Rego Park, NY Car Insurance

Drivers in Rego Park pay, on average, $213 a month for their car insurance. Learn more in our handy guide below.
What should residents of Rego Park expect to pay for their car insurance? How do rates in Rego Park measure up compared to neighboring areas, including New York as a whole? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Rego Park?

Area Average Monthly Car Insurance Premium
Rego Park$213
NY$198
United States$80

Auto insurance policies in Rego Park are about $15 a month more expensive than the rest of New York.

Likewise, Rego Park residents will likely pay higher rates for their insurance policy than the rest of the country. It's about $133 more expensive than the national average to insure your vehicle in Rego Park.

While these are the average monthly costs for auto insurance coverage in Rego Park, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the bill you'll see each month.

We've done the heavy lifting for you and broken down the average rate for Rego Park so that you can get a more accurate idea of what your policy will cost you. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$420
25-34$146
35-44$158
45-54Not Enough Data
55-64$161
65+$118

The older you are, the more experience you're likely to have on the roads, right? That experience can turn into some real savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay $302 more than someone who is at retirement age.

You can expect to see your monthly premium drop every 10 years or so. That said, once you hit retirement age, your rates may climb back up in Rego Park.

Average Car Insurance Rates by Gender

Gender Average
Male$224
Female$178

In general, women pay slightly less for car insurance than men. The difference in average rates in Rego Park totals about $46 per month. As you can see in the table above, male drivers in the area typically pay $224 on average, while female drivers typically pay $178 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$215
Multiple Accidents$340
1 Ticket$301
Multiple Tickets$144

Your driving record can have a tremendous impact on your car insurance rates. Those with fewer accidents and tickets will pay a lot less than those with multiple infractions, while those with clean driving records will obviously pay the least. Drivers in Rego Park with one accident will pay around $215 a month. In addition, drivers with a single ticket on their record can expect to pay around $301 a month on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$180
2-3 Years$215
4-5 Years$140
6-7 Years$182
8-10 Years$227
11-14 Years$159
15 Years or Older$380

According to the first table above, SUVs, trucks, and vans are usually the cheapest vehicles to insure in Rego Park, with drivers paying around $165 per month for insurance coverage.

The premium for car owners, however, is about $245 per month.

Depending on your vehicle's age, you can also expect to see slightly different rates. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is about 5 years old you may start to see your rates drop back down a bit. In Rego Park, vehicles fifteen years and older are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$223
Married$187
Divorced$101

Generally speaking, married policyholders will pay slightly less for insurance coverage. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.

At a national level, single drivers usually pay more than married couples do for auto insurance. Rego Park follows that pattern, with the difference totaling to around $36 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$207
Rent$213
Live with parents$134

Your housing status is another factor that affects your monthly rate. Renters can expect to pay around $6 a month more than drivers who own property in Rego Park. But those who live at home with their parents can expect to pay significantly more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Rego Park, NY

Recent trends in car insurance for Rego Park drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before shopping for coverage.

In Rego Park, the rates for auto insurance had been decreasing from 2016-2018, where it hit a low of $110, before steadying out in 2019. Since 2020, insurance rates have once again been decreasing and reached $197 in 2021.

How does Rego Park compare to neighboring areas?

Why are car insurance rates in Rego Park different from other areas?

When considering how much to charge for coverage, car insurance companies will review several factors. Many factors affecting your policy are based around where you park your car. These factors include things like:

  • Frequency of car accidents
  • Total drivers
  • Prevalence of crime
  • Amount of off-street parking
  • Laws

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Each area will have different rates. Guides like these are a wonderful place to get started.

How can I find the cheapest car insurance in Rego Park?

Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But hold on! Compare.com has you covered. Just put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies that offer auto coverage in Rego Park in no time.

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Rego Park Insurance FAQs

What factors affect car insurance quotes in Rego Park?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your vehicle's year, make and model, plus your address, credit score, marital status, and driving record.

Why is the cost of car insurance in Rego Park different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, local laws, and crime rates -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Rego Park?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Rego Park?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Rego Park or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes