+120 more*These quotes are from Compare.com users within the last 10 days. Updated on May 27, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on May 27, 2026
It costs more to insure a Jaguar E-Pace than the average SUV.
Liability car insurance for an E-Pace averages around $58 per month, while full coverage generally tends to be about $178.
NYCM is the lowest insurance carrier for an E-Pace.
With 2020 models starting at $43,700, the Jaguar E-Pace is a great choice for a mid-level SUV. There are six different trim levels currently offered, so there's an option for every driver.
We ran through thousands of auto insurance quotes on Compare.com, and we've found that Jaguar E-Pace insurance prices run around $158 monthly, on average. But how does that stack up to other similar vehicles out there on the market?
| Current Base Price | $43,700 |
| Body Style(s) | SUV |
| Trim Levels | SE, R-DYNAMIC HSE, CHECKERED FLAG, R-DYNAMIC SE, E-PACE, R-DYNAMIC S |
| Average Insurance Premium | $158/mo. |
| Cheapest Insurance Company | NYCM |
Vehicle | Liability Only | Full Coverage |
|---|---|---|
| Jaguar E-Pace | $58 | $178 |
| All Jaguar Models | $72 | $192 |
| All SUVs | $80 | $151 |
| Average Insurance Premium | $81 | $169 |
Looking at the table above, you'll find that compared to other vehicles, Jaguar E-Pace insurance premiums are right about average. E-Pace owners usually pay around $178 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $58 per month for liability only insurance (find out more about the difference with our guide "State Minimum vs. Full Coverage").
Compared to other models, the E-Pace is slightly less expensive, with rates about 7% lower than the other vehicle types offered by Jaguar. But E-Pace coverage runs close to average when compared to other vehicles of a similar body style, with liability insurance premiums $22 cheaper than other SUVs and full coverage insurance prices coming in $27 higher.
The same applies when comparing the Jaguar E-Pace to vehicles of any body type, no matter what make, model, or body style they are.
Insurance Company | Average Monthly Premium |
|---|---|
| Mercury | $38 |
| DirectGeneral | $43 |
| Clearcover | $48 |
| Liberty Mutual | $61 |
| Amica | $65 |
Searching for an auto insurance policy for your Jaguar E-Pace? You're probably wondering which company offers the lowest premiums. While rates can fluctuate significantly depending on your driver profile, the most affordable average rates for liability only insurance are as cheap as just $38 monthly from Mercury. With car insurance as cheap as $43 a month, DirectGeneral is the next cheapest car insurance carrier.
The third, fourth, and fifth companies on the list are Clearcover, Liberty Mutual, and Amica. However, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Jaguar E-Pace.
Auto insurance companies take multiple different things into consideration when offering you rates. The only way to guarantee you find the most affordable rates is to compare quotes from multiple auto insurance carriers.
There are a multitude of factors that car insurance companies take a look at to calculate how much to charge you for a policy -- and every company weighs different factors more heavily than others, so there's not one carrier that's the cheapest for each E-Pace owner.
Here are just a few of the variables car insurers will look at, with individual breakdowns of how each one affects your rates:
Vehicle Age | Average Monthly Premium |
|---|---|
| Less than 1 Year | $80 |
| 2-3 Years | $48 |
| 4-5 Years | Not Enough Data |
| 6-7 Years | Not Enough Data |
| 8-10 Years | Not Enough Data |
| 11-14 Years | Not Enough Data |
| 15 Years or Older | Not Enough Data |
The Jaguar E-Pace has only been around for two or three model years, so vehicle age won't affect your cost in the same way it might for other vehicles. Generally, it costs more to insure newer cars because they're worth more, but as they age, insurance costs will gradually get lower.
Based on the above table, E-Pace premiums are between $48 and $80 monthly, on average.
Age is another variable that plays a significant role in how much you pay for auto insurance. Because the Jaguar E-Pace is pretty new to the market, we're just starting to collect data on how age is affecting insurance rates. So far, based on the table above, drivers who have more experience on the road pay less for auto insurance compared to young drivers.
