Hallandale, FL Car Insurance

Residents of Hallandale pay around $127 monthly for their car insurance coverage. To learn more about what you're likely to pay in the Hallandale area, read our guide below.
What can Hallandale residents expect to pay for their car insurance? Compared to their surrounding area, how do rates in Hallandale stack up? What about against the rest of Florida? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Hallandale?

Area Average Monthly Car Insurance Premium
Hallandale$127
FL$123
United States$81

As you can see in the chart above, it is around $4 a month more expensive to insure your vehicle in Hallandale than it is in the rest of Florida.

The average cost of insuring your vehicle in Hallandale is above the national rate. It's about $46 more expensive than the national average to insure your vehicle in Hallandale.

While these are the average car insurance rates for Hallandale, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.

Don't sweat it however, we've broken down average rates for Hallandale residents so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$191
25-34$102
35-44$140
45-54Not Enough Data
55-64$89
65+$134

The older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay a lot more than someone who is at retirement age.

For every ten years older you get, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, you may see your rates begin to go back up in Hallandale.

Average Car Insurance Rates by Gender

Gender Average
Male$129
Female$125

Car insurance rates for women are generally cheaper than they are for men. This is true in Hallandale, where women pay around $4 less per month. Looking at the table above, you can see that female drivers pay around $125 on average, while male drivers typically pay $129 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$166
Multiple Accidents$229
1 Ticket$141
Multiple Tickets$367

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. Drivers in Hallandale with a single accident will pay around $166 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $141.

Accidents, tickets, and other driving infractions can cost you some serious cash. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$90
2-3 Years$101
4-5 Years$127
6-7 Years$154
8-10 Years$125
11-14 Years$113
15 Years or Older$131

According to the first table above, the cheapest vehicles to insure in Hallandale are typically cars, at $122 per month.

SUV owners, on the other hand, usually pay around $136 a month, while truck and van drivers can expect to pay about $131 per month for car insurance.

You may also see different rates based on your vehicle's age. Newer vehicles are generally going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium decrease. In Hallandale, the most expensive vehicles to insure are vehicles six-to-seven years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$135
Married$105
Divorced$125
Widowed$72

Generally, married policyholders will pay slightly less to insure their vehicle. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

The difference in rates based on relationship status in Hallandale is about $30 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$96
Rent$137
Live with parents$144

Another factor taken into consideration is your housing situation. If you rent your home or apartment in Hallandale, expect to pay around $41 a month more than if you are a homeowner. But if you live with your parents, you can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average premiums.

Car Insurance Companies in Hallandale, FL

Recent trends in car insurance for Hallandale drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before deciding on where to shop.

The cost of insurance in Hallandale declined from 2017-2019, before steadying out in 2020. Policy premiums finished up in 2022, at $144 a month

How does Hallandale compare to neighboring areas?

Why are car insurance rates in Hallandale different from other areas?

There are several factors car insurance companies take into consideration when choosing how much to charge for coverage. While we've discussed the ones that affect your personal policy, others are based around where you call home. These include things like:

  • Off-street parking accessibility
  • Number of drivers in the region
  • Road Safety (how many accidents each locality has)
  • Local crime rates
  • Local laws

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Hallandale?

In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.

Fortunately, Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing policies in Hallandale.

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Hallandale Insurance FAQs

What factors affect car insurance quotes in Hallandale?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Hallandale different from other neighboring cities?

Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Hallandale?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Hallandale?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Hallandale or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes