Compare Dodge Car Insurance Rates

Looking for car insurance for your Dodge? You’ve come to the right place. Check out our latest guide below on everything you need to know about car insurance for Dodge cars, trucks, and SUVs.

by Nick Versaw Updated March 11th, 2022

The Dodge brothers got their start making car parts for Henry Ford. After several years working to provide parts for Ford’s successful Model T, the pair of brothers decided to found their own car company — Dodge. 

After its founding in 1914, the company produced a Dodge Model, which quickly became known for its dependability. By 1922, Dodge became the first automotive company to introduce a steel-body closed car. 

Since then, Dodge has continued to provide reliable vehicles to its customers. If you are a Dodge owner or plan to become one soon, you’ll know that car insurance is a part of the costs that come along with the vehicle. 

Although car insurance costs can add up quickly, you can make sure to lock in the best rate by comparing car insurance rates across different companies. Luckily, we can help with that to make the process a breeze. 

Today, we’ll explore the average car insurance rates for Dodge vehicles based on the model. Plus, take a closer look at which insurance companies provide the best rates for Dodge drivers. Here’s what you need to know as you compare Dodge car insurance. 

Dodge Car Insurance Cost

As a driver in the US, the cost of car insurance is essentially unavoidable. On average you’ll pay $106 per month. 

Dodge comes in right on target with an average cost of $105 per month. The cost to insure a Dodge vehicle is not significantly less, it’s just around 1% lower. But the important thing to realize is that the cost is on par with the average. At the very least, that means you aren’t paying significantly more than the average driver when you choose to drive a Dodge. 

Of course, your driving record and location will have a big impact on your car insurance rates. But the possibility of saving even just a little bit can make your ride even more enjoyable. 

Want to know the best rate for your Dodge? Enter your zip code below and we’ll compare insurance rates from 60+ auto insurance companies. The process is fast and simple.

Dodge Car Insurance Rates by Model

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Avenger

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Caliber

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Caravan

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Challenger

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Charger

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Dakota

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Dart

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Durango

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Grand Caravan

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Journey

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Ram

On average, you’ll be saving a small amount by choosing to drive a Dodge over other vehicle types. However, the specific model you choose will dramatically impact your car insurance rates. 

After all, it makes sense that the flashy sports cars in this lineup are a bit more expensive to insure than the sturdy trucks. With that, some of the models on this list have average car insurance rates far above $105 per month. 

Here’s a breakdown of average car insurance costs for Dodge models. 

Dodge Ram

The Ram encompasses a well-loved family of pickup trucks. You’ll find the ram 1500, 2500, and 3500. Each of these trucks offers the driver a different level of power and handling. 

If you are driving a Ram truck, the average amount you pay for car insurance each month is $77. That’s significantly below the national average. With that, you can drive a sturdy ride without car insurance burning a hole in your pocket. 

Dodge Charger

Chargers have gained a reputation for powerful engines and muscle car appeal. The four-door ride offers a fast engine and a sleek exterior. You’ll find plenty of options to customize your Charger to meet your exact specifications.\

Not surprisingly, this powerful ride comes with a rather expensive car insurance price tag. The average Charger driver pays $154 per month for car insurance. That’s the second most expensive model on this list to insure — behind the even sportier two-door Challenger. 

Dodge Durango

The Dodge Durango offers a spacious interior that can hold up to 7 passengers. Although an SUV, the design is rather sporty. Plus, you can choose engine upgrades that provide more muscle for your ride. 

If you are driving a Durango, you’ll pay an average of $98 per month for car insurance. 

Dodge Journey

The Dodge Journey is a smaller SUV that is no longer in production. But you might still be able to find a reliable Journey on the used car market. Dodge recently stopped making the Journey in 2020. 

For drivers with a Journey, you’ll pay an average of $128 per month for car insurance. 

Dodge Avenger

Dodge Avengers have been produced intermittently since the mid-1990s. The first round of the Avenger models ceased production in 2000. In 2008, Dodge brought the Avenger back. But then production stopped again in 2014 for this four-door sedan. 

If you find yourself driving an Avenger, you’ll pay an average of $115 per month for car insurance. 

Dodge Grand Caravan

The Dodge Grand Caravan is a minivan that first hit the market in 1984. Although it was a relatively popular vehicle that stayed on the market for decades, Dodge recently discontinued production in 2020. The reason behind this switch was the intention to transition the Dodge brand to a focus on more performance-based vehicles. You won’t find any more minivans in the Dodge lineup. 

Although you cannot buy a new Grand Caravan, there are plenty of used options out there. Drivers of Grand Caravans should expect to pay an average of $91 per month for car insurance. 

Dodge Dakota

The Dodge Dakota was a popular truck in the 1990s and early 2000s. Many loyal drivers of this relatively small truck were disappointed when Dodge discontinued production in 2011. Although there are rumors of a Dakota reboot in the near future, Dodge hasn’t provided any solid information about the possibility. 

If you are driving a Dakota, it’s an older vehicle. With that, you can expect to pay less for car insurance. On average, Dakota drivers pay $70 per month for their car premium.

Dodge Challenger

Last, but not least, we have the Dodge Challenger. Drivers of this vehicle pay the most for car insurance on this list, with an average of $168 per month. 

That’s more than $60 above the average cost to insure Dodge models. But it is not surprising based on the features that pack this powerful vehicle. Those that want a relatively affordable sports car with plenty of power will love what the Challenger has to offer. 

While these averages give you an idea of what you might pay for your Dodge car insurance, what you really want is a personalized quote. Give us 5 minutes and we’ll give you personalized quotes from over 60 insurance companies. Just enter your zip code below to start the process.

Dodge Car Insurance Rates by Insurance Company

As you’ve noticed, each Dodge model has a different average cost for insurance. 

With that, you won’t be surprised that different car insurance providers charge different rates to Dodge drivers. The right car insurance company can make all the difference. 

Here’s a closer look at the average monthly premium of Dodge car insurance rates by company. We start with the companies that offer the most affordable rates. Although this is not an exhaustive list of your car insurance options, it should give you an idea of where to start your search. 

Insurance Company Monthly Premium
Commonwealth Casualty $63
First Chicago $65
Assurance America $75
Sun Coast  $75
MetroMile $79

This list is a great way to see how car insurance rates vary based on the company. But the easiest way to find the best rate for your unique situation is to compare rates across the board. Luckily, you can streamline this process to take just a few minutes with our help. 

All you have to do is enter your zip code below to get started. 

Features That Impact Dodge Car Insurance Rates

When you are selecting a vehicle, choosing to opt for additional safety features could help to lower your car insurance costs. The good news is that Dodge has several safety features that could significantly lower your insurance premium while helping to keep you safe on the road. 

Features to look for include:

  • Forward collision warning. If you get too close to the car in front of you, the vehicle will warn you. In some cases, Active Braking may engage to bring your car to a stop. 
  • Blind-spot monitoring. If a vehicle is in your blind spot, this system will let you know when you are changing lanes. 
  • Traction control. In some models, you can upgrade to traction control to unlock greater stability and control. 

Beyond these vehicle features, your driving record will impact your car insurance costs. With that, sticking to safe driving practices can help you keep your rates low. 

FAQs About Dodge Car Insurance

Are Dodge cars more expensive to insure?

On average, Dodge vehicles are not more expensive to insure. In fact, the average cost is $1 less than the average cost to insure other vehicles. The average cost to insure a vehicle in the U.S. is $106 per month. But the average cost to insure a Dodge vehicle is $105 per month. 

However, the type of Dodge you drive will significantly impact your cost. For example, the average cost to drive a Dodge Challenger is $168 per month, which is much more expensive than the average. 

Does Dodge have their own car insurance?

No, Dodge does not offer their own car insurance. Instead, you can use our site to easily compare car insurance companies to find the best fit. 

How much does Dodge insurance cost?

The average cost to insure a Dodge vehicle is $105 per month. But the model you drive will have a big impact on your costs. For example, the average cost to insure a Dodge Ram is $77 per month. But the average cost to insure a Dodge Charger is $154 per month.

 

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