Mauldin, SC Car Insurance

How does Mauldin stack up to the rest of the area, or even South Carolina as a whole? How much can residents of Mauldin expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:

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How much is car insurance in Mauldin?

Based on the information in the chart above, you can see that on average, it's about $4 a month more expensive to insure your vehicle in Mauldin than it is in the rest of South Carolina.

Likewise, Mauldin residents will likely pay higher rates to insure their vehicle than in the rest of the country. The cost of auto coverage in Mauldin is about $27 more expensive than the national average.

While these numbers represent the average monthly payments for coverage in Mauldin, that doesn't mean it's what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly policy payment.

Don't sweat it however, we've broken down average rates for Mauldin residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

It's pretty safe to assume that the older you are, the longer you've been driving. When it comes to your monthly premium, that experience can really pay off. In this case, 18-24-year-olds pay two times as much as someone who is at retirement age.

You can expect to see a decrease in your monthly premium drop about once a decade or so. That said, once you hit retirement age, your rates may creep back up a bit in Mauldin.

Average Car Insurance Rates by Gender

Female drivers pay, on average, slightly less than their male counterparts. This rings true in Mauldin, where women pay around $24 less per month than men. As illustrated in the table above, male drivers in the area pay about $122 on average, while female drivers pay around $98 each month.

Average Auto Insurance Rates by Driving Record

Your rates can vary wildly depending on your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. The rate for drivers in Mauldin with a single accident on their record is about $111 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $103.

Accidents, tickets, and other driving infractions can cost you some serious cash. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

In Mauldin, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $75 per month for insurance.

SUV drivers will see rates of about $120, while the rates for car owners average out to about $106 per month.

The age of your vehicle also plays a role in your monthly payment. Newer vehicles are generally going to be the most expensive to insure. Once your car is around 5 years old, however, your monthly bill may start to dip back down. The most expensive vehicles to insure in Mauldin are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

On average, those who have settled down into marriage will pay slightly less for auto insurance. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

The cost of auto insurance in Mauldin reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $41 a month.

Average Car Insurance Rates by Housing Situation

Another factor taken into consideration is your living situation. Renters can expect to pay around $9 a month more than drivers who own property in Mauldin. Those who live with their parents, however, can expect to pay a lot more.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Car Insurance Companies in Mauldin, SC

Recent trends in car insurance for Mauldin drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

In Mauldin, car insurance rates declined from 2017-2018, before rising from 2019-2021. They finished down in 2022 at $110.

How does Mauldin compare to neighboring areas?

Why are car insurance rates in Mauldin different from other areas?

Car insurance companies will take into account several factors when figuring out how much to charge for a policy. The specifics of where you live will have an impact on your personal policy. This might include things like:

• Number of drivers in the community
• Community regulations
• Road Safety (frequency of local car accidents)
• Crime rates
• Off-street parking availability

You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Mauldin?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But wait! Compare.com will handle the heavy lifting for you. Enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer plans in Mauldin.

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Mauldin Insurance FAQs

What factors affect car insurance quotes in Mauldin?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, credit score, driving record, and marital status.

Why is the cost of car insurance in Mauldin different from other neighboring cities?

Parking situations, crime rates, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Mauldin?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Mauldin?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Mauldin or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?