Volkswagen Tiguan Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs about the same to insure a Volkswagen Tiguan as the average SUV.
• Full coverage insurance for a Tiguan tends to be around $153 a month, on average, while liability only insurance generally comes in at about $80.
• AmericanAlliance is the cheapest car insurance carrier for a Tiguan.

Tiguan Overview

With new 2022 models starting at $25,995, the Volkswagen Tiguan is a great budget-friendly SUV for drivers of all types. You'll have your choice of four different trim levels, so there's a style for every driver.

We sifted through thousands of auto insurance quotes on Compare.com, and we've found that average Volkswagen Tiguan insurance premiums run around $146 per month. But how does that compare to other SUVs on the market?

How Much is Car Insurance for a Volkswagen Tiguan?

If you look at the table above, you'll find that Volkswagen Tiguan insurance prices are right about average compared to other vehicles on the road. On average, Tiguan drivers will pay around $153 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $80 per month for liability only insurance (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

When you compare it to other models, the Tiguan is slightly cheaper, with rates more than 5% lower than the other vehicle types offered by Volkswagen. But Tiguan insurance is more expensive than average when compared to other vehicles of a similar body style, with liability insurance premiums averaging exactly the same rates, but full coverage insurance prices coming in at $2 more than other SUVs.

Compared to all vehicles, regardless of model, make, or body style, full coverage rates are more affordable than average, but run about the same for liability only policies.

Who has the Cheapest Car Insurance for a Volkswagen Tiguan?

Browsing for an auto insurance policy for your Volkswagen Tiguan? You probably want to know which company offers the most affordable rates. Even though costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $19 per month from Ohio Mutual. The next lowest carrier is Aspire, who offers car insurance as low as $32 a month.

The third, fourth, and fifth companies on the list are Freedom, Mile Auto, and MetLife. That being said, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Volkswagen Tiguan.

Insurance companies use a lot of different factors and complex formulas to calculate premiums. By reviewing quotes from many auto insurance carriers at once, you can be confident you're finding the most affordable rate.

What Factors Affect Car Insurance Rates for a Volkswagen Tiguan?

There are numerous things that insurance companies look at to determine how much to charge you -- and every company weighs different attributes more heavily than others, so there's not one single carrier that's the cheapest for each driver.

The sections below show a multitude of variables car insurance carriers use to calculate rates:

Vehicle Age

The Volkswagen Tiguan has been around for a while, so vehicle age may play a role in what you end up paying for auto insurance. Usually, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and Tiguans begin to depreciate, insurance costs will gradually go down.

Based on the information in the above table, the Volkswagen Tiguan is an outlier, as the most expensive models to insure are those that are 4 to 5 years old, while on average, the cheapest Tiguans are 2 to 3 years old.

Your Age

Your age is another variable that plays a big role in how much insurance companies will charge you for a policy. Based on the information in the table above, drivers who have more experience have less expensive prices than the youngest drivers. Volkswagen Tiguan drivers under 18 actually pay more than twice as much as those 25 or older.

Auto insurance prices continue to go lower as you get older, with the cheapest age group for Tiguan drivers being 55-64.

Your Gender

Because women are less likely to get into accidents and get speeding tickets, they have a lower chance of filing a claim with insurance. So, insurance carriers will tend to offer women more affordable rates. Surprisingly, when it comes to Tiguan drivers specifically, men and women pay around the same rates per month for car insurance.

Where You Live

You were probably already aware that factors like what vehicle you drive and how old you are play a role in your auto insurance premiums, but you may not realize that where you live has just as much of an impact. Because insurance is regulated on a state-by-state basis, prices can fluctuate quite a bit depending on which state you're located in.

For example, the average Volkswagen Tiguan owner from New York pays about $167 a month for liability coverage, while on average, the same driver in California will pay less than 50% of that price. The table referenced above shows average rates for the top 10 most populous states, just to give you a good idea of how much premiums can change across states.

Volkswagen Tiguan Car Insurance Discounts

Regardless of your car, your home state, or your age, it's always the smart move to take advantage of as many car insurance discounts as possible.

Not every auto insurance company will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like air bags or anti-lock brakes)
• Defensive driving discounts for taking a defensive driving class from a certified school or institution
• Multi-policy discounts for using the same insurance carrier for both your home and auto insurance
• Pay-in-full discounts for agreeing to pay your entire policy price up front, rather than by monthly payments

These are just a few of the discounts insurance companies offer, and some of the best ways to save are just by having a positive insurance profile and good driving history.

Of course, you can't control every single aspect of your car insurance profile (like some of the variables we mentioned above), but there is quite a bit that you can control. Below are just a few of the things you can use in your favor in order to save money on insurance:

Your Driving Record

It's no secret that auto insurance carriers offer the lowest prices to drivers with a history of responsible driving. And you're probably not surprised to hear that your car insurance premiums will go higher if you get speeding tickets or get into a collision. But you're probably wondering exactly how much these infractions can cost you.

Based on the table above, accidents will usually cost Tiguan drivers more than tickets, but both will result in a raise in rates. Volkswagen Tiguan drivers with one ticket will pay an average of $89 monthly, while drivers with a single accident on their record pay about $97 each month (up $17 from the $80/mo. overall average). The rates only go up the more accidents you have or tickets you get.

How Much You Drive

Another factor that affects your insurance rates is how much you drive annually. Drivers who are on the roads less often have fewer opportunities to get into an accident, so they'll usually end up spending less on auto insurance. Based on the table above, you can see that Volkswagen Tiguan owners who drive between 5,000 and 7,500 miles every year pay about $71 per month for insurance, while those who put between 7,500 and 10,000 miles on their cars pay $82.

But if you drive a limited amount, you might consider getting a usage-based or pay-per-mile auto insurance policy. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

How Do Volkswagen Tiguans Compare to Other Vehicles?

If you're considering making a Volkswagen Tiguan your next SUV, you might be wondering how it compares to other vehicles. Car insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth considering carefully.

Check out the table below to see how the Volkswagen Tiguan stacks up:

Overall, the Volkswagen Tiguan is a great value when it comes to price, with an MSRP that's a third less than the going rate for a new vehicle. While the average vehicle price in the U.S. is $46,192, the Tiguan comes in at just $25,995.

Similarly, car insurance premiums run below average when compared to the rest of the vehicle market. Full coverage insurance for a Volkswagen Tiguan is around $70 a month cheaper than average, while liability only coverage is over $40 less a month.

When it comes to usage, Volkswagen Tiguan owners drive about the same amount annually as the national average, with 11,665 miles per year compared to 11,617 for all vehicles.

Volkswagen Tiguan Car Insurance Costs by Model Year

We've gone over many of the variables that can affect how much the average driver pays to insure a Volkswagen Tiguan. If you're considering buying a new Tiguan, knowing what you can expect to pay can be extremely helpful as you weigh your options and compare it to other vehicles on your shortlist.

2022 Volkswagen Tiguan Car Insurance

If you're looking for a brand new Volkswagen Tiguan, you've got options. With a base price of $25,995, the 2022 Tiguan is offered in four different trim levels, which means you'll have your pick of the best styles.

When it comes to auto insurance, the average 2022 Volkswagen Tiguan normally costs about $35 monthly to insure for liability only and $99 per month for full coverage. And if you want the cheapest insurance possible, Mile Auto offers liability only policies for sometimes as low as $35 a month.

While it's helpful to know how much the average driver pays for insurance, you'll never know exactly how much you'll pay without getting a personalized quote. Luckily, with Compare.com you can get quotes from lots of companies at once, all for free. To get started, simply enter your ZIP code below.

2021 Volkswagen Tiguan Car Insurance

If you're looking to buy a 2021 Tiguan or already own one, you can expect an average car insurance rate of around $171 for full coverage or $67 for a liability only policy.

And if you're just looking for the most affordable insurance for your Tiguan, Aspire offers liability only policies for sometimes as cheap as $22 monthly.

Want to find the lowest rates? Just enter your ZIP code below to get a variety of free personalized quotes.

2020 Volkswagen Tiguan Car Insurance

It costs about $88 per month for liability or $154 for a full coverage policy for the 2020 Tiguan.

If you're looking for the cheapest possible 2020 Volkswagen Tiguan insurance policy, Clearcover offered the cheapest policy we found, with rates as little as $26 a month.

If you want to know exactly how much you can expect to pay for your Tiguan, just enter your ZIP code below and get free quotes in minutes.

2019 Volkswagen Tiguan Car Insurance

The average cost to insure a 2019 Volkswagen Tiguan with liability only coverage is $84 monthly, while full coverage runs around $154 per month.

Commonwealth Casualty has prices as cheap as just $26 a month for the 2019 Volkswagen Tiguan.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

2018 Volkswagen Tiguan Car Insurance

On average, drivers who own a 2018 Tiguan can expect to pay $64 to $155 monthly for liability only and full coverage car insurance, respectively.

Looking for the most affordable policy? Ohio Mutual offered liability only coverage for as low as just $19 per month.

Want something more accurate than nationwide averages? Get several customized quotes for free by just entering your ZIP code below.

2017 Volkswagen Tiguan Car Insurance

You can expect full coverage for a 2017 Volkswagen Tiguan to run about $160 a month, while liability only coverage will average around $71 monthly.

With premiums sometimes as little as $18 per month, Mercury offered the lowest policy we found for the 2017 Volkswagen Tiguan.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

2016 Volkswagen Tiguan Car Insurance

2016 Tiguan drivers can expect to pay an average of $109 a month for liability or $173 for full coverage.

With rates as little as just $24 monthly, MetLife offered the most affordable policy we found.

If you want to know just how much your premium will be, get free quotes in minutes by just entering your ZIP code below.

2015 Volkswagen Tiguan Car Insurance

It costs about $72 per month for liability or $151 for a full coverage policy for the 2015 Volkswagen Tiguan.

Commonwealth Casualty offered the lowest policy we found, with rates as cheap as $22 monthly.

What will your auto insurance price be? Enter your ZIP code below to get multiple personalized quotes for free.

2014 Volkswagen Tiguan Car Insurance

The average cost to insure a 2014 Tiguan with liability only coverage is $77 a month, while full coverage runs around $152 per month.

We found Commonwealth Casualty offered the cheapest policy, with rates as low as just $17 monthly.

If you're looking for a more exact figure on what you should pay for car insurance for a 2014 Volkswagen Tiguan, you can get free quotes in minutes by just entering your ZIP code below.

2013 Volkswagen Tiguan Car Insurance

2013 Volkswagen Tiguan drivers can expect to pay an average of $62 a month for liability or $131 for full coverage.

With prices as cheap as just $22 monthly, Clearcover offered the most affordable policy we found.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

2012 Volkswagen Tiguan Car Insurance

You can expect full coverage for a 2012 Tiguan to run about $145 a month, while liability only coverage will average around $82 per month.

With premiums sometimes as cheap as $20 monthly, Elephant offered the lowest policy we found for the 2012 Volkswagen Tiguan.

Want to know just how much you'll pay? Enter your ZIP code below to get a variety of free personalized quotes.

2011 Volkswagen Tiguan Car Insurance

On average, drivers who own a 2011 Volkswagen Tiguan can expect to pay $80 to $134 a month for liability only and full coverage auto insurance, respectively.

Looking for the cheapest policy? Liberty Mutual offered liability only coverage for as little as just $20 per month.

While these are good estimates of what the average driver might pay to insure a 2011 Volkswagen Tiguan, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

2010 Volkswagen Tiguan Car Insurance

It costs about $92 monthly for liability or $165 for a full coverage policy for the 2010 Tiguan.

Mercury offered the most affordable policy we found, with rates as cheap as $16 per month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

Volkswagen Tiguan Insurance FAQs

Is a Volkswagen Tiguan expensive to insure?

Liability insurance runs an average of $80 a month, while full coverage will cost you around $153. The cost of insurance for the Volkswagen Tiguan is about on par with the average vehicle.

How can I get the best price on car insurance for my Volkswagen Tiguan?

The only way to be sure you're getting the cheapest price on car insurance is to check prices regularly and compare quotes from multiple carriers. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from a variety of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Volkswagen Tiguan affect my insurance premiums?

Have you heard the old adage that red cars cost more to insure than cars of other colors before? Well, that's actually not the case. Although there are lots of factors auto insurance carriers consider when they offer rates, the color of your Volkswagen Tiguan isn't one of them.

Do I need to have insurance before I buy a Volkswagen Tiguan?

Before you can legally drive your new (or new to you) Tiguan off the dealership lot, you'll need to have valid insurance for it. Some dealerships will offer you one during the purchase process, but the easiest thing to do is to let your car insurance company know beforehand.

What car insurance discounts can I get for my Volkswagen Tiguan?

You will find a ton of discounts out there for auto insurance. Many of them (like "safe driver discounts" and "multi-policy discounts") are based less on your vehicle and more on you, but if your Tiguan has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to find out which discounts you might get is to contact your insurance carrier and ask about their list of discounts, since they shift quite a bit from carrier to carrier.