Good2Go Insurance

Why choose Good2Go Insurance?

  • Rates are guaranteed for 12 months – you don’t need to worry about your premium going up after just 6 months*
  • Good2Go’s claims and customer service lines are open 7 days a week
  • Accredited with the Better Business Bureau, Good2Go has an A rating

Did you know...?

  • Their slogan is ‘Find the Lowest Down Payment on Minimum Limits Car Insurance. It Takes Less Than A Minute!’
  • As soon as you’ve purchased your policy, you can get instant proof of insurance, right in your inbox
  • Customer Service: 888-303-3430
  • Claims: 888-925-6547
  • Roadside Assistance: 855-278-4158

Good2Go Discounts:

  • Defensive driver course: If you're over 55 and have taken a voluntary course, you could save up to 15%
  • Good driver: Accident free? No tickets? Get up to 35% off your premium
  • Homeowner: Get up to 10% off your premium if you own your own home
  • Good student: Good grades deserve recognition, so Good2Go will save you up to 20%
  • Multi-vehicle: Insure more than one vehicle with Good2Go and save up to 25%
  • Paid in full: Pay your premium upfront and save up to 10%

Good2Go Customer Reviews:

"Good2Go makes it easy for me to pay, with a low down payment and cheap monthly bills."
Joe

"Good2Go is, hands down, the fastest, easiest and cheapest way to get coverage."
Lee

What is Good2Go Auto Insurance?

Established in 2011, Good2Go specializes in minimum coverage insurance. They are based in Blue Bell, Pennsylvania, with offices in Florida and Georgia, and write insurance in many states across the US. In December 2016, a group of insurance companies combined to write business as Good2Go Auto Insurance. Their parent company, American Independent Companies, has more than 25 years’ experience in the insurance industry.

Good2Go insurance may offer their customers the basics in coverage, but this doesn’t mean basic service. Their claim and customer service phone lines are open 7 days a week, 24-hours a day. Good2Go trains their agents to fully explain your coverage, so that you know exactly where your money is going. They also offer coverage to high-risk drivers and those who are newly licensed, or do not currently have insurance coverage.

If you don’t care about all the bells and whistles, and just want enough coverage to stay legal, then you’ve come to the right place. Good2Go maintains low prices by keeping their costs down. On top of their competitive premiums, customers can take advantage of a range of discounts. Still in school? Own your home? Have a clean driving record? These are just some of the incredible discounts available.

Although their specialty is the basics, you can opt for a higher level of coverage. Good2Go offers 24-hour towing and roadside assistance as an optional extra, available 365 days a year. You can also add collision and comprehensive coverage to your policy.

* Good2Go offers 12-month policies in most states, except in AL

How Does Good2Go Auto Insurance Work?

There’s a lot to know about Good2Go Auto Insurance, so here’s a rundown of some of important information to keep in mind about how they work. 

Good2Go Auto Insurance Payments

Good2Go keeps things simple. Customers can login to their online account to manage payments. The company offers several payment plan options, so customers can choose what works best for them. 

Good2Go Auto Insurance Rate Increases

You may find that your Good2Go auto insurance rate increases if you have an accident or other driving offense. For example, auto insurance companies are known for significantly increasing rates after someone gets a DUI. That being said, Good2Go aims to keep insurance rates low, even for those who have traffic offenses, so you might find their rate increases aren’t as high as with other auto insurance companies. Good2Go’s underwriting department will also review your claims history and driving record when your policy renews to determine if there will be rate increases. 

Good2Go Auto Insurance Claims

Auto insurance claims through Good2Go are processed by phone or online. If you choose to file by phone all you have to do is call the company’s claims line at 888-925-6547 during the company’s business hours, which run Monday through Friday from 8:00 am to 7:30 pm to file a claim. When you call, you will be given a contact number for a claims representative, as well as a claim number. The amount of time it takes to process your claim will depend upon your unique situation, but your claims representative will be sure to walk you through the process. 

If you prefer the alternative of filing online, just use your login to get into your account and start the process.  

Good2Go Auto Insurance Discounts

Good2Go offers a range of auto insurance discounts, which help you to keep your premiums low. You might qualify for these depending on your specific circumstances.

  • Defensive driver course discount: If you’re over 55 and have taken a defensive driving voluntary course, you could save up to 15%
  • Good driver: Accident free? No tickets? Get up to 35% off your premium
  • Homeowner: You can save 10% off your premium if you own your own home
  • Good student: Good grades deserve recognition, so Good2Go will take up to 20% off your premium
  • Multi-vehicle: Insure more than one vehicle with Good2Go and save up to 25%
  • Paid in full: Pay your premium upfront and get a discount of up to 10%

Good2Go Auto Insurance Coverage Options

Good2Go offers a variety of insurance options to its customers. You can buy one of the following policy types from the company:

  • Liability Only Insurance: This type of insurance is typically the legal minimum that drivers are required to carry, and it provides protection if you damage someone else’s vehicle. For example, if you’re at fault in an accident, liability insurance will cover the damage to the other vehicle, but not yours.
  • Bodily Injury Liability Coverage: If you injure or cause death to another person in an accident, bodily injury liability coverage steps in. It will also cover you in the event of a lawsuit by paying for legal defense costs. Keep in mind if you are at fault in an accident, bodily injury liability will cover injuries to other people, but not you. 
  • Full Coverage: Good2Go uses the term “full coverage” insurance to refer to their comprehensive and collision coverage, which will provide protection to your own vehicle if you are in an accident, or if you experience damage or loss due to issues like fires or a tree falling on your automobile. 
  • Additional Options: Beyond the standard insurance coverage options above, Good2Go offers uninsured and underinsured motorist coverage, rental reimbursement coverage, and towing coverage. 

If you like how Good2Go sounds, don’t act too quickly. Be sure to compare auto insurance rates of other companies to see if you can get similar coverage at a cheaper rate. Just enter your zip code below to get started.

Good2Go Auto Insurance Cost

Below are the typical monthly costs of Good2Go auto insurance, based upon different ages and demographic factors. 

How much is auto insurance for teen drivers?

The average insurance for a teen driver is currently $236.

How much is auto insurance for young drivers?

A young driver can expect to pay a rate of $337 to be insured by Good2Go.

How much is auto insurance for retired drivers?

Offering quite a competitive rate for some, Good2Go will insure a retired driver for around $120.

How much is insurance for women vs. men?

Women usually pay around $148, while men have a premium averaging $152.

How much is insurance for married drivers?

Married drivers usually pay $120.

How much is insurance for non-married drivers?

Single, non-married drivers can get rates as low as $154.

How much is insurance for drivers with a ticket on their record?

If you have a ticket, your rate will be higher, and it should sit somewhere near $156 with Good2Go.

How much is insurance for drivers with multiple tickets on their record?

If you have multiple tickets on your record you will pay a bit more. Expect an average monthly premium of $178.

How much is insurance for drivers with an accident on their record?

$174 is the typical rate for drivers with an accident on their record.

How much is insurance for drivers with multiple accidents on their record?

If you have multiple accidents, you’ll pay the highest average premiums. With Good2Go, that means around $215 per month.

While these are good averages, the best way to determine how much you’ll pay for auto insurance is to get a quote. At Compare.com we make it easy to compare the rates of 60+ insurance companies in just about 5 minutes. Enter your zip code below to start the process.

Where is Good2Go Auto Insurance Available?

Good2Go auto insurance is available in most states. At this time, the only states where they’re not licensed to provide auto insurance are Alaska, Kansas, Hawaii, Massachusetts, Montana, and Rhode Island. Fortunately, Good2Go is affiliated with other companies, and they can refer you to a partner if they’re not available where you live. 

