gain experience, their average monthly premium goes down.[7]
Regardless of your age, you still have ways to save. In the table below, you’ll find the average monthly premium for Alfa Romeo drivers by age group, according to our data.
Age Group | Average Monthly Premium |
|---|---|
| All drivers | $194 |
| Drivers younger than 25 | $348 |
| Adult drivers | $186 |
| Senior drivers | $154 |
Your driving history also affects how much you pay for Alfa Romeo car insurance. If you have a clean driving record, you’ll generally get the lowest rates. Incidents on your driving history will raise your rates, and the more serious the incident, the more it will increase your insurance costs.[7]
Below, you’ll find the average insurance costs for Alfa Romeo drivers based on their driving records, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $194 |
| Speeding ticket | $235 |
| At-fault accident | $242 |
| DUI | $268 |
Other factors can affect how much Alfa Romeo drivers pay for their car insurance. The brand-specific factors below may account for what you’re seeing when you request insurance quotes.
Despite the multiple Alfa Romeo models for sale in the U.S., only the Giulia has an IIHS safety rating. The Giulia got top driver-side safety ratings, although it has an incomplete evaluation for crashworthiness and a marginal rating for child seat anchors.
The IIHS hasn’t reviewed the Tonale or the Stelvio models. The lack of safety ratings, along with the Giulia's incomplete and marginal ratings, could increase your insurance costs.
The cost to repair your Alfa Romeo or replace parts can also make a difference in your premiums, since it affects the cost of a claim if you need to file one.
Annual maintenance and repair costs for an Alfa Romeo average $834.[8] Costs vary by model, but higher-performance trims like the Giulia Quadrifoglio and Stelvio Quadrifoglio typically cost more to repair because of specialized parts and more complex components.
Keep in mind that Alfa Romeo has a smaller dealership network in the U.S. than some larger automakers, so it may be difficult to find service centers or replacement parts in some areas.
Each Alfa Romeo model has several trim levels to choose from. For example, the 2026 Alfa Romeo Tonale is available in the base-level Sprint, which has a starting manufacturer’s suggested retail price (MSRP) of $36,995, or you can upgrade to the Tonale Sport Speciale or the Tonale Veloce, each of which has a starting MSRP of $42,190.[9]
Since the higher trim levels are more expensive, they’ll generally cost more to insure.
Save up to $867 per year on coverage.
In addition to minimum liability coverage that your state requires, which usually includes bodily injury liability and property damage liability coverage, it’s a good idea to also consider the following coverages:
Collision coverage: If a collision with another car or object damages your Alfa Romeo, collision coverage will help pay for repairs, no matter who was at fault.
Comprehensive coverage: If anything other than a collision damages your Alfa Romeo, like a falling tree branch or hail, comprehensive coverage will help you pay for repairs.
Gap insurance: If you total your car, gap insurance will pay the difference between what you still owe on your auto loan and the amount your insurance pays. When financing a new Alfa Romeo, this can be important for protecting your finances.
Custom parts and equipment insurance: Standard policies typically don’t cover aftermarket or custom parts. It may make sense to purchase this coverage to protect your aftermarket additions to your Alfa Romeo.
To help you find the right Alfa Romeo car insurance for your situation, here are the answers to some of the most common questions drivers ask.
USAA is the cheapest company for Alfa Romeos, according to Compare.com data. But no one car insurance company will be cheapest for every Alfa Romeo driver, since insurance rates vary based on many factors. Comparing insurance quotes is the best way to find the cheapest insurance company for your situation.
Car insurance for an Alfa Romeo Giulia costs an average of $141 per month for liability-only coverage and $266 per month for full coverage, based on our research.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Licensed property and casualty insurance agent
NPN: 21630969
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
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