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Janet Berry-Johnson, CPA, is a freelance writer with a background in accounting and income tax planning and preparation. She's been writing for Compare.com since 2023 and has also appeared on various business and finance sites, including LendingTree, Chime, Insurify, Forbes, and WSJ. She’s passionate about making complicated financial topics accessible to readers.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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Volkswagen Tiguan drivers pay an average of $101 per month for liability-only coverage and $187 for full coverage, according to Compare.com data. If you’re looking for cheap auto coverage, Mile Auto offers the lowest average rates, at just $73 per month.
The Tiguan is a compact SUV with good safety ratings and moderate repair costs, so its insurance rates tend to fall close to the national average.[1] [2] Certain factors, such as trim level and driving history, can affect your rates.
In the sections below, we break down Tiguan insurance costs by company, driver profile, and coverage level to help you find the best fit for your needs and budget.
Tiguan drivers pay an average of $144 per month for auto insurance.
Mile Auto, Travelers, and Certainly offer some of the cheapest car insurance rates for the Volkswagen Tiguan.
The 2023 Tiguan is the most expensive model year to insure, averaging $175 per month.
The cost of insuring your Volkswagen Tiguan depends mainly on the type of policy you buy. Liability-only coverage typically costs less but pays only for damage and injuries you cause to others. Full-coverage car insurance includes liability plus comprehensive and collision coverage, which protects your own vehicle.
The table below breaks down the average monthly costs of each policy type and compares them to the national average for all vehicles, according to our data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Volkswagen Tiguan | $101 | $187 | $144 |
| All vehicles | $107 | $197 | $152 |
On average, Tiguan drivers pay $101 per month for liability-only coverage and $187 for full coverage.
Below, we’ll look at how your insurance rate can change based on factors like your age, driving record, and more.
Comparing personalized quotes is the only way to find the best coverage.
No matter what the average looks like, there are ways to save on your Volkswagen Tiguan car insurance. Some insurance companies consistently offer lower rates for this compact SUV, depending on your driving history, location, age, and coverage needs.
We’ve broken down the five cheapest companies for the Tiguan in the table below.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $73 |
| Travelers | $79 |
| Certainly | $83 |
| Just Insure | $89 |
| Clearcover | $90 |
Mile Auto offers the cheapest coverage for Tiguan drivers, at just $73 per month. Keep in mind that these are averages, not guarantees. Your rate may be higher or lower, which is why it’s smart to compare quotes from several insurance companies before deciding.
Next, we’ll look at some of the best insurance companies for different groups of drivers.
When it comes to car insurance for your Volkswagen Tiguan, there’s no one-size-fits-all solution. The best company for you depends on more than just price. It also comes down to service quality, discounts, and how well the policy coverages fit your specific needs.
The companies below stand out based on a mix of affordable rates for Tiguan drivers, available coverage options, discount opportunities, and customer satisfaction ratings. Whether you’re a senior driver, a parent of teen drivers, or someone with a less-than-perfect driving record, this list can help narrow your options.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.4 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $64/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
Mile Auto is a usage-based insurance company that’s ideal for Tiguan drivers who don’t spend a lot of time behind the wheel. Instead of traditional pricing, Mile Auto calculates your premium based on actual miles driven, so it might be a great fit if you work from home, use public transportation, or drive infrequently.
Tiguan owners who drive less than 10,000 miles per year could see significant savings.
Only pay for the miles you drive
Simple, app-based mileage tracking
Limited availability by state
No discounts available
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm is a solid pick for Tiguan teen drivers. It offers multiple discounts tailored to young drivers, including savings for good grades, safe driving, and completing a driver training course. Teens who enroll in the company’s Steer Clear program can learn safe driving skills and may qualify for a discount after completing the program.
While it’s not always the cheapest, State Farm combines reasonable rates with teen-friendly perks that make it one of the best options in this category.
Generous student and teen driver discounts
Above-average customer satisfaction ratings[3]
May not be the cheapest option
No gap coverage available
| User Reviews | 3.8 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.2 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $179/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $233/mo |
Customers appreciate the pleasant customer service and AARP discounts but dislike the frequent price increases and complex payment process.
Customers appreciate the pleasant customer service and AARP discounts but dislike the frequent price increases and complex payment process.
The Hartford partners with AARP to offer policies specifically for drivers ages 50 and up, making it a top choice for senior Tiguan owners. Benefits like RecoverCare, which helps cover home services after an accident, add extra peace of mind.
While it’s not always the lowest-priced option, The Hartford’s senior-focused perks, solid customer service, and specialized discounts make it a standout for senior drivers who want dependable coverage.
Tailored coverage for AARP members
Above-average claims satisfaction[4]
Only available to AARP members
Higher-than-average premiums
Comparing quotes can save you up to $867.†
The Tiguan model year you drive can affect your insurance costs. Since newer vehicles are worth more, they usually cost more to insure. Older models may come with lower premiums but often don’t have the latest safety features.[5]
The table below shows average monthly insurance rates by Tiguan model year, according to our data.
Tiguan Model Year | Average Monthly Premium |
|---|---|
| 2024 | $169 |
| 2023 | $175 |
| 2022 | $167 |
| 2021 | $145 |
| 2020 | $143 |
| 2019 | $142 |
| 2018 | $138 |
| 2017 | $139 |
| 2016 | $136 |
| 2015 | $128 |
| 2014 | $126 |
| 2013 | $135 |
| 2012 | $118 |
Next, we’ll look at how your location affects what you pay to insure a Tiguan.
Where you live plays a major role in your car insurance rates. Factors like local repair costs, accident rates, population density, and state insurance laws all affect what you pay.
Below, we break down average monthly premiums for a Volkswagen Tiguan by state.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $85 |
| Arizona | $114 |
| Arkansas | $163 |
| California | $164 |
| Colorado | $133 |
| Connecticut | $259 |
| Delaware | $158 |
| Florida | $166 |
| Georgia | $169 |
| Idaho | $86 |
| Illinois | $106 |
| Indiana | $92 |
| Iowa | $77 |
| Kansas | $104 |
| Kentucky | $166 |
| Louisiana | $153 |
| Maine | $101 |
| Maryland | $234 |
| Massachusetts | $128 |
| Michigan | $199 |
| Minnesota | $128 |
| Mississippi | $128 |
| Missouri | $125 |
| Montana | $103 |
| Nebraska | $120 |
| Nevada | $203 |
| New Hampshire | $78 |
| New Jersey | $135 |
| New Mexico | $98 |
| New York | $327 |
| North Carolina | $64 |
| North Dakota | $98 |
| Ohio | $86 |
| Oklahoma | $110 |
| Oregon | $109 |
| Pennsylvania | $111 |
| Rhode Island | $97 |
| South Carolina | $186 |
| South Dakota | $82 |
| Tennessee | $96 |
| Texas | $151 |
| Utah | $124 |
| Vermont | $92 |
| Virginia | $123 |
| Washington | $95 |
| District of Columbia | $193 |
| West Virginia | $98 |
| Wisconsin | $86 |
| Wyoming | $82 |
Next, let’s see how your age affects Tiguan insurance premiums.
Age is one of the most influential factors in determining car insurance rates. For example, teen drivers are statistically more likely to get into serious accidents, which makes them more expensive to insure.
The crash rate for teens is nearly four times the rate for drivers ages 20 and older, according to the Insurance Institute for Highway Safety (IIHS).
The table below shows average monthly premiums for the Volkswagen Tiguan by driver age, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $271 |
| Adults | $132 |
| Seniors | $111 |
Teen drivers pay the most of any age category — a staggering $160 more per month than older drivers. Car insurance rates typically decrease with age but tend to increase again once you reach your 70s.
Your driving record is another crucial factor insurance companies consider when calculating your Volkswagen Tiguan insurance rates. Accidents, speeding tickets, and driving under the influence (DUI) signal more risk for insurers, leading to much higher premiums.
Let’s see how average monthly rates for Tiguan drivers vary based on common driving record scenarios, according to our data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $144 |
| Speeding ticket | $200 |
| At-fault accident | $209 |
| DUI | $237 |
Drivers with clean records pay some of the lowest average rates, at $144 per month. While premiums tend to rise when your policy renews, depending on the violation. For example, a DUI conviction pushes average rates up by $93 per month.
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Certain Volkswagen Tiguan features can affect your insurance premiums. Insurers consider how these options affect safety, repair costs, and the likelihood of claims. Some features can lower your rates, while others could increase them due to higher replacement or repair costs.
Here are a few Tiguan-specific features that may affect your premiums:
Advanced safety technology: Features like a rear-view camera system and lane assist may help you qualify for safety discounts.
All-wheel drive (AWD): While AWD improves traction and handling, it can increase repair costs slightly, which could raise your premiums.
Infotainment/navigation systems: Factory-installed infotainment or navigation systems can raise your Tiguan’s value and the cost of repairs, which could lead to a slight increase in insurance costs.
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If you’re looking to save money on your Volkswagen Tiguan insurance, here are a few strategies that may help lower your premiums.
Choose a lower trim level. Higher-end models with premium features cost more to replace, which can raise your premiums.
Take advantage of safety discounts. The Tiguan’s available driver-assistance features may qualify you for lower rates with some insurance companies.
Bundle coverages. If you own a home or condo or need to insure multiple vehicles, bundling with one insurance company can reduce your costs.
Keep your mileage low. If you don’t drive your Tiguan often, consider a usage-based policy, like Mile Auto or Progressive’s Snapshot program.
Compare quotes regularly. Prices vary from company to company and change over time, so it pays to shop around every six to 12 months to ensure you’re still getting the best deal.
Get personalized quotes for your Volkswagen Tiguan.
If you’re shopping for car insurance for your Volkswagen Tiguan, we’ve answered a few common questions below.
No. Tiguan car insurance rates fall below the national average, at $144 per month, according to our data. With solid safety ratings and moderate repair costs they’re not the cheapest compact SUV to insure, but they’re far from the most expensive.
Mile Auto offers some of the cheapest rates for Tiguan drivers, with average premiums of around $73 per month, according to our data. But since Mile Auto is usage-based insurance, Travelers might be a better fit for people who drive more.
The average monthly premium for a 2024 Volkswagen Tiguan is $169 per month, according to our research. Newer vehicles typically cost more to insure due to their higher replacement values.
The cheapest Volkswagen to insure is the Golf, with average monthly premiums around $123, according to Compare.com data. But your actual rate will depend on factors like your vehicle’s safety features, repair costs, and value.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Janet Berry-Johnson, CPA, is a freelance writer with a background in accounting and income tax planning and preparation. She's been writing for Compare.com since 2023 and has also appeared on various business and finance sites, including LendingTree, Chime, Insurify, Forbes, and WSJ. She’s passionate about making complicated financial topics accessible to readers.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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