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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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Since Lexus is a luxury automobile, you can expect to pay a little more to insure it than you would pay for a more basic or economical vehicle. The average monthly car insurance premium for all vehicles runs $106, whereas the average Lexus costs $111 per month to insure, which is a 4% increase.
In the end, this premium is well worth it to ensure their luxury vehicle is properly protected. But, this is just an average for all Lexus vehicles. Keep reading to learn more about specific rates by model and insurance company.
 ES | GS | GX |
HS | IS | LC |
LS | LX | NX |
RC | RX | SC |
UX |
Just as Lexus car insurance rates can vary based upon the type of Lexus you drive, your premiums will also depend upon which company you utilize for insurance. Below are some of the cheapest insurance companies for those who drive a Lexus vehicle.
Insurance Company | Monthly Premium |
|---|---|
| Commonwealth Casualty | $63 |
| MetroMile | $84 |
| Gainsco | $87 |
| Mercury | $89 |
| Dairyland | $93 |
Commonwealth Casualty offers the most affordable insurance at $63/mo. You then see rates jump with MetroMile to $84/mo, followed by similar rates with Gainsco ($87/mo), Mercury ($89/mo) and Dairyland ($93/mo).
The companies above all offer lower rates than the average of $111 a month across all Lexus vehicles. Keep in mind that these are averages, and your individual rates will vary.
Lexus is a luxury automobile company, which means that its vehicles come equipped with features like in-dash touch screens, leather interiors, and other advanced technology. Lexus vehicles also tend to have large engines. What all of this means is that they are more costly to build when compared to other vehicles, as well as more costly to insure.
Also, consider the fact that many Lexus vehicles boast high levels of horsepower and, in some cases, turbo-charged engines. This can make Lexus vehicles riskier to drive, which can also elevate insurance costs.
On the other hand, Lexus vehicles do come equipped with advanced safety features that can reduce the risk of an accident and keep costs lower than they would be otherwise.
For example, some models come with a pre-collision system that alerts drivers to oncoming traffic, as well as advanced features that slow the vehicle automatically when a pedestrian is detected.
Also, keep in mind that Lexus vehicles come in various trim levels. The base model may not offer as many safety features making it more costly to insure when compared to higher trim levels. Investing in a more expensive vehicle with an advanced safety package can pay off in the form of lower insurance costs.
Over the life of your automobile, you may save thousands of dollars in insurance premiums by choosing the model with additional safety features.
Beyond state-of-the-art collision prevention features, Lexus vehicles may come equipped with
Anti-theft devices
Anti-lock brakes
Passive restraint systems like motorized seatbelts
Blind spot detection devices
High-quality airbags included in Lexus vehicles.
Safety features such as those noted above can reduce your Lexus car insurance premiums, as they make your vehicle less risky to insurers. You can also take steps to lower your premiums by maintaining a safe driving record and avoiding accidents that result in costly claims.
Compare auto insurance rates for free at compare.com.
The Lexus vehicle is slightly more expensive to insure compared to others. The average monthly cost to insure a vehicle in the US is $106, but it’s $111/mo for a Lexus.
Lexus does not have its own insurance company, but drivers who lease a vehicle through Lexus can be a part of the full-service lease program through Lexus Financial Services and Toyota Insurance Management Solutions. This lease program, called the Lexus Complete Lease, incorporates insurance and vehicle maintenance into the cost of the lease. We also help you compare insurance rates of 60+ companies to find the best premium for your Lexus at Compare.com
The cost of auto insurance for a Lexus will depend upon the model of Lexus you drive, as well as factors relating to you, such as your driving record, your age, and where you live. The average cost to insure a Lexus vehicle is $111 per month, but you may pay more or less depending on the factors listed above as well as the type of vehicle you drive..
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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