+120 more)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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Honda Odyssey auto insurance averages $81 per month for liability only and $153 per month for full coverage. The popular minivan costs less to insure than the national average for all vehicles, thanks in part to its affordability and high safety ratings.[1] [2]
But your insurance premiums may differ depending on factors like your Odyssey’s model year, your age, driving history, and ZIP code.
In this guide, we’ll tell you how to find the best car insurance company for your Honda Odyssey. Plus, we’ll give you helpful tips on how to get the cheapest rates without sacrificing coverage.
Safeco offers the cheapest Honda Odyssey insurance rates, with an average premium of $75 per month.
New Mexico drivers pay the cheapest average Odyssey rates, at $62 per month. Delaware drivers pay the most for Odyssey insurance, averaging $221 per month.
COUNTRY, Auto-Owners, and Nationwide are some of the best insurers for the Honda Odyssey.
Your car insurance rates largely depend on the type of policy you choose. Liability-only coverage is cheaper but only covers injuries and property damage you cause to others.
Full coverage costs more because it offers better protection for you and your Odyssey. It includes liability insurance, plus comprehensive and collision coverage. You can also usually add injury coverage like personal injury protection (PIP) for you and your passengers.
Take a look at the table below for average monthly premiums for each policy type, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Honda Odyssey | $81 | $153 | $117 |
| All vehicles | $108 | $190 | $149 |
Odyssey drivers typically pay lower-than-average car insurance rates. Liability-only car insurance for the Odyssey averages $81 per month, while the average full-coverage rate is $153 per month.
But even though Odysseys have affordable rates, some insurance companies offer cheaper premiums.
No matter the average rates, you can still find ways to save on your Honda Odyssey insurance. Comparing quotes from multiple companies can help you find the best deal.
The companies featured in the table below have the most competitive rates for the Odyssey, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Safeco | $75 |
| GEICO | $81 |
| Mercury | $84 |
| National General | $90 |
| Direct Auto | $92 |
| Liberty Mutual | $100 |
| The General | $115 |
Safeco’s rates are the cheapest for an Odyssey, averaging $75 per month. But these companies may not be the cheapest for every Odyssey driver. Personal factors like your age and driving record affect how much you pay.
Let’s take a look at some of the best insurers for different Honda Odyssey drivers.
No single car insurance company is right for everyone. What’s best for you depends on your driving record, coverage needs, and budget. We analyzed average Odyssey rates, coverages, discounts, and customer ratings and reviews to find three of the best insurers for different Odyssey drivers.
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 665 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $34/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $59/mo |
Having a less-than-perfect driving record can be costly, but COUNTRY Financial has some of the cheapest rates for drivers with spotty records. It also has a generous list of discounts for teens and young drivers, including up to 10% savings for completing its Simply Drive course.
But COUNTRY doesn’t offer car insurance in every state, so you’ll need to make sure it’s available in your area. The company also has mixed customer reviews on Trustpilot and isn’t a great option if you want to buy your policy online.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.1 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $43/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $73/mo |
Drivers value the excellent customer service and coverage but feel the prices, especially for homeowners, can be high.
Drivers value the excellent customer service and coverage but feel the prices, especially for homeowners, can be high.
Auto-Owners is a solid option for Honda Odyssey drivers looking for full-coverage auto insurance. It offers emergency road service, diminished value for newer models, rental car coverage, and more. Plus, if you have a homeowners policy with COUNTRY, the insurer offers a shared deductible if something damages both your car and home.
But while Auto-Owners has good customer satisfaction ratings in some regions, it has below-average claims satisfaction and digital experience ratings.
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 641 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $94/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $175/mo |
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Safe drivers can save big with Nationwide — especially if you participate in its highly rated SmartRide telematics program. Safe driving habits can save you up to 40%. It also offers pay-per-mile car insurance through its SmartMiles program.
That said, Nationwide has a poor customer rating on Trustpilot. The insurer also doesn’t offer as many discounts as some of its competitors.
Above-average digital service rating
Highly rated telematics program
Above-average claims satisfaction rating
Fewer discounts than some companies
Below-average customer satisfaction ratings
Poor Trustpilot rating[8]
Get rates from 100+ top insurers and find the best coverage for your minivan.
Your Odyssey’s age can affect your car insurance costs. In general, the more your vehicle is worth, the more it costs to insure. So, you’ll typically pay more for auto insurance for a newer Odyssey than for an older model.
Check out the table below for the average monthly premiums by Honda Odyssey model year, according to Compare.com data.
Odyssey Model Year | Average Monthly Premium |
|---|---|
| 2025 | $133 |
| 2024 | $117 |
| 2023 | $115 |
| 2022 | $111 |
| 2021 | $105 |
| 2020 | $106 |
| 2019 | $98 |
| 2018 | $123 |
| 2017 | $105 |
| 2016 | $111 |
| 2015 | $115 |
| 2014 | $97 |
| 2013 | $99 |
| 2012 | $89 |
| 2011 | $108 |
| 2010 | $77 |
Another factor insurers consider when pricing your policy is where you live.
Car insurance rates vary by state because insurers consider local risk factors like weather, theft rates, accident rates, and repair costs.[9] Drivers in rural states often pay less because there’s usually less traffic and fewer accidents than in busy urban areas.
The following map shows average monthly premiums for the Honda Odyssey by state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $79 |
| Arizona | $115 |
| Arkansas | $103 |
| California | $127 |
| Colorado | $122 |
| Connecticut | $201 |
| Delaware | $221 |
| Florida | $164 |
| Georgia | $149 |
| Idaho | $167 |
| Illinois | $68 |
| Indiana | $71 |
| Iowa | $98 |
| Kansas | $84 |
| Kentucky | $92 |
| Louisiana | $130 |
| Maine | $138 |
| Maryland | $102 |
| Massachusetts | $209 |
| Michigan | $90 |
| Minnesota | $159 |
| Mississippi | $111 |
| Missouri | $112 |
| Montana | $92 |
| Nebraska | $89 |
| Nevada | $59 |
| New Hampshire | $80 |
| New Jersey | $92 |
| New Mexico | $62 |
| New York | $147 |
| North Carolina | $85 |
| North Dakota | $176 |
| Ohio | $212 |
| Oklahoma | $78 |
| Oregon | $105 |
| Pennsylvania | $100 |
| Rhode Island | $103 |
| South Carolina | $141 |
| South Dakota | $169 |
| Tennessee | $75 |
| Texas | $85 |
| Utah | $140 |
| Vermont | $106 |
| Virginia | $120 |
| Washington | $82 |
| District of Columbia | $105 |
| West Virginia | $75 |
| Wisconsin | $93 |
| Wyoming | $66 |
Your age is one of the most important rating factors car insurance companies use to determine your premiums. Younger drivers have less experience behind the wheel and get into more accidents, making them the most expensive age group to insure.[10] Older drivers are usually more cautious and pay less for coverage.
The table below breaks down average monthly rates for each age group, according to Compare.com data.
Seniors pay an average of $118 per month for Honda Odyssey auto insurance. Teens pay more than twice that, at an average of $288 per month.
Your driving record can also have a significant effect on your car insurance costs. Speeding and at-fault accidents raise your risk of filing a claim, which increases how much you pay for coverage.[11]
The table below shows average rates for a Honda Odyssey by driving record, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $153 |
| Speeding ticket | $212 |
| At-fault accident | $221 |
| DUI | $252 |
Honda Odyssey premiums go up substantially after an accident or a driving under the influence (DUI) conviction. A DUI causes average Odyssey rates to go up by $99 per month, compared to a clean driving record. Average rates increase by $68 per month after an at-fault accident.
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Certain features and options of your Honda Odyssey can factor into how much you pay for car insurance. Insurers look at safety, repair costs, and the likelihood of theft when setting your rate.
Some features can lower your premium, while others can increase it, including:
Advanced safety features: Odysseys come standard with the Honda Sensing package, which includes safety features to lower your risk of an accident, potentially reducing your premiums.
Rear-seat entertainment system: Entertainment systems increase replacement costs, which could raise premiums.
Anti-theft system: Features that help deter theft may qualify you for a discount.
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You can always look for a better deal on your auto coverage. Here are some tips to help you score cheaper insurance for your Honda Odyssey:
Ask about discounts. Check for any discounts you might qualify for to maximize your savings.
Only buy the coverage you need. If you have an older Odyssey, you may only need minimum coverage. But if liability only doesn’t cut it, buy only the coverage you need to keep costs low.
Raise your deductible. Increasing your comprehensive and collision deductibles will lower your premium. But you’ll also pay more out of pocket if you file a claim.
Avoid tickets and accidents. Maintaining a clean driving record can help you get the best deal on Odyssey coverage.
Compare insurance quotes. Compare car insurance quotes from at least three companies to make sure you get the right coverage for your Odyssey at the best price.
Compare quotes and get the cheapest coverage for your Honda Odyssey.
Whether you already own an Odyssey or are looking to buy one, we’re here to help. Below, we answered some of the most common questions about Odyssey auto insurance.
Not typically. Car insurance for the Honda Odyssey costs an average of $117 per month, cheaper than the national average for all vehicles of $149 per month, according to Compare.com data. But your personal rates depend on various factors, like your age, location, and credit history.
Safeco is the cheapest insurance company for the Honda Odyssey, with rates averaging $75 per month, according to Compare.com data. That said, how much you pay for car insurance depends on many factors, including your driving record and ZIP code.
Car insurance for the 2025 Honda Odyssey costs an average of $133 per month, according to Compare.com data. That’s slightly higher than the overall average for Odyssey insurance of $117 per month.
The Honda CR-V is the cheapest Honda model to insure. Car insurance for the CR-V costs an average of $127 per month, according to Compare.com data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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