Cuyahoga Falls, OH Car Insurance

Cuyahoga Falls drivers pay, on average, around $59 a month for their car insurance. We cover plan rates, policies and more in our guide below.
How much can residents of Cuyahoga Falls expect to pay for their car insurance? Are rates in Cuyahoga Falls higher or lower than those in neighboring areas? How do they compare to the rest of Ohio? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Cuyahoga Falls?

Area Average Monthly Car Insurance Premium
Cuyahoga Falls$59
OH$59
United States$80

Looking at the chart above, you can see that the average monthly price in Cuyahoga Falls is in line with pricing for the rest of Ohio.

Car insurance rates in Cuyahoga Falls are more affordable than the national average. Car insurance rates for the U.S. as a whole are, on average, $21 more expensive than the rates you'd pay in Cuyahoga Falls.

These rates provide a great starting point for understanding what to expect for your monthly payment, but there's no guarantee that this is what you will end up paying. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.

We've analyzed the average rate for Cuyahoga Falls and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$92
25-34$57
35-44$45
45-54$51
55-64$31
65+$35

The longer you've been behind the wheel, the more experienced of a driver you are. When it comes to car insurance bills, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay $57 more than drivers 65 and older.

You can expect to see your monthly premium drop about once a decade or so. Once you hit retirement, however, you may see your rates creep back up in Cuyahoga Falls.

Average Car Insurance Rates by Gender

Gender Average
Male$67
Female$52

Male drivers pay, on average. slightly more than female drivers for auto insurance. The difference in average rates in Cuyahoga Falls totals about $15 a month. Based on the chart above, you can see that male drivers pay $67 on average, while female drivers typically pay $52 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$88
Multiple Accidents$106
1 Ticket$96
Multiple Tickets$150

Your driving record can have a tremendous impact on your car insurance rates. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Cuyahoga Falls, a driving record with a single accident will usually get you a rate around $88 a month. In addition, drivers with one ticket can expect to pay around $96 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheap car insurance is something you're after, drive safely and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$48
2-3 Years$59
4-5 Years$39
6-7 Years$51
8-10 Years$50
11-14 Years$66
15 Years or Older$69

The most affordable vehicles to insure in Cuyahoga Falls are typically trucks and vans, which run about $51 per month.

Car owners, on the other hand, by and large pay around $60 per month, while SUV drivers can expect to pay about $57 a month for insurance coverage.

You may also see different rates based on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. Once your car is around 5 years old, however, you may see your bill start to shrink a bit. In Cuyahoga Falls, vehicles fifteen years and older are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$65
Married$45
Divorced$36
Widowed$39

More often than not, married policyholders will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Cuyahoga Falls, with married couples paying about $20 less per month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$52
Rent$59
Live with parents$89

Your living accommodations is another component of how insurance companies calculate your monthly rate. Those who own their own home in Cuyahoga Falls can expect to pay around $7 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Cuyahoga Falls, OH

Recent trends in car insurance for Cuyahoga Falls drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.

Car insurance rates in Cuyahoga Falls had been increasing from 2016-2017, when they reached a high of $73. This trend leveled out in 2020, when they began to decrease, and have continued on that road through the present, when rates hit a low of $37 per month.

How does Cuyahoga Falls compare to neighboring areas?

Why are car insurance rates in Cuyahoga Falls different from other areas?

Car insurance companies look at a number of factors when they're deciding how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:

  • Regional regulations
  • Road Safety (frequency of local car accidents)
  • Amount of off-street parking
  • Rate of crime
  • Total number of drivers in the region

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Cuyahoga Falls?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

But wait! Compare.com does all of that work for you. Just type in your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering plans in Cuyahoga Falls.

Compare the cheapest quotes from dozens of insurance companies

Cuyahoga Falls Insurance FAQs

What factors affect car insurance quotes in Cuyahoga Falls?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Cuyahoga Falls different from other neighboring cities?

Local laws, parking situations, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Cuyahoga Falls?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Cuyahoga Falls?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Cuyahoga Falls or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes