Bristol West Insurance

Why choose Bristol West Insurance?

  • Never miss a bill again! Make a payment online any time, day or night
  • Their claims center allows you to report a claim online 24/7

Did you know...?

  • A modern company, you can contact Bristol West on Twitter or Facebook
  • Bristol West has an A rating from AM Best, based on their financial strength
  • Customer Service: 888-888-0080
  • Claims: 800-274-7865
  • Roadside Assistance: 800-554-6678
  • 5600 Beech Tree Lane, Caledonia, MI 49316


Part of the Farmers Insurance Group of Companies, Bristol West benefits from a strong financial background and years of insurance experience. Founded in 1973, they’re now represented by over 38,000 fully-trained agents across the U.S.

Formerly known as Foremost Insurance, Bristol West offers affordable auto insurance options with responsive customer service. It’s known for flexible billing and payment options, including text alert bill payment reminders.

So, are they the right insurance company for you? Let’s take a closer look.

Bristol West Reviews

Clearsurance 3.1/5 – 68 reviews
AM Best A
Glassdoor 3.1/5

Overall, the company gets pretty good reviews from its customers. On Clearsurance, a respected insurance review site,  just over 76% rate Bristol West good, great or excellent. Customers’ favorite part? Their insurance is affordable. Many also say the purchase process was quick and the customer service is friendly.

They also earn an A+ rating from the Better Business Bureau. That positive rating signifies that the BBB approves of the way Bristol West operates and how it responds to customers.

Their parent company, Farmers Insurance, holds a financial strength rating of A from AM Best. This means you can count on the company to pay future claims.

So, what do Bristol West’s employees think? Reviews on Glassdoor are mixed, though generally tend to be favorable. People like the corporate culture and team atmosphere, but the heavy workload is a common complaint.

How much does Bristol West cost?

It can be tough to find cheap car insurance that delivers satisfactory customer service and claims coverage. Does Bristol West fit the bill?

The company touts affordable rates, but the amount you’ll pay depends on your personal circumstances: age, gender, marriage status, address, credit history (in many states), etc. Driving history has a major impact on insurance costs: recent claims and traffic violations will make insurance companies raise their rates. Another factor is the coverage levels you choose: state minimum insurance is cheaper than full coverage.

See what you’ll pay with a personalized quote from Bristol West and dozens of other top carriers by simply entering your ZIP code below!

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How much can I save with Bristol West?

They don’t advertise many discounts. But that doesn’t mean you can’t find a wide array of savings, which (depending on where you live) might include:

Discount Savings
Homeowner Discount Save money if you own your home
Driver Training Discount If you’ve recently passed an approved  accident prevention course, you may get a price cut on insurance
Safety Features Discount You can get a discount if your vehicle has features that deter theft or improve driving safety
Multi-Vehicle Discount You’ll see big savings if you insure multiple vehicles
Pay-in-Full Discount Save by paying your policy in full
Safe Driving Discount Pay less for car insurance if you maintain a clean driving record.

Where does Bristol West offer coverage?

Bristol West has a broad coverage area, protecting drivers and vehicles in 42 states.

Is Bristol West right for me?

Now that you’re up to speed, you may be wondering if Bristol West is the best car insurance choice for you.

They’re likely to be a good fit if:

  • Flexible payment options are important to you
  • You like the personal attention an agent can provide
  • Your driving record or credit history isn’t perfect
  • You’re looking for quality, cheap car insurance

Ready to buy? First, get personalized quotes from Bristol West and other top auto insurance providers by entering your ZIP code.

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What else does Bristol West offer?

They focus closely on auto insurance, so you may have to go elsewhere for boat insurance, RV insurance, or home insurance. Bristol West offers a few core products:

Auto & Vehicle

  • Car Insurance
  • Non-Standard/High-Risk Insurance
  • SR-22 Insurance
  • Gap Insurance

Bristol West FAQs

  • Does Bristol West have a mobile app?

Yes. The company offers a simple, free app for Android and iOS. Make a payment, view your ID cards, review your policy, or submit a claim.

  • How do I file a claim with Bristol West?

File a claim online at, or call toll-free: 1-800-274-7865

  • Does Bristol West offer flexible payment plans?

Yes! While they do not allow customers to choose their payment schedule, they offer plenty of payment options You can pay online, by mail, directly to your agent, through the app, via automatic withdrawal, or by Western Union/MoneyGram. Just be aware that you’ll pay a fee if you need a customer service representative to assist with your payment, or if you use the automated phone system.

  • What is Bristol West’s text alert system?

Sign up for text alerts, and you’ll get a reminder when your payment’s due as well as an alert if you miss a payment.

Bristol West in the community

Bristol West Insurance, along with fellow Farmers company Foremost Insurance, donated $500,000 to the Trusted Choice® COVID-19 Relief Fund established by the Independent Insurance Agents & Brokers of America. The money went to help struggling independent insurance agencies and employees affected by the COVID-19 pandemic.

Parent company Farmers Insurance is generous as well, having given money to the Los Angeles Urban League, LA firefighters, Hawai‘i Pacific Health, the Armed Services YMCA San Diego and many more organizations.

Find Bristol West on Social Media

Want to stay in touch? Find company updates by connecting with Farmers Insurance on all the usual channels: YouTube, LinkedIn, Facebook, Twitter and Instagram.

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