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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).
He’s also an alumnus of the University of California, Santa Barbara, where he earned a bachelor’s degree in linguistics.
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While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The average cost of coverage for a Jaguar F-Type is $187 per month, which is about 15% higher than the national average for all vehicles.
USAA offers the cheapest F-Type coverage, at $108 per month.
The F-Type’s high value and sporty design raise premiums, but strong safety features and low theft risk help keep insurance costs down.
The Jaguar F-Type’s luxury sports status means you’ll pay more to insure it than you would for a modest family sedan, regardless of the coverage levels you choose.
A liability-only policy is the legal minimum in most U.S. states and typically comes with a lower premium, but it only pays for injuries and property damage you cause to others.
To cover damage to your F-Type, you’ll need full coverage, which includes collision and comprehensive insurance. Collision coverage pays for damage to your car after an at-fault accident. Comprehensive coverage pays for non-collision damage from theft, vandalism, fire, and weather events.
The table below highlights the average monthly premiums for the Jaguar F-Type compared to the average rates for all vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Jaguar F-Type | $110 | $263 | $187 |
| All vehicles | $113 | $212 | $163 |
On average, Jaguar F-Type drivers pay slightly less than the typical driver for liability-only insurance but about $50 more per month for full coverage.
Next, you’ll see how your insurer, driving record, age, and location can push your rate higher or lower than these averages.
Comparing quotes can save you up to $867.†
Premiums can vary a lot from one insurer to another, but Jaguar F-Type drivers can save money on car insurance by choosing the right company.
The table below shows the cheapest car insurance companies for the Jaguar F-Type, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $108 |
| State Farm | $120 |
| Allstate | $153 |
| American Family | $163 |
| GEICO | $168 |
| CSAA | $183 |
| Nationwide | $198 |
| Progressive | $202 |
| Travelers | $207 |
| Farmers | $234 |
| Liberty Mutual | $279 |
| Amica | $526 |
USAA is the cheapest option, at $108 per month, coming in well below the F-Type’s overall national average of $187 per month.
Below, you’ll find more details about the three cheapest insurers for F-Type drivers, along with details to help you decide which one might best fit your needs and driving style.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA can be an excellent match if you want strong protection for a high-value sports car without sky‑high premiums. Its lower-than-average rates for performance and luxury vehicles, combined with solid claims support, make it a great choice for F-Type drivers in the military community.
And if you don’t drive your Jaguar often, you could save with USAA’s SafePilot or SafePilot Miles programs.
Cheap average rates for F-Type drivers
Strong claims satisfaction ratings[1]
24/7 claims filing
Military-only eligibility
Few in-person locations
Diminishing deductible not available
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm is a solid choice for F-Type drivers looking for affordable rates and personalized service from local agents. The company offers discounts for vehicle safety features, anti-theft devices, insuring multiple cars, and bundling policies. Discounts like these can help reduce your insurance costs, especially if you drive fewer miles or have a clean driving record.
Large local agent network
Many available discounts
Affordable premiums for F-Type drivers
Limited optional coverages
Gap coverage not available
Higher rates for high-risk drivers
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate is a strong choice if you value extra protection for your F-Type. Options like accident forgiveness and a wide range of add‑on coverages, like gap insurance and extended warranty coverage, can help shield you from rate increases after a claim. You can even save with Allstate’s Drivewise program if you’re a safe driver or Milewise if you’re a low-mileage driver.
Accident forgiveness available
Many available add-ons
24/7 customer service by phone
Higher-than-average premiums
Doesn’t offer deductible rewards
Fewer discounts than some competitors
Jaguar discontinued the F-Type luxury sports car in 2024. But even if you have an older model, the F-Type still has higher-than-average insurance costs. That’s largely because it’s an expensive vehicle. The 2024 model had a starting manufacturer’s suggested retail price (MSRP) of nearly $78,000.[2]
Higher value and newer vehicles generally cost more to insure since insurers would have to pay more to replace them if you total your car.
Here’s a look at average costs by model year for the Jaguar F-Type, based on our data.
F-Type Model Year | Average Monthly Premium |
|---|---|
| 2024 | $226 |
| 2023 | $225 |
| 2022 | $225 |
| 2021 | $218 |
| 2020 | $208 |
| 2019 | $203 |
| 2018 | $196 |
| 2017 | $193 |
| 2016 | $187 |
| 2015 | $183 |
| 2014 | $180 |
Company | Average Monthly Premium |
|---|---|
| USAA | $130 |
| State Farm | $145 |
| Allstate | $185 |
| GEICO | $203 |
| CSAA | $221 |
| American Family | $197 |
| Progressive | $244 |
| Nationwide | $239 |
| Travelers | $250 |
| Farmers | $283 |
| Liberty Mutual | $337 |
| Amica | $635 |
Company | Average Monthly Premium |
|---|---|
| USAA | $130 |
| State Farm | $144 |
| Allstate | $184 |
| GEICO | $202 |
| CSAA | $220 |
| American Family | $196 |
| Progressive | $243 |
| Nationwide | $238 |
| Travelers | $249 |
| Farmers | $282 |
| Liberty Mutual | $336 |
| Amica | $633 |
Company | Average Monthly Premium |
|---|---|
| USAA | $130 |
| State Farm | $144 |
| Allstate | $184 |
| GEICO | $202 |
| CSAA | $220 |
| American Family | $196 |
| Progressive | $243 |
| Nationwide | $238 |
| Travelers | $249 |
| Farmers | $282 |
| Liberty Mutual | $336 |
| Amica | $633 |
Company | Average Monthly Premium |
|---|---|
| USAA | $126 |
| State Farm | $140 |
| Allstate | $178 |
| GEICO | $195 |
| CSAA | $213 |
| American Family | $190 |
| Progressive | $235 |
| Nationwide | $230 |
| Travelers | $241 |
| Farmers | $272 |
| Liberty Mutual | $325 |
| Amica | $612 |
Company | Average Monthly Premium |
|---|---|
| USAA | $120 |
| State Farm | $133 |
| Allstate | $170 |
| GEICO | $186 |
| CSAA | $203 |
| American Family | $181 |
| Progressive | $224 |
| Nationwide | $220 |
| Travelers | $230 |
| Farmers | $260 |
| Liberty Mutual | $310 |
| Amica | $584 |
Company | Average Monthly Premium |
|---|---|
| USAA | $117 |
| State Farm | $131 |
| Allstate | $166 |
| GEICO | $183 |
| CSAA | $199 |
| American Family | $177 |
| Progressive | $220 |
| Nationwide | $215 |
| Travelers | $225 |
| Farmers | $255 |
| Liberty Mutual | $303 |
| Amica | $572 |
Company | Average Monthly Premium |
|---|---|
| USAA | $113 |
| State Farm | $126 |
| Allstate | $160 |
| GEICO | $176 |
| CSAA | $192 |
| American Family | $171 |
| Progressive | $212 |
| Nationwide | $207 |
| Travelers | $217 |
| Farmers | $245 |
| Liberty Mutual | $292 |
| Amica | $551 |
Company | Average Monthly Premium |
|---|---|
| USAA | $111 |
| State Farm | $124 |
| Allstate | $158 |
| GEICO | $173 |
| CSAA | $188 |
| American Family | $168 |
| Progressive | $208 |
| Nationwide | $204 |
| Travelers | $213 |
| Farmers | $241 |
| Liberty Mutual | $287 |
| Amica | $542 |
Company | Average Monthly Premium |
|---|---|
| USAA | $108 |
| State Farm | $120 |
| Allstate | $153 |
| GEICO | $168 |
| CSAA | $183 |
| American Family | $163 |
| Progressive | $202 |
| Nationwide | $198 |
| Travelers | $207 |
| Farmers | $234 |
| Liberty Mutual | $279 |
Company | Average Monthly Premium |
|---|---|
| USAA | $105 |
| State Farm | $117 |
| Allstate | $149 |
| GEICO | $164 |
| CSAA | $179 |
| American Family | $159 |
| Progressive | $197 |
| Nationwide | $193 |
| Travelers | $202 |
| Farmers | $228 |
| Liberty Mutual | $272 |
| Amica | $514 |
Compare personalized quotes from dozens of top companies in minutes.
Where you live matters when it comes to your F-Type car insurance premium. Auto coverage rates are unique to your location. Factors like weather risks, local repair costs, state laws, accident rates, and traffic congestion all play a role in how much you’ll pay to insure your F-Type.[3]
The map below shows the average monthly insurance premiums by state for the Jaguar F-Type, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $154 |
| Arizona | $178 |
| Arkansas | $164 |
| California | $201 |
| Colorado | $201 |
| Connecticut | $278 |
| Delaware | $308 |
| Florida | $233 |
| Georgia | $218 |
| Hawaii | $249 |
| Idaho | $123 |
| Illinois | $105 |
| Indiana | $103 |
| Iowa | $155 |
| Kansas | $128 |
| Kentucky | $145 |
| Louisiana | $193 |
| Maine | $209 |
| Maryland | $148 |
| Massachusetts | $297 |
| Michigan | $137 |
| Minnesota | $225 |
| Mississippi | $170 |
| Missouri | $178 |
| Montana | $148 |
| Nebraska | $146 |
| Nevada | $87 |
| New Hampshire | $114 |
| New Jersey | $141 |
| New Mexico | $86 |
| New York | $263 |
| North Carolina | $142 |
| North Dakota | $248 |
| Ohio | $215 |
| Oklahoma | $121 |
| Oregon | $168 |
| Pennsylvania | $149 |
| Rhode Island | $158 |
| South Carolina | $215 |
| South Dakota | $239 |
| Tennessee | $135 |
| Texas | $139 |
| Utah | $214 |
| Vermont | $147 |
| Virginia | $175 |
| Washington | $140 |
| Washington D.C. | $166 |
| West Virginia | $118 |
| Wisconsin | $144 |
| Wyoming | $110 |
If you’re a more experienced driver, you’ll likely pay less to insure your Jaguar F-Type. After all, age and experience are major factors in crash risks and insurance rates.
Teen drivers typically face the highest costs due to inexperience and higher accident rates. Premiums generally drop in your 20s and level out in midlife as you gain more driving experience.
By your senior years, rates drop to the lowest rates of any age group, thanks to decades of driving experience and typically safer driving habits.
Check out our breakdown of F-Type insurance costs by age group in the table below.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $359 |
| Adults | $187 |
| Seniors | $161 |
Put a teen driver behind the wheel of a Jaguar F-Type, and you’ll see some of the highest insurance rates around. Drivers ages 16–19 have the highest crash rates of any age group. They’re also more prone to taking risks like speeding, not wearing a seat belt, and texting while driving.[4]
Both of these factors are major contributors to the relatively sky-high rates for young F-Type drivers.
Here’s a look at the cheapest companies for young F-Type owners, according to our data.
Seniors Jaguar F-Type owners can enjoy cruising with some of the lowest insurance rates available. Older drivers tend to drive fewer miles, take fewer risks, and have lower crash rates, which helps them get the lowest car insurance premiums.[5]
We’ve highlighted the cheapest insurers for senior Jaguar F-Type owners in the chart below.
Few factors influence car insurance rates more than your driving record. A clean record, free of accidents and moving violations, can usually get you the cheapest insurance rates.
On the other hand, accidents, tickets, and driving under the influence (DUI) lead to higher premiums because they signal to insurers that you’re a high-risk driver. If you’re struggling to find affordable coverage with violations on your record, some insurers specialize in high-risk coverage.
Here are the average monthly premiums for F-Type owners by driving record, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $187 |
| Speeding ticket | $251 |
| At-fault accident | $267 |
| DUI | $314 |
While your F-Type might be capable of speeds north of 150 mph, it could also earn you a ticket. And tickets come with higher insurance premiums. Insurers know speed is a major contributor to traffic accidents, including 29% of fatal ones.[6] A speeding ticket flags you as a high-risk driver, and your insurer may raise your rates as a result.
Take a look at the cheapest insurers for F-Type owners with a recent speeding ticket, based on our research.
Causing an accident can substantially increase your insurance rates. Auto claims cost insurance companies money and may signal you’re more likely to file another one in the future, so companies offset that risk by charging you higher rates.
The chart below lists the cheapest companies for Jaguar F-Type drivers with a recent accident, according to Compare.com data.
Getting behind the wheel intoxicated increases your accident risk. In fact, a blood alcohol level of .08 (the legal limit in most states) makes you four times more likely to crash.[7]
Insurers know the risks and raise rates accordingly for drivers with a DUI conviction. And in most states, you’ll also need to have your insurer file an SR-22 or FR-44 form to reinstate your license.
The chart below highlights the cheapest companies and average monthly premiums for Jaguar F-Type drivers with an at-fault accident on their record, according to our data.
Some car insurance rating factors are universal, regardless of the vehicle’s make and model. But a luxury sports car, such as the Jaguar F-Type, has characteristics that can either increase or decrease your premiums.
High vehicle value: Depending on the trim line, the MSRP of the 2024 Jaguar F-Type ranges from a $77,900 to $115,000. Older F-Types have lower values, but repairing or replacing an F-Type costs insurers more.
Luxury performance: High-performance and high-horsepower cars tend to have higher accident and crash severity rates compared to average vehicles. Your insurer will take this into account when calculating your F-Type premium.[8]
Safety features: The 2024 F-Type is equipped with a range of standard safety features, including blind-spot monitoring, emergency braking, lane-keeping assist, and rear-traffic alert. Many insurers offer discounts and lower rates for vehicles with safety technology.
Vehicle theft rates: Despite its high value, the F-Type isn’t among the most-stolen vehicles in the U.S., according to the National Insurance Crime Bureau’s 2024 theft report. Its overall lower theft risk could help mitigate the cost to insure one.
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Even though you’ll pay more to insure a powerful luxury vehicle like the F-Type, that doesn’t mean you have to overpay. Choosing the right insurer and coverage can make a big difference in your monthly premium.
Try a usage-based program. If you don’t drive your F-Type often, a telematics or pay‑per‑mile plan can reward your low mileage and smooth driving with noticeable savings over time.
Upgrade your anti-theft protection. High-end sports cars can attract attention, so adding a quality immobilizer, GPS tracker, or other anti‑theft device might unlock extra savings on your comprehensive coverage.
Raise your deductibles. Choosing higher collision and comprehensive deductibles can reduce your monthly premium, which can be particularly helpful when insuring an expensive-to-repair model like the F-Type.
Compare car insurance quotes. Getting quotes from multiple insurers is the best way to make sure you’re not overpaying. Ensure that all policy limits, coverages, and deductibles match when comparing quotes.
Get personalized rates from 100+ top insurers.
If you still have questions, below you’ll find the most common questions and answers drivers ask about Jaguar F-Type auto insurance.
Yes. The Jaguar F-Type is a high-value vehicle with insurance costs that are higher than average. Our research shows that F-Type insurance costs $187 per month, compared to $163 per month for all vehicles.
USAA is the cheapest insurer for an F-Type, at $108 per month, according to our data. But not everyone is eligible for a policy with the company. You can also find affordable coverage with State Farm, at $120 per month.
Jaguar discontinued the F-Type after the 2024 model year, so a 2025 model isn’t available. But the average insurance cost for a 2024 F-Type is $226 per month, according to our data.
The 2024 Jaguar F-Type, the last model year before discontinuation, had a starting MSRP of $77,900. Prices for used models vary widely, depending on factors such as vehicle mileage, trim level, condition, and local market demand.
Our editorial team used highly trained generative artificial intelligence (AI) tools to assist with the first draft of this article before multiple insurance experts — including at least one licensed agent — rigorously reviewed, fact-checked, and edited every word and data point you see here.
We research, write, edit, and review all content on Compare.com in accordance with our strict editorial standards to ensure accuracy, clarity, and helpfulness. Learn more about our editorial process here.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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