Jurupa Valley, CA Car Insurance

The average monthly cost for car insurance in Jurupa Valley is about $50. To find out more check out our guide below.
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Compared to their surrounding area, how do rates in Jurupa Valley stack up? What about against the rest of California? What can Jurupa Valley residents expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:

How much is car insurance in Jurupa Valley?

Area Average Monthly Car Insurance Premium
Jurupa Valley$50
CA$56
United States$81

Compared to the rest of the California, coverage in Jurupa Valley is about $6 a month cheaper.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Jurupa Valley is rather affordable. Car insurance rates for the United States as a whole are, on average, $31 more expensive than the rates you'd pay in Jurupa Valley.

Bear in mind that while these rates are the average costs for Jurupa Valley drivers, it doesn't mean that's what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all factored into assessing the final dollar amount you'll be asked to pay each month.

We've analyzed the average rate for Jurupa Valley and broken down the different factors to help you understand what your monthly bill might look like. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!


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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$73
25-34$44
35-44$38
45-54Not Enough Data
55-64$44
65+$39

It's pretty safe to assume that the older you are, the more experience you have as a driver. When it comes to your monthly premium, that experience can really pay off. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

For every ten years older you get, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement age your rates may climb back up in Jurupa Valley.

Average Car Insurance Rates by Gender

Gender Average
Male$51
Female$48

On average, female drivers pay slightly less than male drivers for car insurance. In Jurupa Valley, however, the difference in monthly rates for car insurance is minimal.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$56
Multiple Accidents$55
1 Ticket$51
Multiple Tickets$62

One of the biggest factors in determining your car insurance rates is your driving record. Those with clean records can expect to pay a lot less than those with infractions. In Jurupa Valley, drivers with one accident on their record will experience rates around $56 a month. Similarly, drivers with one ticket will typically pay around $51 on average.

When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$78
2-3 Years$44
4-5 Years$44
6-7 Years$47
8-10 Years$55
11-14 Years$48
15 Years or Older$50

If you look at the first table above, you'll see that trucks and vans are typically the cheapest vehicles to insure in Jurupa Valley, with drivers paying around $43 per month for auto insurance.

SUV drivers will see rates of about $50 for auto insurance, while car owners usually pay around $51 per month.

In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you may start to see your monthly premium decrease. The most expensive vehicles to insure in Jurupa Valley are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$54
Married$41
Divorced$39
Widowed$37

Generally speaking, married policyholders will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.

At a national level, single drivers usually pay more than married couples do for auto insurance. Jurupa Valley follows that pattern, with the difference totaling to around $13 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$48
Rent$49
Live with parents$61

Another factor taken into consideration is your housing situation. In Jurupa Valley, homeowners can expect to pay around $1 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Jurupa Valley, CA

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when deciding when and where to shop.

The rates for auto insurance in Jurupa Valley have been mixed as of late, they rose in 2017, declined in 2019, and increased again in 2021, before finishing at $55 in 2022.

How does Jurupa Valley compare to neighboring areas?

Why are car insurance rates in Jurupa Valley different from other areas?

When considering how much to charge for a monthly rate, car insurance companies will consider a lot of factors. The specifics of where you live and drive will have an impact on your personal policy. This might include things like:

  • Amount of drivers
  • Off-street parking accessibility
  • Road Safety (total number of local car accidents)
  • Community regulations
  • Crime levels

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Jurupa Valley?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

Fortunately, Compare.com can handle all of this for you. Simply enter your ZIP below, answer a few questions about you and your car, and you'll be quickly comparing the cheapest quotes from numerous car insurance companies that offer plans in Jurupa Valley.


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Jurupa Valley Insurance FAQs

What factors affect car insurance quotes in Jurupa Valley?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Jurupa Valley different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like local laws, crime rates, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Jurupa Valley?

No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Jurupa Valley?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Jurupa Valley or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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