Allstate Insurance: How do they compare?

You may be in good hands with Allstate, but how do they stack up against the nation’s top insurers?

At a Glance

Allstate Insurance

Headquarters: Northbrook, Illinois

Founded: 1931

Employees: 46,000+

Agencies and Financial Specialists: 12,300+

Revenue: $44.675 billion (2019)

Key People: Thomas J. Wilson (Chairman, President, and CEO)

Website: allstate.com

Phone: 1-800-255-7828

Overview

Allstate Insurance was founded in 1931 as part of Sears, Roebuck, and Company, though it spun off into its own entity in 1993. For the better part of the last century, The Allstate Corporation has been making a name for itself as the nation’s largest publicly held personal lines insurer, including auto and home policies. With an impressive yearly revenue of over $44 billion dollars, Allstate ranked #79th on Fortune’s Top 100 list for 2019. Widely known by its slogan, “You’re in Good Hands,” Allstate currently insures over 16 million households.

Despite its standing as one of the top auto insurance providers in the United States, you may be wondering, “Is Allstate auto insurance right for me?” Read on to find out.

Allstate Auto Insurance Reviews

Review Platform Rating
Clearsurance 4.03/5 – 11,192 reviews
BBB A+
JD Power 858/1,000
Glassdoor 3.4/5

In general, Allstate scored average to above-average on the majority of consumer satisfaction surveys and studies. The Better Business Bureau rates it an A+ business, and many customer reviews on other websites agree with this high-ranking position. On Clearsurance, Allstate clears the 4-out-of-5-star mark, putting it above many other large carriers in the auto insurance industry.

JD Power’s 2020 studies also placed Allstate as a leading competitor in some key areas. Allstate ranked fourth among eight large insurers for customer satisfaction with buying insurance and first for overall satisfaction in the state of Florida. However, Allstate scored a little below the national average for customer claims satisfaction.

Sometimes the most honest reviews come from sources internal to the company: the employees. Reviews were a bit mixed, with the company currently scoring 3.4 out of 5 on Glassdoor.

When you consider the numbers, Allstate auto insurance certainly adds up, consistently ranking alongside, if not above, other top carriers in the United States. But that doesn’t necessarily mean it’s the best option for everyone. Read on to find how much it might cost and how you can save with Allstate.

How much does Allstate cost?

Even though the rankings and ratings are in Allstate’s favor, the next big question to ask yourself is whether Allstate auto insurance is going to fit within your budget.

Is it affordable to insure your vehicle using Allstate? There are a lot of factors that insurance companies consider when calculating your insurance rate, such as coverage levels, driving record, age, gender, marital status, and more.

However, you can still get a basic idea of what it might cost to insure your vehicle using Allstate. Check out the chart below that breaks down Allstate’s six-month premium rates by state.

State Average Allstate 6-mo. Rate Average State 6-mo. Rate
AL $1,253 $1,289
AK $1,419 $1,114
AZ $1,911 $1,389
AR $1,816 $1,313
CA $1,683 $1,793
CO $1,614 $1,557
CT $2,244 $1,406
DC $2,610 $1,620
DE $2,631 $1,453
FL $2,955 $1,905
GA $1,980 $1,430
HI $1,421 $1,356
IA $1,359 $1,274
ID $1,436 $976
IL $1,880 $1,231
IN $1,491 $1,017
KS $1,814 $1,616
MD $2,165 $1,512
MN $1,535 $1,225
MO $2,665 $2,296
MS $1,737 $1,528
NC $1,734 $1,171
ND $1,699 $1,139
NE $1,403 $1,209
NJ $1,852 $1,663
NM $1,784 $1,232
NV $2,090 $1,544
NY $1,880 $1,861
OH $1,369 $988
OK $1,530 $1,295
OR $1,851 $1,202
PA $1,772 $1,767
RI $2,348 $1,550
SC $1,564 $1,499
TN $1,552 $1,182
TX $2,201 $1,657
UT $1,449 $1,205
VA $1,445 $1,418
WV $1,882 $1,297

Of course, your own rates will vary depending on your specific driver profile. For example, if you don’t have a stellar driving record, there may be a company out there that’s better suited to your needs and budget.

