Norco, CA Car Insurance

Residents of Norco pay around $58 monthly for their car insurance coverage. To learn more about policy rates and coverage in the Norco area, continue reading our guide below.
Map of cities where drivers can find cheaper car insurance
Why You Can Trust Compare.com trust shield

At Compare.com, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.

What rates should residents of Norco expect to pay for their car insurance? How do rates in Norco measure up compared to neighboring areas, including California as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:

How much is car insurance in Norco?

Area Average Monthly Car Insurance Premium
Norco$58
CA$56
United States$81

Based on the chart above, you can see that the costs for coverage in Norco are in line with rates across the rest of California.

On the flip side, when compared to the national average, the cost for auto insurance in Norco is lower. The average monthly payment for the U.S. as a whole is about $23 more expensive than in Norco.

While these numbers represent the average monthly payments for coverage in Norco, that doesn't mean it's what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining the bill you'll see each month.

But don't worry, we've broken down the average rate for Norco residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!


Find your best rate in just a few minutes


Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$74
25-34$50
35-44$44
45-54$40
55-64$40
65+$48

The longer you've been behind the wheel, the more experienced of a driver you are. That experience can lead to some serious savings when it comes to car insurance rates. As you can see, 18-24-year-olds pay a lot more than someone who is retirement aged.

Every ten years or so you can expect to see a decline in your monthly premium. Drivers in Norco may see their rates begin to go back up once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$58
Female$58

In general, female drivers pay less for car insurance than their male counterparts. Male and female drivers in Norco, however, both pay the same monthly amount for auto insurance.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$77
Multiple Accidents$73
1 Ticket$82
Multiple Tickets$110

Your rates can change quite drastically depending on your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. Drivers in Norco with a single accident on their record will usually see rates around $77 a month. In addition, drivers with one ticket can expect to pay around $82 a month on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. So, if cheap car insurance is something you're after, drive safely and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$88
2-3 Years$75
4-5 Years$48
6-7 Years$45
8-10 Years$67
11-14 Years$59
15 Years or Older$49

If you look at the first table above, the cheapest vehicles to insure in Norco are typically trucks and vans, at $48 per month.

Car owners, on the other hand, usually pay around $60 a month, while SUV drivers can expect to pay about $54 per month to insure their vehicle.

In addition to vehicle type, you can also expect to see slightly different rates based on the age of your vehicle. Newer vehicles are generally going to be the most expensive to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Norco, vehicles less than one year old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$60
Married$45
Divorced$49

More often than not, those who have settled down into marriage will pay slightly less to insure their car. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Norco, with married couples paying about $15 less per month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$51
Rent$56
Live with parents$78

Another factor taken into consideration is your housing status. If you rent your home or apartment in Norco, expect to pay around $5 a month more than if you own property. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your average costs.

Car Insurance Companies in Norco, CA

Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.

The rates for auto insurance in Norco have been steadily decreasing, reaching a low of $48 in 2022.

How does Norco compare to neighboring areas?

Why are car insurance rates in Norco different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. Your insurance policy will depend largely on where you park your car and will be influenced by things such as:

  • Rate of car accidents
  • Laws
  • Total amount of drivers in the community
  • Off-street parking accessibility
  • Area crime rates

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Norco?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from many of the car insurance companies providing policies in Norco.


Find your best rate in just a few minutes


Norco Insurance FAQs

What factors affect car insurance quotes in Norco?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your address, driving record, credit score, and marital status.

Why is the cost of car insurance in Norco different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Norco?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Norco?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Norco or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Find your best rate in just a few minutes