- It costs more to insure a Mercedes-Benz GLB than the average SUV.
- Full coverage for a GLB normally averages around $213 per month, while liability only car insurance rates come in at about $85.
- The cheapest auto insurance carrier for a GLB is Kemper, who offers liability only coverage for sometimes as low as $45 a month, on average.
In This Article
With 2021 models starting at $38,050, the Mercedes-Benz GLB is a great budget-friendly SUV for drivers of all types. There are three different trim levels currently offered, so you'll drive off the dealership lot in style.
Based on analyzing thousands of insurance quotes from Compare.com, we've found that Mercedes-Benz GLB car insurance prices run around $195 per month, on average. Compared to other vehicles in the market, how do GLB insurance premiums stack up?
|Current Base Price||$38,050|
|Trim Levels||AMG 35 4MATIC, 250, 250 4MATIC|
|Average Insurance Premium||$195/mo.|
|Cheapest Insurance Company||Kemper|
How Much is Car Insurance for a Mercedes-Benz GLB?
|Vehicle||Liability Only||Full Coverage|
|All Mercedes-Benz Models||$78||$193|
|Average Insurance Premium||$81||$169|
Based on the table above, when you compare the Mercedes-Benz GLB to other vehicles, insurance rates are higher than average. GLB drivers typically pay about $213 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $85 monthly for liability only insurance (find out more about the difference with our guide "State Minimum vs. Full Coverage").
Compared to other models, the GLB is more expensive, with prices around 10% higher than Mercedes-Benz's other vehicle offerings. Compared to SUV offerings from other brands, car insurance for a GLB is similarly on the expensive side, with liability only insurance rates coming in about $5 more and $62 more for full coverage.
Overall, they're just more expensive to insure than the average vehicle, regardless of which body style, model, or make you compare it to.
Who has the Cheapest Car Insurance for a Mercedes-Benz GLB?
|Insurance Company||Average Monthly Premium|
Searching for an auto insurance policy for your Mercedes-Benz GLB? You might want to know which company offers the cheapest premiums. Although premiums can fluctuate significantly depending on your driver profile, the most affordable average rates for liability only insurance are as cheap as $42 per month from Mercury. The runner up for lowest rates is Kemper, with auto insurance policies starting sometimes as little as $45 a month.
DirectGeneral, Esurance, and Amica round out the rest of the top 5 list. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.
After all, car insurance companies look at a range of variables when calculating premiums, so your results might be different. The only way to guarantee you'll find the cheapest rates is to compare quotes from an array of auto insurance carriers.
What Factors Affect Car Insurance Rates for a Mercedes-Benz GLB?
There are a whole bunch of things that insurance companies use to decide how much to charge for a policy -- and every carrier weighs different variables more heavily than others, so there's not just one company that's the most affordable for each GLB owner.
The sections below show many factors car insurance carriers use to choose rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$85|
|2-3 Years||Not Enough Data|
|4-5 Years||Not Enough Data|
|6-7 Years||Not Enough Data|
|8-10 Years||Not Enough Data|
|11-14 Years||Not Enough Data|
|15 Years or Older||Not Enough Data|
Because the Mercedes-Benz GLB has only been around for one model year, vehicle age won't affect your cost in the same way it might for other vehicles. Typically, it costs more to insure newer cars because they're worth more, but as they age, insurance costs will gradually get lower.
According to the table above, GLB prices are $85 monthly, on average.
|Age||Average Monthly Premium|
How old you are plays a role in how much auto insurance companies will charge you. Because the Mercedes-Benz GLB is pretty new to the market, we're just starting to collect data on how age is affecting insurance premiums. So far, based on the table above, younger GLB drivers have cheaper prices than those with more experience on the road.
Insurance prices continue to go down as you get older, with the cheapest age group for GLB drivers being 35-44.
|Gender||Average Monthly Premium|
Because women are less likely to get into accidents and get speeding tickets, they have a decreased chance of filing a claim with insurance. So, insurance carriers will tend to offer women more affordable rates. Surprisingly, when it comes to GLB drivers specifically, women pay around $1 more than men a month for auto insurance.
Where You Live
|State||Average Monthly Premium|
You were probably already aware that things such as how old you are and what vehicle you drive play a role in your car insurance premiums, but did you know that where you live has just as much of an impact? Auto insurance is regulated on the state level rather than nationally, so prices shift quite a bit from state to state.
Because the GLB is a relatively new vehicle, our data sets are somewhat limited. Even so, you can see in the table above that Georgia has rates that are more expensive than other states.
Mercedes-Benz GLB Car Insurance Discounts
Regardless of your age, your home state, or your car, it's always in your best interest to take advantage of as many insurance discounts as possible when shopping around for a policy.
While no two car insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:
- Multi-policy discounts for getting both your home and auto policies from the same insurance carrier
- Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
- Pay-in-full discounts for agreeing to pay your entire policy premium up front, rather than by monthly payments
- Multi-car discounts for having several vehicles on your auto policy
These are just a few of the discounts insurance carriers offer, and sometimes, it's actually having a good record when it comes to both auto insurance and driving that get you the lowest rates.
Of course, you can't control every single aspect of your car insurance profile (like some of the factors we mentioned above), but there is quite bit in your control. Below are just a few of the ones you can use to your favor when it comes to saving cash:
Your Driving Record
|Infractions||Average Monthly Premium|
|1 Ticket||Not Enough Data|
|Multiple Tickets||Not Enough Data|
You've almost certainly heard ads from insurance companies offering large discounts for responsible drivers. And you probably wouldn't be surprised that your auto insurance rates will get higher if you get tickets or get into an accident. But exactly how much will these infractions cost you?
Unfortunately, we don't have enough data on file for Mercedes-Benz GLB drivers specifically, since it is a relatively new vehicle. However, we'll have a better idea of how much infractions will cost GLB owners when it comes to car insurance as we see more and more of these on the road.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
The amount of miles you drive plays a big role in your insurance premiums. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll usually get more affordable prices. Since the Mercedes-Benz GLB is a new SUV, our data is relatively limited, so we don't yet know how much annual driving distance will affect rates. So far, the most expensive rates are offered to drivers who drive 7,500 - 10,000 miles per year.
But if you drive less often than the average driver or work from home, you might consider learning about usage-based or pay-per-mile auto insurance policies. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.
How Do Mercedes-Benz GLBs Compare to Other Vehicles?
If you're considering buying a Mercedes-Benz GLB, it can pay off to do your homework. Car insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth considering.
Take a look at the table below to see how the Mercedes-Benz GLB stacks up:
|Mercedes-Benz GLB||National Average|
|Full Coverage Insurance||$184||$169|
|Average Annual Mileage||8,000||11,617|
Overall, the Mercedes-Benz GLB has an average MSRP and is on par with the going rate for a new vehicle. The GLB's $46,296 base MSRP is right on trend with the national average of $38,050.
But while the purchase price runs about average, insurance prices are slightly cheaper when compared to the rest of the vehicle market. Full coverage insurance for a Mercedes-Benz GLB is about $15 per month more than average, while liability only coverage is more than $30 less a month.
When it comes to usage, Mercedes-Benz GLB owners drive fewer miles annually than the national average, with 8,000 miles every year compared to 11,617 for all vehicles.
Mercedes-Benz GLB Car Insurance Costs by Model Year
You've seen how different variables can affect how much the average driver pays for auto insurance. If you're considering buying a new GLB, knowing what you can expect to pay can be extremely helpful as you weigh your options.
2021 Mercedes-Benz GLB Car Insurance
|Liability Only Avg. Premium||$45|
|Full Coverage Avg. Premium||$184|
|Cheapest Insurance Company||Amica - $40/mo.|
|Available Trims||250, 250 4MATIC, AMG 35 4MATIC|
2021 GLB drivers can expect to pay an average of $45 per month for liability or $184 for full coverage.
With premiums as low as $40 monthly, Amica offered the cheapest policy we found for the 2021 Mercedes-Benz GLB.
While these are good estimates of what the average driver might pay to insure a 2021 Mercedes-Benz GLB, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
2020 Mercedes-Benz GLB Car Insurance
|Liability Only Avg. Premium||$93|
|Full Coverage Avg. Premium||$222|
|Cheapest Insurance Company||SafeAuto - $29/mo.|
|Available Trims||250, 250 4MATIC|
It costs around $93 per month for liability or $222 for a full coverage policy for the 2020 Mercedes-Benz GLB.
Looking for the most affordable policy? SafeAuto offered liability only coverage for sometimes as cheap as $29 monthly.
What will your auto insurance rate be? Just enter your ZIP code below to get lots of personalized quotes for free.
Mercedes-Benz GLB Insurance FAQs
Is a Mercedes-Benz GLB expensive to insure?
Liability insurance runs an average of $85 a month, while full coverage will cost you around $213. Compared to the national average of all SUVs, prices come in on the more expensive end of the spectrum.
How can I get the best price on car insurance for my Mercedes-Benz GLB?
The only way to make sure you're getting the lowest price on insurance is to check prices regularly and compare quotes from lots of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a whole range of companies at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.
Does the color of my Mercedes-Benz GLB affect my insurance prices?
Have you heard that it is more expensive to insure red cars that silver or white vehicles before? Well, that's just a myth. Even though there are a variety of factors car insurance carriers consider when they calculate your premiums, your GLB's color is not factored into that equation.
Do I need to have insurance before I buy a Mercedes-Benz GLB?
Before you can legally drive your new (or new to you) vehicle off the dealership lot, you'll need to have valid insurance for it. Some dealerships will offer you a car insurance policy as part of the buying process, but the best thing to do when buying a a new SUV is to talk with your car insurance company before you buy.
What car insurance discounts can I get for my Mercedes-Benz GLB?
There are a range of different discounts out there when it comes to auto insurance. Many of them (like "safe driver discounts" and "multi-policy discounts") are based less on your Mercedes-Benz GLB and more on you, but if your GLB has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. The only way to find out is to contact your insurance carrier and ask about which discounts they offer, since they change quite a bit from company to company.