West Hollywood, CA Car Insurance

On average, West Hollywood drivers pay a monthly average rate of around $74 for their car insurance. Read our guide below to learn more about your specific rates.
Map of cities where drivers can find cheaper car insurance
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What rates can residents of West Hollywood expect to pay for their car insurance? Are rates in West Hollywood higher or lower than those in neighboring areas? How do they compare to the rest of California? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

How much is car insurance in West Hollywood?

Area Average Monthly Car Insurance Premium
West Hollywood$74
CA$56
United States$81

Auto insurance policies in West Hollywood are about $18 a month more expensive than the rest of California.

However, the expected monthly payments for an auto insurance policy in West Hollywood are below the national average. Auto insurance coverage in West Hollywood is about $7 cheaper than it is for the rest of the United States.

Keep in mind that while these are the average car insurance rates for West Hollywood, it isn't guaranteed that it's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

Don't sweat it however, we've broken down average rates for West Hollywood residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!


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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$113
25-34$73
35-44$62
45-54Not Enough Data
55-64$59
65+$90

The older you are, the more experienced you are on the roads. When it comes to car insurance bills, that experience can help put some change back into your pocket. In this case, 18-24-year-olds pay significantly more than someone who is at retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. You may see your rates climb back up a bit once you hit retirement age in West Hollywood.

Average Car Insurance Rates by Gender

Gender Average
Male$71
Female$83

Although female drivers pay, on average, less than male drivers for insurance coverage, West Hollywood actually bucks this trend. While female drivers pay $83 per month to insure their vehicle, males only pay about $71.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$104
Multiple Accidents$86
1 Ticket$171
Multiple Tickets$124

Depending on your driving record, your rates can vary wildly. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In West Hollywood, drivers with one accident on their record will experience rates around $104 a month. In addition, drivers with one ticket can expect to pay around $171 a month on average.

Accidents, tickets, and other driving infractions can cost you some serious cash. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$73
2-3 Years$85
4-5 Years$60
6-7 Years$75
8-10 Years$68
11-14 Years$84
15 Years or Older$67

If you look at the first table above, you'll see that cars are typically the cheapest vehicles to insure in West Hollywood, with drivers paying around $71 per month for insurance coverage.

Truck and van drivers will see rates of about $74 to insure their car, while SUV owners usually pay around $84 a month.

You can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, your rates may start to drop back down once your car is a few years old. In West Hollywood, vehicles two-to -three years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$75
Married$64
Divorced$67
Widowed$55

More often than not, those who have settled down into marriage will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

According to the table above, the difference in rates based on relationship status in West Hollywood can be as much as $11 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$70
Rent$75
Live with parents$73

Another factor taken into consideration is your living situation. If you rent your home or apartment in West Hollywood, expect to pay around $5 a month more than if you own your home. Those who live with their parents, however, can expect to pay a lot more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in West Hollywood, CA

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance provider.

In West Hollywood, the rates for auto insurance had been decreasing from 2017-2019, before steadying out in 2020. Insurance rates finished up in 2022, at $69 per month

How does West Hollywood compare to neighboring areas?

Why are car insurance rates in West Hollywood different from other areas?

There are a number of factors car insurance companies take into consideration when deciding how much to charge for a monthly rate. Your insurance policy will depend largely on where you call home and will be influenced by things such as:

  • Number of car accidents
  • Crime
  • Total amount of drivers in the community
  • Availability of off-street parking
  • Area regulations

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in West Hollywood?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Just enter your ZIP below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer auto coverage in West Hollywood.


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West Hollywood Insurance FAQs

What factors affect car insurance quotes in West Hollywood?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your credit score, address, marital status and driving record.

Why is the cost of car insurance in West Hollywood different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, local laws, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in West Hollywood?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to West Hollywood?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to West Hollywood or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

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