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How much is car insurance in Corona?
|Area||Average Monthly Car Insurance Premium|
According to the chart above, the rates you'll pay for coverage in Corona are on par with what you would pay anywhere else in California.
Compared to the rest of the country, auto insurance in Corona is more affordable. It's about $24 cheaper to insure your vehicle in Corona compared to the average rate for the United States as a whole.
Bear in mind that while these are the average car insurance rates for Corona, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
We've broken down the average rates for Corona to help you understand what exactly you might be asked to pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel, right? It also makes sense that the more experienced of a driver you are, the safer you are. In this case, 18-24-year-olds pay $35 more than drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. Drivers in Corona may see their rates climb back up once they hit retirement age.
Average Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. In Corona, however, the difference in monthly rates for auto insurance is minimal.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can vary wildly depending on your driving record. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Corona, drivers with one accident on their record will experience rates around $67 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $81.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$53|
|15 Years or Older||$55|
The most affordable vehicles to insure in Corona are by and large trucks and vans, which run about $51 per month.
Car owners will see a monthly rate of about $57, while SUV owners typically pay around $55 per month.
You may also see different rates based on the age of your vehicle. Overall, newer vehicles are going to cost the most to insure. However, if your car is a few years old, you can expect to see your rates start dropping back down. In Corona, vehicles eight-to-ten years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$61|
Generally speaking, married policyholders will pay slightly less for insurance coverage. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
The difference in rates based on relationship status in Corona is about $15 a month, with married couples paying less for coverage than single drivers.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$82|
Another factor that comes into play is your housing situation. Homeowners in Corona can expect to pay around $3 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average premiums.
Car Insurance Companies in Corona, CA
Recent trends in car insurance for Corona drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when deciding when and where to shop.
Auto insurance rates in Corona rose from 2016-2017, when they hit a high of $69. This pattern changed in 2018, when they began to decrease, and have continued on that road through 2021, when rates reached a low of $48 a month.
How does Corona compare to neighboring areas?
Why are car insurance rates in Corona different from other areas?
Car insurance companies look at a variety of factors when they're figuring out how much to charge for a policy. Your insurance policy will depend largely on where you live and drive and will be influenced by things such as:
- Number of drivers in the community
- Access to off-street parking
- Road Safety (frequency of local car accidents)
- Local laws
- Local crime rates
An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Corona?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Fortunately, Compare.com does all of that work for you. Just put in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering auto coverage in Corona.
Corona Insurance FAQs
What factors affect car insurance quotes in Corona?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your credit score, driving record, marital status, and address.
Why is the cost of car insurance in Corona different from other neighboring cities?
Things like parking situations, crime rates, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Corona?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Corona?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Corona or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?