+120 more)
Lindsay Frankel is a personal finance and insurance writer who’s been writing for Compare.com since 2023. Her work has been featured in publications such as Investopedia, LendingTree, The Balance, SFGate, Bankrate, and FinanceBuzz.
)
)
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The Ford Edge is cheaper to insure than the typical vehicle. Across all policies, Edge drivers pay an average of $126 per month for car insurance, according to our data — much less than the $150 average for all vehicles.
Still, some companies offer even cheaper rates. For example, Mile Auto charges an average monthly premium of just $63 to insure the recently retired crossover SUV.
In this article, we’ll break down the cost of Ford Edge insurance for different scenarios and provide some tips for saving money on car insurance.
Ford Edge drivers pay an average of $89 per month for liability insurance and $163 per month for full coverage.
Mile Auto offers the cheapest average car insurance rates for the Ford Edge, followed by Certainly and Travelers.
Ford Edge drivers can save money on car insurance by comparing quotes, taking advantage of vehicle equipment discounts, and choosing a higher deductible.
The cost of Ford Edge insurance largely depends on the types of coverage you buy. Most states require bodily injury liability and property damage liability, which pay for other people’s damages and injuries when you cause an accident. Comprehensive and collision coverage — which often come packaged in a “full-coverage” policy — are optional and cover repairs to your vehicle after an at-fault accident or non-collision incident.[1]
The table below shows the average monthly cost for each policy type and how the average Ford Edge premium compares to the national average for all other vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Ford Edge | $89 | $163 | $126 |
| All vehicles | $107 | $197 | $152 |
Liability-only insurance for the Ford Edge costs $89 per month on average, while full coverage costs $163 per month. But your actual premium will depend on several other factors beyond your coverage choices, such as your age, driving record, and ZIP code. We’ll cover these in more detail later.
Average premiums aside, you can usually find ways to save. Some auto insurers offer cheaper coverage for the Ford Edge than others, and choosing the right company can make a difference in your monthly premium.
Let’s take a look at the five car insurance companies that offer the cheapest car insurance rates for the Ford Edge.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $63 |
| Certainly | $66 |
| Travelers | $68 |
| Apparent | $80 |
| Nationwide | $80 |
At just $63 per month, Mile Auto offers the cheapest car insurance for the Ford Edge, according to our data. But since the prices in the table are national average premiums, these companies may not be the cheapest for every driver.
Don’t forget to compare car insurance quotes before buying a policy. Next, we’ll cover the best insurers for different Edge drivers.
Compare quotes and save money instantly.
No single best car insurance company exists for everyone, but a few car insurance companies stand out from the pack. We chose the three companies below based on a combination of cost, customer reviews, coverage options, third-party ratings, and discounts for Ford Edge owners.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | A++ |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers offers relatively cheap premiums for the Ford Edge along with several discount opportunities, including a new car discount. Owners of new Edge models will also appreciate that the company offers loan or lease gap coverage.
The insurer also offers discounted auto insurance to certain employees, association group members, and credit union and bank account holders through its affinity programs.
That said, Travelers received poor ratings for claims and customer satisfaction.
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 641 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $94/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $175/mo |
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Nationwide offers two usage-based programs: SmartRide, which may earn safe drivers an industry-leading discount of up to 40%, and SmartMiles, a pay-per-mile insurance program. J.D. Power ranks the insurer high for both its usage-based programs and auto claims satisfaction.
The company also offers great digital tools like text support and mobile app claims, and newer Ford Edge owners can also get gap coverage.
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $96/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $135/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
GEICO offers a long list of discounts, including a new car discount and several vehicle equipment discounts for basic safety and security features like airbags and seat belts. Newer Ford Edge owners can also buy mechanical breakdown insurance to help cover the cost of repairs unrelated to car accidents.
But GEICO has a few customer satisfaction issues, including poor J.D. Power ratings in some regions and a high volume of customer complaints with the BBB.
A++ AM Best financial strength rating
Many discounts available
Live chat support available
Below-average claims satisfaction rating
Many BBB complaints[8]
Fewer optional coverages than competitors
Comparing quotes can save you up to $867.†
The age of your Ford Edge indirectly affects your car insurance premium. Newer models tend to be worth more and cost more to repair, resulting in higher premiums. Its safety record and safety features, along with the likelihood of theft and any anti-theft equipment, may also affect your auto insurance rate.
Let’s look at the average monthly premium for each Ford Edge model year going back to 2012, according to Compare.com data.
Edge Model Year | Average Monthly Premium |
|---|---|
| 2024 | $151 |
| 2023 | $157 |
| 2022 | $156 |
| 2021 | $140 |
| 2020 | $136 |
| 2019 | $134 |
| 2018 | $132 |
| 2017 | $126 |
| 2016 | $130 |
| 2015 | $125 |
| 2014 | $123 |
| 2013 | $119 |
| 2012 | $122 |
The age of your vehicle is just one of the rating factors that affect the cost of car insurance. Your location also plays a significant role in your premium. We’ll cover rates by state next.
Your location also affects your auto insurance premium due to differences in theft and accident rates, local healthcare costs, auto mechanic wages, and the likelihood of weather events. For example, insurance rates tend to be higher in busy urban areas with a high cost of living.
