Mercedes-Benz GLE Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Mercedes-Benz GLE is more expensive to insure compared to the average SUV.
• Liability car insurance for a GLE runs around $92 a month, while full coverage generally comes in at about $187.
• Workmens is the most affordable insurance carrier for a GLE.

GLE Overview

The Mercedes-Benz GLE is a high-end car for drivers with extra room in their budgets, with a base price of $54,750 for 2022 models. There are four different trim levels currently available, so there's something there for every driver.

We combed through thousands of auto insurance quotes on Compare.com, and we've found that Mercedes-Benz GLE car insurance premiums are around $183 monthly, on average. Where does that fall compared to the rest of the market?

How Much is Car Insurance for a Mercedes-Benz GLE?

If you look at the table above, you'll find that when you compare the Mercedes-Benz GLE to other vehicles, insurance prices are above average. GLE drivers normally pay about $187 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $92 monthly for liability only insurance (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about these different types of insurance).

Compared to other models, the GLE is on par with the other vehicles in Mercedes-Benz's lineup. Compared to SUV offerings from other brands, insurance for a GLE is similarly on the expensive side, with liability only insurance rates coming in around $12 more and $36 more for full coverage.

Overall, they're just more expensive to insure than the average vehicle, no matter which body style, make, or model you compare it to.

Who has the Cheapest Car Insurance for a Mercedes-Benz GLE?

Browsing for a car insurance policy for your Mercedes-Benz GLE? You probably want to know which company offers the lowest prices. Although premiums can differ pretty dramatically depending on your driver profile, the cheapest average rates for liability only insurance are as little as $20 a month from Mile Auto. The next lowest carrier is MetroMile, who offers auto insurance as low as just $39 per month.

The third, fourth, and fifth companies on the list are Encompass, Hugo, and MetLife. That being said, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Mercedes-Benz GLE.

After all, your results might be different, since insurance companies look at lots of different things when calculating premiums. There's only one way to make sure you find the cheapest possible rates, and that's by pulling quotes from a lot of car insurance carriers.

What Factors Affect Car Insurance Rates for a Mercedes-Benz GLE?

There are several variables that auto insurance companies consider to decide how much they charge -- and every company uses a different algorithm, so there's not just one carrier that's the lowest for each driver.

Here are just a few of the factors car insurers will look at, with individual breakdowns of how each one affects your rates:

Vehicle Age

The Mercedes-Benz GLE has been around for a while -- that means vehicle age will likely make a difference in what you end up paying for car insurance. Generally, newer cars are going to cost more to insure because they're worth more, however, as time goes on and GLEs begin to depreciate, insurance costs will gradually go lower.

Based on the information in the table above, the Mercedes-Benz GLE is not quite in line with this trend, as the most expensive models to insure are those that are 8 to 10 years old, while the cheapest GLEs are 4 to 5 years old, on average.

Your Age

Age is another variable that makes a big difference in how much you pay for auto insurance. As you can see in the table above, older GLE drivers pay less for insurance compared to young drivers. Mercedes-Benz GLE drivers under 18 actually pay more than twice as much as those 25 or older.

Car insurance prices continue to go down as you get older, with drivers aged 55-64 making up the cheapest age group for the GLE.

Your Gender

Because women are less likely to get speeding tickets and get into accidents, they have a decreased chance of filing a claim with insurance. So, insurance carriers will tend to offer women more affordable prices. When it comes to GLE drivers specifically, men pay about 1% more than women monthly for auto insurance.

Where You Live

It may seem like common sense that variables like what vehicle you drive and how old you are play a role in your insurance rates, but you may not realize that where you live has just as much of an impact. Because car insurance is regulated on a state-by-state basis, premiums can vary quite a bit from state to state.

For example, the average Mercedes-Benz GLE owner from New York pays around $185 a month for liability coverage. Meanwhile, the same Californian driver will pay less than 50% of that price, on average.

Mercedes-Benz GLE Car Insurance Discounts

No matter what state you call home, what vehicle you drive, or how old you are, it's always the smart move to take advantage of as many auto insurance discounts as possible when shopping around for a policy.

Even though all car insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include discounts like:

• Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
• Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
• Multi-policy discounts for using the same insurance company for both your home and auto insurance
• Pay-in-full discounts for drivers who choose to pay their entire policy premium at once, rather than in monthly installments

These discounts are great, but sometimes, it's actually your driving history and insurance profile that get you the best rates.

Although you can't control every single aspect of your insurance profile (like some of the pieces we mentioned above), there is quite a bit that you can control. Below are just a few of the ones you can use to your advantage in order to save money on auto insurance:

Your Driving Record

You've most likely seen ads from car insurance companies promoting hefty savings for good drivers. It follows that your insurance prices will go higher if you get into an accident or get tickets for speeding. But you still might be left wondering exactly how much collisions and moving violations will cost you.

You can tell from the table above that accidents will usually cost GLE drivers more than tickets, but both will result in higher than normal rates. Mercedes-Benz GLE drivers with one ticket will pay an average of $84 per month, while drivers with a single accident on their record pay about $137 a month (up $45 from the $92/mo. overall average). The rates only go up the more accidents you have or tickets you get.

How Much You Drive

Another factor that affects your car insurance rates is the total amount of miles you drive. Drivers who are on the roads less are less likely to get speeding tickets, so they'll typically end up spending less on insurance. In the above table, you can see that Mercedes-Benz GLE owners who drive 10,000 miles or more pay $135 for auto insurance, while those who drive fewer than 2,500 miles every year pay an average of $78 monthly.

