Thomasville, NC Car Insurance

On average, Thomasville drivers pay around $42 a month for their car insurance. To learn more about car insurance rates in the Thomasville area, read our guide below.
How much can residents of Thomasville expect to pay for their car insurance? How does Thomasville stack up to the rest of the area, or even North Carolina as a whole? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Thomasville?

Area Average Monthly Car Insurance Premium
Thomasville$42
NC$53
United States$81

According to the chart above, the average cost of auto insurance in North Carolina is about $11 a month more expensive than it is in Thomasville.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Thomasville is rather affordable. Auto insurance coverage in Thomasville is about $39 cheaper than it is for the rest of the United States.

Keep in mind that these are the average auto insurance rates for Thomasville, and that the rate you get could end up being something different. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the bill you'll see each month.

We've done the heavy lifting for you and broken down the average rate for Thomasville so that you can get a more accurate idea of what your policy will cost you. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$46
25-34$41
35-44$36
45-54Not Enough Data
55-64$38
65+$38

The more time you have behind the wheel, the more experienced of a driver you should be. That experience can turn into some real savings when it comes to car insurance bills. According to the table above, you can see that 18-24-year-olds pay slightly more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. That said, once you hit retirement age, your rates may start to rise again in Thomasville.

Average Car Insurance Rates by Gender

Gender Average
Male$45
Female$40

Female drivers pay, on average, slightly less than their male counterparts. The difference in Thomasville is around $5 per month. As you can see in the chart above, car insurance for women in the area typically costs around $40 each month, while men pay $45 on average.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$34
Multiple Accidents$46
1 Ticket$46
Multiple Tickets$37

Rates can vary wildly depending on your driving record. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions, while those with clean driving records will obviously pay the least. In Thomasville, a driving record with one accident will usually get you a rate around $34 a month. Similarly, drivers with one ticket will typically pay around $46 on average.

Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 YearNot Enough Data
2-3 YearsNot Enough Data
4-5 Years$40
6-7 Years$39
8-10 Years$59
11-14 Years$38
15 Years or Older$41

The most affordable vehicles to insure in Thomasville are by and large trucks and vans, which run about $34 per month.

SUV drivers will see rates of about $42 for insurance coverage, while car owners usually pay around $43 a month.

Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium decrease. In Thomasville, the most expensive vehicles to insure are vehicles eight-to-ten years old and fifteen years and older.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$44
Married$37
Divorced$37

Overall, married policyholders will pay slightly less for auto insurance. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

At a national level, single drivers usually pay more than married couples do for auto insurance. Thomasville follows that pattern, with the difference totaling to around $7 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$35
Rent$44
Live with parents$38

One other element taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $9 a month more than homeowners in Thomasville. But those who live at home with their parents can expect to pay significantly more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Thomasville, NC

Recent trends in car insurance for Thomasville drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before shopping for coverage.

The cost of insurance in Thomasville had been increasing from 2016-2018, before steadying out in 2019. Insurance rates finished down in 2021, at $40 per month

How does Thomasville compare to neighboring areas?

Why are car insurance rates in Thomasville different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:

  • Crime levels
  • Off-street parking accessibility
  • Rate of car accidents
  • Regional laws
  • Number of drivers in the community

You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Thomasville?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Don't worry, Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer auto coverage in Thomasville.

Compare the cheapest quotes from dozens of insurance companies

Thomasville Insurance FAQs

What factors affect car insurance quotes in Thomasville?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Thomasville different from other neighboring cities?

Auto insurance companies consider regional factors, such as parking situations, crime rates, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Thomasville?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Thomasville?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Thomasville or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes