Hicksville, NY Car Insurance

Drivers in Hicksville pay around $145 a month for their car insurance. To find out more check out our guide below.
How does Hicksville compare to the surrounding area and the rest of New York? What can Hicksville residents expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Hicksville?

Area Average Monthly Car Insurance Premium
Hicksville$145
NY$199
United States$81

Based on the chart above, you can see that it's about $54 a month cheaper to insure your vehicle in Hicksville than it is in the rest of New York.

On the other hand, residents of Hicksville might expect to pay higher rates for coverage than the rest of the country. It's about $64 more expensive than the national average to insure your vehicle in Hicksville.

Keep in mind that while these are the average car insurance rates for Hicksville, it isn't guaranteed that it's what you'll pay. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly policy payment.

But don't worry, we've broken down the average rate for Hicksville residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$289
25-34$126
35-44$148
45-54Not Enough Data
55-64$109
65+$113

The older you are, the more experience you're likely to have on the roads, right? When it comes to auto insurance rates, that experience pays off. According to the table above, you can see that 18-24-year-olds pay twice as much as someone who is at retirement age.

Every ten years or so you can expect to see a decline in your monthly premium. You may see your rates begin to increase again once you hit retirement age in Hicksville.

Average Car Insurance Rates by Gender

Gender Average
Male$141
Female$164

Despite the national trend of women paying less than men for insurance coverage, in Hicksville men actually pay $141 per month for coverage while women pay $164.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$233
Multiple Accidents$323
1 Ticket$121
Multiple Tickets$437

Your driving record can have a huge impact on your car insurance rates. Those with clean records will obviously pay a lot less than those with infractions. Drivers in Hicksville with a single accident on their record will usually see rates around $233 a month. Likewise, drivers with one ticket will be looking at a rate of around $121 a month on average.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$148
2-3 Years$176
4-5 Years$140
6-7 Years$145
8-10 Years$150
11-14 Years$152
15 Years or Older$106

The most affordable vehicles to insure in Hicksville are usually trucks and vans, which run about $95 per month.

SUV drivers will see rates of about $134, while the rates for car owners average out to about $151 per month.

Vehicle age also plays a role in your monthly payment. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Hicksville, the most expensive vehicles to insure are vehicles two-to -three years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$149
Married$121
Divorced$102
Widowed$133

More often than not, married policyholders will pay slightly less for auto insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies award special discounts for.

The cost of auto insurance in Hicksville reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $28 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$148
Rent$146
Live with parents$96

Your housing situation is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $2 less than homeowners in Hicksville. But those who live at home with their parents can expect to pay significantly more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Hicksville, NY

Recent trends in car insurance for Hicksville drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending when deciding when and where to shop.

The rates for car insurance in Hicksville increased from 2016-2018, but began to turn downward in 2021. This pattern has continued through 2022 when rates have most recently hit $133 a month.

How does Hicksville compare to neighboring areas?

Why are car insurance rates in Hicksville different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a variety of factors. The specifics of where you live will have an impact on your personal policy. This might include things like:

  • Regional crime rates
  • Number of drivers
  • Frequency of car accidents
  • Off-street parking accessibility
  • Regional regulations

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Hicksville?

Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Don't worry, Compare.com has you covered. Just put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies providing auto coverage in Hicksville in no time.

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Hicksville Insurance FAQs

What factors affect car insurance quotes in Hicksville?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your driving record, credit score, address, and marital status.

Why is the cost of car insurance in Hicksville different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, local laws, and crime rates -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Hicksville?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Hicksville?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Hicksville or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes