Compare Mazda Car Insurance Rates

Looking for car insurance for your Mazda? You’ve come to the right place. Check out our latest guide below on everything you need to know about car insurance for Mazda cars and SUVs.

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Updated February 23, 2022

Officially known as the Mazda Motor Corporation, Mazda was first founded in 1920 by Jujiro Matsuda. At its inception, it went by Tokyo Cork Kogyo Co. Ltd. Mazda got its name when they created the first three-wheeled truck and named it after Matsuda. In 1967, Mazda produced its first four-door sedan, and the next year saw the launch of Mazda Canada. 

Two years later, they moved into the American market with Mazda North American Operations. Then, in the 1990s, Mazda turned its attention to producing premium vehicles and adopted its now famous logo in 1997.

Mazdas have always been viewed as reasonably priced and reliable cars. Below you’ll find details about the cost of insuring a Mazda based on the model and insurance company, along with features that can help you save on your premium. 

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Cost of Mazda Car Insurance

The average cost to insure a Mazda vehicle is $101/mo. When comparing that with the national average to compare all vehicles in the United States, $106/mo, you’ll find that insurance for a Mazda vehicle is 5% less than the average. 

That’s great news because any savings in your budget is worth it. 

Mazda Car Insurance Rates by Model

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Although the average cost of insuring a Mazda is $101/mo that changes when you look at the specific model. Sports cars and vehicles that are frequently stolen will generally see higher rates, while family friendly vans and sedans will have cheaper rates. 

Here are the average monthly car insurance rates for common Mazda models. 

Mazda 3

The Mazda 3 is a 4-door sedan or hatchback that offers drivers both automatic and manual transmission. Drivers have always enjoyed the Mazda 3’s impressive fuel efficiency and comfortable cabin.To insure a Mazda 3, you can expect to pay around $108 a month. 

Mazda 6 

The Mazda 6 is a 5-seat mid-size sedan. Passengers love the roomy backseat, and the size of this vehicle makes it an excellent choice for small families and commuters. You can expect to pay an average of $111 a month to insure a Mazda 6. 

Mazda CX-5 

The Mazda CX-5 is a 5-seat compact SUV. This vehicle offers drivers the option to choose between front and all-wheel drive. The CX-5 is an excellent choice for small families looking for a larger car with great gas mileage at 28mpg. Mazda CX-5 insurance rates will hover around $131 a month. 

Mazda Tribute 

The Mazda Tribute is a 5-seater 2-row SUV that was in production from 2001- 2011. It had the choice of a four-cylinder or V-6 engine and gave drivers the option of 4 wheel drive. Although it’s a larger SUV, the Tribute has a car-like feel and a sporty suspension tuning. To insure a Mazda Tribute, you can expect to pay an average of $80 a month. 

Mazda CX-9 

The Mazda CX-9 is a 7-seater 3-row SUV crossover. It features a 4 -cylinder engine and has the option for front or all-wheel drive. Families will enjoy the ample cargo space on long trips. Insurance premiums for a Mazda CX-9 are around $115 a month. 

Mazda CX-7 

The Mazda CX-7 is a 5-seat SUV that was in production from 2007 – 2012. You get ample cargo space and a roomy backseat for passengers to enjoy. To insure a Mazda CX-7, you can expect to pay around $89.

Mazda Protege 

The Mazda Protege is a 4-door 5-seat sedan that was in production from 1992 – 2003. Since it’s been almost 20 years since production was discontinued, you won’t find as many on the used car market, but they’re certainly still available. Insurance premiums for a Mazda Protege will hover around $71 a month for coverage. 

Mazda Car Insurance Rates by Insurance Company

Auto insurance rates will vary for Mazda vehicles based on the model you drive, your insurance company and other factors. Insurance providers use a unique combination of factors to determine how much you pay to insure your vehicle. As a result, you’ll see a wide range of rates when searching for insurance. With these tables, you can get an idea of how insurance premiums vary in price based on your insurance company. 

Here is a list of auto insurance companies that offer some of the cheapest rates and most expensive rates when insuring a Mazda. 

Companies With the Cheapest Mazda Car Insurance Rates

Insurance Company Monthly Premium
Commonwealth Casualty $60
Dairyland $80
MetroMile $81
Mercury $85
Mile Auto $86

All of the least expensive options to insure a Mazda come in under $100. Your most affordable option is Commonwealth Casualty, with a monthly premium of just $60. You’ll see a jump of $20 to Dairyland ($80/mo) followed by Metromile ($81/mo), Mercury ($85/mo), and Mile Auto ($86/mo).

Companies With the Most Expensive Mazda Car Insurance Rates

Insurance Company Monthly Premium
Liberty Mutual $122
Travelers $122
Safe Auto $126
Esurance $128
Plymouth Rock $134

As you can see from the table, Liberty Mutual and Travelers tie for the cheapest option at $122/mo. They are followed by Safe Auto ($126/mo), Esurance ($128/mo), and then Plymouth Rock rounds out the list with a rate of $134/mo. 

The difference between the most affordable insurance company (Commonwealth Casualty at $60/mo) and the most expensive company (Plymouth Rock at $134/mo) is over $60/mo. That’s a difference of $768/mo!  If you can save almost $1,000/month, I’m sure you would, right? That’s why it’s crucial that you compare your auto insurance rates to find the best premium possible.

Just enter your zip code below to get started and we’ll guide you from there. 

Mazda Car Insurance Options 

Before you decide on a car insurance company, you need to think about the level of coverage you need for your Mazda. If you own your vehicle, you might feel that the state minimum requirements for coverage are good for you. However, if your car is leased or financed, you’ll likely need or desire full coverage to protect your investment. 

Here are a few common coverages you might choose to purchase for your Mazda:

  • Liability insurance: If you are in an at-fault accident, this type of coverage pays for injuries to the other party and any property damage. 
  • Comprehensive coverage: This will pay to repair damage for claims not covered under your collision insurance. This could be sudden weather events, theft, vandalism, or hitting an animal. 
  • Collision coverage: If you’re involved in a collision, and your car is damaged, this coverage kicks in to repair your vehicle. 
  • Uninsured motorist and underinsured motorist coverage: This form of coverage protects you if an uninsured or underinsured motorist hits you because they won’t have enough insurance to pay for all your damages. Some states include this coverage in their state minimums. 
  • Roadside assistance: This type of coverage is important for drivers prone to car trouble. It provides assistance including towing your vehicle and sending a locksmith if you’re locked out of your car.  
  • Rental car reimbursement: If your vehicle is unavailable because it’s being repaired or replaced after an accident, this coverage will pay for all or a portion of your rental car.  
  • Gap insurance: If your Mazda is totaled as part of a claim, gap insurance pays for the difference between your claim payout on the value of your vehicle and your outstanding loan or lease amount.

Mazda Features That Impact Insurance Cost

Insurance rates vary wildly with Mazda vehicles, and certain features will have a direct impact on your insurance premium. If you’re currently in the market for a Mazda, check if your car has any of these features. Even if it doesn’t, it might be worth adding them to get a discount.

Here are a few features that affect your insurance premium. 

Lane Departure Warning: This handy feature detects when your car begins to drift out of your lane at a certain speed. Because this feature helps reduce the risk of accidents, insurance companies offer a discount to drivers. 

Blind Spot Monitoring: Some Mazda’s come with a blind spot sensor that alerts the driver when vehicles, pedestrians, or objects enter your blind spot zone. As the driver, you’ll be notified by lights and sounds to correct your driving and avoid a collision.

Airbags: While airbags are standard in most cars today, insurance companies still offer drivers discounts for having them. If your vehicle has driver, passenger, front head, rear head, and front side airbags, you might qualify for auto insurance savings. 

Automatic Braking: This system specializes in protecting you when driving at slow speeds or navigating through parking lots. A front camera or sensor system detects pedestrians and vehicles and other objects and automatically applies braking if a possible collision is expected. 

Anti-Theft Devices: If your Mazda comes with anti-theft devices, or you install one in your vehicle, you can save money on car insurance. 

Vehicle Trim: Mazdas come in several different trim options, so be aware that the trim levels of your vehicle can impact how much you pay for coverage.

FAQs About Mazda Car Insurance

Are Mazda cars more expensive to insure?

The average cost for car insurance is $106/mo and the average cost to insure a Mazda is $101/mo. With a difference of 5%, Mazda cars are cheaper to insure than average. 

Does Mazda have their own car insurance?

No, Mazda doesn’t offer their own car insurance. However, Mazda Financial Services offers its drivers the option to sign up for Mazda Protection Products and Guaranteed Auto Protection. These plans offer roadside assistance, substitute transportation, and travel protection with lodging. 

How much does Mazda insurance cost?

How much each driver pays for car insurance will vary, but the average cost to insure a Mazda vehicle is $101/mo.

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