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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
If you drive a Honda, you can expect to pay an average monthly premium of around $148 for car insurance, which is comparable to the national average of $150. Hondas tend to be relatively inexpensive to insure thanks to their high safety ratings and generally low repair costs.[1][2]
On the other hand, some models — like the Accord and Civic — may cost more to insure due to a history of higher theft rates.[3] Your costs can also vary depending on your model and whether you’re driving an SUV, sedan, minivan, or hatchback.
Other factors, such as your credit history, ZIP code, and driving history, will also affect car insurance costs. Comparing quotes from multiple insurers and taking advantage of car insurance discounts will help you find the best car insurance rates for your Honda.
The average Honda driver pays $148 per month for car insurance.
GEICO, State Farm, and Progressive are some of the best car insurance companies for Hondas.
You can save money on car insurance by having certain safety features, driving an older model, or choosing a vehicle that’s less prone to theft.
Whether you’re a longtime Honda owner or considering buying one, you’re probably wondering how Honda's car insurance costs compare to other vehicles. The table below shows the average monthly cost of car insurance for a Honda based on the coverage type and how each compares to the average of all other vehicles, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Honda | $103 | $192 | $148 |
| All makes | $106 | $194 | $150 |
Overall, Honda drivers tend to pay slightly less than the national average for car insurance overall and both for liability and full-coverage policies.
Comparing quotes can save you up to $867.†
The specific Honda model you drive can affect your insurance rates. Factors like the car’s value, repair costs, safety ratings, and theft rates all affect your car insurance premiums. The amount of car insurance coverage you choose also plays a significant role.
For example, a basic liability policy will meet your state-minimum coverage requirements and cost less, but it won’t cover your injuries or vehicle damage. Full-coverage car insurance costs more because it provides greater protection.
Check out the table below to see how average rates vary between Honda models, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Accord | $121 | $224 |
| Civic | $115 | $211 |
| CR-V | $89 | $164 |
| Fit | $90 | $166 |
| HR-V | $113 | $209 |
| Insight | $113 | $209 |
| Odyssey | $92 | $170 |
| Passport | $109 | $201 |
| Pilot | $94 | $173 |
| Prologue | $163 | $302 |
| Ridgeline | $97 | $179 |
| All Honda models | $103 | $192 |
The CR-V is the cheapest Honda model to insure, with an average monthly rate of $89 for liability coverage and $164 for full coverage. On the other hand, the Honda Prologue is the most expensive model, costing an average of $163 per month for a liability policy and $302 for full coverage.
Exploring some of the cheapest car insurance companies can be a good way to save money on auto insurance.
Regardless of the average rates for Honda car insurance, you can always save more. Let’s start with the table below, which outlines the five cheapest insurers for Hondas, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $81 |
| Farmers | $85 |
| Nationwide | $88 |
| Clearcover | $95 |
| Plymouth Rock | $95 |
Travelers tends to offer the cheapest rate overall, with an average monthly premium of just $81.
But while these companies are the cheapest on average, it doesn’t mean they’re the cheapest option for you.
It’s crucial to compare quotes from several companies, as different insurers may offer better rates to different driver demographics. We’ll take a look at a few of the best insurers for Honda owners next.
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When it comes to car insurance, no single option is best for every Honda driver. That said, we chose the three companies below based on various criteria, including available discounts, customer service experience, and coverage types.
Compare.com Rating: 4.95 out of 5
Many discounts available
Personalized coverage options
Gap insurance not available
Low Trustpilot rating[4]
GEICO is a good option for Honda drivers looking to save money on car insurance without sacrificing quality insurance coverage. The company offers more discounts than most insurers, and you can create a personalized policy to meet your needs.
Becoming a GEICO customer is easy thanks to the company’s easy online quoting process.
Compare.com Rating: 5.00 out of 5
Many local agents
Discounts geared toward teen drivers
Gap insurance not available
Accident forgiveness not available
Age plays a big role in how you’ll pay for car insurance, with teens paying the highest rates overall. State Farm offers teens several ways to save on coverage, including its driver training discount, student away at school discounts, and good student discount.
Additionally, drivers younger than 25 who’ve maintained a clean driving record for three years can save up to 20% by enrolling in State Farm’s Steer Clear program.
Compare.com Rating: 4.50 out of 5
AM Best financial strength rating of A+ (Superior)[5]
Offers comprehensive coverage options
Low Trustpilot rating[6]
Rates may be higher than other insurers
Progressive is a good choice for anyone looking for unique auto coverage. In addition to collision, comprehensive, and liability insurance, Progressive offers coverages including custom parts and equipment value (CPE) coverage, trip interruption coverage, and pet injury coverage.
