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Kat Tretina is a personal finance writer for Compare.com, specializing in insurance and debt management. For the past seven years, she’s been writing for several notable personal finance publications, including U.S News & World Report, NerdWallet, Forbes, Yahoo! Finance, Fortune, and more. She’s passionate about using her expertise to help people understand their financial options.
Kat earned her bachelor’s degree in English and Communications from Elizabethtown College and her master’s from West Chester University. She also holds certifications in financial education and student loan counseling.
Kat has been writing for Compare.com since 2025.
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Car insurance is a nonnegotiable part of driving, and you probably already know the importance of finding the best auto insurance for your needs. But the best auto insurance companies will be different for every type of driver. No single company is best for everyone.
Whether you’re looking to save money, have an excellent customer experience, or personalize your coverage, the best company for you may depend on factors like your age, driving record, military status, and ZIP code.
We’ve compiled this list of top insurance options to help you find the best auto insurance company for your specific circumstances.
No insurer will work for everyone, but GEICO, Allstate, and State Farm are our top picks for coverage.
On average, drivers pay $105 per month for liability insurance and $182 for full-coverage policies.
The coverage you choose, your vehicle, driving history, location, and, in some states, your credit can affect your rates.
 |  |  |  |  |  |  |  |  |  |
|---|---|---|---|---|---|---|---|---|---|
Average Premium Prices based on average across state-minimum and full coverage car insurance $116/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $102/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $83/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $139/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $0/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $81/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $162/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $141/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $201/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $139/mo* |
Overall Rating 4.0 | Overall Rating 3.5 | Overall Rating 3.9 | Overall Rating 3.2 | Overall Rating 0.0 | Overall Rating 4.2 | Overall Rating 4.2 | Overall Rating 3.9 | Overall Rating 3.6 | Overall Rating 3.4 |
Value 4.2/5 | Value 3.8/5 | Value 4.0/5 | Value 3.3/5 | Value 0.0/5 | Value 2.0/5 | Value 3.8/5 | Value 4.2/5 | Value 3.8/5 | Value 3.0/5 |
Customer Service 4.3/5 | Customer Service 4.2/5 | Customer Service 4.4/5 | Customer Service 3.6/5 | Customer Service 0.0/5 | Customer Service 4.2/5 | Customer Service 4.3/5 | Customer Service 4.6/5 | Customer Service 4.2/5 | Customer Service 3.1/5 |
Claims Handling 3.9/5 | Claims Handling 3.5/5 | Claims Handling 4.0/5 | Claims Handling 3.3/5 | Claims Handling 0.0/5 | Claims Handling 3.4/5 | Claims Handling 4.0/5 | Claims Handling 4.9/5 | Claims Handling 3.9/5 | Claims Handling 3.2/5 |
Special Highlight Best for Affordable CoverageAI-generated from 238 user reviews | Special Highlight Best for DiscountsAI-generated from 158 user reviews | Special Highlight Best for Drivers With DUIsAI-generated from 288 user reviews | Special Highlight Best for Spotty Driving RecordsAI-generated from 266 user reviews | Special Highlight Best for Bad CreditAI-generated from 0 user reviews | Special Highlight Best for Balancing Cost and ServiceAI-generated from 1 user reviews | Special Highlight Best for Personalized ServiceAI-generated from 55 user reviews | Special Highlight Best for Maximum CoverageAI-generated from 26 user reviews | Special Highlight Best for Basic CoverageAI-generated from 49 user reviews | Special Highlight Best for SR-22sAI-generated from 23 user reviews |
Our team analyzed and scored each company based on criteria such as customer satisfaction, ease of use, availability, and industry reputation.
To calculate ratings, we chose the following 10 companies based on factors such as average rates and discounts, available coverage, customer satisfaction, and claims process.
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $96/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $135/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
In general, GEICO tends to be one of the more affordable companies for car insurance, according to our data. And it doesn’t matter what kind of coverage you need. GEICO usually has lower-than-average rates for both liability-only and full-coverage policies.
