A Toyota Supra costs more than most other cars to insure.
Full coverage for a Supra usually tends to be around $217 a month, while liability only insurance prices run about $77.
Safeco is the lowest auto insurance carrier for a Supra with a national average of just $73 monthly for liability only coverage.
In This Article
Based on thousands of car insurance quotes from Compare.com, we've found that Toyota Supra auto insurance premiums run around $200 per month, on average. But how does that fare against its competitors?
|Current Base Price||$51,540|
|Trim Levels||SUPRA, BASE/PREMIUM/CF EDITION|
|Average Insurance Premium||$200/mo.|
|Cheapest Insurance Company||Safeco|
How Much is Car Insurance for a Toyota Supra?
|Vehicle||Liability Only||Full Coverage|
|All Toyota Models||$79||$162|
|Average Insurance Premium||$81||$169|
In the table above, you'll see that Toyota Supra insurance rates are higher than average. Supra owners generally pay about $217 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $77 monthly for liability only insurance (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").
Comparing it to other models, the Supra is more expensive, with premiums around 34% higher than Toyota's other vehicle offerings. Compared to offerings from other brands, insurance for a Supra runs close to average, with full coverage insurance rates coming in at $40 higher than other cars and liability insurance prices at $6 cheaper.
Compared to all vehicles of any body type, full coverage premiums are more expensive for the Supra, but a liability only policy is on the slightly less expensive side.
Who has the Cheapest Car Insurance for a Toyota Supra?
|Insurance Company||Average Monthly Premium|
Shopping around for a car insurance policy for your Toyota Supra? You may be most interested in which company offers the cheapest rates. Although rates can fluctuate quite dramatically from policyholder to policyholder, the most affordable average rates for liability only insurance are as low as $37 a month from Hugo. The runner up for cheapest rates is SafeAuto, with car insurance policies starting sometimes as cheap as $49 monthly.
Apparent, Esurance, and Safeco round out the rest of the top 5 list. However, just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Toyota Supra.
After all, insurance carriers look at multiple different variables when calculating rates, so your results might be different. By reviewing quotes from a lot of car insurance companies at once, you can be confident you're finding the most affordable rate.
What Factors Affect Car Insurance Rates for a Toyota Supra?
There are multiple variables that auto insurance carriers consider to decide how much they charge for insurance -- and every carrier uses a different method, so there's not one company that's the cheapest for everyone.
Here are just a few of the factors car insurers will look at, with individual breakdowns of how each one affects your rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$78|
|2-3 Years||Not Enough Data|
|4-5 Years||Not Enough Data|
|6-7 Years||Not Enough Data|
|8-10 Years||Not Enough Data|
|11-14 Years||Not Enough Data|
|15 Years or Older||$76|
The Toyota Supra has been around for a while -- that means vehicle age can make a difference in what you end up paying for auto insurance. Usually, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Supras begin to depreciate, insurance costs will gradually go down.
Based on the information in the above table, the Toyota Supra is in line with this trend, as the most expensive models to insure are those that are 1 year old or less, while on average, the cheapest models are Supras that are 15 years old or more.
|Age||Average Monthly Premium|
|65 or Older||$45|
Age makes a significant difference in how much car insurance companies will charge. As you can see above, drivers who have more experience pay less compared to drivers who are under 18. Toyota Supra drivers under 18 actually pay $20 more than those 25 or older.
Insurance prices continue to decrease as you get older, with the cheapest age group being 35-44 for Supra drivers.
|Gender||Average Monthly Premium|
Because women are less likely to get into collisions and get tickets, they have a lower chance of filing a claim with insurance. So, insurance carriers will tend to charge women less than men. The Toyota Supra is no different, and men pay about 80% more than women per month for insurance. But, due to the limited amount of Supra data, this pricing may not be representative of the prices you may see.
Where You Live
|State||Average Monthly Premium|
You might already know that things such as how old you are and what vehicle you drive play a role in your car insurance rates, but did you know that where you live can matter just as much? Since auto insurance is regulated on the state level rather than nationally, prices can change quite a bit from state to state.
For example, Illinois has rates for Supra drivers that are cheaper than other states.
Toyota Supra Car Insurance Discounts
Regardless of where you live, how old you are, or what vehicle you drive, using as many discounts as possible when it comes to your car insurance is always important when shopping around for a policy.
While no two auto insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:
- Multi-policy discounts for getting both your home and auto policies from the same insurance carrier
- Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like air bags or anti-lock brakes)
- Pay-in-full discounts for drivers who choose to pay their entire policy price up front, rather than by monthly payments
- Multi-car discounts for insuring more than one of your vehicles with the same company
These discounts are great, but some of the best ways to save are just by having a good driving history and positive insurance profile.
While you can't control every single aspect of your insurance profile (like some of the factors we mentioned above), there is quite a bit of it that you can influence. Below are just a few of the variables you can use to your advantage in order to save on car insurance:
Your Driving Record
|Infractions||Average Monthly Premium|
You've almost certainly observed ads from auto insurance carriers promoting big savings for good drivers. And you probably wouldn't be surprised that your insurance premiums will go up if you get into an accident or get tickets for speeding. But you still might be left wondering exactly how much these infractions will cost you.
As you can tell, accidents will usually cost Supra drivers less than tickets, but both will result in higher than average rates. Toyota Supra drivers with one ticket will pay an average of $103 monthly, while drivers with a single accident on their record pay about $77 a month. The rates only increase the more tickets you get or collisions you have.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
The total amount of miles you drive plays a big role in your auto insurance prices. Those who drive less are less likely to get into collisions, so they'll typically end up spending less on insurance. Based on the table above, you can see that Toyota Supra owners who drive 10,000 miles or more pay $88 for car insurance, while those who drive fewer than 2,500 miles per year pay about $51 per month.
If you don't drive much because have a second vehicle or you work from home, you might consider choosing a usage-based or pay-per-mile insurance policy. With these policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.
How Do Toyota Supras Compare to Other Vehicles?
If you're considering buying a Toyota Supra, it can pay off to do your due diligence. Car insurance is just one cost that's associated with buying a new car, but it's guaranteed to be one that's worth taking into consideration.
Visit the table below to see how the Toyota Supra compares:
|Toyota Supra||National Average|
|Full Coverage Insurance||-||$169|
|Average Annual Mileage||8,626||11,660|
Full coverage insurance for a Toyota Supra is, while liability only coverage is $8 cheaper a month.
When it comes to usage, Toyota Supra drivers are far from the national average in annual miles driven, with 11,660 miles for all vehicles every year compared to the Supra's 8,626 each year.
Toyota Supra Car Insurance Costs by Model Year
We've walked through many of the things that can have an impact on how much the average driver pays to insure a Toyota Supra. If you're considering purchasing a new Supra, knowing what you'll likely pay for the specific car you're looking at can be helpful as you consider your options.
So we've decided to break down Toyota Supra car insurance premiums by model year. Find the model year you want in the dropdown to see average rates for both full coverage and liability only options, as well as some other helpful info, like cheapest insurance carrier, base price, and even available trims for each Supra model year.
2022 Toyota Supra Car Insurance
|Liability Only Avg. Premium||$73|
|Cheapest Insurance Company||Safeco - $73/mo.|
|Available Trims||BASE/PREMIUM/CF EDITION, SUPRA|
The average cost to insure a 2022 Supra with liability only coverage is $73 per month.
With rates as little as just $73 a month, Safeco offered the lowest policy we found.
Want to figure out exactly what you'll be asked to pay? Get a variety of personalized quotes for free by just entering your ZIP code below.
2021 Toyota Supra Car Insurance
|Liability Only Avg. Premium||$64|
|Full Coverage Avg. Premium||$226|
|Cheapest Insurance Company||Hugo - $19/mo.|
|Available Trims||BASE/PREMIUM/SPECIAL EDITION, SUPRA|
On average, drivers who own a 2021 Toyota Supra can expect to pay $64 to $226 monthly for liability only and full coverage auto insurance, respectively.
Hugo has premiums as cheap as just $19 per month for the 2021 Toyota Supra.
If you want to know exactly how much you can expect to pay for your Supra, get free quotes in minutes by just entering your ZIP code below.
2020 Toyota Supra Car Insurance
|Liability Only Avg. Premium||$146|
|Full Coverage Avg. Premium||$345|
|Cheapest Insurance Company||Elephant - $50/mo.|
|Available Trims||BASE/LAUNCH EDITION/PREMIUM|
It costs about $146 a month for liability or $345 for a full coverage policy for the 2020 Supra.
Looking for the most affordable policy? Elephant offered liability only coverage for as little as $50 monthly.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.
Toyota Supra Insurance FAQs
Is a Toyota Supra expensive to insure?
Liability insurance runs an average of $77 a month, while full coverage will cost you around $217. It costs more to insure a Toyota Supra when compared to the average vehicle.
How can I get the best price on car insurance for my Toyota Supra?
The only way to make sure you're getting the lowest price on car insurance is to check prices regularly and compare quotes from many companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from a whole range of carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.
Does the color of my Toyota Supra affect my insurance rates?
You've probably heard that it is more expensive to insure red cars that silver or white vehicles, but that's actually not the case. There are lots of factors insurance companies think about when they decide your auto insurance premium, but your Toyota Supra's color is not factored into that decision.
Do I need to have insurance before I buy a Toyota Supra?
Before you can legally drive your new (or new to you) vehicle off the dealership lot, you'll need to have valid insurance for it. Some dealerships will offer you one during the purchase process, but your best bet is letting your car insurance company know beforehand.
What car insurance discounts can I get for my Toyota Supra?
There are a ton of discounts out there when it comes to auto insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are based less on your car and more on you, but if your Supra has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to know for sure is to talk with your insurance agent and ask about which discounts they offer.