Good2Go Auto Insurance Customer Reviews

At this time, Good2Go is not accredited by the Better Business Review (BBB), but across all locations, it does receive an A+ rating. Despite this high rating, the company only receives 1.1 out of 5 stars from customer reviews on BBB. Common customer complaints include issues with finding their policy and making payments on the company’s website. BBB is not the only website where Good2Go receives negative reviews. National ratings show they receive far more customer complaints than other auto insurance providers do. 

Recent reviews of Good2Go show that across 63 customer ratings, one-third are just one-star, indicating that the company performs poorly. Many customers who have experiences with them speak of having trouble reaching customer service or receiving a return phone call. In general, they’re rated poorly in terms of customer service, across multiple platforms. Customers also commonly experience difficulty with getting claims processed and receiving compensation for repairs. Complaints include not only those from people who are insured through Good2Go, but also from people who have been involved in an accident with someone insured by the company. 

Rarely, a customer leaves a positive review for Good2Go. Positive reviews of the company say they are willing to insure people with poor driving records for an affordable cost. Almost all positive reviews available at this time indicate that the company offers very cheap rates, which is perhaps their biggest draw. While there are some positive customer reviews of Good2Go, only 27% of customers give the company five stars, compared to 33% who rate the company at one star. 

Pros and Cons of Good2Go Auto Insurance

Pros of Good2Go

The price of Good2Go insurance is one of the most obvious advantages of this auto insurance company. They’re able to keep prices low and offer a wide range of discounts, including student discounts, good driver discounts, discounts for insuring multiple vehicles, and paid-in-full discounts. 

Another benefit is they won’t drop you if you have a serious driving infraction, such as DUI. The company actually specializes in insuring high-risk drivers, so you will find that you get lower rates with this Good2Go compared to other companies. 

Cons of Good2Go

Unfortunately, being a Good2Go customer comes with some drawbacks, most of which are based upon negative customer experiences. In fact, the company consistently gets low customer ratings. People who are insured through Good2Go frequently report that they have experienced poor customer service, difficulty making payments, and problems with reaching someone at the company.

In some instances, Good2Go has been unable to pay claims. What this means is that if you find yourself needing repairs to your vehicle in the case of an accident, Good2Go may not meet its financial obligations. This can leave you unable to make necessary repairs. 

Ultimately, the cons of Good2Go outweigh the positives of this company. You may receive low rates, and you’re likely to find that they won’t hesitate to cover high-risk drivers, but they offer little more than legal proof that you have insurance. They should be a last resort when you cannot afford another option, but the reality is that if you file a claim, you may find that the company cannot deliver upon promises to cover damages to your vehicle. This leaves you in a financial bind. In most cases, you’d be better off paying a little more for insurance that has a positive reputation and will have your back in the case of an accident. 

Looking for a better option? Get insurance quotes from over 60 insurance companies in a matter of minutes.

FAQs About Good2Go Auto Insurance

How do you report a claim with Good2Go insurance? 

To report a claim, call the company’s claim line at 888-925-6547. There is also an option to file a claim online using your customer account.

Is Good2Go insurance available nationwide? 

Good2Go is available in every state but Alaska, Kansas, Hawaii, Massachusetts, Montana, and Rhode Island. 

Will Good2Go cover me if I have a DUI? 

Yes, Good2Go will cover you, even if you have serious infractions like a DUI. The company specializes in providing high-risk insurance, so you’ll be able to get coverage at a relatively low rate, even with a DUI. 

Who should choose Good2Go insurance? 

Good2Go may not be the best choice for the typical auto insurance customer, but if you are a high-risk driver who simply needs minimum coverage, and you cannot afford a more reputable insurance company, Good2Go may be a suitable option for you. Given the numerous customer service complaints, as well as the company’s poor financial history, you would be better off selecting another auto insurance provider if you want a company that provides good customer service and protects you in the case of an accident. 

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