Nottingham, MD Car Insurance

Nottingham drivers pay, on average, around $116 a month for their car insurance. Learn more in our handy guide below.
Are rates in Nottingham higher or lower than those in neighboring areas? How do they compare to the rest of Maryland? How much can residents of Nottingham expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Nottingham?

Area Average Monthly Car Insurance Premium
Nottingham$116
MD$122
United States$81

Based on the above chart, auto insurance policies in Nottingham are about $6 a month cheaper than in the rest of Maryland.

On the other hand, the expected monthly payments for an auto insurance policy in Nottingham are above the national average. Coverage in Nottingham is about $35 more expensive than it is for the rest of the U.S.

While these are the average monthly costs for auto insurance coverage in Nottingham, you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

Don't worry, we've done the work for you and broken down the average rates for Nottingham to help you understand what your monthly premium might be. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$171
25-34$104
35-44$112
45-54$92
55-64$93
65+$65

The more time you have behind the wheel, the more experienced of a driver you should be. That experience can snag you some serious savings when it comes to auto insurance. In this case, 18-24-year-olds pay two times the price that drivers 65 and older.

For every 10 years, you can expect to see a decrease in your monthly premium. Drivers in Nottingham may see their rates creep back up once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$121
Female$109

On average, female drivers pay slightly less than male drivers for car insurance. In Nottingham, the difference is around $12 a month. Based on the chart above, you can see that female drivers pay around $109 on average, while male drivers typically pay $121 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$134
Multiple Accidents$178
1 Ticket$129
Multiple Tickets$91

Depending on your driving record, your rates can vary quite a lot. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. In Nottingham, a driving record with a single accident will usually get you a rate around $134 a month. In addition, drivers with one ticket can expect to pay around $129 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$161
2-3 Years$114
4-5 Years$149
6-7 Years$156
8-10 Years$103
11-14 Years$105
15 Years or Older$112

According to the first table above, the cheapest vehicles to insure in Nottingham are by and large trucks and vans, at $104 per month.

Car owners, on the other hand, usually pay around $114 per month, while SUV drivers can expect to pay about $133 a month for auto insurance coverage.

In addition to vehicle type, you can also expect to see slightly different rates based on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old you may start to see your rates drop back down a bit. In Nottingham, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$125
Married$98
Divorced$83
Widowed$64

Generally, car insurance is slightly cheaper for married policyholders. This can usually be attributed to their policies having multiple vehicles, a factor many companies offer special discounts for.

The difference in rates based on relationship status in Nottingham is about $27 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$110
Rent$117
Live with parents$145

Your living situation is another factor that affects your monthly rate. Renters can expect to pay around $7 a month more than drivers who own property in Nottingham. But if you live with your parents, your rates will be significantly higher.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Nottingham, MD

Recent trends in car insurance for Nottingham drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when deciding when and where to shop.

The cost of auto insurance in Nottingham increased from 2017-2019, before leveling out in 2020. Policy premiums finished down in 2022, at $108 per month

How does Nottingham compare to neighboring areas?

Why are car insurance rates in Nottingham different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. While we mentioned the factors that affect your personal policy, others are based around your home address. These include things like:

  • Availability of off-street parking
  • Amount of drivers
  • Crime rates
  • Area regulations
  • Road safety

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Nottingham?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Simply enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer auto coverage in Nottingham.

Compare the cheapest quotes from dozens of insurance companies

Nottingham Insurance FAQs

What factors affect car insurance quotes in Nottingham?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Nottingham different from other neighboring cities?

Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Nottingham?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Nottingham?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Nottingham or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes