Jupiter, FL Car Insurance

What can Jupiter residents expect to pay for their car insurance? How does Jupiter compare to the surrounding area and the rest of Florida? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

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How much is car insurance in Jupiter?

Based on the chart above, you can see that coverage in Jupiter typically costs about $4 a month less than it does in the rest of Florida.

The average cost of insuring your vehicle in Jupiter is above the national rate. It's about $39 more expensive for coverage in Jupiter than the average rates for the U.S. as a whole.

These may be the average auto insurance rates for Jupiter, but that doesn't mean it's exactly what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

We've done the heavy lifting for you and broken down the average rate for Jupiter so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below and find out in just minutes!

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Jupiter Car Insurance Rates by Age

More time behind the wheel makes you a more experienced driver. When it comes to car insurance bills, that experience can help put some change back into your pocket. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. Once you hit retirement age, however, you may see your rates start to rise again in Jupiter.

Jupiter Car Insurance Rates by Gender

Car insurance rates for men are usually slightly more expensive than they are for women. The difference in Jupiter is around $19 per month. As illustrated in the table above, female drivers in the area pay about $107 on average, while male drivers pay around $126 each month.

Jupiter Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary wildly. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. In Jupiter, drivers with one accident on their record will experience rates around $202 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $180.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Jupiter Insurance Rates by Vehicle

According to the first table above, the cheapest vehicles to insure in Jupiter are by and large SUVs, at $104 per month.

Car owners can expect to pay an average of around $127 a month for their policy, while truck and van drivers are usually around $117 to insure each month.

Vehicle age also plays a role in your monthly payment. Generally, newer vehicles are going to cost the most to insure. Once your car is close to 5 years old, however, you may see your bill start to shrink a bit. In Jupiter, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old.

Jupiter Car Insurance Rates by Relationship Status

Generally, those who have settled down into marriage will pay slightly less for car insurance. This usually happens because companies will award special discounts to policyholders with multiple vehicles that are on the same policy.

According to the table above, the difference in rates based on relationship status in Jupiter can be as much as $30 a month, so it's worth taking into consideration.

Jupiter Car Insurance Rates by Housing Situation

Your housing situation is another factor that affects your monthly rate. Renters can expect to pay around $13 a month more than drivers who own property in Jupiter. But if you live with your parents, you can expect to pay a lot more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Jupiter, FL

Recent trends in car insurance for Jupiter drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.

In Jupiter, car insurance rates decreased from 2017-2018, when they hit a low of $107. This shifted in 2021, when rates started to rise. This pattern has continued through the present, where rates recently reached $201.

How does Jupiter compare to neighboring areas?

Why are car insurance rates in Jupiter different from other areas?

When considering how much to charge for coverage, car insurance companies will review several factors. While we already mentioned the ones that affect your personal policy, others are influenced by where you live. These include things like:

• Total number of drivers in the community
• Amount of off-street parking
• Number of car accidents
• Crime levels
• Community laws

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Jupiter?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

But hold on! Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies providing plans in Jupiter.

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Jupiter Auto Insurance FAQs

What factors affect car insurance quotes in Jupiter?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Jupiter different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, local laws, and crime rates when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Jupiter?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Jupiter?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Jupiter or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.