+120 more)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Honda car insurance averages $112 per month for liability and $189 for full coverage. That’s slightly higher than the national average for all vehicles.
The cheapest insurers for most Honda models are USAA, State Farm, and Allstate.
The Honda CR-V is the cheapest Honda to insure, while the Accord is the most expensive.
Insurance rates vary among companies. Each insurer has its own method of calculating risk using factors like your age, driving history, and vehicle type. That’s why it’s worth shopping around and comparing quotes from multiple insurers to find the best rate.
Check out the table below for the cheapest car insurance companies for Honda vehicles, based on Compare.com data.
Company  | Average Monthly Premium |
|---|---|
| USAA | $78 |
| State Farm | $86 |
| Allstate | $110 |
| American Family | $117 |
| GEICO | $120 |
| AAA | $132 |
| Nationwide | $142 |
| Progressive | $145 |
| Travelers | $148 |
| Farmers | $168 |
| Liberty Mutual | $200 |
| Amica | $378 |
USAA offers the cheapest Honda rates, averaging just $78 per month. It’s followed by State Farm, at $86 per month, and Allstate, at $110 per month. All three insurers are well below the brand average of $112 per month for liability coverage and $189 per month for full coverage.
Compare insurance quotes for your car starting at $78 per month.
On average, Honda drivers pay less for car insurance than the national average for all vehicles. The Honda CR-V is one of the most popular models and the cheapest to insure, at $85 per month for liability coverage. The Odyssey is second-cheapest, at $101 per month.
The table below shows average liability and full-coverage premiums for the top-selling Honda models of 2025, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| CR-V | $85 | $158 |
| Civic | $113 | $207 |
| HR-V | $113 | $192 |
| Accord | $119 | $198 |
| Pilot | $113 | $170 |
| Odyssey | $101 | $155 |
| All Honda models | $112 | $189 |
Average Honda CR-V liability premium: $85 per month
Average Honda CR-V full-coverage premium: $158 per month
2026 Honda CR-V MSRP: Starting at $30,920
The Honda CR-V won the compact SUV Kelley Blue Book Best Buy Award in 2025, and for good reason.[1] It’s affordable, efficient, easy to drive, and gets great gas mileage. It has excellent resale value and some of the lowest average insurance rates of any Honda.
The table below shows the cheapest auto insurance companies for the Honda CR-V, according to our data.
Company | Average Monthly Premium |
|---|---|
| USAA | $60 |
| State Farm | $72 |
| Allstate | $80 |
| GEICO | $89 |
| American Family | $92 |
Average Honda Civic liability premium: $113 per month
Average Honda Civic full-coverage premium: $207 per month
2026 Honda Civic MSRP: Starting at $24,595
The Honda Civic is an affordable compact sedan with good fuel economy and excellent safety ratings, making it popular with many drivers.[2] It also has affordable insurance rates from many of the most well-known insurers.
Check out the table below for the cheapest Civic insurers, according to our data.
Company | Average Monthly Premium |
|---|---|
| USAA | $85 |
| State Farm | $94 |
| Allstate | $121 |
| American Family | $128 |
| GEICO | $132 |
Average Honda HR-V liability premium: $113 per month
Average Honda HR-V full-coverage premium: $192 per month
2026 Honda HR-V MSRP: Starting at $26,200
If you want a bigger car that’s dependable like the Civic, but not as big as the CR-V, the Honda HR-V might be the perfect fit. The subcompact SUV packs family-friendly features like active noise cancellation, smart entry and auto lock, and a connected mobile app.
Its excellent safety ratings and standard Honda safety features help keep insurance rates affordable. Below, you’ll find the insurers with the cheapest average rates for the HR-V, according to our research.
Company | Average Monthly Premium |
|---|---|
| USAA | $79 |
| State Farm | $88 |
| Allstate | $112 |
| American Family | $119 |
| GEICO | $122 |
Average Honda Accord liability premium: $119 per month
Average Honda Accord full-coverage premium: $198 per month
2026 Honda Accord MSRP: Starting at $28,295
The Honda Accord is a spacious midsize sedan with room for families who don’t want a big SUV or van. The Accord is one of Honda’s more premium mainstream models, and its turbocharged engine pushes insurance costs a bit higher. Still, its long history of five-star safety ratings helps offset premiums.
Here’s a look at some of the most affordable insurance options for the Honda Accord, according to our data.
Company | Average Monthly Premium |
|---|---|
| USAA | $82 |
| State Farm | $90 |
| Allstate | $115 |
| American Family | $123 |
| GEICO | $126 |
Average Honda Pilot liability premium: $113 per month
Average Honda Pilot full-coverage premium: $170 per month
2026 Honda Pilot MSRP: Starting at $40,200
The Honda Pilot is a full-size SUV with three rows of seating, up to 5,000 pounds of towing capacity, and strong safety ratings. Its versatility, off-road capability, and family-friendly reputation make it a popular choice with drivers.
Let’s take a look at some of the cheapest insurance companies and rates for the Pilot, according to our data.
Company | Average Monthly Premium |
|---|---|
| USAA | $70 |
| State Farm | $77 |
| Allstate | $99 |
| American Family | $106 |
| GEICO | $108 |
When it comes to car insurance, no single option is best for every Honda driver. That said, we chose the three companies below based on various criteria, including available discounts, customer service experience, and coverage types.
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $88/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $142/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
GEICO is a good option for Honda drivers looking to save money on car insurance without sacrificing quality insurance coverage. The company offers more discounts than most insurers, and you can create a personalized policy to meet your needs.
Becoming a GEICO customer is easy thanks to the company’s easy online quoting process.
Many discounts available
Personalized coverage options
Gap insurance not available
Low Trustpilot rating
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $108/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Age plays a big role in how much you’ll pay for car insurance, with teens paying the highest rates overall. State Farm offers teens several ways to save on coverage, including its driver training discount, student away at school discounts, and good student discount.
Additionally, drivers younger than 25 who’ve maintained a clean driving record for three years can save up to 20% by enrolling in State Farm’s Steer Clear program.
Many local agents
Discounts geared toward teen drivers
Gap insurance not available
Accident forgiveness not available
| User Reviews | 3.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $97/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $162/mo |
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Progressive is a good choice for anyone looking for unique auto coverage. In addition to collision, comprehensive, and liability insurance, Progressive offers coverages including custom parts and equipment value coverage, trip interruption coverage, and pet injury coverage.
Honda drivers (except in Hawaii, Alaska, North Carolina, or California) can take advantage of the company’s loyalty rewards and perks to further lower their costs.
AM Best financial strength rating of A+ (Superior)
Offers comprehensive coverage options
Low Trustpilot rating
Rates may be higher than other insurers
Get personalized quotes and save money in seconds.
Where you call home can influence your rates, down to your ZIP code. Insurers look at factors like local traffic, theft rates, weather patterns, and repair costs when determining rates.
The following table shows how much you can expect to pay for car insurance based on the state you live in, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $125 |
| Arizona | $143 |
| Arkansas | $133 |
| California | $162 |
| Colorado | $162 |
| Connecticut | $225 |
| Delaware | $248 |
| Florida | $188 |
| Georgia | $176 |
| Hawaii | $201 |
| Idaho | $100 |
| Illinois | $85 |
| Indiana | $83 |
| Iowa | $125 |
| Kansas | $103 |
| Kentucky | $117 |
| Louisiana | $156 |
| Maine | $169 |
| Maryland | $119 |
| Massachusetts | $240 |
| Michigan | $110 |
| Minnesota | $182 |
| Mississippi | $137 |
| Missouri | $143 |
| Montana | $119 |
| Nebraska | $118 |
| Nevada | $70 |
| New Hampshire | $92 |
| New Jersey | $114 |
| New Mexico | $69 |
| New York | $213 |
| North Carolina | $114 |
| North Dakota | $200 |
| Ohio | $174 |
| Oklahoma | $98 |
| Oregon | $135 |
| Pennsylvania | $120 |
| Rhode Island | $127 |
| South Carolina | $174 |
| South Dakota | $193 |
| Tennessee | $109 |
| Texas | $112 |
| Utah | $173 |
| Vermont | $118 |
| Virginia | $141 |
| Washington | $113 |
| Washington D.C. | $134 |
| West Virginia | $96 |
| Wisconsin | $116 |
| Wyoming | $89 |
Driver age plays a big role in car insurance rates. That’s because younger drivers, especially those younger than 25, tend to have less experience and a higher accident risk. Insurers charge them more to offset the increased likelihood of claims.
Older, more experienced drivers generally pay lower premiums. Senior drivers typically pay the cheapest rates because they usually have safer driving habits.
The table below highlights average monthly premiums for Honda insurance by age group, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Drivers younger than 25 | $290 |
| Adult drivers | $151 |
| Senior drivers | $130 |
Your driving record heavily influences your car insurance costs. Insurers use your past driving behavior to predict your risk of filing a claim. Drivers with speeding tickets, accidents, or driving under the influence (DUI) convictions are more likely to file claims, so insurers charge higher premiums to cover that risk.
Maintaining a clean driving record is the most cost-effective way to keep insurance affordable. Here’s how average Honda insurance rates vary by driving record, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $151 |
| Speeding ticket | $202 |
| At-fault accident | $216 |
| DUI | $254 |
){kind=logo}
Besides your age and driving history, your Honda’s safety ratings, repair costs, and trim level can significantly affect your premiums. Understanding these details can help you choose the right Honda model and insurance coverage.
Honda models generally earn strong safety ratings. Many models have earned a Safety Pick award in 2024 or 2025 from the Insurance Institute for Highway Safety, plus five-star ratings from the National Highway Traffic Safety Administration.[3]
High safety ratings typically lower insurance costs because insurers expect you to file fewer claims and have lower repair costs.
Honda has a long history and a loyal fan base in America, making aftermarket and genuine parts relatively easy to come by. That said, repair and replacement costs vary by model. More expensive features often come with higher repair costs, which can raise insurance rates.
Higher trim levels often include expensive add-ons like advanced technology, larger wheels, and premium interiors. These upgrades can increase the cost to repair or replace your Honda, making full-coverage insurance premiums more expensive than base trims.
)
Here are a few key coverages to consider adding to your Honda’s insurance policy:
Collision coverage: While Honda parts are relatively easy to find, repair bills can still add up. Collision coverage helps pay for repairs after an accident.
Comprehensive coverage: Honda makes popular vehicles, and some are theft targets, so comprehensive coverage adds valuable protection. It also covers damage from things like fires, storms, falling objects, and vandalism.
Uninsured/underinsured motorist (UM/UIM) coverage: If another driver hits you and doesn’t have insurance, UM/UIM coverage can help pay for damages.
Personal injury protection (PIP): Honda vehicles are popular with families, and personal injury coverage offers peace of mind after an injury-causing crash.
Gap insurance: If you finance or lease your vehicles, gap insurance covers the difference between your Honda’s value and your loan or lease balance if you total it. It’s especially valuable for newer vehicles that depreciate quickly.
Here’s some additional information to help you find cheap car insurance for your Honda.
It costs $157 per month, on average, to insure a Honda — slightly below the national average, according to our data. But keep in mind the exact rate you pay will vary depending on your insurance history, vehicle type, and location.
Not really. Our research shows the average monthly cost to insure a Honda is $157, compared to the national average for all cars of $166 per month.
The Honda CR-V is the cheapest model to insure, with an average monthly rate of $85 for liability coverage and $158 for full coverage, according to our research. But you can still find ways to save on car insurance by taking advantage of discounts and comparing quotes from several insurers.
The best car insurance policy is the one that fits your budget and provides the coverage you need. Our research shows that USAA is the cheapest option for Honda drivers, with an average monthly rate of $78.
USAA is the cheapest car insurance company for a Honda vehicle. Its average premium is $78 per month for Honda insurance. State Farm also has affordable rates, averaging $86 per month.
On average, car insurance for a Honda CR-V costs $85 per month for a liability policy and $158 for full coverage. But your rate depends on factors like your age, driving record, and your CR-V’s model year.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
)
)
