Why choose SafeAuto Insurance?
- A+ Rating from the Better Business Bureau
- Bilingual agents are available and their website is even available in Spanish
- SafeAuto’s helpline is available 24/7 to ask questions, make changes to your policy or even report a claim
Did you know...?
- You can save up to 50% on your policy by qualifying for SafeAuto’s discounts
- They have more than 25 years’ experience in the insurance industry
- Specializing in minimum limits insurance, they offer the basic coverage to keep you legal on the road
- Customer Service: 800-SAFEAUTO (800-723-3288)
- Claims: 800-SAFEAUTO (800-723-3288)
- SafeAuto, 4 Easton Oval, Columbus, OH 43219
- [email protected]
SafeAuto is known for providing affordable, state-minimum car insurance in 19 states. Its promise: “We keep you legal for less!”
The company offers low premiums, flexible payment plans, and responsive customer service to help customers get a policy that works for them. SafeAuto also has SR-22 and FR44 insurance for drivers who need a Certificate of Financial Responsibility to get back on the road.
Is SafeAuto the best choice for you? Let’s take a closer look.
|Clearsurance||3.4/5 – 392 reviews|
SafeAuto gets better-than-average reviews on various consumer sites. On Clearsurance, a respected reviews site, 75% of customers would renew their policy and 68% would recommend SafeAuto to a friend. People praise SafeAuto’s low rates, although several complain about their premiums rising over time.
The Better Business Bureau gives SafeAuto its highest rating, an A+, which means that the company is responsive to complaints, has been in business for a long time, and generally has good business practices.
What about SafeAuto’s employees? They generally express satisfaction with working there — which is good news for the company’s customers. Criticisms often focus on a lack of work-life balance.
How much does SafeAuto cost?
If the number one reason people like SafeAuto is its affordable premiums, you definitely want to know: How low is low? How much does SafeAuto insurance cost?
One thing to know is that SafeAuto specializes in state minimum car insurance. The cheapest insurance you can get, a state-minimum policy, includes only what’s required by your state: usually just bodily injury liability and property damage liability, although you may also need personal injury protection, uninsured/underinsured motorist coverage, or other coverage.
If you need to protect your own vehicle with comprehensive and collision coverage, or if you want liability coverage that’s more than the minimum, you’ll pay more. And if your driving record’s a little patchy, your rates will go up as well. There are other factors that affect insurance costs too, including age, marital status, address and (in many states) credit history.
Curious about how much the average driver pays for coverage? Take a look at the average state premiums we’ve compiled below:
|State||Single Car||Multi Car|
Now, it’s time to find your lowest rates for car insurance and see how SafeAuto compares to more than 60 of the country’s top carriers. Enter your ZIP code to get started!
How much can I save with SafeAuto?
Like many other insurers, SafeAuto offers a slew of discounts to customers who are eligible. Some discounts are available only in certain states, but there’s a good chance you’ll qualify for a few!
One nice offering is the “New Business Discount”: If you switch to SafeAuto from another insurance company, you may get special savings. Here’s a breakdown of several of the discounts SafeAuto offers:
|Homeowner Discount||Save money if you own a home|
|Good Student Discount||In some states, students can earn discounts for maintaining high grades.|
|Driver Improvement Course Discount||If you voluntarily take a driving class, you may (in some states) get an extra discount.|
|Safety Features Discount||If your car has features like anti-lock brakes, adaptive headlights, or electronic stability control, you may pay less each month.|
|New Business Discount||If you switch to SafeAuto from another insurer, you may earn an extra discount.|
|Good Driver Discount||No accidents? No tickets? You’ll see savings.|
|Multi-Vehicle Discount||Save when you insure more than one vehicle.|
|Paid-in-Full Discount||Get additional discounts by paying your premium in full (available in some states).|
Where does SafeAuto offer coverage?
SafeAuto serves drivers in 19 states: Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
Is SafeAuto right for me?
You’ve checked out the discounts, and you like what SafeAuto’s offering. So is it the best auto insurance choice for you? It may be, if:
- You have a less-than-perfect driving record and you don’t want to be overcharged for insurance.
- You need nonstandard car insurance, like an SR22 policy.
- You don’t want a lot of fancy extras on your policy, so state minimum insurance is fine.
- You appreciate having flexible payment options: pay by phone, bi-monthly billing and monthly billing.
There’s one sure way to find the best-fit car insurance for you: compare customized, real-life quotes. Just enter your ZIP code to start, and in a few minutes you can discover which insurance company can offer you the lowest rates.
What else do they offer?
Unlike some insurance giants, SafeAuto is focused primarily on vehicle insurance. The company has partnered with others, however, to offer some additional types of policies, such as:
Auto & Vehicle
- How do I pay my SafeAuto insurance policy?
SafeAuto is known for its flexible payment options, so choose what works best for you! You can pay by phone with your checking account or with a credit/debit card; pay by MoneyGram, Western Union, or ACE Cash Express; or set up automatic billing.
- Once I’m insured, how quickly can I get my proof of insurance?
They will mail your documents within three (3) working days after your policy’s effective date. Need it sooner? Just ask to have it faxed or emailed to you right away.
- Does SafeAuto have a mobile app?
Yes, SafeAuto offers a highly-rated mobile app for iPhone and Android. On the app you can check the status of your policy, access your ID card and make payments.
- Does SafeAuto offer optional extras on its insurance plans?
The Company’s Brand
SafeAuto’s current slogan is “Insurance for the Rest of Us,” which neatly sums up its approach to business. While the largest insurers opt for branding that’s either super-goofy or seriously earnest, they takes a different track and emphasizes that it offers affordable insurance for regular people. Its touchpoints are friendly, accessible customer service and low prices.
You may know SafeAuto from…
In keeping with its “insurance for regular people” branding, SafeAuto doesn’t have a corporate mascot or famous spokesperson. Oddly enough, its most-watched commercial on YouTube is from 2011 — and it features a guy getting a wedgie over and over.
Find them on Social Media
SafeAuto can be found on an array of social media channels: Facebook, Twitter, Instagram, LinkedIn and YouTube.