Table of contents
How much is car insurance in Norwalk?
|Area||Average Monthly Car Insurance Premium|
As you can tell from the chart above, the cost of coverage in Norwalk is about $5 a month more expensive than the rest of California.
Drivers relocating from out of state may enjoy some cost savings in Norwalk. It's around $19 less to insure your vehicle compared to the average rate for the U.S. as a whole.
While these are the average car insurance rates for Norwalk, keep in mind that you could end up paying a different amount. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the bill you'll see each month.
Don't sweat it however, we've broken down average rates for Norwalk residents so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It would make sense that older drivers have more driving experience, right? That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. Having said that, once you approach retirement your rates may begin to go back up in Norwalk.
Average Car Insurance Rates by Gender
On average, female drivers pay slightly less for car insurance than their male counterparts. In Norwalk, this difference shakes out to about $4 a month. Looking at the table above, you can see that female drivers pay around $59 on average, while male drivers typically pay $63 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. In Norwalk, drivers with one accident on their record will experience rates around $74 a month. In addition, drivers with a single ticket on their record can expect to pay around $77 a month on average.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$89|
|15 Years or Older||$58|
According to the first table above, the cheapest vehicles to insure in Norwalk are typically SUVs, at $51 per month.
Truck and van drivers will see rates of about $53, while the rates for car owners average out to about $65 per month.
Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old you may start to see your rates drop back down a bit. The most expensive vehicles to insure in Norwalk are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$66|
More often than not, those who have settled down into marriage will pay slightly less for auto insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.
According to the table above, the difference in rates based on relationship status in Norwalk can be as much as $18 a month, so it's worth taking into consideration.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$73|
Another factor that comes into play is your housing status. Renters can expect to pay around $4 a month less than homeowners in Norwalk. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Norwalk, CA
Recent trends in car insurance for Norwalk drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.
In Norwalk, the rates for car insurance increased from 2016-2017, when they reached a high of $68. This leveled out in 2018, when insurance rates began to decrease. They hit a low of $53 in 2020, and finished at $59 in 2021.
How does Norwalk compare to neighboring areas?
Why are car insurance rates in Norwalk different from other areas?
Car insurance companies look at a variety of factors when they're figuring out how much to charge for a policy. While we mentioned the factors that affect your personal policy, others are based around where you live. These include things like:
- Local regulations
- Access to off-street parking
- Total amount of drivers in the area
- Road Safety (frequency of local car accidents)
- Area crime rates
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Norwalk?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
But hold on! Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies providing policies in Norwalk in no time.
Norwalk Insurance FAQs
What factors affect car insurance quotes in Norwalk?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Norwalk different from other neighboring cities?
Things like local laws, crime rates, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Norwalk?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Norwalk?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Norwalk or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.