Plus, it has multiple discount programs that can make auto insurance even more affordable.
GEICO is best for drivers who prefer a digital insurance buying process, as it has few actual agents. But keep in mind that it has lower-than-average customer satisfaction ratings.
Lower-than-average rates
Multiple discount programs
Offers mechanical breakdown coverage
Few agents available
Gap insurance not available
Lower-than-average customer satisfaction
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $71/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $132/mo |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate is a large insurer that offers broad coverage options. And thanks to its plentiful discount programs, it can be cheaper than other companies. It has a longer list of discounts than many other companies, offering less common discounts like early signing payments, auto-pay, new car, and usage-based insurance and pay-per-mile programs.
Unfortunately, Allstate’s customer reviews are often negative, with many customers complaining about the company’s mobile tracking app.
Many discounts available
Offers usage-based and pay-per-mile coverage
Rideshare insurance available
Below-average customer satisfaction ratings[1]
Gap insurance not available
Poor Trustpilot rating
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $57/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
After a driving under the influence (DUI) conviction, your car insurance premiums will typically increase significantly. Our research shows that a DUI causes a staggering 61% average increase in rates industrywide.
But with State Farm, your rates will increase less severely. It offers more competitive rates for drivers with a DUI on their record, and the company has strong customer satisfaction ratings.
That said, State Farm isn’t available everywhere. Residents of Massachusetts and Rhode Island aren’t eligible for coverage, as of this writing. And it doesn’t sell gap insurance, so people who want gap coverage for financed vehicles may need to look elsewhere.
Better-than-average rates
Strong customer satisfaction ratings
Smaller rate increases after DUI
Not available in all states
Gap insurance not available
Higher rates after an accident
| User Reviews | 3.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $102/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $176/mo |
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Drivers with spotty driving records, such as DUIs or past accidents, can typically find cheaper rates through Progressive than with other companies. It also offers robust coverage options and many discount programs to make coverage more affordable.
That said, Progressive’s customer satisfaction ratings and reviews are poor, and how you decide to buy your policy can affect your rates.
Offers protection plans
Lower-than-average rates
Loan/lease payoff coverage available
Poor ratings for customer satisfaction
Purchase method can affect rates
Poor Trustpilot reviews
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
In many states, insurance companies can use your credit-based insurance score to determine your eligibility for a policy and to set your rates. If you have poor credit, you can pay much more for coverage than other people. But SafeAuto specializes in high-risk drivers, and it offers competitive rates for people with less-than-perfect credit.
That said, the company issues policies only in some states, and customer reviews are mixed. Common complaints concern the company’s online and mobile account management and claims functionality.
Specializes in high-risk coverage
Significant discounts available
Competitive rates for drivers with poor credit
Limited availability
Mixed customer reviews
Less-functional online and mobile platforms
| User Reviews | 4.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $69/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $93/mo |
Drivers appreciate the overall service but note a recent increase in prices.
Drivers appreciate the overall service but note a recent increase in prices.
NJM is a smaller insurer. It currently offers auto insurance only in Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania. But don’t let its small size fool you. NJM is a top-rated insurer for customer satisfaction with better-than-average rates. Plus, it has a telematics program with usage-based insurance that can help you save even more on your policy.
But NJM has a limited footprint, and, according to customer reviews, it can be harder to qualify for a policy if you’re a high-risk driver.
Highly rated for customer satisfaction
Lower-than-average premiums
Telematics program available
Limited availability
Harder to get coverage for high-risk drivers
Fewer discount programs
| User Reviews | 4.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $111/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $213/mo |
Customers appreciate the helpful staff and quality of coverage but dislike the frequent and unexplained premium increases.
Customers appreciate the helpful staff and quality of coverage but dislike the frequent and unexplained premium increases.
If you want personalized help with your car insurance, Farmers could be a good choice. It has a large network of Farmers-exclusive agents. But it also partners with thousands of independent agents so you can get assistance choosing the right coverage and navigating a claim.
It also has a highly rated mobile app, so you can manage your policy or file a claim with your phone.
But the downside is that it tends to be more expensive than other insurers, and its reviews on Trustpilot are less than stellar.
Broad network of agents
Highly rated mobile app
Multiple discount programs
Higher-than-average rates
Poor Trustpilot reviews
Not available in all states
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $99/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $182/mo |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers auto insurance is a good option for people who want peace of mind. With extensive coverage options, including loan or lease gap insurance, new car replacement protection, and limited rideshare insurance, it does a solid job of ensuring you have coverage no matter the situation.
Travelers’ rates are competitive, but its coverage and discount programs aren’t available in all states. Customer reviews also tend to be mixed.
Multiple discount programs
Offers add-ons and optional coverages
Non-owner coverage available
Below-average customer satisfaction ratings
Limited availability for some discounts and coverage
Poor Trustpilot reviews
| User Reviews | 3.6 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 3.9 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $172/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $230/mo |
Customers appreciate the excellent customer service and efficient claim processing but are frustrated with the high and consistently increasing premiums. Some also found the website difficult to navigate.
Customers appreciate the excellent customer service and efficient claim processing but are frustrated with the high and consistently increasing premiums. Some also found the website difficult to navigate.
Liberty Mutual may be best known for Limu Emu and Doug, but it’s a well-respected insurer with high ratings in J.D. Power’s most recent U.S. Auto Claims Satisfaction Study.[2] It offers a broad range of coverage, including optional add-ons like new car replacement, gap coverage, and rental car reimbursement.
That said, customers left the company poor reviews on Trustpilot, and a higher-than-usual number of complaints were submitted to the National Association of Insurance Commissioners (NAIC).
Strong customer satisfaction ratings
Gap insurance available
New car replacement available
Higher-than-average rates
Negative customer service reviews
Higher-than-usual number of consumer complaints
| User Reviews | 3.4 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 3.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $100/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $177/mo |
Drivers value the affordable initial rates and good coverage but dislike the unexpected price increases and poor customer service.
Drivers value the affordable initial rates and good coverage but dislike the unexpected price increases and poor customer service.
National General is backed by Allstate, but it caters to drivers with spotty records, such as multiple speeding tickets, at-fault accidents, or driving under the influence (DUI) convictions. Drivers with those issues typically need an SR-22 — a certificate of financial responsibility filed with the state department of motor vehicles. But not all insurers will file one on your behalf.
National General specializes in this type of non-standard coverage. And it offers lower rates than many other insurers for drivers who need it.
Competitive rates for drivers with spotty records
Multiple discount programs
Convenient payment options
Not available in all states
Poor customer satisfaction ratings
Gap and rideshare insurance not available
Compare personalized quotes from several insurers in minutes.
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No insurance company is best for everyone. Picking a good fit depends on your location, driving history, and vehicle. To find the best and most affordable coverage, follow these steps:
Set a baseline by outlining how much coverage your state and lender require. If you’re unsure how much coverage you need, keep in mind that full-coverage insurance is optional, but nearly every state requires liability insurance.
For example, a driver from Texas who finances their vehicle will need to purchase a liability policy that includes at least $30,000 of bodily injury liability coverage per person, $60,000 of bodily injury coverage per accident, and $25,000 of property damage liability coverage. They’ll also need to purchase comprehensive and collision coverage since lenders and leasing companies require them.
Full-coverage insurance typically includes comprehensive, collision, and liability coverage. You should consider purchasing it if you have a new or expensive car or can’t afford to repair or replace it after an accident.
You can stick with a liability-only policy as long as you purchase your state’s minimum requirements and are prepared for the potential out-of-pocket expense if you cause an accident. But buying higher liability limits is always a good idea. Most experts recommend getting at least enough to cover your net worth.[3]
If you have an existing policy, contact your agent or your insurance company’s customer service department and ask about potential discounts you may be eligible for. Discount programs vary by insurer, but common auto insurance discounts include:
Defensive driving: Some insurers give drivers a discount on their premiums upon completing an approved safe driving or defensive driving class.
Good student: If there’s a high school or college student driver in the household, you may qualify for a discount if the student maintains a “B” average or better.
Low-mileage: If you drive fewer than 7,500 miles per year, you may be eligible for a low-mileage discount.
Multi-policy: If you have multiple forms of insurance through a single insurer — such as a homeowners policy and auto coverage — you can often qualify for a multi-policy discount.
To find the best coverage, think beyond the insurance companies you always see on TV. Sometimes, smaller, regional insurers can offer excellent coverage at lower rates than the big-name companies.
For example, COUNTRY Financial, NJM, and Erie Insurance offer policies only in select states, but they have much lower-than-average rates, according to our data.
Rates can vary significantly by insurer, so shopping around is a critical step to find affordable coverage. In general, it’s a good idea to request quotes from multiple insurers at least once every six months.
It doesn’t have to be a time-consuming or tedious process, either. Insurance comparison sites simplify it, allowing you to get quotes from multiple insurance companies at one time.
Bring the insurance companies to you and compare the best rates.
The best car insurance company for you will depend on your particular circumstances, including your driving history, where you live, your credit history, and your age. Here’s some additional guidance to help you find the right insurer for your needs.
No single company is best for every driver, so it’s hard to choose just one insurer. We’ve found that GEICO is the best for affordable coverage, while State Farm and Progressive are likely better choices for drivers with recent infractions on their records. Likewise, smaller companies, like NJM or National General, might be worth considering if you have specialized needs.
COUNTRY Financial offers the cheapest average rate for car insurance, at $34 per month, according to Compare.com data. But Auto-Owners isn’t far behind, with an average monthly premium of $43.
That said, these insurers may not be the cheapest option for everyone, so compare car insurance quotes from several insurers before purchasing a policy.
The best car insurance companies for teen drivers include GEICO, State Farm, and Nationwide. But the best company for you depends on your driver profile. Compare.com data shows that COUNTRY Financial offers the overall cheapest rate of $44 per month when you add your teen to your policy.
The best way to find a low rate on auto insurance is to get car insurance quotes from different companies. You can use an auto insurance calculator to compare rates from dozens of top insurers in minutes.
Auto insurance costs can vary a great deal from one state, ZIP code, or city to the next. That’s because your location can determine a number of risk factors, such as traffic patterns, crime rates, and the likelihood of weather-related damage.
GEICO wins on price, with lower average premiums nationwide, while Progressive tends to be cheaper for drivers with speeding tickets or accidents on their record. Your driving history will likely help decide which one works better for you.
Yes. Allstate is a good insurance company overall. You’ll find plenty of discounts and coverage in all 50 states. Customers also report high satisfaction. But some folks complain about the claims process and glitches within the Allstate app.
To choose the best car insurance for you, first figure out what coverage you actually need, then shop around for quotes from different companies. Don’t just look at national insurers, as smaller companies can offer great deals, too.
USAA and State Farm often top the trust charts based on customer satisfaction scores and fewer complaints filed with state regulators. But trust is personal. The company that handles your policy fairly earns your loyalty.
State Farm gets picked more often than most, with nearly 19% of the market, according to the NAIC.[4] The company also has 19,000 agents, so you’ll likely find one near you.
The most “reliable” car insurance company comes down to what’s most important to you: fast claims service, discounts to save on coverage, or great customer support. Companies like Farmers, State Farm, and GEICO each have strengths, so check reviews and ratings that matter most to your situation.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Kat Tretina is a personal finance writer for Compare.com, specializing in insurance and debt management. For the past seven years, she’s been writing for several notable personal finance publications, including U.S News & World Report, NerdWallet, Forbes, Yahoo! Finance, Fortune, and more. She’s passionate about using her expertise to help people understand their financial options.
Kat earned her bachelor’s degree in English and Communications from Elizabethtown College and her master’s from West Chester University. She also holds certifications in financial education and student loan counseling.
Kat has been writing for Compare.com since 2025.
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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