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How much is car insurance in Auburndale?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that auto insurance rates in Auburndale are in line with rates across the rest of Florida.
Similarly, residents of Auburndale might expect to pay higher rates for coverage than the rest of the country. It's around $46 more expensive for coverage in Auburndale than the average rates seen in the rest of the U.S.
Keep in mind that these are the average auto insurance rates for Auburndale, and that the rate you get could end up being something different. There are a variety of factors that car insurance companies assess when determining how much to charge you to get your vehicle insured. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't sweat it however, we've broken down average rates for Auburndale residents so that you can get a more accurate idea of what you might pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
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Auburndale Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
More time behind the wheel makes you a more experienced driver. That experience can lead to some serious savings when it comes to car insurance premiums. In this case, 18-24-year-olds pay a lot more than drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. Having said that, once you approach retirement your rates may climb back up a bit in Auburndale.
Auburndale Car Insurance Rates by Gender
Despite the national trend of women paying less than men for insurance coverage, in Auburndale men actually pay $109 per month for coverage while women pay $148.
Auburndale Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can change quite drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Auburndale with a single accident on their record will usually see rates around $150 a month. Likewise, drivers with one ticket will be looking at a rate of around $194 a month on average.
Accidents, tickets, and other driving infractions can cost you some serious cash. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.
Auburndale Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$158|
|15 Years or Older||$123|
In Auburndale, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $103 per month for insurance coverage.
SUV drivers will see rates of about $110, while the rates for car owners average out to about $136 a month.
In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Newer vehicles are generally going to be the most expensive to insure. However, your rates may start to decrease if your car is about 5 years old. In Auburndale, the most expensive vehicles to insure are vehicles less than one year old.
Auburndale Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$133|
Overall, those who have settled down into marriage will pay slightly less for auto insurance. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Auburndale, with married couples paying about $23 less per month.
Auburndale Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$122|
One other element taken into consideration is your living accommodations. If you rent your home or apartment in Auburndale, expect to pay around $55 a month more than if you are a homeowner. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your average premiums, depending on your insurance company.
Car Insurance Companies in Auburndale, FL
Recent trends in car insurance for Auburndale drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.
Auto insurance rates in Auburndale had been decreasing from 2017-2019, when they reached a low of $115, but began to increase from 2020-2021. They finished down in 2022, at $94.
How does Auburndale compare to neighboring areas?
Why are car insurance rates in Auburndale different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. Many factors affecting your policy are based around where you live and drive. These factors include things like:
- Amount of drivers in the area
- Prevalence of crime
- Road Safety (how many accidents each locality has)
- Local regulations
- Off-street parking access
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Auburndale?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
But hold on! Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering policies in Auburndale.
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Auburndale Auto Insurance FAQs
What factors affect car insurance quotes in Auburndale?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.
Why is the cost of car insurance in Auburndale different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, local laws, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Auburndale?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Auburndale?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Auburndale or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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