- A Jaguar F-Type is more expensive to insure compared to the average car.
- Liability insurance for a F-Type runs around $80 per month, while full coverage typically tends to be about $251.
- Hallmark offers the most affordable average rates for a F-Type with liability only coverage offered for sometimes as cheap as $45 a month.
In This Article
With 2021 models starting at $73,100, the Jaguar F-Type is a high-end vehicle that is more expensive than your average car. With four different trim levels currently available, every driver can find an option to match their style.
We analyzed thousands of car insurance quotes on Compare.com, and we've found that average Jaguar F-Type auto insurance prices run around $224 monthly. But where does that fall compared to the rest of the market?
|Current Base Price||$73,100|
|Trim Levels||R DYNAMIC, FIRST EDITION, F-TYPE, R|
|Average Insurance Premium||$224/mo.|
|Cheapest Insurance Company||Hallmark|
How Much is Car Insurance for a Jaguar F-Type?
|Vehicle||Liability Only||Full Coverage|
|All Jaguar Models||$72||$192|
|Average Insurance Premium||$81||$169|
If you look at the table above, you'll see that Jaguar F-Type insurance premiums are higher than average compared to other vehicles. On average, F-Type drivers can expect to pay about $251 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $80 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).
Comparing it to other models, the F-Type is more expensive, with rates around 31% higher than the other vehicle types offered by Jaguar. But compared to other vehicles of a similar body style, F-Type coverage runs close to average, with liability insurance premiums $3 cheaper than other cars and full coverage insurance prices coming in $74 higher.
Compared to all vehicles, regardless of model, make, or body style, the F-Type is slightly more affordable for liability only insurance, but full coverage rates are more expensive on average.
Who has the Cheapest Car Insurance for a Jaguar F-Type?
|Insurance Company||Average Monthly Premium|
Are you looking for a car insurance policy for your Jaguar F-Type? You may want to know which carrier offers the most affordable rates. Even though costs will usually be pretty different from between drivers, the cheapest average rates for liability only insurance are sometimes as low as $19 per month from MetroMile. The next lowest company is Workmens, who offers car insurance as cheap as $38 monthly.
Mapfre, Hallmark, and Clearcover round out the end of the top 5 list. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.
Car insurance carriers take a multitude of factors into consideration when calculating how much to charge you. Because every driver is different, there's only one way to ensure you get the most affordable prices, and that's by getting personalized quotes and comparing rates from multiple auto insurance companies.
What Factors Affect Car Insurance Rates for a Jaguar F-Type?
There are a wide array of things that insurance carriers take a look at to calculate how much to charge for auto insurance -- and every carrier weighs different factors more heavily than others, so there's not one single company that's the cheapest for each driver.
The following sections show a lot of variables insurance companies use to calculate rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$89|
|8-10 Years||Not Enough Data|
|11-14 Years||Not Enough Data|
|15 Years or Older||Not Enough Data|
The Jaguar F-Type has been around for a while, so vehicle age may make a difference in what you end up paying for car insurance. Usually, it costs more to insure newer cars because they're worth more, however, as time goes on and F-Types begin to depreciate, insurance costs will gradually go lower.
From the table above, you can see the Jaguar F-Type is an outlier, as the cheapest models to insure are those that are 2 to 3 years old, while on average, the most expensive F-Types are 6 to 7 years old.
|Age||Average Monthly Premium|
How old you are makes a big difference in how much insurance carriers will charge for a policy. Based on the information in the table above, those who have more experience pay less for car insurance compared to drivers under 18. Jaguar F-Type drivers under 18 actually pay $47 more than those 25 or older.
Auto insurance prices continue to decrease as you get older, with the cheapest age group for F-Type drivers being 35-44.
|Gender||Average Monthly Premium|
Because women are less likely to get into accidents and get speeding tickets, they have a decreased chance of filing a claim with insurance. So, insurance companies will tend to charge women less than men. For F-Type owners, that difference is around $4 a month, with women paying an average of $83 and men looking at about $79.
Where You Live
|State||Average Monthly Premium|
You may already know that things like what vehicle you drive and how old you are play a role in your auto insurance prices, but did you know that where you live matters, too? Because insurance is regulated at the state level, premiums differ quite a bit depending on which state you call home.
For example, the average Jaguar F-Type owner from New York pays around $342 monthly for liability coverage, while on average, the same driver in California will pay only 20% of that price. The chart shows average rates for the top 10 most populous states, just to give you a good idea of how much premiums can change across states.
Jaguar F-Type Car Insurance Discounts
Regardless of your home state, your age, or your car, it's always the smart move to take advantage of as many car insurance discounts as possible.
Not every auto insurance carrier will offer the same discounts, but there are a few that are relatively common. These include discounts like:
- Multi-car discounts for adding more than one vehicle to your auto policy
- Pay-in-full discounts for choosing to pay your entire policy price up front, rather than in monthly installments
- Defensive driving discounts for taking a defensive driving class through an accredited school or institution
- Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like air bags or anti-lock brakes)
These discounts are great, but sometimes, it's actually your driving record and insurance profile that get you the most affordable rates.
While you can't control every single aspect of your insurance profile (like some of the pieces we mentioned above), there is quite a bit of it that you can influence. Below are just a few of the ones you can use to your advantage in order to save money on car insurance:
Your Driving Record
|Infractions||Average Monthly Premium|
You've no doubt observed ads from auto insurance carriers offering large savings for good drivers. It follows that your car insurance rates will get higher if you get into an accident or get a ticket for speeding. But you're probably wondering exactly how much these infractions will cost you.
As you can see, accidents will usually cost F-Type drivers more than tickets, but both will result in above average rates. Jaguar F-Type drivers with one accident on their record pay an average of $130 each month (up $50 from the $80/mo. overall average), while drivers with a single ticket will pay about $52 per month. The rates only go higher the more tickets you get or accidents you have.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
How much you drive annually plays a role in your insurance prices. Drivers who are on the roads less are more likely to go accident-free, so they'll normally end up spending less on auto insurance. In the table above, you can see that Jaguar F-Type owners who drive fewer than 2,500 miles per year pay an average of $34 a month for insurance, while those who put 10,000 miles or more on their cars pay $132.
If you drive less often than the average driver or work from home, you might consider learning about usage-based or pay-per-mile car insurance policies. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.
How Do Jaguar F-Types Compare to Other Vehicles?
If you're considering buying a new vehicle and a Jaguar F-Type is on your shortlist, you might be wondering how it compares to other cars. Insurance is just one cost that comes with buying a new car, but it's definitely one that's worth thinking about carefully.
Take a look at the table below to see how the Jaguar F-Type stacks up:
|Jaguar F-Type||National Average|
|Full Coverage Insurance||$191||$169|
|Average Annual Mileage||10,024||11,617|
With an MSRP that's a quarter more than the going rate for a new vehicle, the Jaguar F-Type is on the more expensive side when it comes to price. The F-Type retails at $73,100, a bit higher than the national average vehicle price of $46,296.
In the same fashion, auto insurance premiums run above average when compared to other vehicles on the market. Full coverage insurance for a Jaguar F-Type is about $22 per month more than average, while liability only coverage is per month.
When it comes to usage, Jaguar F-Type drivers are much lower than the national average in annual miles driven, with 10,024 miles a year compared to 11,617 for all vehicles.
Jaguar F-Type Car Insurance Costs by Model Year
We've walked through many of the variables that can affect a driver's car insurance rates. But if you're considering buying a new F-Type, knowing what you can expect to pay can be extremely valuable as you weigh your options.
2021 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$163|
|Full Coverage Avg. Premium||$191|
|Cheapest Insurance Company||SafeAuto - $30/mo.|
|Available Trims||FIRST EDITION, F-TYPE, R, R DYNAMIC|
It costs around $163 a month for liability or $191 for a full coverage policy for the 2021 F-Type.
SafeAuto has premiums as little as $30 monthly for the 2021 Jaguar F-Type.
While these are good estimates of what the average driver might pay to insure a 2021 Jaguar F-Type, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
2020 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$102|
|Full Coverage Avg. Premium||$489|
|Cheapest Insurance Company||SafeAuto - $35/mo.|
|Available Trims||F-TYPE, R, R DYNAMIC, R DYNAMIC/CHECKERED FLAG, SVR|
You can expect full coverage for a 2020 Jaguar F-Type to run about $489 per month, while liability only coverage will average around $102 a month.
Looking for the lowest policy? SafeAuto offered liability only coverage for as little as just $35 monthly.
Interested in what your insurance premium could look like? Enter your ZIP code below to get several free personalized quotes.
2019 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$49|
|Full Coverage Avg. Premium||$231|
|Cheapest Insurance Company||Workmens - $31/mo.|
|Available Trims||F-TYPE, R, R DYNAMIC, SVR|
2019 F-Type drivers can expect to pay an average of $49 per month for liability or $231 for full coverage.
With prices as cheap as just $31 a month, Workmens offered the most affordable policy we found.
If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.
2018 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$53|
|Full Coverage Avg. Premium||$258|
|Cheapest Insurance Company||MetroMile - $19/mo.|
|Available Trims||400 SPORT, F-TYPE, R, R DYNAMIC, SVR|
On average, drivers who own a 2018 Jaguar F-Type can expect to pay $53 to $258 monthly for liability only and full coverage car insurance, respectively.
If you're looking for the cheapest possible 2018 Jaguar F-Type insurance policy, MetroMile offered the cheapest policy we found, with rates as low as just $19 per month.
Want something more accurate than national averages? All you need to do is enter your ZIP code below and you'll be on your way to comparing a bunch of personalized quotes from the nation's top insurance companies.
2017 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$50|
|Full Coverage Avg. Premium||$221|
|Cheapest Insurance Company||Mercury - $26/mo.|
|Available Trims||F-TYPE, R, S, SVR|
The average cost to insure a 2017 F-Type with liability only coverage is $50 a month, while full coverage runs about $221 monthly.
We found Mercury offered the lowest policy, with rates as low as $26 a month.
If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.
2016 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$50|
|Full Coverage Avg. Premium||$251|
|Cheapest Insurance Company||Mapfre - $27/mo.|
|Available Trims||F-TYPE, PROJECT 7, R, S|
2016 Jaguar F-Type drivers can expect to pay an average of $50 monthly for liability or $251 for full coverage.
Mapfre offered the cheapest policy we found, with rates sometimes as little as $27 per month.
If you want to know just how much your premium will be, get free quotes in minutes by just entering your ZIP code below.
2015 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$146|
|Full Coverage Avg. Premium||$248|
|Cheapest Insurance Company||Mercury - $31/mo.|
|Available Trims||F-TYPE, R, S, V8 S|
The average cost to insure a 2015 F-Type with liability only coverage is $146 monthly, while full coverage runs around $248 per month.
With premiums as low as just $31 a month, Mercury offered the most affordable policy we found for the 2015 Jaguar F-Type.
If you want to know just how much your rate will be, just enter your ZIP code below and get free quotes in minutes.
2014 Jaguar F-Type Car Insurance
|Liability Only Avg. Premium||$58|
|Full Coverage Avg. Premium||$261|
|Cheapest Insurance Company||Hugo - $24/mo.|
|Available Trims||F-TYPE, S, V8 S|
It costs about $58 monthly for liability or $261 for a full coverage policy for the 2014 Jaguar F-Type.
We found Hugo offered the lowest policy, with rates as little as $24 per month.
What could your auto insurance price look like? Get a variety of customized quotes for free by just entering your ZIP code below.
Jaguar F-Type Insurance FAQs
Is a Jaguar F-Type expensive to insure?
Liability insurance runs an average of $80 a month, while full coverage will cost you around $251. Compared to the national average of all vehicles, rates come in on the more expensive end of the spectrum.
How can I get the best price on car insurance for my Jaguar F-Type?
There's only one way to be sure you're getting the most affordable rates -- regularly shopping around and comparing quotes from a multitude of carriers. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from several companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.
Does the color of my Jaguar F-Type affect my insurance rates?
You might have heard the old adage that red cars cost more to insure, but that's actually a myth. While there are many factors insurance carriers think about when they calculate your prices, your vehicle's color is not used to make that determination.
Do I need to have insurance before I buy a Jaguar F-Type?
Before you can legally drive your new (or new to you) Jaguar F-Type off the dealership lot, you'll need to have valid car insurance for it. Some dealerships may offer you an insurance policy as part of the car-buying process, but it's best to let your auto insurance carrier know before you buy.
What car insurance discounts can I get for my Jaguar F-Type?
There are many discounts out there when it comes to insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are based less on your F-Type and more on you, but if your F-Type has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. The only way to know for sure is to get in touch with your insurance company and ask about their list of discounts, since they change quite a bit from carrier to carrier.