Huntington Park, CA Car Insurance

What should residents of Huntington Park expect to pay for their car insurance? How do rates in Huntington Park measure up compared to neighboring areas, including California as a whole? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:

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How much is car insurance in Huntington Park?

As you can see in the chart above, it costs about the same to insure your vehicle in Huntington Park as it does in the rest of California.

Similarly, car insurance rates in Huntington Park are often favorable when viewed against the rest of the country. It's about $26 cheaper than the national average to insure your vehicle in Huntington Park.

The price you pay may very well be higher or lower than the rates you see, but we can help explain why. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Your policy's monthly price is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

But don't worry, we've broken down average rates for Huntington Park residents so that you can get a more accurate idea of what you might pay. If you think you might be overpaying for insurance in your area, enter your ZIP below and find out!

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Average Car Insurance Rates by Age

It makes sense that older drivers would have more experience behind the wheel. That experience can turn into some real savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay two times as much as drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. Drivers in Huntington Park may see their rates begin to increase again once they hit retirement.

Average Car Insurance Rates by Gender

On average, female drivers pay slightly less than male drivers for car insurance. While male drivers actually pay a little bit less than female drivers on their monthly premiums, the difference in Huntington Park is only about $3 a month.

Average Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary quite a lot. A clean driving record will obviously get you a lower rate than one with accidents or infractions. In Huntington Park, drivers with one accident on their record will experience rates around $65 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $63.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

According to the first table above, the cheapest vehicles to insure in Huntington Park are usually trucks and vans, at $44 per month.

SUV drivers will see rates of about $53 to insure their vehicle, while car owners typically pay around $56 per month.

The age of your vehicle also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Huntington Park, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Overall, those who have settled down into marriage will pay slightly less for car insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.

At a national level, single drivers usually pay more than married couples do for auto insurance. Huntington Park follows that pattern, with the difference totaling to around $7 a month.

Average Car Insurance Rates by Housing Situation

One other element taken into consideration is your housing status. Renters can expect to pay around $2 a month less than drivers who own property in Huntington Park. But if you live with your parents, you can expect to pay a lot more.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your overall costs.

Car Insurance Companies in Huntington Park, CA

Recent trends in car insurance for Huntington Park drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

In Huntington Park, the rates for auto insurance increased from 2017-2019, when they reached a high of $58. This trend leveled out in 2020, when they began to decrease, and have continued to do so through 2022, when car insurance rates hit a low of $50 a month.

How does Huntington Park compare to neighboring areas?

Why are car insurance rates in Huntington Park different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:

• Amount of drivers
• Road Safety (frequency of local car accidents)
• Crime rates
• Access to off-street parking
• Community laws

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Huntington Park?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com does all of that work for you. Just put in your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies offering coverage in Huntington Park.

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Huntington Park Insurance FAQs

What factors affect car insurance quotes in Huntington Park?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your marital status, credit score, address, and driving record.

Why is the cost of car insurance in Huntington Park different from other neighboring cities?

Local laws, crime rates, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Huntington Park?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Huntington Park?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Huntington Park or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?