Car insurance prices continue to go lower as you get older, with the cheapest age group for E-Pace drivers being 35-44.
Gender | Average Monthly Premium |
|---|---|
| Male | $52 |
| Female | $68 |
Because women are less likely to get into accidents and get tickets, they run a lower risk of filing a claim with insurance. So, insurance carriers will tend to charge women less than men. For E-Pace drivers, that difference is around $16 per month, with women paying an average of $68 and men looking at around $52.
State | Average Monthly Premium |
|---|---|
| California | $40 |
| Florida | $43 |
| Georgia | $70 |
| New York | $112 |
| Texas | $61 |
It may seem like common sense that things like how old you are and what vehicle you drive play a role in your insurance prices, but did you know that where you live can be equally important? Since car insurance is regulated on a state-by-state basis, premiums can change quite a bit depending on which state you call home.
Because the E-Pace is a relatively new vehicle, our data sets are somewhat limited. Even so, you can see in the table above that New York has rates that are more expensive than any other state.
There’s more to car insurance than just price. Customer service, coverage offerings, and other factors are also worth considering.
The following companies strike a good balance between cost, customer satisfaction, policy management, and more.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $108/mo |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.2 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
| User Reviews | 3.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $95/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $188/mo |
Nationwide's score | Industry average | |
|---|---|---|
| Coverage options | 3.0 | 3.2 |
| Customer service | 3.1 | 3.6 |
| Discounts | 3.0 | 2.9 |
| Policy transparency | 3.0 | 3.1 |
| Value | 3.5 | 2.9 |
| User Reviews | NR |
|---|
Whatever your car, your age, or your home state, using as many discounts as possible when it comes to your auto insurance policy is always a good idea.
Even though all car insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include discounts like:
Multi-vehicle discounts for having several cars on your auto policy
Pay-in-full discounts for drivers who agree to pay their entire policy rate up front, rather than by monthly payments
Defensive driving discounts for taking a defensive driving class through a certified school or institution
Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
While discounts are always a good way to save money on your insurance, sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.
You obviously can't control every single aspect of your auto insurance profile (like some of the attributes we mentioned above), but there is quite a bit of it that you can influence. Below are just a few of the ones you can use to your favor when it comes to cost savings:
Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $70 |
| Multiple Accidents | Not Enough Data |
| 1 Ticket | $137 |
| Multiple Tickets | Not Enough Data |
You've most likely seen ads from car insurance carriers promoting hefty savings for safe drivers. It shouldn't come as a surprise that if you get tickets for speeding or get into an accident, insurance rates will go up. But how much will they cost you?
Unfortunately, we don't have enough data on file for Jaguar E-Pace drivers specifically, since it is a relatively new vehicle. However, we'll have a better idea of how much infractions will cost E-Pace owners when it comes to auto insurance as we see more and more of these on the road.
Annual Mileage | Average Monthly Premium |
|---|---|
| 2,501-5,000 Miles | $33 |
| 7,501-10,000 Miles | $71 |
| 10,000+ Miles | $46 |
How much you drive each year plays a role in your insurance prices. Those who are on the roads less are less likely to get into accidents, so they'll normally get cheaper premiums. Since the Jaguar E-Pace is a new SUV, our data is relatively limited, so we don't yet know how much annual driving distance will affect prices. So far, drivers who travel 2,501 - 5,000 miles each year are offered the lowest rates.
But if you happen to be one of those drivers who put very few miles on your Jaguar E-Pace each year, you might consider getting a usage-based or pay-per-mile car insurance policy. With these kinds of plans, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.
If you're considering making a Jaguar E-Pace your next purchase, it might be helpful to do your homework. Insurance is just one cost that comes with buying a new car, but it's certainly one that's worth thinking about carefully.
