Jupiter, FL Car Insurance

The average cost for car insurance in Jupiter is about $110 a month. For information on policy rates, coverage, and more check out our guide below.
How does Jupiter stack up to the rest of the area, or even Florida as a whole? What should residents of Jupiter expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Jupiter?

Area Average Monthly Car Insurance Premium
Jupiter$110
FL$123
United States$81

As you can see in the chart above, it is around $13 a month cheaper to insure your vehicle in Jupiter than it is in the rest of Florida.

That being said residents of Jupiter might expect to pay higher rates for coverage than the rest of the country. It's about $29 more for coverage in Jupiter than in the rest of the U.S.

Keep in mind that while these are the average car insurance rates for Jupiter, it isn't guaranteed that it's what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.

We've analyzed the average rate for Jupiter and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$161
25-34$102
35-44$123
45-54Not Enough Data
55-64$92
65+$78

It's pretty safe to assume that the older you are, the longer you've been driving. That experience pays off when it comes to auto insurance. In this case, 18-24-year-olds pay two times the price that someone who is at retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. Once you hit retirement age, however, your rates may creep back up in Jupiter.

Average Car Insurance Rates by Gender

Gender Average
Male$111
Female$108

Car insurance rates for men are usually slightly more expensive than they are for women. The price for auto insurance in Jupiter, however, is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$202
Multiple Accidents$153
1 Ticket$180
Multiple Tickets$116

Rates can vary wildly depending on your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. In Jupiter, a driving record with a single accident will usually get you a rate around $202 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $180.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$118
2-3 Years$93
4-5 Years$90
6-7 Years$91
8-10 Years$97
11-14 Years$136
15 Years or Older$137

The most affordable vehicles to insure in Jupiter are usually SUVs, which run about $97 per month.

Truck and van drivers will see rates of about $117, while the rates for car owners average out to about $114 per month.

Vehicle age has an impact on the cost of your policy as well. Generally, newer vehicles are going to cost the most to insure. Once your car is around 5 years old, however, you may see your bill start to shrink a bit. In Jupiter, the most expensive vehicles to insure are vehicles fifteen years and older.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$115
Married$109
Divorced$96
Widowed$64

Generally, those who have settled down into marriage will pay slightly less for auto insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Jupiter is no exception, with the difference totaling to around $6 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$105
Rent$107
Live with parents$155

One other element taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $2 a month more than if you own your own home in Jupiter. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance costs, depending on your insurance company.

Car Insurance Companies in Jupiter, FL

Recent trends in car insurance for Jupiter drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.

The rates for auto insurance in Jupiter decreased from 2017-2018, when they hit a low of $107. This changed in 2021, when rates started to rise. This pattern has continued through the present, where rates recently reached $128.

How does Jupiter compare to neighboring areas?

Why are car insurance rates in Jupiter different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. Many factors affecting your policy are based around where you live. These factors include things like:

  • Road safety
  • Local crime rates
  • Area regulations
  • Amount of drivers in the region
  • Amount of off-street parking

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Jupiter?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Luckily, Compare.com can handle all of this for you. Simply enter your ZIP below, answer a few questions on you and your car, and you'll be quickly comparing the cheapest quotes from many of the car insurance companies that offer coverage in Jupiter.

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Jupiter Insurance FAQs

What factors affect car insurance quotes in Jupiter?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Jupiter different from other neighboring cities?

Things like crime rates, parking situations, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Jupiter?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Jupiter?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Jupiter or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes