+120 more)
Michelle Lambright Black is a credit expert, content writer, and founder of CreditWriter.com. She has more than 20 years of experience writing and speaking about credit and money and has been writing for Compare.com since 2023.
Michelle’s work has appeared in publications such as Yahoo! Finance, Reader’s Digest, Parents, FICO, Forbes, Bankrate, The Seattle Times, MarketWatch, BuySide from Wall Street Journal, USA Today, Insurify, and more.
In her writing, she focuses on helping families and small business owners make smart, informed decisions about their credit, money, and financial products (including insurance).
Michelle is also a three-time finalist for the best personal finance freelancer award from the Plutus Foundation.
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Jaguar drivers pay an average of $183 per month for auto insurance, more than the national average of $150. These higher-than-average insurance costs are likely due to a variety of factors, including higher repair costs, even compared to other luxury vehicles.[1]
But you can still save on car insurance for your Jaguar. Comparing quotes from multiple insurers, checking for discounts, and choosing the right coverage can help you get cheaper insurance.
Let’s take a look at the average rates to insure a Jaguar and which companies offer the cheapest premiums. We’ll also tell you how you can save money on your auto policy.
Jaguar drivers pay a monthly average of $236 for full-coverage insurance and $130 for liability.
Mercury, Elephant, and National General offer some of the cheapest car insurance rates for Jaguar drivers.
The F-Pace, a popular SUV, is one of the cheapest Jaguar models to insure.
In general, Jaguar insurance tends to be more expensive than the national average for all vehicles. These car’s luxury status, repair costs, and powerful performance all factor into the higher premiums.
But with the right insurance policy and coverage options, you can still save money on your coverage. Here’s how Jaguar car insurance rates measure up to average auto insurance costs, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Jaguar | $130 | $236 | $183 |
| All makes | $108 | $193 | $150 |
Full coverage for Jaguar vehicles costs an average of $236 per month — $43 more than the national average. Liability insurance is also more expensive, at $130 per month compared to the national average of $108.
But a clean driving record, smart policy choices, and comparison shopping can help you find competitive car insurance premiums.
The Jaguar model you drive affects how much you pay for car insurance. Costs can vary depending on your car’s safety features, horsepower, engine size, repair costs, and theft rates.
The type of insurance policy you choose also affects your insurance rates. Basic liability insurance is the cheapest and meets state-minimum coverage requirements. Full-coverage insurance, on the other hand, costs more but provides more financial protection.
The table below lists the average premiums for different Jaguar models, according to Compare.com data.
The Jaguar F-Pace SUV typically has the lowest full-coverage insurance premiums among current Jaguar models. The Jaguar XE, a high-performance sedan, costs the most to insure on average.
Next, we’ll explore the most affordable insurance companies for Jaguar drivers.
While Jaguar insurance rates may be on the high side, some insurance companies offer lower-than-average premiums. The table below lists the cheapest car insurance companies for Jaguar drivers, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mercury | $127 |
| Elephant | $157 |
| National General | $172 |
| Direct Auto | $176 |
| Liberty Mutual | $191 |
Mercury typically has the lowest average Jaguar insurance rates, at $127 per month. But keep in mind that auto insurance premiums vary based on factors like age, credit history, driving habits, and location.[2] [3] You can use a car insurance comparison site to find the best deal for your situation.
No insurer offers the best deal for every Jaguar driver. Choosing the right car insurance company means finding the best match for your needs.
We found some of the best Jaguar insurers for different drivers. We picked these companies based on insurance costs, customer ratings, available discounts, and coverage options.
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Customers appreciate the quality of the coverage but find the premiums high, especially after a no-fault accident. Some feel the support could improve.
Customers appreciate the quality of the coverage but find the premiums high, especially after a no-fault accident. Some feel the support could improve.
Mercury offers a number of discounts for young drivers, including a good driver discount, a good student discount, and more. Teens and older drivers can also qualify for additional savings through MercuryGo, the insurer’s telematics program. The app also provides a virtual driving coach that teaches drivers advanced driving skills and traffic safety.
Discounts for students and young drivers
Telematics program available
Available in only 11 states
Doesn’t offer accident forgiveness
| User Reviews | 3.6 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 3.9 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $173/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $233/mo |
Customers appreciate the excellent customer service and efficient claim processing but are frustrated with the high and consistently increasing premiums. Some also found the website difficult to navigate.
Customers appreciate the excellent customer service and efficient claim processing but are frustrated with the high and consistently increasing premiums. Some also found the website difficult to navigate.
Liberty Mutual can be a good option for Jaguar drivers who want specialized coverage options. On top of liability, collision, and comprehensive coverage, Liberty Mutual offers extras like new car replacement, accident forgiveness, and gap insurance.
While the customizable policies that Liberty Mutual offers may cost more, they’re a solid choice if you want extra protection.
Offers a variety of coverage options
Accident forgiveness available
Higher-than-average premiums
Discount availability varies by state
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $51/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $95/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
No matter what type of vehicle you drive — Jaguar or otherwise — USAA consistently ranks among the top insurance companies in the U.S. Qualifying Jaguar drivers can benefit from low car insurance rates, user-friendly insurance policies, and excellent customer service.