If you drive less often than the average driver or work from home, you might consider a usage-based or pay-per-mile car insurance policy. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Mercedes-Benz GLEs Compare to Other Vehicles?

If you're considering buying a new vehicle and a Mercedes-Benz GLE is on your shortlist, you might be wondering how it compares to other cars. Insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth taking into consideration.

Review the table below to see how the Mercedes-Benz GLE stacks up:

As you can see, the Mercedes-Benz GLE is pretty much in line with the average vehicle price here in the U.S. The GLE comes in at $54,750, close to the national average vehicle MSRP of $46,192.

Full coverage insurance for a Mercedes-Benz GLE is about $28 a month cheaper than average, while liability only coverage is a month.

However, it is worth noting that the GLE drivers tend to use their cars less than the average American driver, with only 9,329 annual miles for the average owner.

Mercedes-Benz GLE Car Insurance Costs by Model Year

You've seen how different things can affect how much you might pay for auto insurance. If you're thinking about buying a new vehicle and the GLE is one you're considering, knowing what you can expect to pay can be extremely helpful as you weigh your options and compare it to other vehicles on your shortlist.

2021 Mercedes-Benz GLE Car Insurance

On average, drivers who own a 2021 GLE can expect to pay $71 to $215 monthly for liability only and full coverage car insurance, respectively.

We found Mercury offered the most affordable policy, with rates as low as $34 per month.

Interested in what your insurance rate could look like? All you need to do is enter your ZIP code below and you'll be on your way to comparing a bunch of personalized quotes from the nation's top insurance carriers.

2020 Mercedes-Benz GLE Car Insurance

You can expect full coverage for a 2020 Mercedes-Benz GLE to run around $213 a month, while liability only coverage will average about $102 per month.

Amica offered the lowest policy we found, with rates as little as just $29 a month.

If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.

2019 Mercedes-Benz GLE Car Insurance

The average cost to insure a 2019 GLE with liability only coverage is $89 monthly, while full coverage runs around $233 a month.

Clearcover has premiums sometimes as low as $27 monthly for the 2019 Mercedes-Benz GLE.

While these are good estimates of what the average driver might pay to insure a 2019 Mercedes-Benz GLE, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

2018 Mercedes-Benz GLE Car Insurance

It costs about $116 per month for liability or $210 for a full coverage policy for the 2018 Mercedes-Benz GLE.

Looking for the most affordable policy? Mercury offered liability only coverage for sometimes as little as $34 a month.

Want something more accurate than national averages? Enter your ZIP code below to get a variety of free personalized quotes.

2017 Mercedes-Benz GLE Car Insurance

2017 GLE drivers can expect to pay an average of $94 per month for liability or $185 for full coverage.

With premiums as cheap as $20 monthly, Mile Auto offered the cheapest policy we found for the 2017 Mercedes-Benz GLE.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

2016 Mercedes-Benz GLE Car Insurance

The average cost to insure a 2016 Mercedes-Benz GLE with liability only coverage is $81 a month, while full coverage runs around $172 per month.

With rates as cheap as just $24 monthly, MetLife offered the lowest policy we found.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

2015 Mercedes-Benz GLE Car Insurance

On average, drivers who own a 2015 GLE can expect to pay $63 to $135 per month for liability only and full coverage auto insurance, respectively.

If you're looking for the cheapest possible 2015 Mercedes-Benz GLE insurance policy, Elephant offered the cheapest policy we found, with rates sometimes as cheap as $33 monthly.

Want to find the most affordable rates? Just enter your ZIP code below to get multiple free customized quotes.

2014 Mercedes-Benz GLE Car Insurance

It costs about $100 a month for liability or $147 for a full coverage policy for the 2014 Mercedes-Benz GLE.

MetroMile has prices as little as just $22 per month for the 2014 Mercedes-Benz GLE.

If you want to know exactly how much you can expect to pay for your GLE, just enter your ZIP code below and get free quotes in minutes.

2013 Mercedes-Benz GLE Car Insurance

You can expect full coverage for a 2013 GLE to run around $145 a month, while liability only coverage will average about $161 monthly.

We found Sun Coast offered the lowest policy, with rates as cheap as just $46 per month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

Mercedes-Benz GLE Insurance FAQs

Is a Mercedes-Benz GLE expensive to insure?

Liability insurance runs an average of $92 monthly, while full coverage will cost you around $187. It costs more to insure a Mercedes-Benz GLE when compared to the average vehicle.

How can I get the best price on car insurance for my Mercedes-Benz GLE?

The only way to be sure you're getting the cheapest price on car insurance is to regularly shop around and compare quotes from many companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a whole range of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Mercedes-Benz GLE affect my insurance prices?

Have you heard the old adage that red cars cost more to insure before? Well, that's actually a myth. There are lots of factors insurance companies examine when they decide your auto insurance premium, but the color of your car is not factored into that equation.

Do I need to have insurance before I buy a Mercedes-Benz GLE?

You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) Mercedes-Benz GLE off the dealership lot. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a an SUV is to talk with your car insurance company beforehand.

What car insurance discounts can I get for my Mercedes-Benz GLE?

There are a ton of discounts out there for insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are based less on your vehicle and more on you, but if your GLE has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. To learn more about which discounts you might qualify for, get in touch with your insurance carrier and ask about which discounts they offer, since they shift quite a bit from carrier to carrier.