Check out the map below to find the average monthly cost of Ford Edge insurance in your state, according to our research.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $74 |
| Arizona | $99 |
| Arkansas | $142 |
| California | $143 |
| Colorado | $116 |
| Connecticut | $226 |
| Delaware | $138 |
| Florida | $145 |
| Georgia | $147 |
| Idaho | $75 |
| Illinois | $92 |
| Indiana | $80 |
| Iowa | $67 |
| Kansas | $91 |
| Kentucky | $145 |
| Louisiana | $134 |
| Maine | $88 |
| Maryland | $204 |
| Massachusetts | $112 |
| Michigan | $174 |
| Minnesota | $112 |
| Mississippi | $112 |
| Missouri | $109 |
| Montana | $90 |
| Nebraska | $104 |
| Nevada | $177 |
| New Hampshire | $68 |
| New Jersey | $118 |
| New Mexico | $86 |
| New York | $286 |
| North Carolina | $55 |
| North Dakota | $86 |
| Ohio | $75 |
| Oklahoma | $96 |
| Oregon | $95 |
| Pennsylvania | $97 |
| Rhode Island | $85 |
| South Carolina | $163 |
| South Dakota | $72 |
| Tennessee | $84 |
| Texas | $132 |
| Utah | $108 |
| Vermont | $81 |
| Virginia | $107 |
| Washington | $83 |
| District of Columbia | $169 |
| West Virginia | $86 |
| Wisconsin | $75 |
| Wyoming | $72 |
Young drivers tend to have less experience behind the wheel than older adults, putting them at a higher risk of a collision. In 2023, the fatal crash rate for teen drivers was nearly triple the rate for drivers ages 20 and older, according to the Insurance Institute for Highway Safety (IIHS). Due to this higher risk, teens and young drivers tend to pay the highest car insurance premiums.
The table below shows the average rates different age groups pay for their Ford Edge insurance, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $237 |
| Adults | $115 |
| Seniors | $97 |
Teen drivers pay more than twice the average monthly premium that adults pay for Ford Edge insurance. Seniors pay substantially lower rates than teens.
If you have traffic violations like speeding tickets or at-fault accidents on your driving record, insurers will charge more to account for the higher risk of you filing a claim in the future. On the other hand, a clean record shows you’re a cautious driver, which typically gets you the best rates.
Here’s how various driving records affect average monthly premiums for the Ford Edge, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $126 |
| Speeding ticket | $175 |
| At-fault accident | $182 |
| DUI | $207 |
Drivers with DUI convictions pay the highest premiums for a Ford Edge — $207 per month on average. That’s a 64% increase compared to the average premium for drivers with a clean record. Still, speeding tickets and at-fault accidents also raise rates by more than 38%.
)
Depending on your Edge’s age, safety record, and features, you could get a lower car insurance rate. The following features and options may affect premiums:
Safety rating: Your car’s safety record is one factor insurers consider when determining your premium. Some Edge models have top safety ratings — for example, the 2021 and 2022 Edge model years were IIHS Top Safety Picks.
Safety features: Some models come with advanced safety features that can earn you a discount. For example, the 2024 Edge came standard with Ford Co-Pilot360, a package of safety features that includes a lane-keeping system, auto high-beam headlamps, and pre-collision assist.
Security features: Insurance companies set rates partly based on the likelihood of vehicle theft, and some companies also offer a discount for anti-theft devices. For example, some newer Ford models have the SecuriLock passive anti-theft system (PATS), which verifies the ignition key and won’t allow the car to start unless it’s a match.
)
While Ford Edge premiums are already more affordable than average, you can still save on coverage. Here are a few strategies to lower your premiums.
Ask about car insurance discounts: Ask your insurance agent if your Edge qualifies for any vehicle equipment discounts. You can also ask about multi-policy discounts, driver education discounts, and other savings opportunities.
Choose a high deductible: A higher deductible lowers your premium. Just remember, you’ll be responsible for your deductible if you need to repair your Edge after an at-fault accident.
Consider dropping coverage: Collision and comprehensive coverage may not be necessary if you have an older Edge that isn’t worth much. Generally speaking, if your SUV is worth less than 10 times the annual premium for comprehensive and collision coverage, you might consider dropping full coverage.
Enroll in usage-based insurance: Many insurers offer usage-based programs, which use a mobile app or telematics device to track your driving habits. Safe drivers can earn a substantial discount, but high-risk driving may raise your rates with some companies.
Compare car insurance quotes: Every auto insurer calculates premiums differently, so you can often snag a lower premium if you compare quotes from multiple car insurance companies. If you want to save time, you can use an insurance-comparison site.
Compare personalized quotes and find the best insurer for your Ford Edge.
Before your family piles into your Edge for your next adventure, make sure you understand your car insurance needs. Here are a few questions drivers often ask about buying an auto policy.
No, the Ford Edge is relatively inexpensive to insure. The average monthly cost of Ford Edge insurance is $126, compared to a national average premium of $152 for all vehicles, according to Compare.com data.
Mile Auto offers the cheapest car insurance for a Ford Edge, charging an average monthly premium of just $63, according to Compare.com data. But you should still compare quotes from multiple companies before buying your policy.
The average cost of car insurance for a 2024 Ford Edge is $151 per month, according to Compare.com data. But our data shows that auto insurance for 2023 and 2022 models is slightly more expensive.
The cheapest Ford to insure is the Ranger, with an average monthly premium of $122, according to Compare.com data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Lindsay Frankel is a personal finance and insurance writer who’s been writing for Compare.com since 2023. Her work has been featured in publications such as Investopedia, LendingTree, The Balance, SFGate, Bankrate, and FinanceBuzz.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
)
