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How much is car insurance in Cuyahoga Falls?
|Area||Average Monthly Car Insurance Premium|
You can see in the chart above that it's around $4 a month more expensive to insure your vehicle in Cuyahoga Falls than it is in the rest of Ohio.
If you're thinking of moving to Cuyahoga Falls from out of state, you may still be in luck. It's around $19 less to insure your vehicle compared to the average rate for the U.S. as a whole.
Bear in mind that while these rates represent the expected monthly payments for Cuyahoga Falls drivers, it doesn't mean that's what you'll pay. There are a variety of factors that car insurance companies assess when determining how much to charge you to get your vehicle insured. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
We've analyzed the average rate for Cuyahoga Falls and broken down the different factors to help you understand what your monthly bill might look like. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It's pretty safe to assume that the older you are, the longer you've been driving. When it comes to car insurance rates, that experience can really pay off. In this case, 18-24-year-olds pay $57 more than someone who is at retirement age.
For every ten years older you get, you can expect to see a drop in your monthly premium. Cuyahoga Falls drivers may see their rates begin to go back up once they hit retirement.
Average Car Insurance Rates by Gender
In general, female drivers pay less for car insurance than their male counterparts. The difference in Cuyahoga Falls is around $22 a month. As you can see in the chart above, car insurance for women in the area typically costs around $51 each month, while men pay $73 on average.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Cuyahoga Falls, having a single accident on your record will usually get you rates around $82 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $79 on average.
When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$48|
|15 Years or Older||$65|
According to the first table above, SUVs are by and large the cheapest vehicles to insure in Cuyahoga Falls, with drivers paying around $52 per month for insurance coverage.
Car owners can expect to pay an average of around $65 a month for their policy, while truck and van drivers are usually around $54 to insure each month.
Your rates can also vary depending on your vehicle's age. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is a few years old you may start to see your rates drop back down a bit. The most expensive vehicles to insure in Cuyahoga Falls are vehicles eleven-to-fourteen years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$68|
Overall, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Cuyahoga Falls as well, where the difference is around $23 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$80|
Another factor taken into consideration is your living situation. If you rent your home or apartment, expect to pay around $19 a month more than if you own your own home in Cuyahoga Falls. But if you live with your parents, your rates will be significantly higher.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average premiums, depending on your insurance company.
Car Insurance Companies in Cuyahoga Falls, OH
Recent trends in car insurance for Cuyahoga Falls drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before picking an insurance policy.
In Cuyahoga Falls, auto insurance rates dropped from 2017-2018, before leveling out in 2019. Rates finished down in 2022, at $42 per month
How does Cuyahoga Falls compare to neighboring areas?
Why are car insurance rates in Cuyahoga Falls different from other areas?
Car insurance companies will take into account a lot of factors when they're figuring out how much to charge for a policy. While we mentioned the factors that affect your personal policy, others are based around your home address. These include things like:
- Number of drivers
- Frequency of car accidents
- Amount of off-street parking
- Area laws
- Local crime rates
It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Cuyahoga Falls?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But wait! Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from many of the car insurance companies providing policies in Cuyahoga Falls.
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Cuyahoga Falls Insurance FAQs
What factors affect car insurance quotes in Cuyahoga Falls?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your marital status, credit score, address, and driving record.
Why is the cost of car insurance in Cuyahoga Falls different from other neighboring cities?
Crime rates, parking situations, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Cuyahoga Falls?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Cuyahoga Falls?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Cuyahoga Falls or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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