Honda drivers (except in Hawaii, Alaska, North Carolina, or California) can take advantage of the company’s loyalty rewards and perks to further lower their costs.
Compare personalized quotes from dozens of top companies in minutes.
Where you call home can influence your rates, down to your ZIP code. Insurers look at factors like local traffic, theft rates, weather patterns, and repair costs when determining rates.
The following table shows how much you can expect to pay for car insurance based on the state you live in, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $97 |
| Arizona | $130 |
| Arkansas | $187 |
| California | $188 |
| Colorado | $153 |
| Connecticut | $296 |
| Delaware | $181 |
| Florida | $191 |
| Georgia | $193 |
| Idaho | $98 |
| Illinois | $122 |
| Indiana | $105 |
| Iowa | $88 |
| Kansas | $120 |
| Kentucky | $191 |
| Louisiana | $176 |
| Maine | $116 |
| Maryland | $268 |
| Massachusetts | $147 |
| Michigan | $228 |
| Minnesota | $147 |
| Mississippi | $147 |
| Missouri | $143 |
| Montana | $119 |
| Nebraska | $137 |
| Nevada | $232 |
| New Hampshire | $89 |
| New Jersey | $155 |
| New Mexico | $113 |
| New York | $375 |
| North Carolina | $73 |
| North Dakota | $113 |
| Ohio | $99 |
| Oklahoma | $126 |
| Oregon | $125 |
| Pennsylvania | $127 |
| Rhode Island | $112 |
| South Carolina | $214 |
| South Dakota | $94 |
| Tennessee | $110 |
| Texas | $173 |
| Utah | $142 |
| Vermont | $106 |
| Virginia | $141 |
| Washington | $109 |
| District of Columbia | $222 |
| West Virginia | $113 |
| Wisconsin | $99 |
| Wyoming | $94 |
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It’s important to not only look for the cheapest rate but to find car insurance that fits your needs. Choosing the cheapest car insurance policy doesn’t help if it leaves you underinsured after an accident. Just about every U.S. state requires drivers to have minimum-liability insurance, but you may want to consider buying more coverage.
A liability-only policy only pays for the other driver’s injuries and damages to their vehicle. But full-coverage car insurance includes collision coverage and comprehensive insurance, which covers you and your vehicle after an accident, theft, or weather-related damage.
If you drive an older, high-mileage Honda that you’ve paid off, you might consider getting basic liability coverage. Just be sure this makes sense for your situation.
But if you drive a new Honda, you’ll likely benefit from purchasing full coverage to protect your car’s value. Comprehensive insurance is especially important for Accord and Civic models, which are often targets for theft. Gap insurance can be helpful if you drive a new Honda.
If you live in a state with a high rate of uninsured drivers, consider uninsured motorist coverage, which protects you if you’re in an accident with a driver without coverage. Once you understand your options, you can begin looking for the best car insurance companies for Hondas.
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Honda car insurance is pretty affordable compared to other vehicles, but some strategies to help you lower your car insurance for your Honda include:
Leverage your car’s safety features. Many Honda models come equipped with safety features, which could help you qualify for a discount. For example, the 2025 Honda Accord comes with a collision warning system, driver knee airbags, and a lane-departure warning system.
Choose a low-risk model. Car insurance tends to be cheaper for the CR-V, likely thanks to its safety features.
Maintain a clean driving record. Your driving history is one of the biggest factors influencing the cost of your policy. Drivers with clean records will always pay the lowest rates for car insurance.
Bundle your policies. Most insurance companies will offer you a discount for bundling multiple policies together. For example, you could receive a discount for buying your auto, home, and life insurance from the same insurer.
Shop around and compare quotes. Rates can vary considerably among different insurers, so it’s important to shop around and compare quotes from several insurance companies.
Compare personalized quotes and find the best insurer for your Honda.
Here’s some additional information to help you find cheap car insurance for your Honda.
It costs $148 per month, on average, to insure a Honda — slightly below the national average, according to our data. But keep in mind the exact rate you pay will vary depending on your insurance history, vehicle type, and location.
Not really. Our research shows the average monthly cost to insure a Honda is $148, compared to the national average of all cars of $150 per month.
The Honda CR-V is the cheapest model to insure, with an average monthly rate of $89 for liability coverage and $164 for full coverage, according to our research. But you can still find ways to save on car insurance by taking advantage of discounts and comparing quotes from several insurers.
The best car insurance policy is the one that fits your budget and provides the coverage you need. Our research shows that Travelers is the cheapest option for Honda drivers, with an average monthly rate of $81.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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