The insurer also offers a wide range of flexible coverage options.
Affordable auto insurance rates
High customer satisfaction ratings in every region from J.D. Power[4]
Must be an eligible military member or family member to join
24/7 customer support not available
Find rates for your Jaguar as low as $127 per month.
Where you live influences your insurance premiums. Factors like accident rates, severe weather, theft frequencies, and insurance laws all vary by state — and sometimes even your ZIP code.
Below is a breakdown of average Jaguar insurance rates by state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $120 |
| Arizona | $161 |
| Arkansas | $231 |
| California | $232 |
| Colorado | $189 |
| Connecticut | $367 |
| Delaware | $224 |
| Florida | $236 |
| Georgia | $240 |
| Idaho | $122 |
| Illinois | $150 |
| Indiana | $130 |
| Iowa | $110 |
| Kansas | $148 |
| Kentucky | $236 |
| Louisiana | $218 |
| Maine | $143 |
| Maryland | $332 |
| Massachusetts | $182 |
| Michigan | $283 |
| Minnesota | $182 |
| Mississippi | $182 |
| Missouri | $177 |
| Montana | $147 |
| Nebraska | $170 |
| Nevada | $288 |
| New Hampshire | $111 |
| New Jersey | $191 |
| New Mexico | $140 |
| New York | $465 |
| North Carolina | $90 |
| North Dakota | $140 |
| Ohio | $123 |
| Oklahoma | $156 |
| Oregon | $155 |
| Pennsylvania | $158 |
| Rhode Island | $138 |
| South Carolina | $265 |
| South Dakota | $117 |
| Tennessee | $136 |
| Texas | $214 |
| Utah | $176 |
| Vermont | $131 |
| Virginia | $175 |
| Washington | $135 |
| District of Columbia | $274 |
| West Virginia | $140 |
| Wisconsin | $123 |
| Wyoming | $117 |
)
You should consider more than price when shopping for car insurance for your Jaguar. Everyone likes to pay low premiums, but it’s also essential to find the best policy to fit your insurance needs.
Here are some things to consider when looking for a policy:
Consider full-coverage car insurance. Purchasing a policy that offers basic liability, collision, and comprehensive coverage is a must if you lease or finance your Jaguar. Even if you own your vehicle outright, full-coverage insurance may be worth considering.
Meet your state’s requirements. At the very least, your auto insurance must meet state-minimum liability insurance requirements before you get behind the wheel of your Jaguar — or any other vehicle.
Evaluate your deductible. A higher deductible could save you money on monthly premiums. But be careful raising your deductible because you’ll pay more out of pocket if you file a claim.
Compare add-ons. Policy extras like roadside assistance, gap insurance, and accident forgiveness can provide peace of mind and might be worth the additional cost.
Understand your insurance needs. A luxury Jaguar SUV loaded with cutting-edge safety features may require different policy limits and coverage options than a high-performance sports car. Make sure you buy a policy with enough coverage for your vehicle.
)
Your rate for Jaguar insurance will likely be higher than the average auto insurance premium. But the tips below could save you money on your insurance costs without sacrificing coverage options.
Bundle your policies. Many insurers offer discounts for bundling auto insurance with a homeowners or renters policy.
Enroll in telematics programs. Some insurers offer usage-based telematics programs that can help you save money on your premiums.
Check for safety discounts. Many Jaguar models come standard with safety features that could help you qualify for discounts on your insurance policy.
Improve your credit. Depending on your insurer and the state where you live, improving your credit could help you find lower insurance rates.[5]
Compare quotes regularly. Car insurance rates fluctuate over time. Using a quote-comparison tool can help you get the best rates.
Compare quotes and get the coverage you want at the best price.
Below are answers to some of the most common questions Jaguar owners ask about car insurance.
Jaguar drivers pay an average of $183 per month for car insurance, according to Compare.com data. Liability-only coverage for a Jaguar costs an average of $130 per month, and full coverage averages $236.
Yes. Jaguar vehicles are more expensive to insure than the national average for all vehicles. Jaguar drivers pay an average of $183 per month for car insurance, $33 more than the average for all vehicles, according to Compare.com data.
The Jaguar F-Pace is the cheapest Jaguar model to insure, with an average liability rate of $135 per month, according to Compare.com data. Your insurance rates depend on factors like your age, location, and driving habits.
Insurance for the Jaguar XE costs an average of $140 per month for liability-only coverage, according to Compare.com data. Full coverage for the XE costs an average of $254 per month.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Michelle Lambright Black is a credit expert, content writer, and founder of CreditWriter.com. She has more than 20 years of experience writing and speaking about credit and money and has been writing for Compare.com since 2023.
Michelle’s work has appeared in publications such as Yahoo! Finance, Reader’s Digest, Parents, FICO, Forbes, Bankrate, The Seattle Times, MarketWatch, BuySide from Wall Street Journal, USA Today, Insurify, and more.
In her writing, she focuses on helping families and small business owners make smart, informed decisions about their credit, money, and financial products (including insurance).
Michelle is also a three-time finalist for the best personal finance freelancer award from the Plutus Foundation.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
)
)
