- A Mitsubishi Outlander is more expensive to insure than the average SUV.
- Full coverage for an Outlander typically averages around $167 per month, while liability only insurance rates come in at about $90.
- AmericanAlliance is the lowest car insurance carrier for an Outlander.
In This Article
With base prices starting at just $22,784 for new 2022 models, the Mitsubishi Outlander is a great budget-friendly SUV for drivers of all types. There's a Outlander for every driver, with a choice of seven different trim options.
We sifted through thousands of auto insurance quotes on Compare.com, and we've determined that average Mitsubishi Outlander insurance prices run around $173 a month. Where does that fall compared to the rest of the market?
|Current Base Price||$22,784|
|Trim Levels||ES, SE, SEL/LE/GT, ES/LE/BE, GT, SEL, ES/LE/BE/SE|
|Average Insurance Premium||$173/mo.|
|Cheapest Insurance Company||AmericanAlliance|
How Much is Car Insurance for a Mitsubishi Outlander?
|Vehicle||Liability Only||Full Coverage|
|All Mitsubishi Models||$87||$179|
|Average Insurance Premium||$81||$169|
Looking at the table above, you can see that car insurance premiums for a Mitsubishi Outlander are about average compared to other vehicles on the road. Outlander drivers normally pay around $167 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $90 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).
When you compare it to other models, the Outlander is slightly less expensive, with prices more than 5% lower than the other vehicle types offered by Mitsubishi. But compared to other vehicles of a similar body style, Outlander coverage is above average, with both full coverage and liability only insurance averaging more expensive rates than other SUVs.
When compared to all vehicles of any body type, the Outlander has higher prices than average for both full coverage and liability only insurance.
Who has the Cheapest Car Insurance for a Mitsubishi Outlander?
|Insurance Company||Average Monthly Premium|
Shopping around for a car insurance policy for your Mitsubishi Outlander? You most likely want to know which company offers the most affordable premiums. While premiums can change quite significantly from driver to driver, the cheapest average rates for liability only insurance are sometimes as little as $28 per month from AnswerFinancial. The runner up for most affordable rates is StateAuto, with auto insurance policies starting sometimes as low as $32 monthly.
Completing the top 5 companies are Aspire, Ohio Mutual, and AnchorGeneral. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.
Insurance carriers use a variety of different things and complex formulas to calculate premiums. By pulling quotes from a bunch of insurance companies at once, you can be confident you're finding the lowest rate.
What Factors Affect Car Insurance Rates for a Mitsubishi Outlander?
There are quite a few variables that car insurance carriers examine to decide how much they charge you -- and every carrier uses a different method, so there's not just one company that's the cheapest for each Outlander owner.
The sections below show a whole bunch of factors auto insurance companies use to determine rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$97|
|15 Years or Older||$82|
The Mitsubishi Outlander has been around for a while, so vehicle age may play a role in what you end up paying for insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as cars age, insurance costs will gradually get lower.
Based on the above table, the Mitsubishi Outlander follows this trend, as the cheapest models to insure are those that are 15 years old or more, while the most expensive models are Outlanders that are 1 year old or less, on average.
|Age||Average Monthly Premium|
Age is another variable that plays a big role in how much you pay for auto insurance. As you can see in the table above, those who have more experience pay less for car insurance compared to young Outlander drivers. Mitsubishi Outlander drivers under 18 actually pay $65 more than those 25 or older.
Auto insurance prices continue to decrease as you get older, with the cheapest age group being 55-64 for Outlander drivers.
|Gender||Average Monthly Premium|
Because women are less likely to get speeding tickets and get into accidents, they have a decreased chance of filing a claim with insurance. So, women usually pay less for insurance than men. The Mitsubishi Outlander sticks to the norm, where women pay about $8 less than men a month for auto insurance.
Where You Live
|State||Average Monthly Premium|
You may think it's obvious that variables like how old you are and what vehicle you drive play a role in your car insurance rates, but you may not realize that where you live can matter just as much. Because auto insurance is regulated on the state level and not nationally, prices differ quite a bit from state to state.
For example, the average Mitsubishi Outlander driver from New York pays around $227 per month for liability coverage, while the same Californian owner will pay only 25% of that price, on average. The table referenced above shows average rates for the 10 largest states by population, just to give you a good idea of how much premiums can change from state to state.
Mitsubishi Outlander Car Insurance Discounts
No matter what state you live in, how old you are, or what car you drive, using as many discounts as possible when it comes to your insurance policy is always a good idea.
While no two car insurance carriers offer the same exact discounts, there are a few different ones that you'll find with most companies. These include discounts like:
- Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like air bags or anti-lock brakes)
- Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
- Multi-policy discounts for using the same insurance carrier for both your home and auto insurance
- Pay-in-full discounts for drivers who choose to pay their entire policy premium up front, rather than by monthly payments
While taking advantage of discounts is always a smart way to save money on your auto insurance, sometimes, the best way to get great rates is to work on your overall insurance profile.
While you can't control every single aspect of your insurance profile (like some of the pieces we mentioned above), you can influence some of it. Below are just a few of the ones you can use to your favor when it comes to saving cash:
Your Driving Record
|Infractions||Average Monthly Premium|
It's no secret that car insurance carriers offer the most affordable prices to drivers with clean records. And you probably wouldn't be surprised that if you get a speeding ticket or get into a collision, auto insurance rates will go up. But exactly how much is it going to cost you for these infractions?
As you can tell from the table above, accidents will usually cost Outlander drivers more than tickets, but both will result in above average rates. Mitsubishi Outlander drivers with one accident on their record pay about $114 a month (up $24 from the $90/mo. overall average), while drivers with a single ticket will pay an average of $91 a month. The rates only increase the more collisions you have or tickets you get.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
The total amount of miles you drive plays a role in your car insurance premiums. Those who are on the roads less are less likely to get into accidents, so they'll generally get lower rates. Above, you can see that Mitsubishi Outlander owners who drive more than 10,000 miles per year pay about $85 monthly for insurance, while those who put less than 2,500 miles on their cars pay $95.
But if you're one of those drivers who don't put very many miles on your Mitsubishi Outlander each year, you might consider learning about usage-based or pay-per-mile auto insurance policies. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.
How Do Mitsubishi Outlanders Compare to Other Vehicles?
If you're considering purchasing a Mitsubishi Outlander, you're probably wondering how it compares to other vehicles. Car insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth considering.
Visit the table below to see how the Mitsubishi Outlander compares:
|Mitsubishi Outlander||National Average|
|Full Coverage Insurance||$158||$169|
|Average Annual Mileage||12,163||11,617|
With an MSRP that's less than half of the going rate for a new vehicle, the Mitsubishi Outlander is a fantastic value when it comes to price. While the national average vehicle price is $46,192, the Outlander comes in at just $22,784.
Full coverage insurance for a Mitsubishi Outlander is about $11 a month cheaper than average, while liability only coverage is $5 higher per month.
When it comes to usage, Mitsubishi Outlander drivers are pretty close to the national average in annual miles driven, with 12,163 miles every year compared to 11,617 for all vehicles.
Mitsubishi Outlander Car Insurance Costs by Model Year
We've gone over many of the factors that can have an impact on how much the average driver pays to insure a Mitsubishi Outlander. If you're considering purchasing a new Outlander, having a good idea of exactly how much you'll pay can be helpful as you consider your options.
2022 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$86|
|Full Coverage Avg. Premium||$158|
|Cheapest Insurance Company||Kemper - $62/mo.|
|Available Trims||ES, ES/LE/BE, ES/LE/BE/SE, GT, SE, SEL, SEL/LE/GT|
If you're in the market for a brand new Mitsubishi Outlander, you've got plenty of options. With a base price of $22,784, the 2022 Outlander is offered in seven different trim levels, which means you'll have your pick of the best styles.
The average 2022 Mitsubishi Outlander normally costs around $158 a month for full coverage and $86 monthly for a liability only policy. And if you want the most affordable insurance possible, Kemper offers liability only policies for as cheap as $62 per month.
Although this gave you a good idea of what the average 2022 Outlander will cost to insure, you'll never know exactly how much you'll pay without getting a personalized quote. With Compare.com, you can get several quotes at once, all for free. Just enter your ZIP code below, answer a few questions, and you'll be unlocking your best rates in minutes.
2021 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$97|
|Full Coverage Avg. Premium||$186|
|Cheapest Insurance Company||Gainsco - $43/mo.|
|Available Trims||ES/LE/BE, ES/LE/BE/SE, FE/SEL/LE/GT, GT, SE|
If you're looking to buy a 2021 Outlander or already own one, you can expect an average insurance rate of about $97 for liability or $186 for full coverage.
And if you're just looking for the cheapest auto insurance for your Outlander, Gainsco offers liability only policies for as little as $43 a month.
While these are good estimates of what the average driver might pay to insure a 2021 Mitsubishi Outlander, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
2020 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$102|
|Full Coverage Avg. Premium||$185|
|Cheapest Insurance Company||Mile Auto - $25/mo.|
|Available Trims||ES, ES/SE/SP, ES/SP, GT, SE/GT, SE/SEL/LE, SEL/GT/FE|
It costs around $102 per month for liability or $185 for a full coverage policy for the 2020 Outlander.
We found Mile Auto offered the lowest policy, with rates sometimes as cheap as $25 monthly.
If you want to know exactly how much you can expect to pay for your Outlander, just enter your ZIP code below and get free quotes in minutes.
2019 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$102|
|Full Coverage Avg. Premium||$195|
|Cheapest Insurance Company||Safeco - $25/mo.|
|Available Trims||ES, ES/LE/SP, ES/SE/LE/SP, GT, SE/GT, SE/SEL/LE, SEL/GT|
You can expect full coverage for a 2019 Mitsubishi Outlander to run about $195 a month, while liability only coverage will average around $102 per month.
If you're looking for the most affordable 2019 Mitsubishi Outlander insurance policy, Safeco offered the cheapest policy we found, with rates as cheap as just $25 monthly.
Interested in exactly how much you'll pay? Get a variety of personalized quotes for free by just entering your ZIP code below.
2018 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$87|
|Full Coverage Avg. Premium||$183|
|Cheapest Insurance Company||MetroMile - $21/mo.|
|Available Trims||ES, ES/SE/LE, GT, SE/GT, SE/SEL/LE, SEL, SEL/GT|
2018 Outlander drivers can expect to pay an average of $87 a month for liability or $183 for full coverage.
MetroMile has rates as low as just $21 monthly for the 2018 Mitsubishi Outlander.
And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.
2017 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$120|
|Full Coverage Avg. Premium||$188|
|Cheapest Insurance Company||Commonwealth Casualty - $18/mo.|
|Available Trims||ES, ES/SE, GT, SE/SEL, SEL, SEL/GT|
The average cost to insure a 2017 Mitsubishi Outlander with liability only coverage is $120 per month, while full coverage runs about $188 a month.
Commonwealth Casualty offered the most affordable policy we found, with rates as little as just $18 per month.
If you want to know just how much your price will be, get free quotes in minutes by just entering your ZIP code below.
2016 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$87|
|Full Coverage Avg. Premium||$165|
|Cheapest Insurance Company||Shelter Mutual - $26/mo.|
|Available Trims||ES, ES/SE, GT, SE/SEL, SEL/GT|
On average, drivers who own a 2016 Outlander can expect to pay $87 to $165 monthly for liability only and full coverage insurance, respectively.
With prices as low as $26 per month, Shelter Mutual offered the cheapest policy we found.
Want something more accurate than national averages? Enter your ZIP code below to get lots of free customized quotes.
2015 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$95|
|Full Coverage Avg. Premium||$165|
|Cheapest Insurance Company||MetLife - $22/mo.|
|Available Trims||ES, GT, SE, SE/GT|
The average cost to insure a 2015 Mitsubishi Outlander with liability only coverage is $95 a month, while full coverage runs around $165 monthly.
Looking for the lowest policy? MetLife offered liability only coverage for as cheap as $22 per month.
These average premiums are a great starting point if you're in the market for a 2015 Mitsubishi Outlander, but there are a bunch of different things that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.
2014 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$75|
|Full Coverage Avg. Premium||$148|
|Cheapest Insurance Company||Liberty Mutual - $18/mo.|
|Available Trims||ES, GT, SE|
You can expect full coverage for a 2014 Outlander to run about $148 monthly, while liability only coverage will average around $75 a month.
With rates sometimes as low as $18 monthly, Liberty Mutual offered the most affordable policy we found for the 2014 Mitsubishi Outlander.
Interested in what your car insurance premium could look like? Just enter your ZIP code below to get multiple customized quotes for free.
2013 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$72|
|Full Coverage Avg. Premium||$146|
|Cheapest Insurance Company||MetroMile - $25/mo.|
|Available Trims||ES, GT, LE, SE|
It costs about $72 per month for liability or $146 for a full coverage policy for the 2013 Mitsubishi Outlander.
MetroMile has premiums as little as $25 a month for the 2013 Mitsubishi Outlander.
If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.
2012 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$94|
|Full Coverage Avg. Premium||$160|
|Cheapest Insurance Company||Hugo - $23/mo.|
|Available Trims||ES, GT, SE|
2012 Outlander drivers can expect to pay an average of $94 monthly for liability or $160 for full coverage.
Hugo offered the cheapest policy we found, with rates as low as just $23 a month.
If you want to know just how much your price will be, just enter your ZIP code below and get free quotes in minutes.
2011 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$84|
|Full Coverage Avg. Premium||$141|
|Cheapest Insurance Company||Mile Auto - $20/mo.|
|Available Trims||ES, GT, SE, XLS|
On average, drivers who own a 2011 Mitsubishi Outlander can expect to pay $84 to $141 per month for liability only and full coverage auto insurance, respectively.
With prices as low as $20 monthly, Mile Auto offered the most affordable policy we found for the 2011 Mitsubishi Outlander.
What will your car insurance rate be? Enter your ZIP code below to get several free personalized quotes.
2010 Mitsubishi Outlander Car Insurance
|Liability Only Avg. Premium||$80|
|Full Coverage Avg. Premium||$129|
|Cheapest Insurance Company||Elephant - $25/mo.|
|Available Trims||ES, GT, SE, XLS|
The average cost to insure a 2010 Outlander with liability only coverage is $80 a month, while full coverage runs around $129 per month.
Looking for the lowest policy? Elephant offered liability only coverage for sometimes as little as $25 a month.
While these are good estimates of what the average driver might pay to insure a 2010 Mitsubishi Outlander, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.
Mitsubishi Outlander Insurance FAQs
Is a Mitsubishi Outlander expensive to insure?
Liability insurance runs an average of $90 monthly, while full coverage will cost you around $167. Compared to the national average of all vehicles, premiums come in on the more expensive end of the spectrum.
How can I get the best price on car insurance for my Mitsubishi Outlander?
The only way to be confident you're getting the most affordable price on insurance is to regularly shop around and compare quotes from a wide array of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from numerous carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.
Does the color of my Mitsubishi Outlander affect my insurance rates?
You might have heard that it costs more to insure red cars than silver or white ones, but that's actually not the case. Even though there are many variables car insurance companies use when they decide how much to charge for a policy, your car's color isn't one of them.
Do I need to have insurance before I buy a Mitsubishi Outlander?
You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) Mitsubishi Outlander off the dealership lot. Some dealerships will offer you one during the purchase process, but it's best to let your auto insurance company know ahead of time.
What car insurance discounts can I get for my Mitsubishi Outlander?
You will find tons of discounts out there when it comes to insurance. Many of them (like "multi-vehicle discounts" and "pay-in-full discounts") are based less on your Outlander and more on you, but if your Outlander has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. You'll only know about which discounts you qualify for if you talk with your insurance agent and ask about their discounts, since they shift quite a bit from carrier to carrier.