Review the table below to see how the Jaguar E-Pace compares:
Jaguar E-Pace | National Average | |
|---|---|---|
| Liability Insurance | $78 | $81 |
| Full Coverage Insurance | $176 | $169 |
| Base MSRP | $43,700 | $46,547 |
| Average Annual Mileage | 13,438 | 11,617 |
Overall, the Jaguar E-Pace has an average MSRP and is in line with the going rate for a new vehicle. The average vehicle price in the U.S. is $46,547, and the E-Pace comes in close to that at $43,700.
But while the purchase price runs about average, insurance rates run slightly above average when compared to other vehicles on the market. Full coverage insurance for a Jaguar E-Pace is about $7 per month more than average, while liability only coverage is $3 cheaper monthly.
When it comes to usage, Jaguar E-Pace drivers are much higher than the national average in annual miles driven, with 11,617 miles every year for all vehicles compared to the E-Pace's 13,438 a year.
We've gone over many of the factors that can affect how much the average driver pays for car insurance. If you're in the market for a new car, truck, or SUV and the E-Pace is on your wishlist, knowing what you can expect to pay can be helpful as you consider your options.
| Liability Only Avg. Premium | $78 |
| Full Coverage Avg. Premium | $176 |
| Base MSRP | $43,700 |
| Cheapest Insurance Company | Amica - $61/mo. |
| Available Trims | CHECKERED FLAG, E-PACE, R-DYNAMIC HSE, R-DYNAMIC S, R-DYNAMIC SE, SE |
The average cost to insure a 2020 E-Pace with liability only coverage is $78 per month, while full coverage runs around $176 a month.
Amica has premiums as little as just $61 per month for the 2020 Jaguar E-Pace.
What will your car insurance price be? Get several free personalized quotes by just entering your ZIP code below.
| Liability Only Avg. Premium | $41 |
| Full Coverage Avg. Premium | $211 |
| Base MSRP | $38,600 |
| Cheapest Insurance Company | Infinity - $41/mo. |
| Available Trims | E-PACE, R-DYNAMIC HSE, R-DYNAMIC S, R-DYNAMIC SE, S, SE |
2019 Jaguar E-Pace drivers can expect to pay an average of $41 monthly for liability or $211 for full coverage.
Looking for the most affordable policy? Infinity offered liability only coverage for sometimes as cheap as $41 a month.
If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.
| Liability Only Avg. Premium | $56 |
| Full Coverage Avg. Premium | $173 |
| Base MSRP | $38,600 |
| Cheapest Insurance Company | Mercury - $29/mo. |
| Available Trims | FIRST EDITION, R-DYNAMIC HSE, R-DYNAMIC S, R-DYNAMIC SE, S, SE, STANDARD |
On average, drivers who own a 2018 E-Pace can expect to pay $56 to $173 per month for liability only and full coverage insurance, respectively.
Mercury offered the lowest policy we found, with rates sometimes as little as $29 a month.
While these are good estimates of what the average driver might pay to insure a 2018 Jaguar E-Pace, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
Liability insurance runs an average of $58 monthly, while full coverage will cost you around $178. It costs more to insure a Jaguar E-Pace when compared to the average SUV.
The only way to be confident you're getting the cheapest price on auto insurance is to check prices regularly and compare quotes from an array of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a lot of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.
You might have heard that it is more expensive to insure red cars that silver or white vehicles, but that's simply not true. Although there are many variables car insurance companies examine when they decide how much your policy will be, your car's color is not factored into that decision.
You'll need to have a valid auto insurance policy before you can legally drive your new (or new to you) Jaguar E-Pace off the dealership lot. Some dealerships will offer you a car insurance policy as part of the buying process, but the best thing to do when buying a a new SUV is to talk with your insurance company ahead of time.
There are tons of discounts out there for car insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are based less on your E-Pace and more on you, but if your E-Pace has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. The only way to be certain is to reach out to your insurance carrier and ask about their list of discounts, since they differ quite a bit from company to company.
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