That’s why it’s important to compare rates from as many insurers as possible. Want to know how Allstate Insurance compares to more than 60 of the country’s top carriers? Just enter your zip code to uncover your personalized rates and comparisons.

Choose from over 60 top carriers to find the best policy for you

How much can I save with Allstate?

Allstate offers a wide range of discounts, even more than most auto insurance companies. You can earn discounts based on a safe driving record, having multiple policies with Allstate, paying your bills on time, taking a defensive-driving course, or even earning good grades in school.

If you’re interested in Allstate’s auto insurance discounts, make sure you check out the list of available discounts below, and see which ones might apply to you.

Discount Savings
Anti-lock brake Discount If your car has anti-lock brakes, you can pay less each month
Anti-theft device Discount Anti-theft devices installed on your vehicle can lead to extra money in your pocket
Multiple Policy Discount Use Allstate for your other insurance needs to save even more money
Early Signing Discount Sign up for a new policy at least 7 days before your current one expires, and you’ll get an extra discount
Responsible Payer Discount If you did not receive a cancellation notice for non-payment in the past year, you’ll save money
Smart Student Discount If you're an unmarried and under the age of 25, you can save if you meet one of these requirements:

- Your grades average a B- or above or you have a GPA of 2.7 or above

- You have successfully completed the teenSMART driver education program

- You attend school at least 100 miles away from where your car is garaged

New Car Discount Save if your car is a current model year or one year prior and you're the first owner
EZ Pay Plan Discount If you set up automatic withdrawal for your monthly payments, you’ll save on your bill
Allstate eSmart Discount If you sign up for paperless billing, you can get even more savings
FullPay Discount Save when you pay your auto policy in full
Safe Driving Club Access the biggest savings from Allstate when you gain entry to their Safe Driving Club

Where does Allstate offer coverage?

Given that Allstate is the nation’s largest publicly held personal lines insurer, you have plenty of options when it comes to securing Allstate insurance. Allstate offers auto insurance policies in all 50 states.

Is Allstate right for me?

Now that you have a sense of how much Allstate auto insurance may cost, as well as what discounts you might be eligible for, the only question that remains is, “Is Allstate the right carrier for me?”

Whether or not you decide to go with Allstate will depend on a few factors. Think about what you want and need from your insurance, what kind of coverages your state requires, and how much you’re comfortable paying.

If you fall into any of the categories listed below, Allstate is likely a great choice for you:

  • You want to interact with an agent, an insurance expert who can guide you through the insurance process and answer any of your questions along the way.
  • You don’t mind paying high premiums in exchange for a wide variety of coverage options, including unusual coverages that aren’t offered by other leading carriers.
  • You are intrigued by Allstate’s Drivewise Program, a usage-based discount program that rewards you for good driving.
  • You’re looking to partner with the largest national personal lines insurer that can provide you with home, renters, life, or other insurance policies in addition to your auto insurance.
If none of these sound like you, and you’re still searching for a car insurance policy that is best suited to your daily needs, try comparing quotes from more than 60 of the country’s top providers by simply entering your ZIP code!

Allstate may not be for everyone. Find your best quote from more than 60 top insurers!

What else does Allstate offer?

If you’re looking for more than just car insurance, you’re in luck, because Allstate offers some of the most diverse insurance policies to fit a wide variety of interests and needs. Allstate has insurance offerings for classic drivers as well as rideshare drivers, like those who drive for Uber and Lyft. Check out the list below to see a comprehensive overview on the many policies offered by Allstate.

Auto & Vehicle Property
  • Home
  • Renters
  • Condo
  • Landlord
  • Flood
Other Insurance
  • Life
  • Accident
  • Disaster
  • Identity Theft
  • Pet
  • Event
  • Business
  • Retirement & Investments
  • Voluntary Employee Benefits

Allstate FAQs

  • How do I file a claim with Allstate?

If you’re in an accident and you’re an Allstate customer, there are a number of ways you can file a claim. You can file a claim by phone by calling 1-800-ALLSTATE (1-800-255-7828) or you can file and track your claim right from your phone using the Allstate app. You can also file your claim online using My Account or by visiting your agent in person.

  • How does Allstate’s claims process work?

The first step is to actually file your claim, which you can do online, over the phone or in person with your agent. You’ll then receive a tracking number which you can use to keep up with your claim. Next, Allstate will begin the claims investigation, during which a claims professional will guide you through the process and answer any of your questions.

Then, Allstate will guide you through estimate and repair choices, and finally, you can finalize your claim, receive any money you’re owed, and get back on the road.

Keep in mind that Allstate has a Claims Satisfaction Guarantee, which grants a six-month credit towards your premium if you’re unhappy with your payout or the claims process experience.

  • How do I cancel my Allstate policy?

You must contact your Allstate agent in order to cancel your policy. In some cases, your agent may ask you to also send a written request to cancel your policy.

  • Does Allstate offer coverage in my state?

Yes, Allstate offers coverage in all 50 states.

  • Does Allstate have a mobile app?

Yes, Allstate offers a mobile app available for download on both the Google Play and Apple App store. Once you’ve downloaded the app, you can instantly access your insurance ID cards on-the-go, as well as manage your account information and policies. You can even file claims using the Allstate app.

  • Does Allstate have Spanish offerings?

Yes, Allstate offers coverage and customer service to Spanish-speaking customers. When you’re searching for an agent online, simply request an agent who is fluent in your language of choice.

Allstate in the community

Allstate proudly claims that it is dedicated to supporting programs that make a difference in crucial areas of society. Allstate believes in empowering future leaders through their Good Starts Young program, which funds a variety of programs that inspires youths and gives them the tools necessary to make positive change in their communities and world. Allstate also believes in the power of education and has founded many safe driving initiatives, including one that provide resources to Latino youth drivers and another, called Reality Rides, that simulates real driving experiences and motivates drivers to think more carefully about their behaviors behind the wheel.

Allstate also recently founded the Allstate Purple Purse Foundation, which provides information on how to recognize, talk about, and end domestic violence. Serena Williams is the ambassador of the Purple Purse Foundation, and Allstate has also designed a social media experiment called “Lost Purse,” which you can watch a video of online.

You may know Allstate from…

Allstate commercials:

“Cop Show”

 

Allstate logo and slogan:

You’ve more than likely heard the slogan, “You’re in Good Hands with Allstate.” Featured in many of their advertising campaigns and commercials, the saying “You’re in Good Hands” is now synonymous with the Allstate brand. Created in the 1950s, this slogan is insanely popular, with one study citing it as the most recognized slogan in the United States. Allstate’s logo was also designed with the “You’re in Good Hands” slogan in mind, as it depicts a pair of giant hands that are protectively cradling those who are insured with Allstate.

Allstate spokespersons and mascots

Dennis Haysbert

Though you might not recognize him by name, you would almost certainly recognize Dennis Haysbert if you saw his face. He has served as a spokesperson for Allstate since 2003. His message in most commercials is that Allstate is worth paying more for because of the safety and protection that their “Good Hands” offer.

Mayhem

The “Mayhem” character was created in April 2010, and has since featured in a number of Allstate commercials. His routine is always the same: Mayhem identifies a risk he is portraying, then hints at the impending disaster that he is going to cause. After the disaster occurs, Mayhem warns that “cut-rate” policies lack the coverage for the situation he has caused, advising viewers to choose Allstate for full-coverage policies. Each commercial ends with Mayhem telling viewers that by having Allstate, they will be “better protected from mayhem...like me.”

Other companies owned by Allstate

Did you know Allstate owns a number of smaller insurance companies? Companies like Esurance and Encompass are both Allstate brands, both of which you can find quotes for on Compare.com!

Allstate on Social Media

Allstate can be found on many of the popular social media channels, including Facebook, Twitter, Instagram, LinkedIn, YouTube and more.

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