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How much is car insurance in Beverly Hills?
|Area||Average Monthly Car Insurance Premium|
As you can see in the chart above, it is around $26 a month more expensive to insure your vehicle in Beverly Hills than it is in the rest of California.
Similarly, Beverly Hills residents will likely pay higher rates for their insurance policy than the rest of the country. You can expect to pay about $1 more for your policy in Beverly Hills.
While these numbers represent the average monthly payments for coverage in Beverly Hills, that doesn't mean it's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Your policy's monthly price is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't sweat it however, we've broken down average rates for Beverly Hills residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
It's pretty safe to assume that the older you are, the longer you've been driving. When it comes to car insurance premiums, that experience can really pay off. In this case, 18-24-year-olds pay $38 more than drivers 65 and older.
For every 10 years, you can expect to see a decrease in your monthly premium. Drivers in Beverly Hills may see their rates creep back up once they hit retirement.
Average Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. In Beverly Hills, however, the difference in monthly rates for car insurance is minimal.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. A clean driving record will obviously get you a lower rate than one with accidents or infractions. The rate for drivers in Beverly Hills with a single accident on their record is about $121 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $112.
Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$88|
|15 Years or Older||$75|
If you look at the first table above, you'll see that trucks and vans are usually the cheapest vehicles to insure in Beverly Hills, with drivers paying around $78 per month for insurance coverage.
SUV drivers will see rates of about $86, while the rates for car owners average out to about $81 a month.
In addition to vehicle type, you can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Beverly Hills, the most expensive vehicles to insure are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$80|
More often than not, married policyholders will pay slightly less to insure their vehicle. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.
While single drivers normally pay more for auto insurance than married drivers do, both groups pay about the same rate in Beverly Hills.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$95|
Your housing situation is another factor that affects your monthly rate. Renters can expect to pay around $7 a month more than homeowners in Beverly Hills. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Beverly Hills, CA
Recent trends in car insurance for Beverly Hills drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.
The cost of auto insurance in Beverly Hills dropped from 2017-2020, before leveling out in 2021. Policy premiums finished up in 2022, at $81 per month
How does Beverly Hills compare to neighboring areas?
Why are car insurance rates in Beverly Hills different from other areas?
There are several factors car insurance companies will consider when figuring out how much to charge for a monthly rate. Where you live will also have a significant impact on your personal policy. This may include things like:
- Road Safety (how many accidents each locality has)
- Area regulations
- Amount of drivers
- Crime rates
- Off-street parking availability
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Beverly Hills?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Fortunately, Compare.com will handle the heavy lifting for you. Just type in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer plans in Beverly Hills.
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Beverly Hills Insurance FAQs
What factors affect car insurance quotes in Beverly Hills?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Beverly Hills different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, parking situations, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Beverly Hills?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Beverly Hills?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Beverly Hills or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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