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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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If you own a Chevrolet Camaro, you’ll pay more for car insurance than the average car owner. Performance cars like the Camaro typically cost more to insure than average, especially if you opt for a high-performance package like the 1LE package.[1] But you can use several strategies to save money on your premiums.
Start by gathering quotes from several companies, like Travelers, Certainly, and Mile Auto, which offer some of the most affordable coverage for Camaros. In this article, we highlight the cheapest car insurance options for Camaros for a variety of situations to help you balance protection with price.
Travelers offers the cheapest Chevrolet Camaro insurance rates, with premiums starting at $106 per month.
On average, Camaro drivers pay about $132 per month for liability-only coverage and $243 for full coverage.
Camaro insurance rates vary widely by state and age, with younger drivers and drivers in states like New York seeing the highest premiums.
The cost of insuring your Chevrolet Camaro depends on the type of policy you choose. With a liability-only policy, you get basic coverage to meet your state’s minimum requirements. Your liability coverage protects you against damages you cause to others, but it doesn’t cover your vehicle.
Full-coverage policies include liability, collision, and comprehensive coverage, which protects you and your vehicle.
The table below compares Camaro insurance rates with the national average for all vehicles. It breaks down the average monthly insurance rates for different policy types, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Chevrolet Camaro | $132 | $243 | $187 |
| All vehicles | $107 | $197 | $152 |
On average, Camaro drivers pay an average of $132 per month for liability-only policies and $243 per month for full coverage.
Insurance rates for your Camaro can also vary significantly based on several factors, including your age, driving history, location, and specific Camaro model year.
Comparing personalized quotes is the only way to find the best coverage.
Regardless of average rates, you always have ways to save on your Camaro insurance. Let’s take a look at the companies offering the cheapest car insurance for Camaros, according to our data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $106 |
| Certainly | $110 |
| Mile Auto | $110 |
| Nationwide | $116 |
| Safeco | $116 |
Travelers offers the lowest average monthly premium for Chevrolet Camaros, at $106. But while these companies have the most competitive rates on average, it doesn’t guarantee they’ll be the cheapest for everyone. Always compare quotes from multiple companies to find the best rate for your specific situation.
Next, we explore how insurance rates vary based on specific demographics and other factors.
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The best car insurance company for Camaro drivers depends on your specific circumstances and coverage needs. We selected companies that stand out based on a combination of competitive average rates, customer satisfaction ratings, available discounts, and coverage options.
Here’s a look at some of the best insurers for different types of Camaro drivers.
Compare.com Rating: 4.23 out of 5
Competitive rates for newer drivers
Great discounts for students and young drivers
Accident forgiveness available
Travelers offers some of the most competitive rates for younger Camaro drivers, plus substantial discounts for good students, students away at school, and drivers who complete driver training. The company offers a wide range of insurance products to support young drivers from adolescence to adulthood.
Although Travelers offers online and mobile tools, customer reviews indicate some issues for Android users. And despite its low complaints, the company scores lower than the industry average for claims or customer service.
Compare.com Rating: 4.88 out of 5
Many coverage options
User-friendly website and mobile app[5]
High claims satisfaction ratings
Below-average customer service
Not available in every state
Fewer discounts than competitors
Nationwide offers Camaro drivers solid coverage options, including accident forgiveness, vanishing deductibles, gap insurance, and a total loss deductible waiver. It also provides 10 discounts and an annual review to help you save more without sacrificing coverage.
J.D. Power rates Nationwide’s SmartMiles program as the best pay-per-mile option. While Nationwide sees more complaints than average, drivers in the Southeast and North Central regions give it above-average ratings.
Compare.com Rating: 4.78 out of 5
Affordable rates
Telematics discount of up to 30%
Many customizable coverage options
Lower claims satisfaction rating
Below-average shopping experience[6]
Must buy a policy with an agent
Safeco makes a solid choice for Camaro drivers looking for affordability and extended coverage options like accident forgiveness or diminishing deductibles. Its RightTrack telematics program offers one of the largest safe-driving discounts available.
While customer policy purchasing experience and claims satisfaction scores lag behind competitors, working with a top-rated independent agent can improve your experience. Just note that Safeco doesn’t offer gap coverage and has fewer discount options than some insurers.
Compare personalized quotes from America’s top companies.
The age of your car can influence your insurance premiums. Generally, the more expensive the vehicle, the higher the insurance premium. As a result, newer Camaros typically have higher insurance premiums than older models.
The following table shows average monthly insurance premiums by Camaro model year, including the cheapest insurer and its rate, according to Compare.com data.
Camaro Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2024 | $241 | Direct Auto | $239 |
| 2023 | $235 | Safeco | $135 |
| 2022 | $241 | Mile Auto | $136 |
| 2021 | $213 | Mile Auto | $112 |
| 2020 | $211 | Safeco | $121 |
| 2019 | $218 | Travelers | $113 |
| 2018 | $199 | Certainly | $107 |
| 2017 | $199 | Safeco | $115 |
| 2016 | $205 | Safeco | $117 |
| 2015 | $182 | Certainly | $93 |
| 2014 | $182 | Mile Auto | $99 |
| 2013 | $176 | Mile Auto | $92 |
| 2012 | $155 | Certainly | $83 |
Now, let’s look at how rates differ based on your state.
Your location can significantly affect your Camaro insurance rates due to factors such as state regulations, crime rates, population density, and the frequency of claims.
The table below details average monthly premiums for Camaro insurance by state.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $110 |
| Arizona | $148 |
| Arkansas | $212 |
| California | $213 |
| Colorado | $173 |
| Connecticut | $336 |
| Delaware | $205 |
| Florida | $216 |
| Georgia | $219 |
| Idaho | $111 |
| Illinois | $138 |
| Indiana | $119 |
| Iowa | $100 |
| Kansas | $136 |
| Kentucky | $216 |
| Louisiana | $199 |
| Maine | $131 |
| Maryland | $304 |
| Massachusetts | $166 |
| Michigan | $259 |
| Minnesota | $166 |
| Mississippi | $166 |
| Missouri | $162 |
| Montana | $134 |
| Nebraska | $155 |
| Nevada | $263 |
| New Hampshire | $101 |
| New Jersey | $175 |
| New Mexico | $128 |
| New York | $425 |
| North Carolina | $83 |
| North Dakota | $128 |
| Ohio | $112 |
| Oklahoma | $143 |
| Oregon | $142 |
| Pennsylvania | $144 |
| Rhode Island | $127 |
| South Carolina | $242 |
| South Dakota | $107 |
| Tennessee | $125 |
| Texas | $196 |
| Utah | $161 |
| Vermont | $120 |
| Virginia | $160 |
| Washington | $123 |
| District of Columbia | $251 |
| West Virginia | $128 |
| Wisconsin | $112 |
| Wyoming | $107 |
In the next section, we show how average car insurance rates change based on your age.
Your age influences your car insurance rates significantly. Young drivers — especially teenagers — pay the most for auto coverage partly because they get into three times as many crashes as drivers 20 and older, according to the Insurance Institute for Highway Safety (IIHS).[7] Older drivers usually pay less due to lower crash rates and fewer miles driven.[8]
Here are the average rates and cheapest options for Camaro drivers by age group, according to Compare.com data.
Age Group | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Teens | $353 | Travelers | $200 |
| Adults | $171 | Travelers | $97 |
| Seniors | $144 | Travelers | $82 |
Teen Camaro drivers pay the highest rates, at $353 per month — more than double what adults and seniors pay. Travelers has the lowest average monthly premiums for every age group.
Next, we will explore how different driving records affect Camaro insurance rates.
Your driving record heavily influences car insurance rates. Insurers see violations or accidents as indicators of future risk, so even a minor infraction might trigger higher premiums.
Below, we’ve provided a table showing the average rates and cheapest insurance companies for Camaro drivers based on different driving records.
Driving Record | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Clean record | $187 | Travelers | $106 |
| Speeding ticket | $260 | Travelers | $148 |
| At-fault accident | $271 | Travelers | $154 |
| DUI | $308 | Travelers | $175 |
Insurance premiums increase significantly after a speeding ticket, causing monthly premiums to go up by around $73 per month. For a DUI — a more serious offense — rates increase by a whopping $121 per month, according to our research. But Travelers consistently offers lower rates across all driving records, making it a standout choice if your record isn’t flawless.
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Different features and upgrades on a Camaro can also lead to higher or lower insurance premiums. That’s because certain features and options affect your vehicle’s value, repair costs, and theft risk.
Here are a few key features to keep in mind:
Advanced systems: Standard and optional features like rear park assist can help reduce accident risk, but repair costs can negate the savings.
High-performance packages: Special trims like the ZL1 and 1LE include performance-tuned suspension, increased horsepower, and expensive brakes — all of which raise replacement costs, leading to higher premiums.
Premium wheels, tires, and carbon fiber accents: Options like 20-inch forged wheels increase the vehicle’s value and repair expenses, which insurers consider when pricing coverage.
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Insuring a Camaro doesn’t have to break your budget. Here are practical ways Camaro drivers can lower premiums:
Bundle policies. Purchase your Camaro car insurance with your homeowners or renters policy to unlock a multi-policy discount.
Complete a defensive driving course. Taking an approved safety course can lower your premium — especially for younger or new drivers.
Install an anti-theft device. Security upgrades reduce the risk of theft and can help lower your rate with an anti-theft discount.
Enroll in a telematics program. Let your insurer track your driving habits through its telematics program to earn discounts for safe driving.
Compare quotes. Rates change frequently, so shop around and compare insurance quotes regularly to ensure you’re getting the best deal.
Get real-time quotes and save money on your next policy.
If you’ve got questions about Camaro auto insurance, you’re not alone. Here are answers to some of the most common questions Camaro drivers ask.
Yes. Camaros generally cost more to insure than the average vehicle. On average, Camaro auto insurance costs $187 per month, while the national average for all other vehicles is $152, according to our data.
Travelers offers the cheapest rates for Camaro drivers, with average premiums as low as $106 per month, according to Compare.com data. That said, your personal rate depends on your state, driving record, and coverage choices. So, compare quotes from multiple companies to find your best rate.
Our data shows that insuring a 2024 Camaro costs an average of $241 per month. Keep in mind that your location, driving history, and the coverage you choose can affect what you pay. Drivers can find cheaper rates by leveraging car insurance discounts, such as bundling, safety features, anti-theft, and more.
The Equinox is the cheapest Chevy model to insure, with average monthly premiums around $118, according to Compare.com data. But you can find cheaper rates for any vehicle by regularly comparing quotes and shopping around.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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