Thomasville, NC Car Insurance

Thomasville drivers pay, on average, around $43 a month for their car insurance. To learn more about what you're likely to pay in the Thomasville area, read our guide below.
How much can residents of Thomasville expect to pay for their car insurance? Are rates in Thomasville higher or lower than those in neighboring areas? How do they compare to the rest of North Carolina? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Thomasville?

Area Average Monthly Car Insurance Premium
Thomasville$43
NC$54
United States$80

Looking at the chart above, you can see it's around $11 a month cheaper to insure your vehicle in Thomasville than it is in the rest of North Carolina.

Similarly, car insurance rates in Thomasville are more affordable than the national average. You can expect to pay about $37 below the national average for auto insurance in Thomasville.

Although these are the average monthly costs for an auto insurance policy in Thomasville, that doesn't mean it's exactly what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

But don't worry, we've broken down average rates for Thomasville residents so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$47
25-34$42
35-44$35
45-54$47
55-64$38
65+$28

It makes sense that older drivers would have more experience behind the wheel. That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay around $19 more than drivers 65 and older.

For every ten years older you get, you can expect to see a drop in your monthly premium. That said, once you hit retirement, your rates may rise again in Thomasville.

Average Car Insurance Rates by Gender

Gender Average
Male$53
Female$40

Male drivers pay, on average. slightly more than female drivers for auto insurance. This is true in Thomasville, where women pay around $13 less a month. As you can see in the table above, female drivers in the area typically pay $40 on average, while female drivers typically pay $53 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$34
Multiple Accidents$53
1 Ticket$53
Multiple TicketsNot Enough Data

Rates can change drastically depending on your driving record. Those with fewer accidents and tickets will pay a lot less than those with multiple infractions. In Thomasville, a driving record with one accident will usually get you a rate around $34 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $53.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 YearNot Enough Data
2-3 YearsNot Enough Data
4-5 Years$41
6-7 Years$38
8-10 Years$91
11-14 Years$36
15 Years or Older$41

According to the first table above, trucks and vans are usually the cheapest vehicles to insure in Thomasville, with drivers paying around $31 per month for auto insurance coverage.

Car owners, on the other hand, by and large pay around $44 per month, while SUV drivers can expect to pay about $42 a month for insurance.

Vehicle age has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Thomasville, vehicles eight-to-ten years old and fifteen years and older are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$45
Married$29
Divorced$37

Generally speaking, people who are married will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

The difference in rates based on relationship status in Thomasville is about $16 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$35
Rent$47
Live with parents$38

Your living situation is another factor that affects your monthly rate. If you rent your home or apartment in Thomasville, expect to pay around $12 a month more than if you own property. But if you live with your parents, your rates will be significantly higher.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Thomasville, NC

Recent trends in car insurance for Thomasville drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

Auto insurance rates in Thomasville had been increasing from 2016-2018, before leveling out in 2019. They finished down in 2021, at $42 per month

How does Thomasville compare to neighboring areas?

Why are car insurance rates in Thomasville different from other areas?

Car insurance companies take in several factors when deciding how much individual insurance policies will cost. The specifics of where you call home will have an impact on your personal policy. This might include things like:

  • Off-street parking access
  • Road Safety (frequency of local car accidents)
  • Rate of crime
  • Community regulations
  • Total amount of drivers in the area

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Thomasville?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com has you covered. Just put in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies offering auto coverage in Thomasville in no time.

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Thomasville Insurance FAQs

What factors affect car insurance quotes in Thomasville?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your driving record, address, credit score, and marital status.

Why is the cost of car insurance in Thomasville different from other neighboring cities?

Auto insurance companies consider regional factors, such as parking situations, crime rates, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Thomasville?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Thomasville?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Thomasville or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes